THE MORTGAGE WILL BE SECURED ON YOUR PROPERTY. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Here you will find a summary of our current Buy to Let products available for purchase, including our Buy to Let Offset Mortgage,
and details for Limited Company applications.
If you have any questions you can contact our New Business Team on 03330 140140 - we don't offer advice, but
one of our team will be pleased to talk through any queries you have about our mortgage products.
Product details should be read in conjunction with our lending criteria.
You may also find our 'Getting a Mortgage: what you need to know' guide helpful, which gives information on mortgages.
Go to Buy to Let Discounted Variable Rate Mortgages
Go to Buy to Let Fixed Rate Mortgages
Go to Buy to Let Offset Mortgage
Go to Buy to Let Limited Companies Discounted Variable Rate Mortgages
Go to Buy to Let Limited Companies Fixed Rate Mortgages
Buy to Let
DISCOUNTED VARIABLE RATE
Product
name |
Initial interest
rate |
Followed by
our Residential
Investment MMR^
currently |
The overall
cost for comparison
is
|
Minimum interest
rate
payable |
Early
Repayment Charges |
Fees |
Maximum LTV# |
Further details |
| 3 year 2.40% discount |
2.74% |
5.14% |
4.9% APRC |
2.64% |
Yes |
Yes |
60% |
Click here |
| 3 year 2.10% discount |
3.04% |
5.14% |
4.9% APRC
|
2.94% |
Yes |
Yes |
65% |
Click here
|
FIXED RATE
|
Product
name
|
Initial interest rate |
Followed by
our
Residential Investment
MMR^ currently
|
The overall
cost for comparison
is
|
Minimum interest
rate payable
|
Early
Repayment Charges
|
Fees |
Maximum LTV# |
Further details |
| 3 year fixed rate until 31/03/2024 |
3.04% |
5.14% |
4.8% APRC |
No |
Yes |
Yes |
60% |
Click here |
| 3 year fixed rate until 31/03/2024 |
3.34% |
5.14% |
4.9% APRC |
No |
Yes |
Yes |
65% |
Click here |
The above fixed rate mortgages must complete by 01/04/2021.
OFFSET MORTGAGE
|
Product
name
|
Initial interest rate |
Followed by
our
Residential Investment
MMR^ currently
|
The overall
cost for comparison
is
|
Minimum interest
rate payable
|
Early
Repayment Charges
|
Fees |
Maximum LTV# |
Further details |
Offset Mortgage
2 Year 2.00% discounted rate |
3.14% |
5.14% |
5.1% APRC |
3.04% |
Yes |
Yes |
60% |
Click here |
Offset Mortgage
2 Year 1.70% discounted rate |
3.44% |
5.14% |
5.1% APRC
|
3.34% |
Yes |
Yes |
65% |
Click here |
Buy to Let for Limited Companies
DISCOUNTED VARIABLE RATE
Product
name |
Initial interest
rate |
Followed by
our Residential
Investment MMR^
currently |
The overall
cost for comparison
is |
Minimum interest
rate
payable |
Early
Repayment Charges |
Fees |
Maximum LTV# |
Further details |
| 3 year 2.40% discount |
2.74% |
5.14% |
4.9% APRC |
2.64% |
Yes |
Yes |
60% |
Click here |
| 3 year 2.10% discount |
3.04% |
5.14% |
5.0% APRC
|
2.94% |
Yes |
Yes |
65% |
Click here |
FIXED RATE
Product
name |
Initial interest rate |
Followed by
our
Residential Investment
MMR^ currently |
The overall
cost for comparison
is |
Minimum interest
rate payable |
Early Repayment Charges |
Fees |
Maximum LTV# |
Further details |
| 3 year fixed rate until 31/03/2024 |
3.04% |
5.14% |
4.8% APRC |
No |
Yes |
Yes |
60% |
Click here |
| 3 year fixed rate until 31/03/2024 |
3.34% |
5.14% |
4.9% APRC
|
No |
Yes |
Yes |
65% |
Click here
|
The above fixed rate mortgages must complete by 01/04/2020.
FOOTNOTES
^ MMR stands for our variable Managed Mortgage Rate.
# LTV stands for Loan to Value.
NEXT STEPS
If you are interested in any of these products, or have any questions, please contact our New Business Team on 03330 140140. We can arrange for a mortgage illustration and application form to be sent out to you.
When you call us we will ask you some basic financial information and other questions about the property to ensure that the loan you are requesting is affordable and can be achieved based on our lending criteria. Please make sure that you have adequate privacy when disclosing this information to us.
Alternatively if you would like us to contact you at a time of your choice please complete the call back request form.
Or you can send us an email to newbusiness@familybsoc.co.uk
|
All of these mortgage products have limited funds and may be withdrawn at any time. Our mortgages are available to applicants aged 18 and over for properties in England or Wales.
