Notices
  • Savings customers - interest rates on many of our variable rate savings products decreased on 29 January. We have emailed or written to you to let you know of how these interest rate decreases affect you. See our variable savings rate changes

  • Mortgage products - On Tuesday 20 January 2026, we made changes to our mortgage product range. This includes enhanced Buy to Let HMO criteria, now catering to properties with up to six bedrooms (previously four bedrooms)

    Managed Mortgage Rates and Discounted Variable Rates

    From 7 February 2026, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.15%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.

    We will shortly be writing to existing customers who have been impacted by this change, with details relevant to them.

Later life support

Later life support

As a responsible Building Society, we want to help you to prepare as much as you can for later life - whether for yourself or an elderly family member.

None of us know what's around the corner, so being prepared can help you feel more confident to deal with whatever life throws at you. 

If you have any questions please feel free to contact our friendly and helpful Later Life Planning Team:

Ask us to call back


Help to manage your finances

There are a number of ways to allow someone to help manage your financial affairs and act on your behalf if you're no longer able to do so.

Later life planning

It's important to be well prepared for later life - whether for yourself or a family member. Here are some key things to know when planning for your retirement and later life.

Equity release

Equity release is a way of unlocking some of the value you have in your home. If you're aged 55 to 95 and own a home worth at least £70,000, you could be eligible for equity release.

Making a Will

Whilst writing a Will may seem like a morbid thing to do, we don’t believe it is – it’s a sensible thing to do for those you leave behind.

Preparing for the worst

Are you prepared for the unexpected? Our useful document allows you to easily record all your financial details so that your family can resolve your estate when you pass away.

What's being left behind?

Being prepared is important. We've listed some real life scenarios which you should consider thinking about and taking some appropriate action.