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Service update - due to planned essential maintenance our Online Service will be unavailable on Friday 28 January from 18:00 until Saturday 29 January 12:00.
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Following the Bank of England’s decision to raise the Bank Rate by 0.15% to 0.25% in December 2021, Windfall Bond and Tracker Savings Bond rates increased by 0.15% from 1 January 2022. Tracker mortgages changed from 25 January and we have written to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage. We will be considering our other savings and our variable mortgage rates after the Bank of England MPC meeting on 3 February. (Notice updated 19/01/22)
- Please note that the Premium Saver (5) has now been withdrawn from sale.
If you have opened an account, you may add funds until 3pm, 7 February 2022, after this no additions will be allowed.
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Useful information for new mortgage borrowers
All the information you need including our mortgage affordability calculator and current lending terms.
Mortgage affordability calculator
Use our simple calculator to see how much you can afford to borrow for your new home.
Getting a mortgage - what you need to know
Our comprehensive guide highlights everything you need to know about getting a mortgage, including useful tips for first time through to last time buyers.
Mortgage eligibility
Our mortgage eligibility forms can provide you with an estimation of how much you might be eligible to borrow.
Mortgage lending criteria
Find out details of how much we may be able to lend, for how long and the types of property we will lend on.
Mortgage Advice Service
Looking for a mortgage? Our free service can help recommend which of our mortgage products is right for you and your situation.
Mortgage charges and application fees
Application fees and a list of mortgage charges that may apply during the life of your mortgage with us.