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Black box car insurance
We can help make car insurance more affordable for 17 to 25 year olds.
Your child getting their first car is an exciting time for both of you, as hopefully you’ll no longer need to be the family taxi service! However, there are two concerns when they go on the road on their own for the first time:
- Will they be safe?
- How can we afford the insurance?
How can the Family Building Society help?
We realise that getting affordable cover for young people is a challenge, so have partnered with ingenie who have an innovative policy.
ingenie provides black box car insurance, helping young drivers get discounts on their car insurance based on how well they drive.
Safety is so important. That’s why ingenie rewards safe drivers with cheaper insurance. They fit a small black box in the car (or send a self-fit box depending on the type of car) and update the driver with regular driving feedback and a score out of 100 based on their speed, acceleration, braking and cornering.
The driver receives feedback every 10 days or so and has their premium reviewed three times a year, keeping them engaged with how well they’re driving.
The higher the score, the bigger the discount – up to an extra 21% during their first year*.
For more information you can contact our friendly team:
*Premium increase could apply for poor driving
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Useful information about ingenie and how it works
ingenie Services Limited is registered in England & Wales (No. 07465078) and authorised and regulated by the Financial Conduct Authority (FRN 568113). The Financial Conduct Authority's Register can be accessed through www.fca.org.uk/register. ingenie Services Limited offers general insurance policies from a limited number of insurers.
We receive payment from ingenie where an introduction to their services leads to a transaction taking place.

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