Notices

  • Online Service update. Due to planned essential maintenance, our Online Service will be unavailable from 8am until 5pm on Sunday 28 July. We apologise for any inconvenience this may cause.

  • We have recently updated our 'How We Use Personal Information' leaflet – with improvements to the transparency of the document and a new section on fraud prevention agencies. The Credit Reference Agency Information Notice (CRAIN) has been removed from the leaflet and instead we provide details of the credit reference agencies’ websites to access this. You can view the latest Privacy notice here.
  • We're here to help if you're experiencing or expect to experience difficulties in paying your mortgage. Find out more. 
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Useful information for new mortgage borrowers

All the information you need including our mortgage affordability calculator and current lending terms.

Mortgage affordability calculator



Use our simple calculator to see how much you can afford to borrow for your new home.

 

Affordability calculator

Getting a mortgage - what you need to know

Our comprehensive guide highlights everything you need to know about getting a mortgage, including useful tips for first time through to last time buyers.


Download brochure

Mortgage eligibility

 

Our mortgage eligibility forms can provide you with an estimation of how much you might be eligible to borrow.

 

Check Owner Occupier eligibility

Check Buy To Let eligibility

Mortgage lending criteria

 

Find out details of how much we may be able to lend, for how long and the types of property we will lend on.

 

Our current lending terms

Mortgage Advice Service

 

Looking for a mortgage? Our free service can help recommend which of our mortgage products is right for you and your situation.

 

Our Mortgage Advice Service

Mortgage charges and application fees


Application fees and a list of mortgage charges that may apply during the life of your mortgage with us.

 

Our charges and fees