Notices
  • The Capital 90 (1) 1.06% AER - is now on general sale and can be applied for exclusively online. £20,000 minimum deposit. You can add funds to the account until 3pm, 26 November 2021, after this no additions will be allowed. Find out more
  • Premium Saver (4)  0.65% AER - is now on general sale and can be applied for exclusively online. £10,000 minimum deposit. You can add funds to the account until 3pm, 5 November 2021, after this no additions will be allowed. Find out more

3.24% 5 year fixed rate

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Initial interest rate Current follow on rate Overall cost for comparison Repayment or Interest-Only? Max % Loan to Value (LTV) Product fees Additional
benefits

3.24% 5 year fixed rate

3.24% 5.14% 4.2%APRC
  • Interest-Only
  • Repayment
60% £0

Key things to bear in mind

· Purpose - Product switch and further advance
· Loan to Value - Maximum 60%.
· Fees:
- Application fee
- £125 for further advance. £0 for product switches
Valuation Fees - £0                                             
- Legal fees - £100 minimum for further advances
- Product fee - £0 
· Early Repayment Charges - 5% until 30/11/2022, 4% until 30/11/2023, 3% until 30/11/2024, 2% until 30/11/2025, 1% until 30/11/2026
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £2,000 for further advance. No minimum for product switches.
· Additional criteria - For further advances the mortgage must complete by 01/02/2022
 
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More downloads & what you'll need to apply

Case study - A repayment mortgage even in retirement

Christine and her husband were looking for a repayment mortgage in their retirement but needed a long mortgage term.

View full case study

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Mortgages - 03330 140140

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Mortgages - 03330 140146

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