Notices
  • Due to significant increases in the cost of funding fixed rate mortgages, we're temporarily withdrawing all of our fixed rate products from sale. The product withdrawals apply for both new and existing customers, and are no longer available for purchase, remortgage, further advance or product switch applications. This takes effect immediately from today, 23 March 2026. Our range of discounted variable rate mortgage products remains unchanged.

  • We're pleased to let you know that voting for the AGM is now open. If you've opted for a postal pack you should receive this by 1 April.
  • IMPORTANT: The last day of the 2025 / 2026 tax year is Sunday 5 April.

    Our online and postal ISA applications for this tax year will close from 5pm on Friday 27 March until the morning of Tuesday 7 April. Find out full details and timings for opening and funding ISAs with us within the current tax year.

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Expat mortgages for UK homes

We accept mortgages for homes in England and Wales from expats in over 40 countries, including the USA and Canada.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Are you a UK expat living abroad?

We have a range of expat Buy To Let mortgages available on an Interest-Only basis to suit your personal circumstances, unless you are enquiring as a Limited Company.

We also have a number of expat Owner Occupier mortgages available on an Interest-Only basis, applications can be made via an intermediary/broker. 

Our expat mortgage offering

We lend to UK nationals working abroad, along with UK nationals and foreign nationals working in the UK but paid in a foreign currency.

Expat Buy to Let mortgages

We have a range of expat Buy to Let mortgages available, including Buy to Let Limited Companies for purchase or remortgage.

Our lending criteria

Find out details of how much we may be able to lend, for how long and the types of property we will lend on.

Contact our expert UK team

New enquiries

Savings - 03330 140141

Mortgages - 03330 140140

newbusiness@familybsoc.co.uk

Existing customers

Savings - 03330 140144
 savings.service@familybsoc.co.uk

Mortgages - 03330 140146
 mortgage.service@familybsoc.co.uk

...or ask the way that suits you.

Request a call back

We can call you back at a time that suits you.

Visit us in branch

Ashley Square, Epsom, Surrey, KT18 5DD.

View our FAQs

Your questions might be answered here.