Notices

  • Savings customers - interest rates on many of our variable rate savings products will be decreasing from 29 January. We have emailed or written to you to let you know of how these interest rate decreases affect you. See our variable savings rate changes

  • UK Landlords - The Renters’ Rights Bill, introduced in September 2024, received Royal Assent on 27 October 2025 and is now law as the Renters’ Rights Act. Read more about what to expect.

  • Savings: Interest rates for Windfall Bond will decrease by 0.25% from 1 January 2026. We will write to all customers individually to confirm the new rates.

    Mortgages: Tracker mortgages will change on 25 January 2026 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.

  • Mortgage products - On Tuesday 20 January 2026, we made changes to our mortgage product range. This includes enhanced Buy to Let HMO criteria, now catering to properties with up to six bedrooms (previously four bedrooms)

    Managed Mortgage Rates and Discounted Variable Rates

    From 7 February 2026, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.15%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.

    We will shortly be writing to existing customers who have been impacted by this change, with details relevant to them.

  • Our Market Tracker Cash ISA (2) paying 4.03% AER is now back on sale. Find out more

Homes for Ukraine

Important information about the 'Homes for Ukraine' scheme

As the tragic events in Ukraine unfold, we understand that some of our mortgage members will want to provide a Ukrainian family safe and secure accommodation under the Government’s ‘Homes for Ukraine’ scheme. The Family Building Society, alongside the Building Societies Association, support this initiative.

More details of the scheme can be found on this website: "Homes for Ukraine: record your interest" which will be regularly updated.

If you are considering taking part in the scheme we would ask that you read the advice and conditions on the Government website carefully. The FAQ section has a wealth of information and can be viewed here: Homes for Ukraine scheme: frequently asked questions - GOV.UK (www.gov.uk)

If you have a mortgage with us and wish to take part in the scheme please be re-assured that we have no objection to you sharing your home and you do not need to approach us for permission to do so.  If, however, you are considering using a self-contained unit, such as an annex or second home then as this may create a formal tenancy we would recommend that you take appropriate advice first.  Our consent to a formal tenancy would be required.

 

If you have any questions please contact our Mortgage Service Team:

Telephone: 03330 140146

Email: mortgage.service@familybsoc.co.uk

Opening hours:

Monday to Friday: 9am - 5.30pm.
Saturday: Closed

We may record any telephone calls we have with you in the interest of staff training, monitoring customer service or for security purposes