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Savings customers - interest rates on many of our variable rate savings products will be decreasing from 29 January. We have emailed or written to you to let you know of how these interest rate decreases affect you. See our variable savings rate changes
- UK Landlords - The Renters’ Rights Bill, introduced in September 2024, received Royal Assent on 27 October 2025 and is now law as the Renters’ Rights Act. Read more about what to expect.
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Our Market Tracker Cash ISA (2) paying 4.03% AER is now back on sale. Find out more
Compare all savings accounts
See all our savings accounts at once or select two accounts to compare side by side. Then see their full details.
Explore our range of savings accounts
- Deposit a lump sum that you don’t need access to
- Guaranteed interest rate for a fixed term
- Tiered rates of interest
- Access your money without any notice period
- Ideal for short-term savings goals
- Variable rates of interest
- Save and earn tax-free interest
- Easy Access, Notice, or Fixed Rate Cash ISA options
- Variable or fixed rates of interest
- Notice required for withdrawals
- Ideal if you don’t need access to your funds in the short term
- Variable rates of interest
Why choose Family Building Society?
We're an award-winning building society that does things differently, with over 125 years supporting savers and over 69,000 account holders. No matter what you're saving for we're here to help and have a chat if you like, with minimum jargon.
| Annual interest (AER gross) | Account rate type | Minimum opening amount | Additional information | Monthly interest option? | Withdrawal limits | Available to new customers? | Next steps |
|---|---|---|---|---|---|---|---|
Market Tracker Cash ISA (2) |
|||||||
| 4.03% |
|
£1 |
Apply and manage online, by post or at our Epsom branch |
No | Unlimited | Yes | See details and apply online |
| See details and apply online | |||||||
Market Tracker Saver (1) |
|||||||
| 3.98% |
|
£1 |
Open online, by post or in branch. |
No | £25,000 per day, per account | 20 allowed annually. | Yes | See details and apply online |
| See details and apply online | |||||||
5 Year Fixed Rate Cash ISA (38) |
|||||||
| 3.80% |
|
£1,000 |
This account is available to new and existing customers. |
No | Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
3 Year Fixed Rate Cash ISA (35) |
|||||||
| 3.75% |
|
£1,000 |
This account is available to new and existing customers. |
No | Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
2 Year Fixed Rate Cash ISA (36) |
|||||||
| 3.70% |
|
£1,000 |
This account is available to new and existing customers. |
No | Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
5 Year Fixed Rate Bond (43) |
|||||||
| 3.70% to 3.90% |
|
£1,000 |
This account is available to new and existing customers. |
Yes | No withdrawals or closure before maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
1 Year Fixed Rate Cash ISA (42) |
|||||||
| 3.70 |
|
£1,000 |
This account is available to new and existing customers. |
No | Withdrawals not permitted. Early Access Charge applies if account closed prior to maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
3 Year Fixed Rate Bond (49) |
|||||||
| 3.65% to 3.85% |
|
£1,000 | This account is available to new and existing customers. | Yes | No withdrawals or closure before maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
1 Year Fixed Rate Bond (63) |
|||||||
| 3.60% to 3.80% |
|
£1,000 |
This account is available to new and existing customers. |
Yes | No withdrawals or closure before maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
Junior Cash ISA (3) |
|||||||
| 3.60% to 3.85% |
|
£1 |
|
No | No withdrawals allowed. Account cannot be closed until the account holder reaches age 18. | Yes | View full details |
| View full details | |||||||
2 Year Fixed Rate Bond (48) |
|||||||
| 3.60% to 3.80% |
|
£1,000 |
This account is available to new and existing customers. |
Yes | No withdrawals or closure before maturity. | Yes | See details and apply online |
| See details and apply online | |||||||
Junior Saver (2) |
|||||||
| 3.50% to 3.75% |
|
£1 |
|
No | 12 allowed annually. | Yes | View full details |
| View full details | |||||||
35 Day Notice Cash ISA (3) |
|||||||
| 3.25% to 3.45% |
|
£3,000 |
Open online, by post or in branch |
No | After 35 days' notice. Also Available without notice subject to the loss of 35 days' interest on the total amount withdrawn. | Yes | See details and apply online |
| See details and apply online | |||||||
35 Day Notice Saver (3) |
|||||||
| 3.10% to 3.45% |
|
£1,000 |
|
Yes | After 35 days notice. | Yes | See details and apply online |
| See details and apply online | |||||||
Windfall Bond |
|||||||
| 2.75% |
|
£10,000 | Open online, by post or in branch. | No | No withdrawals. Closure after 35 days' notice. | Yes | See details and apply online |
| See details and apply online | |||||||
Flexible ISA (3) |
|||||||
| 2.60% |
|
£500 |
|
No | 12 allowed annually. | Yes | See details and apply online |
| See details and apply online | |||||||
Branch Saver (5) |
|||||||
| 2.55% to 2.65% |
|
£1 |
|
No | Immediate withdrawal by cheque from branch is £50,000 only. | Yes | View full details |
| View full details | |||||||
Everyday Saver (3) |
|||||||
| 2.50% to 2.60% |
|
£100 |
|
No | 12 allowed annually. | Yes | See details and apply online |
| See details and apply online | |||||||
Comparing two savings accounts
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.