Notices

Our new and improved Online Service is here.
We've made some improvements to our Online Service. With several enhancements and added benefits our Online Service is now simpler and easier for you to use. Online Service changes
We have launched a new issue of our Online Saver, paying 4.55% Gross AER on balances of £100+. Find out more

The Online Saver (10) is now available for applications via our Online Service. Find out more and apply.
Rate changes following Bank of England decision to decrease its Bank Rate by 0.25% to 4.25% on 8 May 2025. Read more

Savings: Interest rates for Windfall Bond and Tracker Savings Bond will decrease by 0.25% from 1 June 2025. We will be writing to all customers individually to confirm the new rates.
Mortgages: Tracker mortgages will change on 25 June 2025 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.

Expat mortgages for UK homes

We accept mortgages for homes in England and Wales from expats in over 40 countries, including the USA, Hong Kong and Canada.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Are you a UK expat living abroad?

We have a range of expat Buy To Let mortgages available on an Interest-Only basis to suit your personal circumstances.

We also have a number of expat Owner Occupier mortgages available on an Interest-Only basis, applications can be made via an intermediary/broker.

We lend to UK nationals working abroad, along with UK nationals and foreign nationals working in the UK but paid in a foreign currency.

We have a range of expat Buy to Let mortgages available on an Interest-Only basis for purchase or remortgage.

Find out details of how much we may be able to lend, for how long and the types of property we will lend on.

Savings - 03330 140141

Mortgages - 03330 140140

...or ask the way that suits you.

We can call you back at a time that suits you.

Ashley Square, Epsom, Surrey, KT18 5DD.