Notices

  • Savings customers - interest rates on many of our variable rate savings products decreased on 29 January. We have emailed or written to you to let you know of how these interest rate decreases affect you. See our variable savings rate changes

  • Mortgage products - On Tuesday 20 January 2026, we made changes to our mortgage product range. This includes enhanced Buy to Let HMO criteria, now catering to properties with up to six bedrooms (previously four bedrooms)

    Managed Mortgage Rates and Discounted Variable Rates

    From 7 February 2026, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.15%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.

    We will shortly be writing to existing customers who have been impacted by this change, with details relevant to them.

Useful links

Useful website links to some well known and trusted financial, government, legal and educational organisations.

Here you will find a list of useful links and websites for help and advice about mortgages, housing, savings and other financial information:

Citizens Advice 

Money Helper 

National Debtline 
British Insurance Brokers’ Association 

Unbiased

Vouched For 
Transunion 

Equifax 

Experian

Credit Karma / Noddle

Clearscore
The Good Schools Guide

National Union of Students 

Student Loans Company 
Financial Ombudsman Service

Moneyfacts
Department for Communities and Local Government 

Financial Conduct Authority

UK Government 

Welsh Government 

HM Revenue & Customs 

Housing Ombudsman Service 

Jobcentre Plus 

Ofcom 

National Health Service 

Parliament 

Right to Buy 
The Law Society of Scotland

Northern Ireland Law Society

Solicitors Regulation Authority 
National Employment Savings Trust

Money and Pensions Service

Association of Residential Letting Agents

Deposit Protection Scheme

The Letting Protection Service Scotland

National Association of Estate Agents

Safeagent

New-homes

Ombudsman Services

On The Market

The Property Ombudsman

Property Redress Scheme

Rightmove

Royal Institution of Chartered Surveyors

Self Build Portal

Shelter

UK Association of Letting Agents

British Association of Removers 

Energy Saving Trust

Money Supermarket

Self Storage Association 

UK Crime Statistics 

Essentials of Safe Independent Living (For Seniors)

GoCompare

Frequently asked questions

If you have a question about savings or mortgages it may be solved in our frequently asked questions.

See all FAQs