Notices

We're pleased to announce the launch of our Family Mortgage.

Family members can help support buyers by providing security for their mortgage, without gifting money.
Borrow 100% of the property value with no deposit with the Family Mortgage.
Savings customers - interest rates on many of our variable rate savings products decreased on 29 January. We have emailed or written to you to let you know of how these interest rate decreases affect you. See our variable savings rate changes
Important changes to our mortgage products - Find out more.

Mortgage products - On Tuesday 20 January 2026, we made changes to our mortgage product range. This includes enhanced Buy to Let HMO criteria, now catering to properties with up to six bedrooms (previously four bedrooms)
Managed Mortgage Rates and Discounted Variable Rates
From 7 February 2026, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.15%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.
We will shortly be writing to existing customers who have been impacted by this change, with details relevant to them.

Useful information for new mortgage borrowers

All the information you need including our mortgage affordability calculator and current lending terms.

Mortgage affordability calculator

Use our simple calculator to see how much you can afford to borrow for your new home.

A range of mortgage guides covering what you need to know if you're a first time buyer up to a last time buyer.

Our mortgage eligibility forms can provide you with an estimation of how much you might be eligible to borrow.

Find out details of how much we may be able to lend, for how long and the types of property we will lend on.

Looking for a mortgage? Our free service can help recommend which of our mortgage products is right for you and your situation.

Application fees and a list of mortgage charges that may apply during the life of your mortgage with us.