Notices
  • Savings customers - interest rates on many of our variable rate savings products will be decreasing from 29 January. We have emailed or written to you to let you know of how these interest rate decreases affect you. See our variable savings rate changes

  • UK Landlords - The Renters’ Rights Bill, introduced in September 2024, received Royal Assent on 27 October 2025 and is now law as the Renters’ Rights Act. Read more about what to expect.
  • Savings: Interest rates for Windfall Bond will decrease by 0.25% from 1 January 2026. We will write to all customers individually to confirm the new rates.

    Mortgages: Tracker mortgages will change on 25 January 2026 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.

  • Mortgage products - On Tuesday 20 January 2026, we made changes to our mortgage product range. This includes enhanced Buy to Let HMO criteria, now catering to properties with up to six bedrooms (previously four bedrooms)

    Managed Mortgage Rates and Discounted Variable Rates

    From 7 February 2026, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.15%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.

    We will shortly be writing to existing customers who have been impacted by this change, with details relevant to them.

  • Our Market Tracker Cash ISA (2) paying 4.03% AER is now back on sale. Find out more

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Useful for new savers

Helpful information and support you may need for opening and managing your savings account.

Savings forms

If you are looking to invest with us for the first time, here are a list of helpful forms you may need.

Manage your account online

Once you've registered for our Online Service you can view your savings accounts online, check your balance and latest transactions and make withdrawals to your pre-nominated bank account.

FSCS protection

Your savings are protected. All your eligible deposits with us are protected up to a total of £120,000 by the Financial Services Compensation Scheme.

Our bank details and Confirmation of Payee

See our bank details when you're paying money directly into your savings account, as well as information on Confirmation of Payee (CoP).

Savings calculator

Not sure of the best way to save or how much you need to reach your savings goal?  Find out with our easy to use calculator.

Savings case studies

Learn how our savings products have helped real life customers by reading their stories and finding out more about our products.

Do you need our help?

If you have questions about our savings accounts please contact our friendly New Business Team

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