Notices
  • Savings customers: Your 2024 / 2025 Annual Interest Savings Summary are currently being processed and are due to be delivered by 30 April 2025.
  • We’ll shortly be making some changes to our Online Service to make it simpler and easier for you to use.  

    Our new Online Service will have a modern design, improved navigation and many added benefits.  

    Find out more about the changes

  • Our Windfall Bond savings account will earn you 3.50% annual interest (Gross AER).

    Plus exclusive entry into a monthly free prize draw with prizes ranging between £100 and £50,000.
    Click here to find out more and apply.

  • Please note that our 1 Year Fixed Rate Bond (57) has been withdrawn from sale. Any customers that have recently applied for this account will have 15 calendar days to initially fund their account.

1 Year Fixed Rate Cash ISA (18)

Rate effective from 13 July 2021
Fixed for 1 year
Tax-free1AER2
£1,000+
0.45%

1 Year Fixed Rate Cash ISA (19)

Rate effective from 21 January 2022
Fixed for 1 year
Tax-free1AER2
£1,000+
0.65%

1 Year Fixed Rate Cash ISA (21)

Rate effective from 23 June 2022
Fixed for 1 year
Tax-free1AER2
£1,000+
1.40%

1 Year Fixed Rate Cash ISA (22)

Rate effective from 10 August 2022
Fixed for 1 year
Tax-free1AER2
£1,000+
1.80%

1 Year Fixed Rate Cash ISA (34)

Rate effective from 12 January 2024
Fixed for 1 year
Tax-free1AER2
£1,000+
4.70%

1 Year Fixed Rate Cash ISA (35)

Rate effective from 9 February 2024
Fixed for 1 year
Tax-free1AER2
£1,000+
4.55%

1 Year Fixed Rate Cash ISA (36)

Rate effective from 14 August 2024
Fixed for 1 year
Tax-free1AER2
£1,000+
4.40%

1 Year Fixed Rate Cash ISA (37)

Rate effective from 4 October 2024
Fixed for 1 year
Tax-free1AER2
£1,000+
4.20%

2 Year Fixed Rate Cash ISA (13)


Rate effective from 9 December 2020
Fixed for 2 yearsTax-free1AER2
£1,000+0.65%

2 Year Fixed Rate Cash ISA (14)

Rate effective from 19 February 2021
Fixed for 2 yearsTax-free1AER2
£1,000+0.45%

2 Year Fixed Rate Cash ISA (15)

Rate effective from 13 July 2021
Fixed for 2 yearsTax-free1AER2
£1,000+0.50%

2 Year Fixed Rate Cash ISA (16)

Rate effective from 21 January 2022
Fixed for 2 yearsTax-free1AER2
£1,000+0.75%

2 Year Fixed Rate Cash ISA (18)

Rate effective from 23 June 2022
Fixed for 2 yearsTax-free1AER2
£1,000+1.60%

2 Year Fixed Rate Cash ISA (19)

Rate effective from 10 August 2022
Fixed for 2 yearsTax-free1AER2
£1,000+2.00%

2 Year Fixed Rate Cash ISA (30)

Rate effective from 12 January 2024
Fixed for 2 yearsTax-free1AER2
£1,000+4.50%

2 Year Fixed Rate Cash ISA (31)

Rate effective from 9 February 2024
Fixed for 2 yearsTax-free1AER2
£1,000+4.25%

2 Year Fixed Rate Cash ISA (32)

Rate effective from 14 August 2024
Fixed for 2 yearsTax-free1AER2
£1,000+4.15%

3 Year Fixed Rate Cash ISA (11)

Rate effective from 9 December 2020
Fixed for 3 years
Tax-free1AER2
£1,000+
0.75%

3 Year Fixed Rate Cash ISA (12)

Rate effective from 19 February 2021
Fixed for 3 years
Tax-free1AER2
£1,000+
0.60%

3 Year Fixed Rate Cash ISA (13)

Rate effective from 13 July 2021
Fixed for 3 years
Tax-free1AER2
£1,000+
0.65%

3 Year Fixed Rate Cash ISA (14)

Rate effective from 21 January 2022
Fixed for 3 years
Tax-free1AER2
£1,000+
0.85%

3 Year Fixed Rate Cash ISA (16)

Rate effective from 23 June 2022
Fixed for 3 years
Tax-free1AER2
£1,000+
1.70%

3 Year Fixed Rate Cash ISA (17)

Rate effective from 10 August 2022
Fixed for 3 years
Tax-free1AER2
£1,000+
2.10%

3 Year Fixed Rate Cash ISA (28)

Rate effective from 12 January 2024
Fixed for 3 years
Tax-free1AER2
£1,000+
4.30%

3 Year Fixed Rate Cash ISA (29)

Rate effective from 9 February 2024
Fixed for 3 years
Tax-free1AER2
£1,000+
4.05%

5 Year Fixed Rate Cash ISA (14)

Rate effective from 9 December 2020
Fixed for 5 yearsTax-free1AER2
£1,000+0.90%

5 Year Fixed Rate Cash ISA (15)

Rate effective from 19 February 2021
Fixed for 5 yearsTax-free1AER2
£1,000+0.70%

5 Year Fixed Rate Cash ISA (16)

Rate effective from 13 July 2021
Fixed for 5 yearsTax-free1AER2
£1,000+0.85%

5 Year Fixed Rate Cash ISA (17)

Rate effective from 21 January 2022
Fixed for 5 yearsTax-free1AER2
£1,000+1.00%

5 Year Fixed Rate Cash ISA (19)

Rate effective from 23 June 2022
Fixed for 5 yearsTax-free1AER2
£1,000+1.80%

5 Year Fixed Rate Cash ISA (20)

Rate effective from 10 August 2022
Fixed for 5 yearsTax-free1AER2
£1,000+2.20%

5 Year Fixed Rate Cash ISA (31)

Rate effective from 12 January 2024
Fixed for 5 yearsTax-free1AER2
£1,000+4.00%

5 Year Fixed Rate Cash ISA (32)

Rate effective from 9 February 2024
Fixed for 5 yearsTax-free1AER2
£1,000+3.75%

35 Day Notice Cash ISA (1)

Rate effective from 31 August 2023Tax-Free1AER2
£30,000+4.00%
£3,000+3.80%

Branch Saver (4)

Rates effective from 6 January 2025
Gross
Gross AER1
£500+
3.15%
3.15%
£1+
3.05%
3.05%

Everyday Saver (2)

Rates effective from 6 January 2025
Gross
Gross AER1
£50,000+
3.10%
3.10%
£100+
3.00%
3.00%

Online Saver (3)

Rate effective from 6 January 2025GrossGross AER1
£100+3.80%3.80%
  • *£25,000 daily maximum withdrawal limit applies

Online Saver (4)

Rate effective from 6 January 2025GrossGross AER1
£100+3.80%3.80%
  • *£25,000 daily maximum withdrawal limit applies

Premium Saver (5)

Rate effective from 6 January 2025GrossGross AER1
£1,000+3.80%3.80%
  • ~Funding cut-off date 7 February 2022
  • *£25,000 daily maximum withdrawal limit applies

Premium Saver (6)

Rate effective from 6 January 2025GrossGross AER1
£1,000+3.80%3.80%
  • ~Funding cut-off date 16 August 2022
  • *£25,000 daily maximum withdrawal limit applies

1 Year Fixed Rate Cash ISA (23)

Rate effective from 15 September 2022
Fixed for 1 year
Tax-free1AER2
£1,000+
2.50%

1 Year Fixed Rate Cash ISA (24)

Rate effective from 20 October 2022
Fixed for 1 year
Tax-free1AER2
£1,000+
3.50%

1 Year Fixed Rate Cash ISA (25)

Rate effective from 10 November 2022
Fixed for 1 year
Tax-free1AER2
£1,000+
3.80%

1 Year Fixed Rate Cash ISA (26)

Rate effective from 1 December 2022
Fixed for 1 year
Tax-free1AER2
£1,000+
3.55%

1 Year Fixed Rate Cash ISA (27)

Rate effective from 13 January 2023
Fixed for 1 year
Tax-free1AER2
£1,000+
3.40%

1 Year Fixed Rate Cash ISA (28)

Rate effective from 21 June 2023
Fixed for 1 year
Tax-free1AER2
£1,000+
4.15%

1 Year Fixed Rate Cash ISA (29)

Rate effective from 19 July 2023
Fixed for 1 year
Tax-free1AER2
£1,000+
4.75%

1 Year Fixed Rate Cash ISA (30)

Rate effective from 24 August 2023
Fixed for 1 year
Tax-free1AER2
£1,000+
5.55%

1 Year Fixed Rate Cash ISA (31)

Rate effective from 13 October 2023
Fixed for 1 year
Tax-free1AER2
£1,000+
5.70%

1 Year Fixed Rate Cash ISA (32)

Rate effective from 22 November 2023
Fixed for 1 year
Tax-free1AER2
£1,000+
5.25%

1 Year Fixed Rate Cash ISA (33)

Rate effective from 22 December 2023
Fixed for 1 year
Tax-free1AER2
£1,000+
5.00%

2 Year Fixed Rate Cash ISA (20)

Rate effective from 15 September 2022
Fixed for 2 yearsTax-free1AER2
£1,000+2.85%

2 Year Fixed Rate Cash ISA (21)

Rate effective from 20 October 2022
Fixed for 2 yearsTax-free1AER2
£1,000+3.65%

2 Year Fixed Rate Cash ISA (22)

Rate effective from10 November 2022
Fixed for 2 yearsTax-free1AER2
£1,000+4.00%

2 Year Fixed Rate Cash ISA (23)

Rate effective from 1 December 2022
Fixed for 2 yearsTax-free1AER2
£1,000+3.80%

2 Year Fixed Rate Cash ISA (24)

Rate effective from 13 January 2023
Fixed for 2 yearsTax-free1AER2
£1,000+3.65%

2 Year Fixed Rate Cash ISA (25)

Rate effective from 21 June 2023
Fixed for 2 yearsTax-free1AER2
£1,000+4.20%

2 Year Fixed Rate Cash ISA (26)

Rate effective from 19 July 2023
Fixed for 2 yearsTax-free1AER2
£1,000+4.80%

2 Year Fixed Rate Cash ISA (27)

Rate effective from 24 August 2023
Fixed for 2 yearsTax-free1AER2
£1,000+5.50%

2 Year Fixed Rate Cash ISA (28)

Rate effective from 22 November 2023
Fixed for 2 yearsTax-free1AER2
£1,000+5.10%

2 Year Fixed Rate Cash ISA (29)

Rate effective from 22 December 2023
Fixed for 2 yearsTax-free1AER2
£1,000+4.90%

3 Year Fixed Rate Cash ISA (18)

Rate effective from 15 September 2022
Fixed for 3 years
Tax-free1AER2
£1,000+
2.90%

3 Year Fixed Rate Cash ISA (19)

Rate effective from 20 October 2022
Fixed for 3 years
Tax-free1AER2
£1,000+
3.70%

3 Year Fixed Rate Cash ISA (20)

Rate effective from 10 November 2022
Fixed for 3 years
Tax-free1AER2
£1,000+
4.10%

3 Year Fixed Rate Cash ISA (21)

Rate effective from 1 December 2022
Fixed for 3 years
Tax-free1AER2
£1,000+
3.90%

3 Year Fixed Rate Cash ISA (22)

Rate effective from 13 January 2023
Fixed for 3 years
Tax-free1AER2
£1,000+
3.75%

3 Year Fixed Rate Cash ISA (23)

Rate effective from 21 June 2023
Fixed for 3 years
Tax-free1AER2
£1,000+
4.20%

3 Year Fixed Rate Cash ISA (24)

Rate effective from 19 July 2023
Fixed for 3 years
Tax-free1AER2
£1,000+
4.80%

3 Year Fixed Rate Cash ISA (25)

Rate effective from 24 August 2023
Fixed for 3 years
Tax-free1AER2
£1,000+
5.20%

3 Year Fixed Rate Cash ISA (26)

Rate effective from 22 November 2023
Fixed for 3 years
Tax-free1AER2
£1,000+
4.85%

3 Year Fixed Rate Cash ISA (27)

Rate effective from 22 December 2023
Fixed for 3 years
Tax-free1AER2
£1,000+
4.70%

5 Year Fixed Rate Cash ISA (21)

Rate effective from 15 September 2022
Fixed for 5 yearsTax-free1AER2
£1,000+2.95%

5 Year Fixed Rate Cash ISA (22)

Rate effective from 20 October 2022
Fixed for 5 yearsTax-free1AER2
£1,000+3.75%

5 Year Fixed Rate Cash ISA (23)

Rate effective from 10 November 2022
Fixed for 5 yearsTax-free1AER2
£1,000+4.15%

5 Year Fixed Rate Cash ISA (24)

Rate effective from 1 December 2022
Fixed for 5 yearsTax-free1AER2
£1,000+4.00%

5 Year Fixed Rate Cash ISA (25)

Rate effective from 13 January 2023
Fixed for 5 yearsTax-free1AER2
£1,000+3.85%

5 Year Fixed Rate Cash ISA (26)

Rate effective from 21 June 2023
Fixed for 5 yearsTax-free1AER2
£1,000+4.05%

5 Year Fixed Rate Cash ISA (27)

Rate effective from 19 July 2023
Fixed for 5 yearsTax-free1AER2
£1,000+4.65%

5 Year Fixed Rate Cash ISA (28)

Rate effective from 24 August 2023
Fixed for 5 yearsTax-free1AER2
£1,000+5.00%

5 Year Fixed Rate Cash ISA (29)

Rate effective from 22 November 2023
Fixed for 5 yearsTax-free1AER2
£1,000+4.60%

5 Year Fixed Rate Cash ISA (30)

Rate effective from 22 December 2023
Fixed for 5 yearsTax-free1AER2
£1,000+4.50%

35 Day Notice Cash ISA (2)

Rate effective from 31 August 2023Tax-Free1AER2
£30,000+4.00%
£3,000+3.80%

Flexible ISA (2)

Rate effective from 25 June 2020Tax-free1AER2
£500+0.35%

35 Day Notice Saver (2)

Rate effective from 31 August 2023  
AnnualGrossGross AER1
£50,000+4.00%4.00%
£1,000+3.65%3.65%
Monthly  
£50,000+3.93%4.00%
£5,000+3.59%3.65%

Capital 90 (1)

Rate effective from 6 December 2024
AnnualGrossGross AER1
£20,000+4.85%4.85%
  • ~Funding cut-off date 26 November 2021
Monthly
£20,000+4.73%4.83%

Capital 90 (2)

Rate effective from 6 April 2025
AnnualGrossGross AER1
£20,000+4.85%4.85%
  • ~Funding cut-off date 15 December 2022
Monthly
£20,000+4.73%4.83%

9 Month Fixed Rate Bond (2)

Rate effective from 5 September 2023

Fixed rate for 9 Months - Annual Gross    Gross AER1
£10,000+ 6.05% 6.10%
Fixed rate for 9 Months - Monthly Gross Gross AER1
£10,000+ 5.94% 6.10%

  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (21)

Rate effective from 14 January 2021

Fixed rate for 1 year - Annual Gross    Gross AER1
£10,000+ 0.45% 0.45%
£1,000+  0.25% 0.25%
Fixed rate for 1 year - Monthly Gross Gross AER1
£10,000+ 0.45% 0.45%
£5,000+ 0.25% 0.25%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (22)

Rate effective from 13 July 2021

Fixed rate for 1 year - Annual Gross    Gross AER1
£10,000+ 0.60% 0.60%
£1,000+  0.40% 0.40%
Fixed rate for 1 year - Monthly Gross Gross AER1
£10,000+ 0.60% 0.60%
£5,000+ 0.40% 0.40%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (23)

Rate effective from 20 September 2021

Fixed rate for 1 year - Annual Gross    Gross AER1
£10,000+ 1.00% 1.00%
£1,000+  0.80% 0.80%
Fixed rate for 1 year - Monthly Gross Gross AER1
£10,000+ 1.00% 1.00%
£5,000+ 0.80% 0.80%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (25)

Rate effective from 5 May 2022

Fixed rate for 1 year - AnnualGross   Gross AER1
£10,000+1.60%1.60%
£1,000+ 1.40%1.40%
Fixed rate for 1 year - MonthlyGrossGross AER1
£10,000+1.59%1.60%
£5,000+1.39%1.40%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (26)

Rate effective from 23 June 2022

Fixed rate for 1 year - AnnualGross   Gross AER1
£10,000+2.25%2.25%
£1,000+ 2.05%2.05%
Fixed rate for 1 year - MonthlyGrossGross AER1
£10,000+2.23%2.25%
£5,000+2.03%2.05%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (27)

Rate effective from 10 August 2022

Fixed rate for 1 year - AnnualGross   Gross AER1
£10,000+2.50%2.50%
£1,000+ 2.30%2.30%
Fixed rate for 1 year - MonthlyGrossGross AER1
£10,000+2.47%2.50%
£5,000+2.28%2.30%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (28)

Rate effective from 15 August 2022

Fixed rate for 1 year - AnnualGross   Gross AER1
£20,000+2.90%2.90%
Fixed rate for 1 year - MonthlyGrossGross AER1
£20,000+2.86%2.90%

  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (29)

Rate effective from 24 August 2022

Fixed rate for 1 year - AnnualGross   Gross AER1
£20,000+3.10%3.10%
Fixed rate for 1 year - MonthlyGrossGross AER1
£20,000+3.06%3.10%

  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (30)

Rate effective from 8 September 2022

Fixed rate for 1 year - AnnualGross   Gross AER1
£20,000+3.33%3.33%
Fixed rate for 1 year - MonthlyGrossGross AER1
£20,000+3.28%3.33%

  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (31)

Rate effective from 13 September 2022

Fixed rate for 1 year - AnnualGross   Gross AER1
£10,000+3.15%3.15%
£1,000+ 2.95%2.95%
Fixed rate for 1 year - MonthlyGrossGross AER1
£10,000+3.11%3.15%
£5,000+2.91%2.95%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (32)

Rate effective from 20 October 2022

Fixed rate for 1 year - Annual Gross    Gross AER1
£10,000+ 4.00% 4.00%
£1,000+  3.80% 3.80%
Fixed rate for 1 year - Monthly Gross Gross AER1
£10,000+ 3.93% 4.00%
£5,000+ 3.74% 3.80%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (33)

Rate effective from 10 November 2022

Fixed rate for 1 year - AnnualGross   Gross AER1
£10,000+4.40%4.40%
£1,000+ 4.20%4.20%
Fixed rate for 1 year - MonthlyGrossGross AER1
£10,000+4.31%4.40%
£5,000+4.12%4.20%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (34)

Rate effective from 1 December 2022

Fixed rate for 1 year - AnnualGross   Gross AER1
£10,000+4.00%4.00%
£1,000+ 3.80%3.80%
Fixed rate for 1 year - MonthlyGrossGross AER1
£10,000+3.93%4.00%
£5,000+3.74%3.80%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (35)

Rate effective from 13 January 2023

Fixed rate for 1 year - AnnualGross   Gross AER1
£10,000+3.70%3.70%
£1,000+ 3.50%3.50%
Fixed rate for 1 year - MonthlyGrossGross AER1
£10,000+3.64%3.70%
£5,000+3.45%3.51%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (36)

Rate effective from 21 June 2023

Fixed rate for 1 year - Annual Gross    Gross AER1
£10,000+ 4.80% 4.80%
£1,000+  4.60% 4.60%
Fixed rate for 1 year - Monthly Gross Gross AER1
£10,000+ 4.70% 4.80%
£5,000+ 4.51% 4.60%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (37)

Rate effective from 19 July 2023

Fixed rate for 1 year - AnnualGross   Gross AER1
£10,000+5.50%5.50%
£1,000+ 5.30%5.30%
Fixed rate for 1 year - MonthlyGrossGross AER1
£10,000+5.37%5.50%
£5,000+5.18%5.30%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (38)

Rate effective from 24 August 2023

Fixed rate for 1 year - AnnualGross   Gross AER1
£10,000+5.85%5.85%
£1,000+ 5.65%5.65%
Fixed rate for 1 year - MonthlyGrossGross AER1
£10,000+5.70%5.85%
£5,000+5.51%5.65%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (39)

Rate effective from 13 October 2023

Fixed rate for 1 year - AnnualGross   Gross AER1
£10,000+6.10%6.10%
£1,000+ 5.90%5.90%
Fixed rate for 1 year - MonthlyGrossGross AER1
£10,000+5.94%6.10%
£5,000+5.75%5.90%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (40)

Rate effective from 18 October 2023

Fixed rate for 1 year - AnnualGross   Gross AER1
£10,000+6.00%6.00%
£1,000+ 5.80%5.80%
Fixed rate for 1 year - MonthlyGrossGross AER1
£10,000+5.84%6.00%
£5,000+5.65%5.80%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (41)

Rate effective from 22 November 2023

Fixed rate for 1 year - AnnualGross   Gross AER1
£10,000+5.40%5.40%
£1,000+ 5.20%5.20%
Fixed rate for 1 year - MonthlyGrossGross AER1
£10,000+5.27%5.40%
£5,000+5.08%5.20%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (42)

Rate effective from 22 December 2023

Fixed rate for 1 year - AnnualGross   Gross AER1
£10,000+5.10%5.10%
£1,000+ 4.90%4.90%
Fixed rate for 1 year - MonthlyGrossGross AER1
£10,000+4.98%5.10%
£5,000+4.79%4.90%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (43)

Rate effective from 12 January 2024

Fixed rate for 1 year - Annual Gross    Gross AER1
£10,000+ 4.80% 4.80%
£1,000+  4.60% 4.60%
Fixed rate for 1 year - Monthly Gross Gross AER1
£10,000+ 4.70% 4.80%
£5,000+ 4.51% 4.60%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (44)

Rate effective from 9 February 2024

Fixed rate for 1 year - AnnualGross   Gross AER1
£10,000+4.65%4.65%
£1,000+ 4.45%4.45%
Fixed rate for 1 year - MonthlyGrossGross AER1
£10,000+4.55%4.65%
£5,000+4.36%4.45%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (45)

Rate effective from 25 March 2024

Fixed rate for 1 year - AnnualGross   Gross AER1
£10,000+5.00%5.00%
£1,000+ 4.80%4.80%
Fixed rate for 1 year - MonthlyGrossGross AER1
£10,000+4.89%5.00%
£5,000+4.70%4.80%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (46)

Rate effective from 25 March 2024

Fixed rate for 1 year - AnnualGross   Gross AER1
£10,000+4.90%4.90%
£1,000+ 4.70%4.70%
Fixed rate for 1 year - MonthlyGrossGross AER1
£10,000+4.79%4.90%
£5,000+4.60%4.70%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly.

1 Year Fixed Rate Bond (47)

Rate effective from 4 June 2024

Fixed rate for 1 year - AnnualGross   Gross AER1
£20,000+5.17%5.17%
Fixed rate for 1 year - MonthlyGrossGross AER1
£20,000+5.05%5.17%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (48)

Rate effective from 2 July 2024

Fixed rate for 1 year - Annual Gross    Gross AER1
£20,000+ 5.23% 5.23%
Fixed rate for 1 year - Monthly Gross Gross AER1
£20,000+ 5.11% 5.23%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

1 Year Fixed Rate Bond (49)

Rate effective from 14 August 2024

Fixed rate for 1 year - AnnualGross   Gross AER1
£10,000+4.60%4.60%
£1,000+ 4.40%4.40%
Fixed rate for 1 year - MonthlyGrossGross AER1
£10,000+4.51%4.60%
£5,000+4.31%4.40%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly.

1 Year Fixed Rate Bond (50)

Rate effective from 4 October 2024

Fixed rate for 1 year - AnnualGross   Gross AER1
£10,000+4.40%4.40%
£1,000+ 4.20%4.20%
Fixed rate for 1 year - MonthlyGrossGross AER1
£10,000+4.31%4.40%
£5,000+4.12%4.20%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly.

18 Month Fixed Rate Bond (11)

Rate effective from 8 September 2022

18 month fixed rate - AnnualGross   Gross AER1
£20,000+3.40%3.40%
18 month fixed rate - MonthlyGrossGross AER1
£20,000+3.35%3.40%

  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

18 Month Fixed Rate Bond (12)

Rate effective from 28 September 2022

18 month fixed rate - Annual Gross    Gross AER1
£20,000+ 4.10% 4.10%
18 month fixed rate - Monthly Gross Gross AER1
£20,000+ 4.02% 4.09%

  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

18 Month Fixed Rate Bond (13)

Rate effective from 21 October 2022

18 month fixed rate - AnnualGross   Gross AER1
£20,000+4.60%4.60%
18 month fixed rate - MonthlyGrossGross AER1
£20,000+4.51%4.60%

  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

18 Month Fixed Rate Bond (14)

Rate effective from 24 August 2023

Fixed rate for 18 Months - Annual Gross    Gross AER1
£10,000+ 5.85.% 5.85%
£1,000+ 5.65% 5.65%
Fixed rate for 18 Months - Monthly Gross Gross AER1
£10,000+ 5.70% 5.85%
£5,000+ 5.51% 5.65%
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

18 Month Fixed Rate Bond (15)

Rate effective from 13 October 2023

Fixed rate for 18 Months - AnnualGross   Gross AER1
£10,000+6.00%6.00%
£1,000+5.80%5.80%
Fixed rate for 18 Months - MonthlyGrossGross AER1
£10,000+5.84%6.00%
£5,000+5.65%5.80%
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

18 Month Fixed Rate Bond (16)

Rate effective from 22 December 2023.

Fixed rate for 18 Months - AnnualGross   Gross AER1
£10,000+5.10%5.10%
£1,000+4.90%4.90%
Fixed rate for 18 Months - MonthlyGrossGross AER1
£10,000+4.98%5.10%
£5,000+4.79%4.90%
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

18 Month Fixed Rate Bond (16)

Rate effective from 22 November 2023

Fixed rate for 18 Months - AnnualGross   Gross AER1
£10,000+5.40%5.40%
£1,000+5.20%5.20%
Fixed rate for 18 Months - MonthlyGrossGross AER1
£10,000+5.27%5.40%
£5,000+5.08%5.20%
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

18 Month Fixed Rate Bond (18)

Rate effective from 12 January 2024.

Fixed rate for 18 Months - AnnualGross   Gross AER1
£10,000+4.70%4.70%
£1,000+4.50%4.50%
Fixed rate for 18 Months - MonthlyGrossGross AER1
£10,000+4.60%4.70%
£5,000+4.41%4.50%
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Tracker Rate Bond (8)

Rate effective from 21 January 2022

Tracker rate for 2 years - AnnualGross   Gross AER1
£5,000+1.00%1.00%
Tracker rate for 2 years - MonthlyGrossGross AER1
£5,000+1.00%1.00%

Rate effective from 1 March 2022

Tracker rate for 2 years - AnnualGross   Gross AER1
£5,000+1.25%1.25%
Tracker rate for 2 years - MonthlyGrossGross AER1
£5,000+1.25%1.26%

 

  • The interest rate tracks the Bank of England Bank Rate, plus 0.75% (annual
    interest) or 0.75% (monthly interest) for the duration of the term
  • Interest is calculated daily and paid annually on 30 June and on maturity, or monthly
  • The minimum interest rate is 0.00%
  • To access and monitor the Bank of England Bank Rate visit bankofengland.co.uk

2 Year Tracker Rate Bond (9)

Rate effective from 1 April 2022 
Tracker rate for 2 years - AnnualGrossGross AER1
£5,000+1.00%1.00%
Tracker rate for 2 years - MonthlyGrossGross AER1
£5,000+1.00%1.00%

 

  • The interest rate tracks the Bank of England Bank Rate, plus 0.25% (annual
    interest) or 0.25% (monthly interest) for the duration of the term
  • Interest is calculated daily and paid annually on 30 June and on maturity, or monthly
  • The minimum interest rate is 0.00%
  • To access and monitor the Bank of England Bank Rate visit bankofengland.co.uk


2 Year Tracker Rate Bond (10)

Rate effective from 1 September 2022  
Tracker rate for 2 years - AnnualGrossGross AER1
£5,000+2.30%2.30%
   
Tracker rate for 2 years - MonthlyGrossGross AER1

£5,000+

2.29%2.31%

 

  • The interest rate tracks the Bank of England Bank Rate, plus 0.55% (annual interest) or 0.54% (monthly interest) for the duration of the term
  • Interest is calculated daily and paid annually on 30 June and on maturity, or monthly
  • The minimum interest rate is 0.00%
  • To access and monitor the Bank of England Bank Rate visit bankofengland.co.uk


2 Year Tracker Rate Bond (11)

Rate effective from 1 December 2024GrossGross AER1
Annual Interest5.60%5.60%

2 Year Tracker Rate Bond (12)

Rate effective from 1 December 2024GrossGross AER1
Annual Interest4.75%4.75%
 GrossGross AER1
Monthly Interest4.73%4.83%

2 Year Tracker Rate Bond (13)

Rate effective from 1 December 2024 GrossGross AER1
Annual Interest 4.50%4.50%
Monthly Interest 4.45%4.54%

2 Year Fixed Rate Bond (19)

Rate effective from 9 December 2020

Fixed rate for 2 years - Annual Gross    Gross AER1
£10,000+ 0.60% 0.60%
£1,000+  0.40% 0.40%
Fixed rate for 2 years - Monthly Gross Gross AER1
£10,000+ 0.60% 0.60%
£5,000+ 0.40% 0.40%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Fixed Rate Bond (20)

Rate effective from 14 January 2021

Fixed rate for 2 years - Annual Gross    Gross AER1
£10,000+ 0.50% 0.50%
£1,000+  0.30% 0.30%
Fixed rate for 2 years - Monthly Gross Gross AER1
£10,000+ 0.50% 0.50%
£5,000+ 0.30% 0.30%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Fixed Rate Bond (21)

Rate effective from 13 July 2021

Fixed rate for 2 years - Annual Gross    Gross AER1
£10,000+ 0.75% 0.75%
£1,000+  0.55% 0.55%
Fixed rate for 2 years - Monthly Gross Gross AER1
£10,000+ 0.75% 0.75%
£5,000+ 0.55% 0.55%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Fixed Rate Bond (22)

Rate effective from 20 September 2021

Fixed rate for 2 years - Annual Gross    Gross AER1
£10,000+ 1.10% 1.10%
£1,000+  0.90% 0.90%
Fixed rate for 2 years - Monthly Gross Gross AER1
£10,000+ 1.09% 1.10%
£5,000+ 0.90% 0.90%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Fixed Rate Bond (23)

Rate effective from 14 October 2021

Fixed rate for 2 years - Annual Gross    Gross AER1
£10,000+ 1.20% 1.20%
£1,000+  1.00% 1.00%
Fixed rate for 2 years - Monthly Gross Gross AER1
£10,000+ 1.19% 1.20%
£5,000+ 1.00% 1.00%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Fixed Rate Bond (24)

Rate effective from 9 March 2022

Fixed rate for 2 years - AnnualGross   Gross AER1
£10,000+1.35%1.35%
£1,000+ 1.15%1.15%
Fixed rate for 2 years - MonthlyGrossGross AER1
£10,000+1.34%1.35%
£5,000+1.14%1.15%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Fixed Rate Bond (25)

Rate effective from 14 April 2022

Fixed rate for 2 years - AnnualGross   Gross AER1
£10,000+1.60%1.60%
£1,000+ 1.40%1.40%
Fixed rate for 2 years - MonthlyGrossGross AER1
£10,000+1.59%1.60%
£5,000+1.39%1.40%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Fixed Rate Bond (26)

Rate effective from 5 May 2022

Fixed rate for 2 years - AnnualGross   Gross AER1
£10,000+1.90%1.90%
£1,000+ 1.70%1.70%
Fixed rate for 2 years - MonthlyGrossGross AER1
£10,000+1.88%1.90%
£5,000+1.69%1.70%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Fixed Rate Bond (27)

Rate effective from 23 June 2022

Fixed rate for 2 years - AnnualGross   Gross AER1
£10,000+2.45%2.45%
£1,000+ 2.25%2.25%
Fixed rate for 2 years - MonthlyGrossGross AER1
£10,000+2.42%2.45%
£5,000+2.23%2.25%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Fixed Rate Bond (28)

Rate effective from 10 August 2022

Fixed rate for 2 years - AnnualGross   Gross AER1
£10,000+2.70%2.70%
£1,000+ 2.50%2.50%
Fixed rate for 2 years - MonthlyGrossGross AER1
£10,000+2.67%2.70%
£5,000+2.47%2.50%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Fixed Rate Bond (29)

Rate effective from 15 September 2022

Fixed rate for 2 years - AnnualGross   Gross AER1
£10,000+3.25%3.25%
£1,000+ 3.05%3.05%
Fixed rate for 2 years - MonthlyGrossGross AER1
£10,000+3.20%3.25%
£5,000+3.01%3.05%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Fixed Rate Bond (30)

Rate effective from 20 October 2022

Fixed rate for 2 years - AnnualGross   Gross AER1
£10,000+4.20%4.20%
£1,000+ 4.00%4.00%
Fixed rate for 2 years - MonthlyGrossGross AER1
£10,000+4.12%4.20%
£5,000+3.93%4.00%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Fixed Rate Bond (31)

Rate effective from 10 November 2022

Fixed rate for 2 years - AnnualGross   Gross AER1
£10,000+4.55%4.55%
£1,000+ 4.35%4.35%
Fixed rate for 2 years - MonthlyGrossGross AER1
£10,000+4.46%4.55%
£5,000+4.27%4.35%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Fixed Rate Bond (32)

Rate effective from 1 December 2022

Fixed rate for 2 years - AnnualGross   Gross AER1
£10,000+4.25%4.25%
£1,000+ 4.05%4.05%
Fixed rate for 2 years - MonthlyGrossGross AER1
£10,000+4.17%4.25%
£5,000+3.98%4.05%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Fixed Rate Bond (33)

Rate effective from 13 January 2023

Fixed rate for 2 years - AnnualGross   Gross AER1
£10,000+4.00%4.00%
£1,000+ 3.80%3.80%
Fixed rate for 2 years - MonthlyGrossGross AER1
£10,000+3.93%4.00%
£5,000+3.74%3.80%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Fixed Rate Bond (34)

Rate effective from 21 June 2023

Fixed rate for 2 years - AnnualGross   Gross AER1
£10,000+4.90%4.90%
£1,000+ 4.70%4.70%
Fixed rate for 2 years - MonthlyGrossGross AER1
£10,000+4.79%4.90%
£5,000+4.60%4.70%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Fixed Rate Bond (35)

Rate effective from 19 July 2023

Fixed rate for 2 years - AnnualGross   Gross AER1
£10,000+5.40%5.40%
£1,000+ 5.20%5.20%
Fixed rate for 2 years - MonthlyGrossGross AER1
£10,000+5.27%5.40%
£5,000+5.08%5.20%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Fixed Rate Bond (36)

Rate effective from 24 August 2023

Fixed rate for 2 years - AnnualGross   Gross AER1
£10,000+5.85%5.85%
£1,000+ 5.65%5.65%
Fixed rate for 2 years - MonthlyGrossGross AER1
£10,000+5.70%5.85%
£5,000+5.51%5.65%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Fixed Rate Bond (37)

Rate effective from 13 October 2023

Fixed rate for 2 years - AnnualGross   Gross AER1
£10,000+5.90%5.90%
£1,000+ 5.70%5.70%
Fixed rate for 2 years - MonthlyGrossGross AER1
£10,000+5.75%5.90%
£5,000+5.56%5.70%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Fixed Rate Bond (38)

Rate effective from 22 November 2023

Fixed rate for 2 years - AnnualGross   Gross AER1
£10,000+5.35%5.35%
£1,000+ 5.15%5.15%
Fixed rate for 2 years - MonthlyGrossGross AER1
£10,000+5.22%5.35%
£5,000+5.03%5.15%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Fixed Rate Bond (39)

Rate effective from 22 December 2023

Fixed rate for 2 years - AnnualGross   Gross AER1
£10,000+5.00%5.00%
£1,000+ 4.80%4.80%
Fixed rate for 2 years - MonthlyGrossGross AER1
£10,000+4.89%5.00%
£5,000+4.70%4.80%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Fixed Rate Bond (40)

Rate effective from 12 January 2024

Fixed rate for 2 years - AnnualGross   Gross AER1
£10,000+4.60%4.60%
£1,000+ 4.40%4.40%
Fixed rate for 2 years - MonthlyGrossGross AER1
£10,000+4.51%4.60%
£5,000+4.31%4.40%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Fixed Rate Bond (41)

Rate effective from 9 February 2024

Fixed rate for 2 years - AnnualGross   Gross AER1
£10,000+4.40%4.40%
£1,000+ 4.20%4.20%
Fixed rate for 2 years - MonthlyGrossGross AER1
£10,000+4.31%4.40%
£5,000+4.12%4.20%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

2 Year Fixed Rate Bond (42)

Rate effective from 25 March 2024

Fixed rate for 2 years - AnnualGross   Gross AER1
£10,000+4.60%4.60%
£1,000+ 4.40%4.40%
Fixed rate for 2 years - MonthlyGrossGross AER1
£10,000+4.51%4.60%
£5,000+4.31%4.40%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly.

2 Year Fixed Rate Bond (43)

Rate effective from 14 August 2024

Fixed rate for 2 years - AnnualGross   Gross AER1
£10,000+4.30%4.30%
£1,000+ 4.10%4.10%
Fixed rate for 2 years - MonthlyGrossGross AER1
£10,000+4.22%4.30%
£5,000+4.02%4.10%

  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly.

3 Year Fixed Rate Bond (21)

Rate effective from 9 December 2020

Fixed rate for 3 years - Annual Gross    Gross AER1
£10,000+ 0.65% 0.65%
£1,000+  0.45% 0.45%
Fixed rate for 3 years - Monthly Gross Gross AER1
£10,000+ 0.65% 0.65%
£5,000  0.45% 0.45%
  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

3 Year Fixed Rate Bond (22)

Rate effective from 13 July 2021

Fixed rate for 3 years - Annual Gross    Gross AER1
£10,000+ 0.85% 0.85%
£1,000+  0.65% 0.65%
Fixed rate for 3 years - Monthly Gross Gross AER1
£10,000+ 0.85% 0.85%
£5,000  0.65% 0.65%
  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

3 Year Fixed Rate Bond (23)

Rate effective from 20 September 2021

Fixed rate for 3 years - Annual Gross    Gross AER1
£10,000+ 1.20% 1.20%
£1,000+  1.00% 1.00%
Fixed rate for 3 years - Monthly Gross Gross AER1
£10,000+ 1.19% 1.20%
£5,000  1.00% 1.00%
  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

3 Year Fixed Rate Bond (24)

Rate effective from 14 October 2021

Fixed rate for 3 years - Annual Gross    Gross AER1
£10,000+ 1.30% 1.30%
£1,000+  1.10% 1.10%
Fixed rate for 3 years - Monthly Gross Gross AER1
£10,000+ 1.29% 1.30%
£5,000  1.09% 1.10%
  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

3 Year Fixed Rate Bond (25)

Rate effective from 9 March 2022

Fixed rate for 3 years - AnnualGross   Gross AER1
£10,000+1.50%1.50%
£1,000+ 1.30%1.30%
Fixed rate for 3 years - MonthlyGrossGross AER1
£10,000+1.49%1.50%
£5,000 1.29%1.30%
  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

3 Year Fixed Rate Bond (27)

Rate effective from 5 May 2022

Fixed rate for 3 years - AnnualGross   Gross AER1
£10,000+2.00%2.00%
£1,000+ 1.80%1.80%
Fixed rate for 3 years - MonthlyGrossGross AER1
£10,000+1.98%2.00%
£5,000 1.79%1.80%
  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

3 Year Fixed Rate Bond (28)

Rate effective from 23 June 2022

Fixed rate for 3 years - AnnualGross   Gross AER1
£10,000+2.50%2.50%
£1,000+ 2.30%2.30%
Fixed rate for 3 years - MonthlyGrossGross AER1
£10,000+2.47%2.50%
£5,000 2.28%2.30%
  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

3 Year Fixed Rate Bond (29)

Rate effective from 10 August 2022

Fixed rate for 3 years - AnnualGross   Gross AER1
£10,000+2.75%2.75%
£1,000+ 2.55%2.55%
Fixed rate for 3 years - MonthlyGrossGross AER1
£10,000+2.72%2.75%
£5,000 2.52%2.55%
  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

3 Year Fixed Rate Bond (30)

Rate effective from 15 September 2022

Fixed rate for 3 years - AnnualGross   Gross AER1
£10,000+3.30%3.30%
£1,000+ 3.10%3.10%
Fixed rate for 3 years - MonthlyGrossGross AER1
£10,000+3.25%3.30%
£5,000 3.06%3.10%
  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

3 Year Fixed Rate Bond (31)

Rate effective from 20 October 2022

Fixed rate for 3 years - AnnualGross   Gross AER1
£10,000+4.25%4.25%
£1,000+ 4.05%4.05%
Fixed rate for 3 years - MonthlyGrossGross AER1
£10,000+4.17%4.25%
£5,000 3.98%4.05%
  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

3 Year Fixed Rate Bond (32)

Rate effective from 10 November 2022

Fixed rate for 3 years - AnnualGross   Gross AER1
£10,000+4.60%4.60%
£1,000+ 4.40%4.40%
Fixed rate for 3 years - MonthlyGrossGross AER1
£10,000+4.51%4.60%
£5,000 4.31%4.40%
  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

3 Year Fixed Rate Bond (33)

Rate effective from 1 December 2022

Fixed rate for 3 years - AnnualGross   Gross AER1
£10,000+4.35%4.35%
£1,000+ 4.15%4.15%
Fixed rate for 3 years - MonthlyGrossGross AER1
£10,000+4.27%4.35%
£5,000 4.07%4.15%
  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

3 Year Fixed Rate Bond (34)

Rate effective from 13 January 2023

Fixed rate for 3 years - AnnualGross   Gross AER1
£10,000+4.10%4.10%
£1,000+ 3.90%3.90%
Fixed rate for 3 years - MonthlyGrossGross AER1
£10,000+4.02%4.09%
£5,000 3.83%3.90%
  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

3 Year Fixed Rate Bond (35)

Rate effective from 21 June 2023

Fixed rate for 3 years - Annual Gross    Gross AER1
£10,000+ 4.75% 4.75%
£1,000+  4.55% 4.55%
Fixed rate for 3 years - Monthly Gross Gross AER1
£10,000+ 4.65% 4.75%
£5,000  4.46% 4.55%
  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

3 Year Fixed Rate Bond (36)

Rate effective from 19 July 2023

Fixed rate for 3 years - AnnualGross   Gross AER1
£10,000+5.25%5.25%
£1,000+ 5.05%5.05%
Fixed rate for 3 years - MonthlyGrossGross AER1
£10,000+5.13%5.25%
£5,000 4.94%5.05%
  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

3 Year Fixed Rate Bond (37)

Rate effective from 24 August 2023

Fixed rate for 3 years - AnnualGross   Gross AER1
£10,000+5.65%5.65%
£1,000+ 5.45%5.45%
Fixed rate for 3 years - MonthlyGrossGross AER1
£10,000+5.51%5.65%
£5,000 5.32%5.45%
  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

3 Year Fixed Rate Bond (38)

Rate effective from 13 October 2023 

Fixed rate for 3 years - AnnualGross   Gross AER1
£10,000+5.75%5.75%
£1,000+ 5.55%5.55%
Fixed rate for 3 years - MonthlyGrossGross AER1
£10,000+5.60%5.75%
£5,000 5.41%5.55%
  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

3 Year Fixed Rate Bond (39)

Rate effective from 22 November 2023 

Fixed rate for 3 years - AnnualGross   Gross AER1
£10,000+5.10%5.10%
£1,000+ 4.90%4.90%
Fixed rate for 3 years - MonthlyGrossGross AER1
£10,000+4.98%5.10%
£5,000 4.79%4.90%
  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

3 Year Fixed Rate Bond (40)

Rate effective from 22 December 2023

Fixed rate for 3 years - AnnualGross   Gross AER1
£10,000+4.80%4.80%
£1,000+ 4.60%4.60%
Fixed rate for 3 years - MonthlyGrossGross AER1
£10,000+4.70%4.80%
£5,000 4.51%4.60%
  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

3 Year Fixed Rate Bond (41)

Rate effective from 12 January 2024

Fixed rate for 3 years - AnnualGross   Gross AER1
£10,000+4.40%4.40%
£1,000+ 4.20%4.20%
Fixed rate for 3 years - MonthlyGrossGross AER1
£10,000+4.31%4.40%
£5,000 4.12%4.20%
  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

3 Year Fixed Rate Bond (42)

Rate effective from 9 February 2024

Fixed rate for 3 years - AnnualGross   Gross AER1
£10,000+4.20%4.20%
£1,000+ 4.00%4.00%
Fixed rate for 3 years - MonthlyGrossGross AER1
£10,000+4.12%4.20%
£5,000 3.93%4.00%
  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly.

3 Year Fixed Rate Bond (43)

Rate effective from 14 August 2024

Fixed rate for 3 years - AnnualGross   Gross AER1
£10,000+4.10%4.10%
£1,000+ 3.90%3.90%
Fixed rate for 3 years - MonthlyGrossGross AER1
£10,000+4.02%4.10%
£5,000 3.83%3.90%
  • Interest rates are dependent on the balance amount
  • Interest is calculated and paid annually on 30 June and on maturity, or monthly.

5 Year Fixed Rate Bond (15)

Rate effective from 9 December 2020
Fixed rate for 5 years - Annual
Gross
Gross AER1
£10,000+
0.75%
0.75%
£1,000+
0.55%
0.55%
Fixed rate for 5 years - Monthly
Gross
Gross AER1
£10,000+
0.75%
0.75%
£5,000+
0.55%
0.55%
    • Interest rates are dependent on the balance amount
    • Interest is calculated and paid annually on 30 June and on maturity, or monthly

    5 Year Fixed Rate Bond (16)

    Rate effective from13 July 2021
    Fixed rate for 5 years - Annual
    Gross
    Gross AER1
    £10,000+
    0.95%
    0.95%
    £1,000+
    0.75%
    0.75%
    Fixed rate for 5 years - Monthly
    Gross
    Gross AER1
    £10,000+
    0.95%
    0.95%
    £5,000+
    0.75%
    0.75%
      • Interest rates are dependent on the balance amount
      • Interest is calculated and paid annually on 30 June and on maturity, or monthly

      5 Year Fixed Rate Bond (17)

      Rate effective from 20 September 2021
      Fixed rate for 5 years - Annual
      Gross
      Gross AER1
      £10,000+
      1.30%
      1.30%
      £1,000+
      1.10%
      1.10%
      Fixed rate for 5 years - Monthly
      Gross
      Gross AER1
      £10,000+
      1.29%
      1.30%
      £5,000+
      1.09%
      1.10%
        • Interest rates are dependent on the balance amount
        • Interest is calculated and paid annually on 30 June and on maturity, or monthly

        5 Year Fixed Rate Bond (18)

        Rate effective from 14 October 2021
        Fixed rate for 5 years - Annual
        Gross
        Gross AER1
        £10,000+
        1.40%
        1.40%
        £1,000+
        1.20%
        1.20%
        Fixed rate for 5 years - Monthly
        Gross
        Gross AER1
        £10,000+
        1.39%
        1.40%
        £5,000+
        1.19%
        1.20%
          • Interest rates are dependent on the balance amount
          • Interest is calculated and paid annually on 30 June and on maturity, or monthly

          5 Year Fixed Rate Bond (19)

          Rate effective from 9 March 2022
            
          Fixed rate for 5 years - Annual
          Gross
          Gross AER1
          £10,000+
          1.65%
          1.65%
          £1,000+
          1.45%
          1.45%
          Fixed rate for 5 years - Monthly
          Gross
          Gross AER1
          £10,000+
          1.64%
          1.65%
          £5,000+
          1.44%
          1.45%
            • Interest rates are dependent on the balance amount
            • Interest is calculated and paid annually on 30 June and on maturity, or monthly

            5 Year Fixed Rate Bond (20)

            Rate effective from 14 April 2022

            Fixed rate for 5 years - Annual
            Gross
            Gross AER1
            £10,000+
            1.85%
            1.85%
            £1,000+
            1.65%
            1.65%
            Fixed rate for 5 years - Monthly
            Gross
            Gross AER1
            £10,000+
            1.83%
            1.85%
            £5,000+
            1.64%
            1.65%
              • Interest rates are dependent on the balance amount
              • Interest is calculated and paid annually on 30 June and on maturity, or monthly


              5 Year Fixed Rate Bond (21)

              Rate effective from 23 June 2022

              Fixed rate for 5 years - Annual
              Gross
              Gross AER1
              £10,000+
              2.55%
              2.55%
              £1,000+
              2.35%
              2.35%
              Fixed rate for 5 years - Monthly
              Gross
              Gross AER1
              £10,000+
              2.52%
              2.55%
              £5,000+
              2.33%
              2.35%
                • Interest rates are dependent on the balance amount
                • Interest is calculated and paid annually on 30 June and on maturity, or monthly


                5 Year Fixed Rate Bond (21)

                Rate effective from 5 May 2022

                Fixed rate for 5 years - Annual
                Gross
                Gross AER1
                £10,000+
                2.10%
                2.10%
                £1,000+
                1.90%
                1.90%
                Fixed rate for 5 years - Monthly
                Gross
                Gross AER1
                £10,000+
                2.08%
                2.10%
                £5,000+
                1.88%
                1.90%
                  • Interest rates are dependent on the balance amount
                  • Interest is calculated and paid annually on 30 June and on maturity, or monthly


                  5 Year Fixed Rate Bond (22)

                  Rate effective from 10 August 2022

                  Fixed rate for 5 years - Annual
                  Gross
                  Gross AER1
                  £10,000+
                  2.80%
                  2.80%
                  £1,000+
                  2.60%
                  2.60%
                  Fixed rate for 5 years - Monthly
                  Gross
                  Gross AER1
                  £10,000+
                  2.76%
                  2.80%
                  £5,000+
                  2.57%
                  2.60%
                    • Interest rates are dependent on the balance amount
                    • Interest is calculated and paid annually on 30 June and on maturity, or monthly


                    5 Year Fixed Rate Bond (24)

                    Rate effective from 15 September 2022

                    Fixed rate for 5 years - Annual
                    Gross
                    Gross AER1
                    £10,000+
                    3.35%
                    3.35%
                    £1,000+
                    3.15%
                    3.15%
                    Fixed rate for 5 years - Monthly
                    Gross
                    Gross AER1
                    £10,000+
                    3.30%
                    3.35%
                    £5,000+
                    3.11%
                    3.15%
                      • Interest rates are dependent on the balance amount
                      • Interest is calculated and paid annually on 30 June and on maturity, or monthly


                      5 Year Fixed Rate Bond (25)

                      Rate effective from 20 October 2022

                      Fixed rate for 5 years - Annual
                      Gross
                      Gross AER1
                      £10,000+
                      4.30%
                      4.30%
                      £1,000+
                      4.10%
                      4.10%
                      Fixed rate for 5 years - Monthly
                      Gross
                      Gross AER1
                      £10,000+
                      4.22%
                      4.30%
                      £5,000+
                      4.02%
                      4.09%
                        • Interest rates are dependent on the balance amount
                        • Interest is calculated and paid annually on 30 June and on maturity, or monthly


                        5 Year Fixed Rate Bond (26)

                        Rate effective from 10 November 2022

                        Fixed rate for 5 years - Annual
                        Gross
                        Gross AER1
                        £10,000+
                        4.65%
                        4.65%
                        £1,000+
                        4.45%
                        4.45%
                        Fixed rate for 5 years - Monthly
                        Gross
                        Gross AER1
                        £10,000+
                        4.55%
                        4.65%
                        £5,000+
                        4.36%
                        4.45%
                          • Interest rates are dependent on the balance amount
                          • Interest is calculated and paid annually on 30 June and on maturity, or monthly

                           

                          5 Year Fixed Rate Bond (27)

                          Rate effective from 1 December 2022

                          Fixed rate for 5 years - Annual
                          Gross
                          Gross AER1
                          £10,000+
                          4.50%
                          4.50%
                          £1,000+
                          4.30%
                          4.30%
                          Fixed rate for 5 years - Monthly
                          Gross
                          Gross AER1
                          £10,000+
                          4.41%
                          4.50%
                          £5,000+
                          4.22%
                          4.30%
                            • Interest rates are dependent on the balance amount
                            • Interest is calculated and paid annually on 30 June and on maturity, or monthly

                             

                            5 Year Fixed Rate Bond (28)

                            Rate effective from 13 January 2023

                            Fixed rate for 5 years - Annual
                            Gross
                            Gross AER1
                            £10,000+
                            4.20%
                            4.20%
                            £1,000+
                            4.00%
                            4.00%
                            Fixed rate for 5 years - Monthly
                            Gross
                            Gross AER1
                            £10,000+
                            4.12%
                            4.20%
                            £5,000+
                            3.93%
                            4.00%
                              • Interest rates are dependent on the balance amount
                              • Interest is calculated and paid annually on 30 June and on maturity, or monthly

                               

                              5 Year Fixed Rate Bond (29)

                              Rate effective from 21 June 2023

                              Fixed rate for 5 years - Annual
                              Gross
                              Gross AER1
                              £10,000+
                              4.60%
                              4.60%
                              £1,000+
                              4.40%
                              4.40%
                              Fixed rate for 5 years - Monthly
                              Gross
                              Gross AER1
                              £10,000+
                              4.51%
                              4.60%
                              £5,000+
                              4.31%
                              4.40%
                                • Interest rates are dependent on the balance amount
                                • Interest is calculated and paid annually on 30 June and on maturity, or monthly

                                 

                                5 Year Fixed Rate Bond (30)

                                Rate effective from 19 July 2023

                                Fixed rate for 5 years - Annual
                                Gross
                                Gross AER1
                                £10,000+
                                5.00%
                                5.00%
                                £1,000+
                                4.80%
                                4.80%
                                Fixed rate for 5 years - Monthly
                                Gross
                                Gross AER1
                                £10,000+
                                4.89%
                                5.00%
                                £5,000+
                                4.70%
                                4.80%
                                  • Interest rates are dependent on the balance amount
                                  • Interest is calculated and paid annually on 30 June and on maturity, or monthly

                                   

                                  5 Year Fixed Rate Bond (31)

                                  Rate effective from 24 August 2023

                                  Fixed rate for 5 years - Annual
                                  Gross
                                  Gross AER1
                                  £10,000+
                                  5.40%
                                  5.40%
                                  £1,000+
                                  5.20%
                                  5.20%
                                  Fixed rate for 5 years - Monthly
                                  Gross
                                  Gross AER1
                                  £10,000+
                                  5.27%
                                  5.40%
                                  £5,000+
                                  5.08%
                                  5.20%
                                    • Interest rates are dependent on the balance amount
                                    • Interest is calculated and paid annually on 30 June and on maturity, or monthly

                                     

                                    5 Year Fixed Rate Bond (32)

                                    Rate effective from 13 October 2023

                                    Fixed rate for 5 years - Annual
                                    Gross
                                    Gross AER1
                                    £10,000+
                                    5.50%
                                    5.50%
                                    £1,000+
                                    5.30%
                                    5.30%
                                    Fixed rate for 5 years - Monthly
                                    Gross
                                    Gross AER1
                                    £10,000+
                                    5.37%
                                    5.50%
                                    £5,000+
                                    5.18%
                                    5.30%
                                      • Interest rates are dependent on the balance amount
                                      • Interest is calculated and paid annually on 30 June and on maturity, or monthly

                                       

                                      5 Year Fixed Rate Bond (33)

                                      Rate effective from 22 November 2023

                                      Fixed rate for 5 years - Annual
                                      Gross
                                      Gross AER1
                                      £10,000+
                                      4.90%
                                      4.90%
                                      £1,000+
                                      4.70%
                                      4.70%
                                      Fixed rate for 5 years - Monthly
                                      Gross
                                      Gross AER1
                                      £10,000+
                                      4.79%
                                      4.90%
                                      £5,000+
                                      4.60%
                                      4.70%
                                        • Interest rates are dependent on the balance amount
                                        • Interest is calculated and paid annually on 30 June and on maturity, or monthly

                                         

                                        5 Year Fixed Rate Bond (34)

                                        Rate effective from 22 December 2023

                                        Fixed rate for 5 years - Annual
                                        Gross
                                        Gross AER1
                                        £10,000+
                                        4.60%
                                        4.60%
                                        £1,000+
                                        4.40%
                                        4.40%
                                        Fixed rate for 5 years - Monthly
                                        Gross
                                        Gross AER1
                                        £10,000+
                                        4.51%
                                        4.60%
                                        £5,000+
                                        4.31%
                                        4.40%
                                          • Interest rates are dependent on the balance amount
                                          • Interest is calculated and paid annually on 30 June and on maturity, or monthly

                                           

                                          5 Year Fixed Rate Bond (35)

                                          Rate effective from 12 January 2024

                                          Fixed rate for 5 years - Annual
                                          Gross
                                          Gross AER1
                                          £10,000+
                                          4.20%
                                          4.20%
                                          £1,000+
                                          4.00%
                                          4.00%
                                          Fixed rate for 5 years - Monthly
                                          Gross
                                          Gross AER1
                                          £10,000+
                                          4.12%
                                          4.20%
                                          £5,000+
                                          3.93%
                                          4.00%
                                            • Interest rates are dependent on the balance amount
                                            • Interest is calculated and paid annually on 30 June and on maturity, or monthly

                                             

                                            5 Year Fixed Rate Bond (36)

                                            Rate effective from 9 February 2024

                                            Fixed rate for 5 years - Annual
                                            Gross
                                            Gross AER1
                                            £10,000+
                                            4.00%
                                            4.00%
                                            £1,000+
                                            3.80%
                                            3.80%
                                            Fixed rate for 5 years - Monthly
                                            Gross
                                            Gross AER1
                                            £10,000+
                                            3.93%
                                            4.00%
                                            £5,000+
                                            3.74%
                                            3.80%
                                              • Interest rates are dependent on the balance amount
                                              • Interest is calculated and paid annually on 30 June and on maturity, or monthly.

                                               

                                              5 Year Fixed Rate Bond (37)

                                              Rate effective from 14 August 2024

                                              Fixed rate for 5 years - Annual
                                              Gross
                                              Gross AER1
                                              £10,000+
                                              3.90%
                                              3.90%
                                              £1,000+
                                              3.70%
                                              3.70%
                                              Fixed rate for 5 years - Monthly
                                              Gross
                                              Gross AER1
                                              £10,000+
                                              3.83%
                                              3.90%
                                              £5,000+
                                              3.64%
                                              3.70%
                                                • Interest rates are dependent on the balance amount
                                                • Interest is calculated and paid annually on 30 June and on maturity, or monthly.

                                                 

                                                Junior Cash ISA (2)

                                                Rate effective from 31 August 2023
                                                Tax-free1AER2
                                                £3,000+
                                                4.60%
                                                £1+
                                                4.35%