Notices

We're pleased to announce the launch of our Family Mortgage.

Family members can help support buyers by providing security for their mortgage, without gifting money.
Borrow 100% of the property value with no deposit with the Family Mortgage.
Savings customers - interest rates on many of our variable rate savings products decreased on 29 January. We have emailed or written to you to let you know of how these interest rate decreases affect you. See our variable savings rate changes
Important changes to our mortgage products - Find out more.

Mortgage products - On Tuesday 20 January 2026, we made changes to our mortgage product range. This includes enhanced Buy to Let HMO criteria, now catering to properties with up to six bedrooms (previously four bedrooms)
Managed Mortgage Rates and Discounted Variable Rates
From 7 February 2026, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.15%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.
We will shortly be writing to existing customers who have been impacted by this change, with details relevant to them.

Buy to Let calculator

See how much you could borrow if you're a landlord and letting your property with our easy mortgage calculator.

The mortgage will be secured on your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.

Whether you’re thinking about buying to let or expanding your property portfolio, you can use our Buy to Let mortgage calculator to help you see how much you could borrow.

We’ll ask you just a few simple questions. We’ll need to know what type of applicant you are, the type of mortgage you want, the value of the property you want to borrow against and the rental income you expect to receive.

Please note: when selecting what type of mortgage your want the fixed rate calculation is based on the assumption that it's a 5 Year Fixed Rate product. If you'd like to base your calculation on another product type please select the 'Any other product' option.

This calculator is for illustrative purposes only. It is not a mortgage offer or guarantee of receiving a mortgage offer.