Notices
  • Savings customers: Your 2024 / 2025 Annual Interest Savings Summary are currently being processed and are due to be delivered by 30 April 2025.
  • We’ll shortly be making some changes to our Online Service to make it simpler and easier for you to use.  

    Our new Online Service will have a modern design, improved navigation and many added benefits.  

    Find out more about the changes

  • Our Windfall Bond savings account will earn you 3.50% annual interest (Gross AER).

    Plus exclusive entry into a monthly free prize draw with prizes ranging between £100 and £50,000.
    Click here to find out more and apply.

  • Please note that our 1 Year Fixed Rate Bond (57) has been withdrawn from sale. Any customers that have recently applied for this account will have 15 calendar days to initially fund their account.
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Useful information for new mortgage borrowers

All the information you need including our mortgage affordability calculator and current lending terms.

Mortgage affordability calculator



Use our simple calculator to see how much you can afford to borrow for your new home.

 

Affordability calculator

Getting a mortgage - what you need to know

Our comprehensive guide highlights everything you need to know about getting a mortgage, including useful tips for first time through to last time buyers.


Download brochure

Mortgage eligibility

 

Our mortgage eligibility forms can provide you with an estimation of how much you might be eligible to borrow.

 

Check Owner Occupier eligibility

Check Buy To Let eligibility

Mortgage lending criteria

 

Find out details of how much we may be able to lend, for how long and the types of property we will lend on.

 

Our current lending terms

Mortgage Advice Service

 

Looking for a mortgage? Our free service can help recommend which of our mortgage products is right for you and your situation.

 

Our Mortgage Advice Service

Mortgage charges and application fees


Application fees and a list of mortgage charges that may apply during the life of your mortgage with us.

 

Our charges and fees