Notices
  • Support for Coronavirus - how we're helping our customers See more

3.54% 5 year fixed rate

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Initial interest rate Current follow on rate Overall cost for comparison Repayment or Interest-Only? Max % Loan to Value (LTV) Product fees Additional
benefits

3.54% 5 year fixed rate

3.54% 5.14% 4.6%APRC
  • Interest-Only
  • Repayment
65% £0

Key things to bear in mind

· Purpose - Product switch and further advance
· Loan to Value - Above 60%
· Fees:
- Application fee
- £125 for further advance. £0 for product switches
- Valuation Fees  - £0                                             
- Legal fees - £100 minimum for further advances
- Product fee - £0 
· Early Repayment Charges - 5% until 31/08/2022, 4% until 31/08/2023, 3% until 31/08/2024, 2% until 31/08/2025, 1% until 31/08/2026
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £2,000 for further advance. No minimum for product switches.
· Additional criteria - For further advances the mortgage must complete by 01/11/2021
 
Buy to Let calculator Email us Ask us to call back Summary & fees

More downloads & what you'll need to apply

Case study - Taking a sensible approach to intergenerational lending

Susan and Roger, both retired, were looking for a joint Interest-Only mortgage with their son.

View full case study

Over 125 years of helping people move in

For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.

awards

More about who we areView our awards

Call our expert UK team

New enquiries

Savings - 03330 140141

Mortgages - 03330 140140

Existing customers

Savings - 03330 140144

Mortgages - 03330 140146

...or ask the way that suits you.

Request a call back

We can call you back at a time that suits you.

Visit us in branch

Ashley Square, Epsom, Surrey, KT18 5DD.

View our FAQs

Your questions might be answered here.