Notices

Homes for Ukraine - important information can be found here.
Rate changes following Bank of England decision to raise its Bank Rate to 1.25% on 16 June.

Savings: the majority of our variable savings rates have been increased from 24 June. Rate increases for Windfall Bond and Tracker Savings Bond apply from 1 July. (Updated 1 July.)

Mortgages: our variable mortgage rates will increase and we are in the process of writing to affected customers with details of their revised payments, interest rate and effective date. Product rates now shown on the website reflect this increase. (Updated 1 July.)

4.24% 5 year fixed rate until 30/09/2027 Limited Company

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Initial interest rate	Current follow on rate	Overall cost for comparison	Repayment or Interest-Only?	Max % Loan to Value (LTV)	Product fees	Additional benefits
4.24% 5 year fixed rate until 30/09/2027 Limited Company
4.24%	6.29%	5.5%APRC	Interest-Only Repayment	60%	£0

Key things to bear in mind

Purpose - Buy to Let Limited Company product switch and further advance
Loan to Value - Maximum 60%.
Fixed Rate end date - 30/09/2027
Application Fee - £125 for further advance. £0 for product switches
Valuation Fees - £0
Legal fees - £100 minimum for further advances
Product Fee - £0
Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
Minimum loan - £2,000 for further advance. No minimum for product switches.
Early Repayment Charges - 5% until 30/09/2023, 4% until 30/09/2024, 3% until 30/09/2025, 2% until 30/09/2026, 1% until 30/09/2027
Cost for comparison - 5.5% APRC
Additional criteria - For further advances, the mortgage must complete by 03/10/2022

Affordability calculator Email us Ask us to call back Summary & fees

Christine and her husband were looking for a repayment mortgage in their retirement but needed a long mortgage term.

For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.

awards

Savings - 03330 140141

Mortgages - 03330 140140

Savings - 03330 140144

Mortgages - 03330 140146

We can call you back at a time that suits you.

Ashley Square, Epsom, Surrey, KT18 5DD.

Your questions might be answered here.