Notices
  • The Capital 90 (1) 1.06% AER - is now on general sale and can be applied for exclusively online. £20,000 minimum deposit. You can add funds to the account until 3pm, 26 November 2021, after this no additions will be allowed. Find out more
  • Premium Saver (4)  0.65% AER - is now on general sale and can be applied for exclusively online. £10,000 minimum deposit. You can add funds to the account until 3pm, 5 November 2021, after this no additions will be allowed. Find out more
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Compare all Buy to Let mortgages

See all our mortgage products at once or select two to compare side by side. Then see their full details.

The mortgage will be secured on your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.

We offer a range of competitive Buy to Let mortgages for both individuals and Limited Companies. Please use the filter below to view our latest mortgage deals.

Most forms of Buy to Let mortgage are not regulated by the Financial Conduct Authority (FCA).

 

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Initial interest rate Current follow on rate Overall cost for comparison Repayment or Interest-Only? Max % Loan to Value (LTV) Product fees Additional
benefits

2.89% 3 year discounted rate by 2.25%

2.89% 5.14% 4.9%APRC
  • Interest-Only
  • Repayment
60% £999~

Some key features of this mortgage

  • Purpose - Purchase, remortgage, product switch and further advance 
  • Discount - 2.25% applied to our Residential Investment Managed Mortgage Rate for 3 years
  • Minimum rate - 2.79% 
  • Loan to Value - Maximum 60%
  • Application fee - £175 + Valuation Fee for purchase and remortgage.
  • Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property.
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount.
  • · Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies.
  • ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount.
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application.
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year

See full details for fee details, documents you'll need, and more.

3.04% 3 year fixed rate

3.04% 5.14% 4.8%APRC
  • Interest-Only
  • Repayment
60% £999~

Some key features of this mortgage

  • Purpose - Purchase, remortgage, product switch and further advance
  • LTV - Maximum 60%
  • Application Fee - £175 + Valuation Fee for purchase and remortgage.(£125 for further advance, £0 for switch)
  • Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property.
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount.
  • Valuation Fees (Further advance and Product Switch) - £0
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies. 
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount.(£0 for further advance and switch)
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application.
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Early Repayment Charges -  3% until 31/01/2023, 2% until 31/01/2024, 1% until 31/01/2025
  • Additional criteria – The mortgage must complete by 01/02/2022 

See full details for fee details, documents you'll need, and more.

3.14% 2 year discounted rate by 2.00% Offset Mortgage

3.14% 5.14% 5.1%APRC
  • Interest-Only
  • Repayment
60% £999~
  • £100 cashback^
  • Payment reduction
  • Term reduction

Some key features of this mortgage

  • Purpose - Offset applications for purchase, remortgage, product switch and further advance
  • Options available - Term reduction or Payment reduction. Find out more about these options here
  • Discount - 2.00% applied to our Residential Investment Managed Mortgage Rate for 2 years
  • Minimum rate - 3.04% 
  • Loan to Value - Maximum 60%
  • *Application Fee - £175 + Valuation Fee (£125 for further advance, £0 for switch)
  • Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. 
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount.
  • Valuation Fees (Further advance and Product Switch) - £0
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies.
  • ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of loan amount. (£0 for further advance and switch)
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Additional benefits:
     - ^Cashback
    - £100 for purchase and remortgage
  • Early Repayment Charges - 2% in the first year and 1% in the second year
  • Additional criteria - You are required to open an Offset Saver account in conjunction with this mortgage. On completion of the mortgage, a cashback amount of £100 will be used to open your linked Offset Saver account.

See full details for fee details, documents you'll need, and more.

3.19% 3 year discounted rate by 1.95%

3.19% 5.14% 4.9%APRC
  • Interest-Only
  • Repayment
65% £999~

Some key features of this mortgage

  • Purpose - Purchase, remortgage, product switch and further advance 
  • Discount - 1.95% applied to our Residential Investment Managed Mortgage Rate for 3 years
  • Minimum rate - 3.09% 
  • Loan to Value - Maximum 65%
  • Application Fee - £175 + Valuation Fee for purchase and remortgage. See ‘more downloads’ for product switch and further advance fees.
  • Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property.
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount.
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies.
  • ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See ‘more downloads’ for product switch and further advance fees.  
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application.
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year

See full details for fee details, documents you'll need, and more.

3.19% 3 year fixed rate Limited Company

3.19% 5.14% 4.9%APRC
  • Interest-Only
  • Repayment
60% £1,499~

Some key features of this mortgage

  • Purpose - Buy to Let Limited Company Purchase, remortgage, product switch and further advance
  • Loan to Value - Maximum 60%.
  • Application fee - £175 + Valuation Fee for purchase and remortgage.(£125 for further advance, £0 for switch)
  • Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property.
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount.
  • Valuation Fees (Further advance and Product Switch) - £0
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies. 
  • ~Product fee - £1,499 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. (£0 for further advance and switch)
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application.
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Early Repayment Charges - 3% until 31/01/2023, 2% until 31/01/2024, 1% until 31/01/2025
  • Additional criteria – The mortgage must complete by 01/02/2022

  • The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes: 68100 or 68209
 

See full details for fee details, documents you'll need, and more.

3.34% 3 year fixed rate

3.34% 5.14% 4.9%APRC
  • Interest-Only
  • Repayment
65% £999~

Some key features of this mortgage

  • Purpose - Purchase, remortgage, product switch and further advance 
  • Loan to Value - Maximum 65%.
  • Application fee - £175 + Valuation Fee for purchase and remortgage.(£125 for further advance, £0 for switch)
  • Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property.
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount.
  • Valuation Fees (Further advance and Product Switch) - £0
  •  Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies. 
  • ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount.(£0 for further advance and switch)
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application.
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Early Repayment Charges -  3% until 31/01/2023, 2% until 31/01/2024, 1% until 31/01/2025
  • Additional criteria – The mortgage must complete by 01/02/2022
 

See full details for fee details, documents you'll need, and more.

3.44% 2 year discounted rate by 1.70% Offset Mortgage

3.44% 5.14% 5.1%APRC
  • Interest-Only
  • Repayment
65% £999~
  • £100 cashback^
  • Payment reduction
  • Term reduction

Some key features of this mortgage

  • Purpose - Offset applications for purchase, remortgage, product switch and further advance
  • Options available - Term reduction or Payment reduction. Find out more about these options here
  • Discount - 1.70% applied to our Residential Investment Managed Mortgage Rate for 2 years
  • Minimum rate - 3.34% 
  • Loan to Value - Maximum 65%.
  • *Application Fee - £175 + Valuation Fee. 
  • Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. (£0 for further advance and switch)
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance and switch)
  • Valuation Fees (Further advance and Product Switch) - £0
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies. 
  • ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of loan amount.
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Additional benefits:
     - ^Cashback
     - £100 for purchase and remortgage
  • Early Repayment Charges -  2% in the first year, 1% in the second year 
  • Additional criteria - You are required to open an Offset Saver account in conjunction with this mortgage. On completion of the mortgage, a cashback amount of £100 will be used to open your linked Offset Saver account.

See full details for fee details, documents you'll need, and more.

3.49% 3 year fixed rate Limited Company

3.49% 5.14% 5.0%APRC
  • Interest-Only
  • Repayment
65% £1,499~

Some key features of this mortgage

  • Purpose - Buy to Let Limited Company purchase, remortgage, product switch and further advance
  • Loan to Value - Maximum 65%.
  • Application fee - £175 + Valuation Fee for purchase and remortgage.(£125 for further advance, £0 for switch)
  • Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property.
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount.
  • Valuation Fees (Further advance and Product Switch) - £0
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies. 
  • ~Product fee - £1,499 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount.(£0 for further advance and switch)
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Early Repayment Charges -  3% until 31/01/2023, 2% until 31/01/2024, 1% until 31/01/2025
  • Additional criteria – The mortgage must complete by 01/02/2022                  
  • The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes: 68100  or 68209
 

See full details for fee details, documents you'll need, and more.

3.99% 3 year discounted rate by 1.15% for Expats

3.99% 5.14% 5.1%APRC
  • Interest-Only
60% £999~

Some key features of this mortgage

  • Purpose - Expat purchase and remortgage
  • Discount - 1.15% applied to our Residential Investment Managed Mortgage Rate for 3 years
  • Minimum rate - 3.89% 
  • Loan to Value - Maximum 60%
  • Application fee - £175 + Valuation Fee for purchase and remortgage. 
  • Valuation Fees - Based on the greater of the purchase price or value of the property
  • Valuation Fees (Multi Unit Freehold Blocks) – The full Multi Unit Freehold Block valuation fee scale will apply for this property type.
  • ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £100,000 for purchase and remortgage.  
  • Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year
  • Additional information: 
    Please refer to our lending criteria for a full list of countries currently considered for expat applications.                                                                                                                     
 

See full details for fee details, documents you'll need, and more.

4.29% 3 year discounted rate by 0.85% for Expats

4.29% 5.14% 5.2%APRC
  • Interest-Only
65% £999~

Some key features of this mortgage

  • Purpose - Expat purchase and remortgage
  • Discount - 0.85% applied to our Residential Investment Managed Mortgage Rate for 3 years
  • Minimum rate - 4.19% 
  • Loan to Value - Maximum 65%
  • Application fee - £175 + Valuation Fee for purchase and remortgage.
  • Valuation Fees - Based on the greater of the purchase price or value of the property
  • Valuation Fees (Multi Unit Freehold Blocks) The full Multi Unit Freehold Block valuation fee scale will apply for this property type.
  • ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount.
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £100,000 for purchase and remortgage.  
  • Early Repayment Charges -  3% in the first year, 2% in the second year, 1% in the third year
  • Additional information: 
    Please refer to our lending criteria for a full list of countries currently considered for expat applications.                                                                                                                 

See full details for fee details, documents you'll need, and more.

Comparing two mortgage products

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Repayment or Interest-Only? DYNAMIC DYNAMIC
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Note that products are subject to additional terms and subject to change. See a product's full details to find out more.