Notices

  • Family members can help support buyers by providing security for their mortgage, without gifting money.

    Borrow 100% of the property value with no deposit with the Family Mortgage.

  • Savings customers - interest rates on many of our variable rate savings products decreased on 29 January. We have emailed or written to you to let you know of how these interest rate decreases affect you. See our variable savings rate changes

  • Mortgage products - On Tuesday 20 January 2026, we made changes to our mortgage product range. This includes enhanced Buy to Let HMO criteria, now catering to properties with up to six bedrooms (previously four bedrooms)

    Managed Mortgage Rates and Discounted Variable Rates

    From 7 February 2026, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.15%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.

    We will shortly be writing to existing customers who have been impacted by this change, with details relevant to them.

Work in the community

We’re proud and committed to supporting our local community, various local charities and the environment..

This year, we’ve chosen to focus our work with one charity, our local Citizens Advice organisation in Epsom and Ewell. Citizens Advice provides a wide range of support and information to people who live, work or study in the area on issues as diverse as housing, benefits, employment, money and credit and family issues. The charity employs a very few staff but the majority of their work is done by volunteers. Apart from making a financial donation to them to allow them to fund more activities and support, we hope that our staff volunteers will be able to provide some more practical help to the charity over the course of the year.
CAB EE

Volunteering and supporting the local community

In 2019, the Society gave every member of staff a ‘volunteer day’, so that they could personally get involved and make a difference to our charities. Our staff took on a wide variety of challenges from digging and planting allotments, to painting walls and ceilings, to packaging up Christmas gifts, and a few even got to play at being Santa, by delivering the gifts door to door. We've gladly carried this on after a brief pause during Covid, our staff report they find these days fulfilling and inspiring. 


Environment

Each year, we give all our members the opportunity to share their experience and feedback with us via our Members' questionnaire. For the past seven years we've been partnering with eForests and plant a tree for every 10 questionnaires completed online to help our ambition of reducing our carbon footprint.

To date we have planted over 3,000 trees around the UK in community woodlands, nature reserves, community farms and urban areas.

To find out more about the work that eForests do, visit their website.

eforests

Members' newsletter

Read about the latest news and updates from the Society.

Autumn Newsletter

Award-winning

We are proud to have won a range of awards and achievements recognised by the industry.

Our awards