• Homes for Ukraine - important information can be found here.

  • Rate changes following Bank of England decision to raise its Bank Rate to 1.25% on 16 June.

    the majority of our variable savings rates have been increased from 24 June. Rate increases for Windfall Bond and Tracker Savings Bond apply from 1 July. (Updated 1 July.)

    Mortgages: our variable mortgage rates will increase and we are in the process of writing to affected customers with details of their revised payments, interest rate and effective date. Product rates now shown on the website reflect this increase. (Updated 1 July.)

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Useful information for new mortgage borrowers

All the information you need including our mortgage affordability calculator and current lending terms.

Mortgage affordability calculator

Use our simple calculator to see how much you can afford to borrow for your new home.


Affordability calculator

Getting a mortgage - what you need to know

Our comprehensive guide highlights everything you need to know about getting a mortgage, including useful tips for first time through to last time buyers.

Download brochure

Mortgage eligibility


Our mortgage eligibility forms can provide you with an estimation of how much you might be eligible to borrow.


Check Owner Occupier eligibility

Check Buy To Let eligibility

Mortgage lending criteria


Find out details of how much we may be able to lend, for how long and the types of property we will lend on.


Our current lending terms

Mortgage Advice Service


Looking for a mortgage? Our free service can help recommend which of our mortgage products is right for you and your situation.


Our Mortgage Advice Service

Mortgage charges and application fees

Application fees and a list of mortgage charges that may apply during the life of your mortgage with us.


Our charges and fees