Compare all Buy to Let mortgages

· Purpose - Purchase, remortgage, product switch and further advance 
· Discount - 2.40% applied to our Residential Investment Managed Mortgage Rate for 3 years
· Minimum rate - 2.64% 
· Loan to Value - Maximum 60%
· Fees:
- Application fee - £175 + Valuation Fee for purchase and remortgage. See ‘more downloads’ for product switch and further advance fees.
- Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See ‘more downloads’ for product switch and further advance fees.
- Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See ‘more downloads’ for product switch and further advance fees.
- ^~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See ‘more downloads’ for product switch and further advance fees.
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application.
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
· Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year

· Purpose - Buy to Let Limited Company purchase, remortgage, product switch and further advance
· Discount - 2.25% applied to our Residential Investment Managed Mortgage Rate for 3 years
· Minimum rate - 2.79% 
· Loan to Value - Maximum 60%
· Fees:
- Application fee - £175 + Valuation Fee for purchase and remortgage. See ‘more downloads’ for product switch and further advance fees.
- Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See ‘more downloads’ for product switch and further advance fees.
- Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See ‘more downloads’ for product switch and further advance fees.
- ^~Product fee - £1,499 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See ‘more downloads’ for product switch and further advance fees. 
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
· Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year 
· The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes: 68100  or 68209 

· Purpose - Purchase, remortgage, product switch and further advance
· LTV - Maximum 60%
· Fees:
- Application Fee - £175 + Valuation Fee for purchase and remortgage. See ‘more downloads’ for product switch and further advance fees.
- Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See ‘more downloads’ for product switch and further advance fees.
- Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See ‘more downloads’ for product switch and further advance fees.
- ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See ‘more downloads’ for product switch and further advance fees.
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application.
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
· Early Repayment Charges -  3% until 30/06/2022, 2% until 30/06/2023, 1% until 30/06/2024
· Additional criteria – The mortgage must complete by 01/07/2021

· Purpose - Purchase, remortgage, product switch and further advance 
· Discount - 2.10% applied to our Residential Investment Managed Mortgage Rate for 3 years
· Minimum rate - 2.94% 
· Loan to Value - Maximum 65%
· Fees:
- Application Fee - £175 + Valuation Fee for purchase and remortgage. See ‘more downloads’ for product switch and further advance fees.
- Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See ‘more downloads’ for product switch and further advance fees.
- Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See ‘more downloads’ for product switch and further advance fees.
- ^~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See ‘more downloads’ for product switch and further advance fees. 
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application.
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
· Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year

· Purpose - Offset applications for purchase, remortgage, product switch and further advance
· Options available - Term reduction or Payment reduction. Find out more about these options here
· Discount - 2.00% applied to our Residential Investment Managed Mortgage Rate for 2 years
· Minimum rate - 3.04% 
· Loan to Value - Maximum 60%
· Fees:
- Application fee - £175 + Valuation Fee for purchase and remortgage. See ‘more downloads’ for product switch and further advance fees.
- Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See ‘more downloads’ for product switch and further advance fees.
- Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See ‘more downloads’ for product switch and further advance fees.
- ^~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See ‘more downloads’ for product switch and further advance fees.
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
· Additional benefits:
 - ^Cashback - £100 for purchase and remortgage
· Early Repayment Charges - 2% in the first year and 1% in the second year
· Additional criteria - You are required to open an Offset Saver account in conjunction with this mortgage. On completion of the mortgage, a cashback amount of £100 will be used to open your linked Offset Saver account.

· Purpose - Buy to Let Limited Company purchase, remortgage, product switch and further advance
· Discount - 1.95% applied to our Residential Investment Managed Mortgage Rate for 3 years
· Minimum rate - 3.09% 
· Loan to Value - Maximum 65%
· Fees:
- Application fee - £175 + Valuation Fee for purchase and remortgage. See ‘more downloads’ for product switch and further advance fees.
- Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See ‘more downloads’ for product switch and further advance fees.
- Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See ‘more downloads’ for product switch and further advance fees.
- ^~Product fee - £1,499 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See ‘more downloads’ for product switch and further advance fees.
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
· Early Repayment Charges -  3% in the first year, 2% in the second year, 1% in the third year
· The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes: 68100  or 68209

· Purpose - Buy to Let Limited Company Purchase, remortgage, product switch and further advance 
· Loan to Value - Maximum 60%.
· Fees:
- Application fee - £175 + Valuation Fee for purchase and remortgage. See ‘more downloads’ for product switch and further advance fees.
- Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See ‘more downloads’ for product switch and further advance fees.
- Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See ‘more downloads’ for product switch and further advance fees.
- ~Product fee - £1,499 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See ‘more downloads’ for product switch and further advance fees.
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application.
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
· Early Repayment Charges - 3% until 30/06/2022, 2% until 30/06/2023, 1% until 30/06/2024
· Additional criteria – The mortgage must complete by 01/07/2021

· Purpose - Purchase, remortgage, product switch and further advance 
· Loan to Value - Maximum 65%.
· Fees:
- Application fee - £175 + Valuation Fee for purchase and remortgage. See ‘more downloads’ for product switch and further advance fees.
- Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See ‘more downloads’ for product switch and further advance fees.
- Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See ‘more downloads’ for product switch and further advance fees.
- ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See ‘more downloads’ for product switch and further advance fees.
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application.
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
· Early Repayment Charges -  3% until 30/06/2022, 2% until 30/06/2023, 1% until 30/06/2024
· Additional criteria – The mortgage must complete by 31/07/2021

· Purpose - Offset applications for purchase, remortgage, product switch and further advance
· Options available - Term reduction or Payment reduction. Find out more about these options here 
· Discount - 1.70% applied to our Residential Investment Managed Mortgage Rate for 2 years
· Minimum rate - 3.34% 
· Loan to Value - Maximum 65%.
· Fees:
- Application fee - £175 + Valuation Fee for purchase and remortgage. See ‘more downloads’ for product switch and further advance fees.
- Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See ‘more downloads’ for product switch and further advance fees.
- Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See ‘more downloads’ for product switch and further advance fees.
- ^~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See ‘more downloads’ for product switch and further advance fees.
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
· Additional benefits:
 - ^Cashback - £100 for purchase and remortgage
· Early Repayment Charges -  2% in the first year, 1% in the second year 
· Additional criteria - You are required to open an Offset Saver account in conjunction with this mortgage. On completion of the mortgage, a cashback amount of £100 will be used to open your linked Offset Saver account.

· Purpose - Buy to Let Limited Company purchase, remortgage, product switch and further advance
· Loan to Value - Maximum 65%.
· Fees:
- Application fee - £175 + Valuation Fee for purchase and remortgage. See ‘more downloads’ for product switch and further advance fees.
- Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. See ‘more downloads’ for product switch and further advance fees.
- Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See ‘more downloads’ for product switch and further advance fees.
- ~Product fee - £1,499 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See ‘more downloads’ for product switch and further advance fees.                  · Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
· Early Repayment Charges -  3% until 30/06/2022, 2% until 30/06/2023, 1% until 30/06/2024
· Additional criteria – The mortgage must complete by 01/07/2021                   
· The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes: 68100  or 68209

· Purpose - Expat purchase and remortgage
· Discount - 1.15% applied to our Residential Investment Managed Mortgage Rate for 3 years
· Minimum rate - 3.89% 
· Loan to Value - Maximum 60%
· Fees:
- Application fee - £175 + Valuation Fee for purchase and remortgage. 
- Valuation Fees - Based on the greater of the purchase price or value of the property
- ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £100,000 for purchase and remortgage.  
· Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year
Additional information: 
Please refer to our lending criteria for a full list of countries currently considered for expat applications.                                                                                                                     
The mortgage must complete by 01/07/2021

· Purpose - Expat purchase and remortgage
· Discount - 0.85% applied to our Residential Investment Managed Mortgage Rate for 3 years
· Minimum rate - 4.19% 
· Loan to Value - Maximum 65%
· Fees:
- Application fee - £175 + Valuation Fee for purchase and remortgage.
- Valuation Fees - Based on the greater of the purchase price or value of the property
- ^~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount.
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £100,000 for purchase and remortgage.  
· Early Repayment Charges -  3% in the first year, 2% in the second year, 1% in the third year
Additional information: 
Please refer to our lending criteria for a full list of countries currently considered for expat applications.                                                                                                                   
The mortgage must complete by 01/07/2021