Notices

  • Savings customers - interest rates on many of our variable rate savings products will be decreasing from 29 January. We have emailed or written to you to let you know of how these interest rate decreases affect you. See our variable savings rate changes

  • UK Landlords - The Renters’ Rights Bill, introduced in September 2024, received Royal Assent on 27 October 2025 and is now law as the Renters’ Rights Act. Read more about what to expect.

  • Savings: Interest rates for Windfall Bond will decrease by 0.25% from 1 January 2026. We will write to all customers individually to confirm the new rates.

    Mortgages: Tracker mortgages will change on 25 January 2026 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.

  • Mortgage products - On Tuesday 20 January 2026, we made changes to our mortgage product range. This includes enhanced Buy to Let HMO criteria, now catering to properties with up to six bedrooms (previously four bedrooms)

    Managed Mortgage Rates and Discounted Variable Rates

    From 7 February 2026, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.15%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.

    We will shortly be writing to existing customers who have been impacted by this change, with details relevant to them.

  • Our Market Tracker Cash ISA (2) paying 4.03% AER is now back on sale. Find out more

Secure messaging

A safe and straightforward method of communication so you can discuss account specific information with us.

As the security of your data is of paramount importance to us, we’ve chosen to provide you with an additional, secure method of communication through our Secure Messaging portal.

Powered by Mimecast (a leading global provider of secure email cloud services), the Secure Messaging Portal offers a safe and straightforward way for us to:

  • discuss account specific information with you
  • securely send you electronic files
  • securely receive electronic files from you.

We still send you normal emails for non-sensitive information, but we'll only use the Secure Messaging Portal (for more information on how to use the portal please refer to the questions below), or the separate Secure Message functionality within our Online Service, to discuss account specific details with you.


To open a secure message from us or to send us a secure message using the Mimecast system, you’ll need to log in to our dedicated Secure Messaging portal. 

The first time you use the secure message system to open a message from us, you’ll receive a separate email containing your login information and then you’ll be prompted to change your password at the first login. After this you can change your password whenever you want. 

You’ll only be able to send us a message once we’ve initiated your portal login. This happens when we first send a message to you via the portal. So, if you haven’t received any messages from us through the Secure Messaging portal before, but would like to use the portal to send us a secure message, please just call us on 03330 140144 and we’ll happily set you up. 

All Mimecast email messages contain straightforward instructions (either within the email itself or as an attachment) on how you open messages or download or upload files.
We hope you find our Secure Messaging portal useful and reassuring.  

If you do have any concerns regarding the security or validity of communications from the Secure Messaging portal or simply want to know more, feel free to get in touch.

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Added peace of mind

We’ve introduced this additional communication channel for your peace of mind. It means you can openly exchange sensitive account-related information and documents with us quickly and safely.

If you've registered for our Online Service and already use the Secure Message facility in it and are happy to carry on, then that’s absolutely fine. Likewise, if you’ve used our Secure Document Upload form to send us files and you want to carry on doing that, that’s fine too.

Family Building Society is proud to have received Cyber Essentials Plus accreditation

Cyber Essentials

 

Data Security

We take all issues relating to your data seriously. Find out what we do to protect your data and what you can do to protect yourself.

Find out more