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Bond and ISA maturity reinvestment options
When your savings fixed rate ends we'll contact you about your options. Here you'll find details of the accounts available for reinvestment.
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- Reinvestment account rates
When your bond or ISA fixed rate ends, your money ‘matures’ and you get access to it. This is known as maturity.
When your maturity date is approaching you’ll need to decide what to do with your savings next. We’ll send you a letter no later than 15 calendar days before maturity which will explain your maturity options. Please refer to this letter for more details.
Below are details of the accounts currently available for reinvestment, along with a list of accounts that are no longer available.
Accounts currently available*
*Please note: The reinvestment account(s) relevant to your Family Building Society or National Counties maturing savings bond or ISA will be specified in your maturity letter.
Reinvestment accounts for fixed term bonds
| Account | Balance | Gross | Gross AER# |
| 1 Year Fixed Rate Bond (41) | |||
| Annual Interest | £10,000+ | 5.40% | 5.40% |
| (Rates effective from 22 November 2023) | £1,000+ | 5.20% | 5.20% |
| Monthly Interest | £10,000+ | 5.27% | 5.40% |
| (Rates effective from 22 November 2023) | £5,000+ | 5.08% | 5.20% |
| 2 Year Fixed Rate Bond (38) | |||
| Annual interest | £10,000+ | 5.35% | 5.35% |
| (Rates effective from 22 November 2023) | £1,000+ | 5.15% | 5.15% |
| Monthly interest | £10,000+ | 5.22% | 5.35% |
| (Rates effective from 22 November 2023) | £5,000+ | 5.03% | 5.15% |
| 3 Year Fixed Rate Bond (39) | |||
| Annual interest | £10,000+ | 5.10% | 5.10% |
| (Rates effective from 22 November 2023) | £1,000+ | 4.90% | 4.90% |
| Monthly interest | £10,000+ | 4.98% | 5.10% |
| (Rates effective from 22 November 2023) | £5,000+ | 4.79% | 4.90% |
| 5 Year Fixed Rate Bond (33) | |||
| Annual interest | £10,000+ | 4.90% | 4.90% |
| (Rates effective from 22 November 2023) | £1,000+ | 4.70% | 4.70% |
| Monthly interest | £10,000+ | 4.79% | 4.90% |
| (Rates effective from 22 November 2023) | £5,000+ | 4.60% | 4.70% |
| 18 Month Fixed Rate Bond (16) | |||
| Annual Interest | £10,000+ | 5.40% | 5.40% |
| (Rates effective from 22 November 2023) | £1,000+ | 5.20% | 5.20% |
| Monthly Interest | £10,000+ | 5.27% | 5.40% |
| (Rates effective from 22 November 2023) | £5,000+ | 5.08% | 5.20% |
Reinvestment accounts for fixed term ISAs
| Account | Balance | Gross | Gross AER# |
| 1 Year Fixed Rate Cash ISA (32)^ | |||
| Annual interest | £1,000+ | 5.25% | 5.25% |
| (Rates effective from 22 November 2023) | |||
| 2 Year Fixed Rate Cash ISA (28)^ | |||
| Annual interest | £1,000+ | 5.10% | 5.10% |
| (Rates effective from 22 November 2023) | |||
| 3 Year Fixed Rate Cash ISA (26)^ | |||
| Annual interest | £1,000+ | 4.85% | 4.85% |
| (Rates effective from 22 November 2023) | |||
| 5 Year Fixed Rate Cash ISA (29)^ | |||
| Annual interest | £1,000+ | 4.60% | 4.60% |
| (Rates effective from 22 November 2023) | |||
| Market Tracker Cash ISA (3) | |||
| Annual interest | |||
| (Rates effective from 1 October 2023) | £500+ | 4.69% | 4.69% |
Reinvestment accounts for other savings accounts
| Account | Balance | Gross | Gross AER# |
| Market Tracker Saver (2) | |||
| Annual Interest | £500+ | 4.64% | 4.64% |
| (Rate effective from 1 October 2023) |
Accounts that are no longer available
Reinvestment accounts for fixed term bonds
| Account | Balance | Gross | Gross AER# |
| 9 Month Fixed Rate Bond (2) | |||
| Annual interest | £10,000+ | 6.05% | 6.10% |
| (Rates effective from 5 September 2023) | |||
| Monthly Interest | £10,000+ | 5.94% | 6.10% |
| (Rates effective from 5 September 2023) | |||
| 1 Year Fixed Rate Bond (15) | |||
| Annual interest | £10,000+ | 1.04% | 1.04% |
| (Rates effective from 11 June 2020) | £1,000+ | 0.84% | 0.84% |
| Monthly interest | £10,000+ | 1.04% | 1.05% |
| (Rates effective from 11 June 2020) | £5,000+ | 0.84% | 0.84% |
| 1 Year Fixed Rate Bond (16) | |||
| Annual interest | £10,000+ | 0.70% | 0.70% |
| (Rates effective from 13 July 2020) | £1,000+ | 0.50% | 0.50% |
| Monthly interest | £10,000+ | 0.70% | 0.70% |
| (Rates effective from 13 July 2020) | £5,000+ | 0.50% | 0.50% |
| 1 Year Fixed Rate Bond (17) | |||
| Annual interest | £10,000+ | 1.15% | 1.15% |
| (Rates effective from 9 September 2020) | £1,000+ | 0.95% | 0.95% |
| Monthly interest | £10,000+ | 1.14% | 1.15% |
| (Rates effective from 9 September 2020) | £5,000+ | 0.95% | 0.95% |
| 1 Year Fixed Rate Bond (18) | |||
| Annual interest | £10,000+ | 1.00% | 1.00% |
| (Rates effective from 16 October 2020) | £1,000+ | 0.80% | 0.80% |
| Monthly interest | £10,000+ | 1.00% | 1.00% |
| (Rates effective from 16 October 2020) | £5,000+ | 0.80% | 0.80% |
| 1 Year Fixed Rate Bond (19) | |||
| Annual interest | £10,000+ | 0.80% | 0.80% |
| (Rates effective from 23 October 2020) | £1,000+ | 0.60% | 0.60% |
| Monthly interest | £10,000+ | 0.80% | 0.80% |
| (Rates effective from 23 October 2020) | £5,000+ | 0.60% | 0.60% |
| 1 Year Fixed Rate Bond (20) | |||
| Annual interest | £10,000+ | 0.55% | 0.55% |
| (Rates effective from 9 December 2020) | £1,000+ | 0.35% | 0.35% |
| Monthly interest | £10,000+ | 0.55% | 0.55% |
| (Rates effective from 9 December 2020) | £5,000+ | 0.35% | 0.35% |
| 1 Year Fixed Rate Bond (21) | |||
| Annual interest | £10,000+ | 0.45% | 0.45% |
| (Rates effective from 14 January 2021) | £1,000+ | 0.25% | 0.25% |
| Monthly interest | £10,000+ | 0.45% | 0.45% |
| (Rates effective from 14 January 2021) | £5,000+ | 0.25% | 0.25% |
| 1 Year Fixed Rate Bond (22) | |||
| Annual interest | £10,000+ | 0.60% | 0.60% |
| (Rates effective from 13 July 2021) | £1,000+ | 0.40% | 0.40% |
| Monthly interest | £10,000+ | 0.60% | 0.60% |
| (Rates effective from 13 July 2021) | £5,000+ | 0.40% | 0.40% |
| 1 Year Fixed Rate Bond (23) | |||
| Annual interest | £10,000+ | 1.00% | 1.00% |
| (Rates effective from 20 September 2021) | £1,000+ | 0.80% | 0.80% |
| Monthly interest | £10,000+ | 1.00% | 1.00% |
| (Rates effective from 20 September 2021) | £5,000+ | 0.80% | 0.80% |
| 1 Year Fixed Rate Bond (24) | |||
| Annual interest | £10,000+ | 1.30% | 1.30% |
| (Rates effective from 14 April 2022) | £1,000+ | 1.10% | 1.10% |
| Monthly interest | £10,000+ | 1.29% | 1.30% |
| (Rates effective from 14 April 2022) | £5,000+ | 1.09% | 1.10% |
| 1 Year Fixed Rate Bond (25) | |||
| Annual interest | £10,000+ | 1.60% | 1.60% |
| (Rates effective from 5 May 2022) | £1,000+ | 1.40% | 1.40% |
| Monthly interest | £10,000+ | 1.59% | 1.60% |
| (Rates effective from 5 May 2022) | £5,000+ | 1.39% | 1.40% |
| 1 Year Fixed Rate Bond (26) | |||
| Annual interest | £10,000+ | 2.25% | 2.25% |
| (Rates effective from 23 June 2022) | £1,000+ | 2.05% | 2.05% |
| Monthly interest | £10,000+ | 2.23% | 2.25% |
| (Rates effective from 23 June 2022) | £5,000+ | 2.03% | 2.05% |
| 1 Year Fixed Rate Bond (27) | |||
| Annual interest | £10,000+ | 2.50% | 2.50% |
| (Rates effective from 10 August 2022) | £1,000+ | 2.30% | 2.30% |
| Monthly interest | £10,000+ | 2.47% | 2.50% |
| (Rates effective from 10 August 2022) | £5,000+ | 2.28% | 2.30% |
| 1 Year Fixed Rate Bond (31) | |||
| Annual interest | £10,000+ | 3.15% | 3.15% |
| (Rates effective from 13 September 2022) | £1,000+ | 2.95% | 2.95% |
| Monthly interest | £10,000+ | 3.11% | 3.15% |
| (Rates effective from 13 September 2022) | £5,000+ | 2.91% | 2.95% |
| 1 Year Fixed Rate Bond (32) | |||
| Annual interest | £10,000+ | 4.00% | 4.00% |
| (Rates effective from 20 October 2022) | £1,000+ | 3.80% | 3.80% |
| Monthly interest | £10,000+ | 3.93% | 4.00% |
| (Rates effective from 20 October 2022) | £5,000+ | 3.74% | 3.80% |
| 1 Year Fixed Rate Bond (33) | |||
| Annual interest | £10,000+ | 4.40% | 4.40% |
| (Rates effective from 10 November 2022) | £1,000+ | 4.20% | 4.20% |
| Monthly interest | £10,000+ | 4.31% | 4.40% |
| (Rates effective from 10 November 2022) | £5,000+ | 4.12% | 4.20% |
| 1 Year Fixed Rate Bond (34) | |||
| Annual interest | £10,000+ | 4.00% | 4.00% |
| (Rates effective from 1 December 2022) | £1,000+ | 3.80% | 3.80% |
| Monthly interest | £10,000+ | 3.93% | 4.00% |
| (Rates effective from 1 December 2022) | £5,000+ | 3.74% | 3.80% |
| 1 Year Fixed Rate Bond (35) | |||
| Annual interest | £10,000+ | 3.70% | 3.70% |
| (Rates effective from 13 January 2023) | £1,000+
| 3.50% | 3.50% |
| Monthly interest | £10,000+ | 3.64% | 3.70% |
| (Rates effective from 13 January 2023) | £5,000+ | 3.45% | 3.51% |
| 1 Year Fixed Rate Bond (36) | |||
| Annual interest | £10,000+ | 4.80% | 4.80% |
| (Rates effective from 21 June 2023) | £1,000+ | 4.60% | 4.60% |
| Monthly interest | £10,000+ | 4.70% | 4.80% |
| (Rates effective from 21 June 2023) | £5,000+ | 4.51% | 4.60% |
| 1 Year Fixed Rate Bond (37) | |||
| Annual interest | £10,000+ | 5.50% | 5.50% |
| (Rates effective from 19 July 2023) | £1,000+ | 5.30% | 5.30% |
| Monthly interest | £10,000+ | 5.37% | 5.50% |
| (Rates effective from 19 July 2023 | £5,000+ | 5.18% | 5.30% |
| 1 Year Fixed Rate Bond (38) | |||
| Annual interest | £10,000+ | 5.85% | 5.85% |
| (Rates effective from 24 August 2023) | £1,000+ | 5.65% | 5.65% |
| Monthly interest | £10,000+ | 5.70% | 5.85% |
| (Rates effective from 24 August 2023) | £5,000+ | 5.51% | 5.65% |
| 1 Year Fixed Rate Bond (39) | |||
| Annual interest | £10,000+ | 6.10% | 6.10% |
| (Rates effective from 13 October 2023) | £1,000+ | 5.90% | 5.90% |
| Monthly interest | £10,000+ | 5.94% | 6.10% |
| (Rates effective from 13 October 2023) | £5,000+ | 5.75% | 5.90% |
| 1 Year Fixed Rate Bond (40) | |||
| Annual interest | £10,000+ | 6.00% | 6.00% |
| (Rates effective from 18 October 2023) | £1,000+ | 5.80% | 5.80% |
| Monthly interest | £10,000+ | 5.84% | 6.00% |
| (Rates effective from 18 October 2023) | £5,000+ | 5.65% | 5.80% |
| 15 Month Fixed Rate Bond (2) | |||
| Annual interest | £10,000+ | 6.00% | 6.00% |
| (Rates effective from 13 October 2023) | £1,000+ | 5.80% | 5.80% |
| Monthly interest | £10,000+ | 5.84% | 6.00% |
| (Rates effective from 13 October 2023) | £5,000+ | 5.65% | 5.80% |
| 18 Month Fixed Rate Bond (10) | |||
| Annual interest | £10,000+ | 1.25% | 1.25% |
| (Rates effective from 27 March 2022) | |||
| Monthly interest | £10,000+ | 1.24% | 1.25% |
| (Rates effective from 27 March 2022) | |||
| 18 Month Fixed Rate Bond (14) | |||
| Annual interest | £10,000+ | 5.85% | 5.85% |
| (Rates effective from 24 August 2023) | £1,000+ | 5.65% | 5.65% |
| Monthly interest | £10,000+ | 5.70% | 5.85% |
| (Rates effective from 24 August 2023) | £5,000+ | 5.51% | 5.65% |
| 18 Month Fixed Rate Bond (15) | |||
| Annual interest | £10,000+ | 6.00% | 6.00% |
| (Rates effective from 13 October 2023) | £1,000+ | 5.80% | 5.80% |
| Monthly interest | £10,000+ | 5.84% | 6.00% |
| (Rates effective from 13 October 2023) | £5,000+ | 5.65% | 5.80% |
| 2 Year Fixed Rate Bond (10) | |||
| Annual interest | £10,000+ | 1.74% | 1.74% |
| (Rates effective from 1 November 2019) | £1,000+ | 1.54% | 1.54% |
| Monthly interest | £10,000+ | 1.73% | 1.74% |
| (Rates effective from 1 November 2019) | £5,000+ | 1.53% | 1.54% |
| 2 Year Fixed Rate Bond (11) | |||
| Annual interest | £10,000+ | 1.59% | 1.59% |
| (Rates effective from 1 January 2020) | £1,000+ | 1.39% | 1.39% |
| Monthly interest | £10,000+ | 1.58% | 1.59% |
| (Rates effective from 1 January 2020) | £5,000+ | 1.38% | 1.39% |
| 2 Year Fixed Rate Bond (12) | |||
| Annual interest | £10,000+ | 1.49% | 1.49% |
| (Rates effective from 29 March 2020) | £1,000+ | 1.29% | 1.29% |
| Monthly interest | £10,000+ | 1.48% | 1.49% |
| (Rates effective from 29 March 2020) | £5,000+ | 1.28% | 1.29% |
| 2 Year Fixed Rate Bond (13) | |||
| Annual interest | £10,000+ | 1.34% | 1.34% |
| (Rates effective from 1 April 2020) | £1,000+ | 1.14% | 1.14% |
| Monthly interest | £10,000+ | 1.33% | 1.34% |
| (Rates effective from 1 April 2020) | £5,000+ | 1.13% | 1.14% |
| 2 Year Fixed Rate Bond (14) | |||
| Annual interest | £10,000+ | 1.14% | 1.14% |
| (Rates effective from 11 June 2020) | £1,000+ | 0.94% | 0.94% |
| Monthly interest | £10,000+ | 1.13% | 1.14% |
| (Rates effective from 11 June 2020) | £5,000+ | 0.94% | 0.94% |
| 2 Year Fixed Rate Bond (15) | |||
| Annual interest | £10,000+ | 0.80% | 0.80% |
| (Rates effective from 13 July 2020) | £1,000+ | 0.60% | 0.60% |
| Monthly interest | £10,000+ | 0.80% | 0.80% |
| (Rates effective from 13 July 2020) | £5,000+ | 0.60% | 0.60% |
| 2 Year Fixed Rate Bond (16) | |||
| Annual interest | £10,000+ | 1.20% | 1.20% |
| (Rates effective from 9 September 2020) | £1,000+ | 1.00% | 1.00% |
| Monthly interest | £10,000+ | 1.19% | 1.20% |
| (Rates effective from 9 September 2020) | £5,000+ | 1.00% | 1.00% |
| 2 Year Fixed Rate Bond (17) | |||
| Annual interest | £10,000+ | 1.05% | 1.05% |
| (Rates effective from 9 October 2020) | £1,000+ | 0.85% | 0.85% |
| Monthly interest | £10,000+ | 1.04% | 1.05% |
| (Rates effective from 9 October 2020) | £5,000+ | 0.85% | 0.85% |
| 2 Year Fixed Rate Bond (18) | |||
| Annual interest | £10,000+ | 0.85% | 0.85% |
| (Rates effective from 23 October 2020) | £1,000+ | 0.65% | 0.65% |
| Monthly interest | £10,000+ | 0.85% | 0.85% |
| (Rates effective from 23 October 2020) | £5,000+ | 0.65% | 0.65% |
| 2 Year Fixed Rate Bond (19) | |||
| Annual interest | £10,000+ | 0.60% | 0.60% |
| (Rates effective from 9 December 2020) | £1,000+ | 0.40% | 0.40% |
| Monthly interest | £10,000+ | 0.60% | 0.60% |
| (Rates effective from 9 December 2020) | £5,000+ | 0.40% | 0.40% |
| 2 Year Fixed Rate Bond (20) | |||
| Annual interest | £10,000+ | 0.50% | 0.50% |
| (Rates effective from 14 January 2021) | £1,000+ | 0.30% | 0.30% |
| Monthly interest | £10,000+ | 0.50% | 0.50% |
| (Rates effective from 14 January 2021) | £5,000+ | 0.30% | 0.30% |
| 2 Year Fixed Rate Bond (21) | |||
| Annual interest | £10,000+ | 0.75% | 0.75% |
| (Rates effective from 13 July 2021) | £1,000+ | 0.55% | 0.55% |
| Monthly interest | £10,000+ | 0.75% | 0.75% |
| (Rates effective from 13 July 2021) | £5,000+ | 0.55% | 0.55% |
| 2 Year Fixed Rate Bond (22) | |||
| Annual interest | £10,000+ | 1.10% | 1.10% |
| (Rates effective from 20 September 2021) | £1,000+ | 0.90% | 0.90% |
| Monthly interest | £10,000+ | 1.09% | 1.10% |
| (Rates effective from 20 September 2021) | £5,000+ | 0.90% | 0.90% |
| 2 Year Fixed Rate Bond (23) | |||
| Annual interest | £10,000+ | 1.20% | 1.20% |
| (Rates effective from 14 October 2021) | £1,000+ | 1.00% | 1.00% |
| Monthly interest | £10,000+ | 1.19% | 1.20% |
| (Rates effective from 14 October 2021) | £1,000+ | 1.00% | 1.00% |
| 2 Year Fixed Rate Bond (24) | |||
| Annual interest | £10,000+ | 1.35% | 1.35% |
| (Rates effective from 9 March 2022) | £1,000+ | 1.15% | 1.15% |
| Monthly interest | £10,000+ | 1.34% | 1.35% |
| (Rates effective from 9 March 2022) | £5,000+ | 1.14% | 1.15% |
| 2 Year Fixed Rate Bond (25) | |||
| Annual interest | £10,000+ | 1.60% | 1.60% |
| (Rates effective from 14 April 2022) | £1,000+ | 1.40% | 1.40% |
| Monthly interest | £10,000+ | 1.59% | 1.60% |
| (Rates effective from 14 April 2022) | £5,000+ | 1.39% | 1.40% |
| 2 Year Fixed Rate Bond (26) | |||
| Annual interest | £10,000+ | 1.90% | 1.90% |
| (Rates effective from 5 May 2022) | £1,000+ | 1.70% | 1.70% |
| Monthly interest | £10,000+ | 1.88% | 1.90% |
| (Rates effective from 5 May 2022) | £5,000+ | 1.69% | 1.70% |
| 2 Year Fixed Rate Bond (27) | |||
| Annual interest | £10,000+ | 2.45% | 2.45% |
| (Rates effective from 23 June 2022) | £1,000+ | 2.25% | 2.25% |
| Monthly interest | £10,000+ | 2.42% | 2.45% |
| (Rates effective from 23 June 2022) | £5,000+ | 2.23% | 2.25% |
| 2 Year Fixed Rate Bond (28) | |||
| Annual interest | £10,000+ | 2.70% | 2.70% |
| (Rates effective from 10 August 2022) | £1,000+ | 2.50% | 2.50% |
| Monthly interest | £10,000+ | 2.67% | 2.70% |
| (Rates effective from 10 August 2022) | £5,000+ | 2.47% | 2.50% |
| 2 Year Fixed Rate Bond (29) | |||
| Annual interest | £10,000+ | 3.25% | 3.25% |
| (Rates effective from 15 September 2022) | £1,000+ | 3.05% | 3.05% |
| Monthly interest | £10,000+ | 3.20% | 3.25% |
| (Rates effective from 15 September 2022) | £5,000+ | 3.01% | 3.05% |
| 2 Year Fixed Rate Bond (30) | |||
| Annual interest | £10,000+ | 4.20% | 4.20% |
| (Rates effective from 20 October 2022) | £1,000+ | 4.00% | 4.00% |
| Monthly interest | £10,000+ | 4.12% | 4.20% |
| (Rates effective from 20 October 2022) | £5,000+ | 3.93% | 4.00% |
| 2 Year Fixed Rate Bond (31) | |||
| Annual interest | £10,000+ | 4.55% | 4.55% |
| (Rates effective from 10 November 2022) | £1,000+ | 4.35% | 4.35% |
| Monthly Interest | £10,000+ | 4.46% | 4.55% |
| (Rates effective from 10 November 2022) | £5,000+ | 4.27% | 4.35% |
| 2 Year Fixed Rate Bond (32) | |||
| Annual interest | £10,000+ | 4.25% | 4.25% |
| (Rates effective from 1 December 2022) | £1,000+ | 4.05% | 4.05% |
| Monthly interest | £10,000+ | 4.17% | 4.25% |
| (Rates effective from 1 December 2022) | £5,000+ | 3.98% | 4.05% |
| 2 Year Fixed Rate Bond (33) | |||
| Annual interest | £10,000+ | 4.00% | 4.00% |
| (Rates effective from 13 January 2023) | £1,000+ | 3.80% | 3.80% |
| Monthly interest | £10,000+ | 3.93% | 4.00% |
| (Rates effective from 13 January 2023) | £5,000+ | 3.74% | 3.80% |
| 2 Year Fixed Rate Bond (34) | |||
| Annual interest | £10,000+ | 4.90% | 4.90% |
| (Rates effective from 21 June 2023) | £1,000+ | 4.70% | 4.70% |
| Monthly interest | £10,000+ | 4.79% | 4.90% |
| (Rates effective from 21 June 2023) | £1,000+ | 4.60% | 4.70% |
| 2 Year Fixed Rate Bond (35) | |||
| Annual interest | £10,000+ | 5.40% | 5.40% |
| (Rates effective from 19 July 2023) | £1,000+ | 5.20% | 5.20% |
| Monthly interest | £10,000+ | 5.27% | 5.40% |
| (Rates effective from 19 July 2023) | £5,000+ | 5.08% | 5.20% |
| 2 Year Fixed Rate Bond (36) | |||
| Annual interest | £10,000+ | 5.85% | 5.85% |
| (Rates effective from 24 August 2023) | £1,000+ | 5.65% | 5.65% |
| Monthly interest | £10,000+ | 5.70% | 5.85% |
| (Rates effective from 24 August 2023) | £5,000+ | 5.51% | 5.65% |
| 2 Year Fixed Rate Bond (37) | |||
| Annual interest | £10,000+ | 5.90% | 5.90% |
| (Rates effective from 13 October 2023) | £1,000+ | 5.70% | 5.70% |
| Monthly interest | £10,000+ | 5.75% | 5.90% |
| (Rates effective from 13 October 2023) | £5,000+ | 5.56% | 5.70% |
| 3 Year Fixed Rate Bond (4) | |||
| Annual interest | |||
| (Rates effective from 29 July 2018) | £10,000+ | 2.09% | 2.09% |
| Monthly interest | |||
| (Rates effective from 29 July 2018) | £10,000+ | 2.07% | 2.09% |
| 3 Year Fixed Rate Bond (5) | |||
| Annual interest | |||
| (Rate effective from 1 October 2018) | £10,000+ | 2.09% | 2.09% |
| Monthly interest | |||
| (Rate effective from 1 October 2018) | £10,000+ | 2.07% | 2.09% |
| 3 Year Fixed Rate Bond (6) | |||
| Annual interest | £10,000+ | 2.09% | 2.09% |
| (Rates effective from 1 November 2018) | £1,000+ | 1.89% | 1.89% |
| Monthly interest | £10,000+ | 2.07% | 2.09% |
| (Rates effective from 1 November 2018) | £5,000+ | 1.87% | 1.89% |
| 3 Year Fixed Rate Bond (7) | |||
| Annual interest | £10,000+ | 2.19% | 2.19% |
| (Rates effective from 1 January 2019) | £1,000+ | 1.99% | 1.99% |
| Monthly interest | £10,000+ | 2.17% | 2.19% |
| (Rates effective from 1 January 2019) | £5,000+ | 1.97% | 1.99% |
| 3 Year Fixed Rate Bond (8) | |||
| Annual interest | £10,000+ | 2.29% | 2.29% |
| (Rates effective from 25 January 2019) | £1,000+ | 2.09% | 2.09% |
| Monthly interest | £10,000+ | 2.27% | 2.29% |
| (Rates effective from 25 January 2019) | £5,000+ | 2.07% | 2.09% |
| 3 Year Fixed Rate Bond (9) | |||
| Annual interest | £10,000+ | 2.09% | 2.09% |
| (Rates effective from 1 June 2019) | £1,000+ | 1.89% | 1.89% |
| Monthly interest | £10,000+ | 2.07% | 2.09% |
| (Rates effective from 1 June 2019) | £5,000+ | 1.87% | 1.89% |
| 3 Year Fixed Rate Bond (10) | |||
| Annual interest | £10,000+ | 1.99% | 1.99% |
| (Rates effective from 1 October 2019) | £1,000+ | 1.79% | 1.79% |
| Monthly interest | £10,000+ | 1.97% | 1.99% |
| (Rates effective from 1 October 2019) | £5,000+ | 1.78% | 1.79% |
| 3 Year Fixed Rate Bond (11) | |||
| Annual interest | £10,000+ | 1.94% | 1.94% |
| (Rates effective from 1 November 2019) | £1,000+ | 1.74% | 1.74% |
| Monthly interest | £10,000+ | 1.92% | 1.94% |
| (Rates effective from 1 November 2019) | £5,000+ | 1.73% | 1.74% |
| 3 Year Fixed Rate Bond (12) | |||
| Annual interest | £10,000+ | 1.89% | 1.89% |
| (Rates effective from 1 December 2019) | £1,000+ | 1.69% | 1.69% |
| Monthly interest | £10,000+ | 1.87% | 1.89% |
| (Rates effective from 1 December 2019) | £5,000+ | 1.68% | 1.69% |
| 3 Year Fixed Rate Bond (13) | |||
| Annual interest | £10,000+ | 1.69% | 1.69% |
| (Rates effective from 1 January 2020) | £1,000+ | 1.49% | 1.49% |
| Monthly interest | £10,000+ | 1.68% | 1.69% |
| (Rates effective from 1 January 2020) | £5,000+ | 1.48% | 1.49% |
| 3 Year Fixed Rate Bond (14) | |||
| Annual interest | £10,000+ | 1.59% | 1.59% |
| (Rates effective from 29 March 2020) | £1,000+ | 1.39% | 1.39% |
| Monthly interest | £10,000+ | 1.58% | 1.59% |
| (Rates effective from 29 March 2020) | £5,000+ | 1.38% | 1.39% |
| 3 Year Fixed Rate Bond (15) | |||
| Annual interest | £10,000+ | 1.44% | 1.44% |
| (Rates effective from 1 April 2020) | £1,000+ | 1.24% | 1.24% |
| Monthly interest | £10,000+ | 1.43% | 1.44% |
| (Rates effective from 1 April 2020) | £5,000+ | 1.23% | 1.24% |
| 3 Year Fixed Rate Bond (16) | |||
| Annual interest | £10,000+ | 1.24% | 1.24% |
| (Rates effective from 11 June 2020) | £1,000+ | 1.04% | 1.04% |
| Monthly interest | £10,000+ | 1.23% | 1.24% |
| (Rates effective from 11 June 2020) | £5,000+ | 1.04% | 1.05% |
| 3 Year Fixed Rate Bond (17) | |||
| Annual interest | £10,000+ | 0.90% | 0.90% |
| (Rates effective from 13 July 2020) | £1,000+ | 0.70% | 0.70% |
| Monthly interest | £10,000+ | 0.90% | 0.90% |
| (Rates effective from 13 July 2020) | £5,000+ | 0.70% | 0.70% |
| 3 Year Fixed Rate Bond (18) | |||
| Annual interest | £10,000+ | 1.25% | 1.25% |
| (Rates effective from 9 September 2020) | £1,000+ | 1.05% | 1.05% |
| Monthly interest | £10,000+ | 1.24% | 1.25% |
| (Rates effective from 9 September 2020) | £5,000+ | 1.04% | 1.05% |
| 3 Year Fixed Rate Bond (19) | |||
| Annual interest | £10,000+ | 1.10% | 1.10% |
| (Rates effective from 9 October 2020) | £1,000+ | 0.90% | 0.90% |
| Monthly interest | £10,000+ | 1.09% | 1.10% |
| (Rates effective from 9 October 2020) | £5,000+ | 0.90% | 0.90% |
| 3 Year Fixed Rate Bond (20) | |||
| Annual interest | £10,000+ | 0.90% | 0.90% |
| (Rates effective from 23 October 2020) | £1,000+ | 0.70% | 0.70% |
| Monthly interest | £10,000+ | 0.90% | 0.90% |
| (Rates effective from 23 October 2020) | £5,000+ | 0.70% | 0.70% |
| 3 Year Fixed Rate Bond (21) | |||
| Annual interest | £10,000+ | 0.65% | 0.65% |
| (Rates effective from 9 December 2020) | £1,000+ | 0.45% | 0.45% |
| Monthly interest | £10,000+ | 0.65% | 0.65% |
| (Rates effective from 9 December 2020) | £5,000+ | 0.45% | 0.45% |
| 3 Year Fixed Rate Bond (22) | |||
| Annual interest | £10,000+ | 0.85% | 0.85% |
| (Rates effective from 13 July 2021) | £1,000+ | 0.65% | 0.65% |
| Monthly interest | £10,000+ | 0.85% | 0.85% |
| (Rates effective from 13 July 2021) | £5,000+ | 0.65% | 0.65% |
| 3 Year Fixed Rate Bond (23) | |||
| Annual interest | £10,000+ | 1.20% | 1.20% |
| (Rates effective from 20 September 2021) | £1,000+ | 1.00% | 1.00% |
| Monthly interest | £10,000+ | 1.19% | 1.20% |
| (Rates effective from 20 September 2021) | £5,000+ | 1.00% | 1.00% |
| 3 Year Fixed Rate Bond (24) | |||
| Annual interest | £10,000+ | 1.30% | 1.30% |
| (Rates effective from 14 October 2021) | £1,000+ | 1.10% | 1.10% |
| Monthly interest | £10,000+ | 1.29% | 1.30% |
| (Rates effective from 14 October 2021) | £5,000+ | 1.09% | 1.10% |
| 3 Year Fixed Rate Bond (25) | |||
| Annual interest | £10,000+ | 1.50% | 1.50% |
| (Rates effective from 9 March 2022) | £1,000+ | 1.30% | 1.30% |
| Monthly interest | £10,000+ | 1.49% | 1.50% |
| (Rates effective from 9 March 2022) | £5,000+ | 1.29% | 1.30% |
| 3 Year Fixed Rate Bond (26) | |||
| Annual interest | £10,000+ | 1.75% | 1.75% |
| (Rates effective from 14 April 2022) | £1,000+ | 1.55% | 1.55% |
| Monthly interest | £10,000+ | 1.74% | 1.75% |
| (Rates effective from 14 April 2022) | £5,000+ | 1.54% | 1.55% |
| 3 Year Fixed Rate Bond (27) | |||
| Annual interest | £10,000+ | 2.00% | 2.00% |
| (Rates effective from 5 May 2022) | £1,000+ | 1.80% | 1.80% |
| Monthly interest | £10,000+ | 1.98% | 2.00% |
| (Rates effective from 5 May 2022) | £5,000+ | 1.79% | 1.80% |
| 3 Year Fixed Rate Bond (28) | |||
| Annual interest | £10,000+ | 2.50% | 2.50% |
| (Rates effective from 23 June 2022) | £1,000+ | 2.30% | 2.30% |
| Monthly interest | £10,000+ | 2.47% | 2.50% |
| (Rates effective from 23 June 2022) | £5,000+ | 2.28% | 2.30% |
| 3 Year Fixed Rate Bond (29) | |||
| Annual interest | £10,000+ | 2.75% | 2.75% |
| (Rates effective from 10 August 2022) | £1,000+ | 2.55% | 2.55% |
| Monthly interest | £10,000+ | 2.72% | 2.75% |
| (Rates effective from 10 August 2022) | £5,000+ | 2.52% | 2.55% |
| 3 Year Fixed Rate Bond (30) | |||
| Annual Interest | £10,000+ | 3.30% | 3.30% |
| (Rate effective from 15 September 2022) | £1,000+ | 3.10% | 3.10% |
| Monthly Interest | £10,000+ | 3.25% | 3.30% |
| (Rate effective from 15 September 2022) | £5,000+ | 3.06% | 3.10% |
| 3 Year Fixed Rate Bond (31) | |||
| Annual Interest | £10,000+ | 4.25% | 4.25% |
| (Rate effective from 20 October 2022) | £1,000+ | 4.05% | 4.05% |
| Monthly Interest | £10,000+ | 4.17% | 4.25% |
| (Rate effective from 20 October 2022) | £5,000+ | 3.98% | 4.05% |
| 3 Year Fixed Rate Bond (32) | |||
| Annual Interest | £10,000+ | 4.60% | 4.60% |
| (Rate effective from 10 November 2022) | £1,000+ | 4.40% | 4.40% |
| Monthly Interest | £10,000+ | 4.51% | 4.60% |
| (Rate effective from 10 November 2022) | £5,000+ | 4.31% | 4.40% |
| 3 Year Fixed Rate Bond (33) | |||
| Annual Interest | £10,000+ | 4.35% | 4.35% |
| (Rate effective from 1 December 2022) | £1,000+ | 4.15% | 4.15% |
| Monthly Interest | £10,000+ | 4.27% | 4.35% |
| (Rate effective from 1 December 2022) | £5,000+ | 4.07% | 4.15% |
| 3 Year Fixed Rate Bond (34) | |||
| Annual Interest | £10,000+ | 4.10% | 4.10% |
| (Rates effective from 13 January 2023) | £1,000+ | 3.90% | 3.90% |
| Monthly Interest | £10,000+ | 4.02% | 4.09% |
| (Rates effective from 13 January 2023) | £5,000+ | 3.83% | 3.90% |
| 3 Year Fixed Rate Bond (35) | |||
| Annual interest | £10,000+ | 4.75% | 4.75% |
| (Rates effective from 21 June 2023) | £1,000+ | 4.55% | 4.55% |
| Monthly interest | £10,000+ | 4.65% | 4.75% |
| (Rates effective from 21 June 2023) | £5,000+ | 4.46% | 4.55% |
| 3 Year Fixed Rate Bond (36) | |||
| Annual interest | £10,000+ | 5.25% | 5.25% |
| (Rates effective from 19 July 2023) | £1,000+ | 5.05% | 5.05% |
| Monthly interest | £10,000+ | 5.13% | 5.25% |
| (Rates effective from 19 July 2023) | £5,000+ | 4.94% | 5.05% |
| 3 Year Fixed Rate Bond (37) | |||
| Annual interest | £10,000+ | 5.65% | 5.65% |
| (Rates effective from 24 August 2023) | £1,000+ | 5.45% | 5.45% |
| Monthly interest | £10,000+ | 5.51% | 5.65% |
| (Rates effective from 24 August 2023) | £5,000+ | 5.32% | 5.45% |
| 3 Year Fixed Rate Bond (38) | |||
| Annual interest | £10,000+ | 5.75% | 5.75% |
| (Rates effective from 13 October 2023) | £1,000+ | 5.55% | 5.55% |
| Monthly interest | £10,000+ | 5.60% | 5.75% |
| (Rates effective from 13 October 2023) | £5,000+ | 5.41% | 5.55% |
| 5 Year Fixed Rate Bond (1) | |||
| Annual interest | £10,000+ | 2.29% | 2.29% |
| (Rates effective from 1 November 2018) | £1,000+ | 2.09% | 2.09% |
| Monthly interest | £10,000+ | 2.27% | 2.29% |
| (Rates effective from 1 November 2018) | £5,000+ | 2.07% | 2.09% |
| 5 Year Fixed Rate Bond (2) | |||
| Annual interest | £10,000+ | 2.39% | 2.39% |
| (Rates effective from 25 January 2019) | £1,000+ | 2.19% | 2.19% |
| Monthly interest | £10,000+ | 2.36% | 2.39% |
| (Rates effective from 25 January 2019) | £5,000+ | 2.17% | 2.19% |
| 5 Year Fixed Rate Bond (3) | |||
| Annual interest | £10,000+ | 2.19% | 2.19% |
| (Rates effective from 1 June 2019) | £1,000+ | 1.99% | 1.99% |
| Monthly interest | £10,000+ | 2.17% | 2.19% |
| (Rates effective from 1 June 2019) | £5,000+ | 1.97% | 1.99% |
| 5 Year Fixed Rate Bond (4) | |||
| Annual interest | £10,000+ | 2.09% | 2.09% |
| (Rates effective from 1 October 2019) | £1,000+ | 1.89% | 1.89% |
| Monthly interest | £10,000+ | 2.07% | 2.09% |
| (Rates effective from 1 October 2019) | £5,000+ | 1.87% | 1.89% |
| 5 Year Fixed Rate Bond (5) | |||
| Annual interest | £10,000+ | 2.04% | 2.04% |
| (Rates effective from 1 November 2019) | £1,000+ | 1.84% | 1.84% |
| Monthly interest | £10,000+ | 2.02% | 2.04% |
| (Rates effective from 1 November 2019) | £5,000+ | 1.82% | 1.84% |
| 5 Year Fixed Rate Bond (6) | |||
| Annual interest | £10,000+ | 1.99% | 1.99% |
| (Rates effective from 1 December 2019) | £1,000+ | 1.79% | 1.79% |
| Annual interest | £10,000+ | 1.97% | 1.99% |
| (Rates effective from 1 December 2019) | £5,000+ | 1.78% | 1.79% |
| 5 Year Fixed Rate Bond (7) | |||
| Annual interest | £10,000+ | 1.79% | 1.79% |
| (Rates effective from 1 January 2020) | £1,000+ | 1.59% | 1.59% |
| Monthly interest | £10,000+ | 1.78% | 1.79% |
| (Rates effective from 1 January 2020) | £5,000+ | 1.58% | 1.59% |
| 5 Year Fixed Rate Bond (8) | |||
| Annual interest | £10,000+ | 1.69% | 1.69% |
| (Rates effective from 29 March 2020) | £1,000+ | 1.49% | 1.49% |
| Monthly interest | £10,000+ | 1.68% | 1.69% |
| (Rates effective from 29 March 2020) | £5,000+ | 1.48% | 1.49% |
| 5 Year Fixed Rate Bond (9) | |||
| Annual interest | £10,000+ | 1.54% | 1.54% |
| £1,000+ | 1.34% | 1.34% | |
| (Rates effective from 1 April 2020) | |||
| Monthly interest | £10,000+ | 1.53% | 1.54% |
| (Rates effective from 1 April 2020) | £5,000+ | 1.33% | 1.34% |
| 5 Year Fixed Rate Bond (10) | |||
| Annual interest | £10,000+ | 1.29% | 1.29% |
| (Rates effective from 11 June 2020) | £1,000+ | 1.09% | 1.09% |
| Monthly interest | £10,000+ | 1.28% | 1.29% |
| (Rates effective from 11 June 2020) | £5,000+ | 1.08% | 1.09% |
| 5 Year Fixed Rate Bond (11) | |||
| Annual interest | £10,000+ | 1.05% | 1.05% |
| (Rates effective from 13 July 2020) | £1,000+ | 0.85% | 0.85% |
| Monthly interest | £10,000+ | 1.04% | 1.05% |
| (Rates effective from 13 July 2020) | £5,000+ | 0.85% | 0.85% |
| 5 Year Fixed Rate Bond (12) | |||
| Annual interest | £10,000+ | 1.30% | 1.30% |
| (Rates effective from 9 September 2020) | £1,000+ | 1.10% | 1.10% |
| Monthly interest | £10,000+ | 1.29% | 1.30% |
| (Rates effective from 9 September 2020) | £5,000+ | 1.09% | 1.10% |
| 5 Year Fixed Rate Bond (13) | |||
| Annual interest | £10,000+ | 1.15% | 1.15% |
| (Rates effective from 9 October 2020) | £1,000+ | 0.95% | 0.95% |
| Monthly interest | £10,000+ | 1.14% | 1.15% |
| (Rates effective from 9 October 2020) | £5,000+ | 0.95% | 0.95% |
| 5 Year Fixed Rate Bond (14) | |||
| Annual interest | £10,000+ | 1.00% | 1.00% |
| (Rates effective from 23 October 2020) | £1,000+ | 0.80% | 0.80% |
| Monthly interest | £10,000+ | 1.00% | 1.00% |
| (Rates effective from 23 October 2020) | £5,000+ | 0.80% | 0.80% |
| 5 Year Fixed Rate Bond (15) | |||
| Annual interest | £10,000+ | 0.75% | 0.75% |
| (Rates effective from 9 December 2020) | £1,000+ | 0.55% | 0.55% |
| Monthly interest | £10,000+ | 0.75% | 0.75% |
| (Rates effective from 9 December 2020) | £5,000+ | 0.55% | 0.55% |
| 5 Year Fixed Rate Bond (16) | |||
| Annual interest | £10,000+ | 0.95% | 0.95% |
| (Rates effective from 13 July 2021) | £1,000+ | 0.75% | 0.75% |
| Monthly interest | £10,000+ | 0.95% | 0.95% |
| (Rates effective from 13 July 2021) | £5,000+ | 0.75% | 0.75% |
| 5 Year Fixed Rate Bond (17) | |||
| Annual interest | £10,000+ | 1.30% | 1.30% |
| (Rates effective from 20 September 2021) | £1,000+ | 1.10% | 1.10% |
| Monthly interest | £10,000+ | 1.29% | 1.30% |
| (Rates effective from 20 September 2021) | £5,000+ | 1.09% | 1.10% |
| 5 Year Fixed Rate Bond (18) | |||
| Annual interest | £10,000+ | 1.40% | 1.40% |
| (Rates effective from 14 October 2021) | £1,000+ | 1.20% | 1.20% |
| Monthly interest | £10,000+ | 1.39% | 1.40% |
| (Rates effective from 14 October 2021) | £5,000+ | 1.19% | 1.20% |
| 5 Year Fixed Rate Bond (19) | |||
| Annual interest | £10,000+ | 1.65% | 1.65% |
| (Rates effective from 9 March 2022) | £1,000+ | 1.45% | 1.45% |
| Monthly interest | £10,000+ | 1.64% | 1.65% |
| (Rates effective from 9 March 2022) | £5,000+ | 1.44% | 1.45% |
| 5 Year Fixed Rate Bond (20) | |||
| Annual interest | £10,000+ | 1.85% | 1.85% |
| (Rates effective from 14 April 2022) | £1,000+ | 1.65% | 1.65% |
| Monthly interest | £10,000+ | 1.83% | 1.85% |
| (Rates effective from 14 April 2022) | £5,000+ | 1.64% | 1.65% |
| 5 Year Fixed Rate Bond (21) | |||
| Annual interest | £10,000+ | 2.10% | 2.10% |
| (Rates effective from 5 May 2022) | £1,000+ | 1.90% | 1.90% |
| Monthly interest | £10,000+ | 2.08% | 2.10% |
| (Rates effective from 5 May 2022) | £5,000+ | 1.88% | 1.90% |
| 5 Year Fixed Rate Bond (22) | |||
| Annual interest | £10,000+ | 2.55% | 2.55% |
| (Rates effective from 23 June 2022) | £1,000+ | 2.35% | 2.35% |
| Monthly interest | £10,000+ | 2.52% | 2.55% |
| (Rates effective from 23 June 2022) | £5,000+ | 2.33% | 2.35% |
| 5 Year Fixed Rate Bond (23) | |||
| Annual interest | £10,000+ | 2.80% | 2.80% |
| (Rates effective from 10 August 2022) | £1,000+ | 2.60% | 2.60% |
| Monthly interest | £10,000+ | 2.76% | 2.80% |
| (Rates effective from 10 August 2022) | £5,000+ | 2.57% | 2.60% |
| 5 Year Fixed Rate Bond (24) | |||
| Annual Interest | £10,000+ | 3.35% | 3.35% |
| (Rates effective from 15 September 2022) | £1,000+ | 3.15% | 3.15% |
| Monthly Interest | £10,000+ | 3.30% | 3.35% |
| (Rates effective from 15 September 2022) | £5,000+ | 3.11% | 3.15% |
| 5 Year Fixed Rate Bond (25) | |||
| Annual Interest | £10,000+ | 4.30% | 4.30% |
| (Rates effective from 20 October 2022) | £1,000+ | 4.10% | 4.10% |
| Monthly Interest | £10,000+ | 4.22% | 4.30% |
| (Rates effective from 20 October 2022) | £5,000+ | 4.02% | 4.09% |
| 5 Year Fixed Rate Bond (26) | |||
| Annual Interest | £10,000+ | 4.65% | 4.65% |
| (Rates effective from 10 November 2022) | £1,000+ | 4.45% | 4.45% |
| Monthly Interest | £10,000+ | 4.55% | 4.65% |
| (Rates effective from 10 November 2022) | £5,000+ | 4.36% | 4.45% |
| 5 Year Fixed Rate Bond (27) | |||
| Annual Interest | £10,000+ | 4.50% | 4.50% |
| (Rates effective from 1 December 2022) | £1,000+ | 4.30% | 4.30% |
| Monthly Interest | £10,000+ | 4.41% | 4.50% |
| (Rates effective from 1 December 2022) | £5,000+ | 4.22% | 4.30% |
| 5 Year Fixed Rate Bond (28) | |||
| Annual Interest | £10,000+ | 4.20% | 4.20% |
| (Rates effective from 13 January 2023) | £1,000+ | 4.00% | 4.00% |
| Monthly Interest | £10,000+ | 4.12% | 4.20% |
| (Rates effective from 13 January 2023) | £5,000+ | 3.93% | 4.00% |
| 5 Year Fixed Rate Bond (29) | |||
| Annual Interest | £10,000+ | 4.60% | 4.60% |
| (Rates effective from 21 June 2023) | £1,000+ | 4.40% | 4.40% |
| Monthly Interest | £10.000+ | 4.51% | 4.60% |
| (Rates effective from 21 June 2023) | £5,000+ | 4.31% | 4.40% |
| 5 Year Fixed Rate Bond (30) | |||
| Annual interest | £10,000+ | 5.00% | 5.00% |
| (Rates effective from 19 July 2023) | £1,000+ | 4.80% | 4.80% |
| Monthly interest | £10,000+ | 4.89% | 5.00% |
| (Rates effective from 19 July 2023) | £5,000+ | 4.70% | 4.80% |
| 5 Year Fixed Rate Bond (31) | |||
| Annual interest | £10,000+ | 5.40% | 5.40% |
| (Rates effective from 24 August 2023) | £1,000+ | 5.20% | 5.20% |
| Monthly Interest | £10,000+ | 5.27% | 5.40% |
| (Rates effective from 24 August 2023) | £5,000+ | 5.08% | 5.20% |
| 5 Year Fixed Rate Bond (32) | |||
| Annual interest | £10,000+ | 5.50% | 5.50% |
| (Rates effective from 13 October 2023) | £1,000+ | 5.30% | 5.30% |
| Monthly interest | £10,000+ | 5.37% | 5.50% |
| (Rates effective from 13 October 2023) | £5,000+ | 5.18% | 5.30% |
Reinvestment accounts for tracker rate bonds
| Account | Balance | Gross | Gross AER# |
| 2 Year Tracker Rate Bond (8) | |||
| Annual interest | £5,000+ | 6.00% | 6.00% |
| (Rates effective from 1 September 2023) | |||
| Monthly interest | £5,000+ | 6.00% | 6.17% |
| (Rates effective from 1 September 2023) | |||
| 2 Year Tracker Rate Bond (9) | |||
| Annual interest | £5,000+ | 5.50% | 5.50% |
| (Rates effective from 1 September 2023) | |||
| Monthly interest | £5,000+ | 5.50% | 5.64% |
| (Rates effective from 1 September 2023) | |||
| 2 Year Tracker Rate Bond (10) | |||
| Annual interest | £5,000+ | 5.80% | 5.80% |
| (Rates effective from 1 September 2023) | |||
| Monthly interest | £5,000+ | 5.79% | 5.95% |
| (Rates effective from 1 September 2023) | |||
| 2 Year Tracker Rate Bond (11) | |||
| Annual interest | £5,000+ | 6.10% | 6.10% |
| (Rates effective from 1 September 2023) | |||
| Monthly interest | £5,000+ | 6.07% | 6.24% |
| (Rates effective from 1 September 2023) | |||
| 2 Year Tracker Rate Bond (12) | |||
| Annual interest | £5,000+ | 5.25% | 5.25% |
| (Rates effective from 1 September 2023) | |||
| Monthly interest | £5,000+ | 5.23% | 5.36% |
| (Rates effective from 1 September 2023) | |||
| 2 Year Tracker Rate Bond (13) | |||
| Annual interest | £5,000+ | 5.00% | 5.00% |
| (Rates effective from 1 September 2023) | |||
| Monthly interest | £5,000+ | 4.95% | 5.06% |
| (Rates effective from 1 September 2023) | |||
| 2 Year Tracker Rate Bond (14) | |||
| Annual interest | £5,000+ | 5.75% | 5.75% |
| (Rates effective from 13 October 2023) | |||
| Monthly interest | £5,000+ | 5.60% | 5.75% |
| (Rates effective from 13 October 2023) | |||
| 5 Year Tracker Rate Bond (1) | |||
| Annual interest | £5,000+ | 6.87% | 6.87% |
| ((Rates effective from 1 September 2023) | |||
| Monthly interest | £5,000+ | 6.85% | 7.07% |
| (Rates effective from 1 September 2023) | |||
| 5 Year Tracker Rate Bond (2) | |||
| Annual interest | £5,000+ | 6.67% | 6.67% |
| (Rates effective from 1 September 2023) | |||
| Monthly interest | £5,000+ | 6.65% | 6.86% |
| (Rates effective from 1 September 2023) | |||
| 5 Year Tracker Rate Bond (3) | |||
| Annual interest | £5,000+ | 6.57% | 6.57% |
| (Rates effective from 1 September 2023) | |||
| Monthly interest | £5,000+ | 6.55% | 6.75% |
| (Rates effective from 1 September 2023) | |||
| 5 Year Tracker Rate Bond (4) | |||
| Annual interest | £5,000+ | 6.52% | 6.52% |
| (Rates effective from 1 September 2023) | |||
| Monthly interest | £5,000+ | 6.50% | 6.70% |
| (Rates effective from 1 September 2023) | |||
| 5 Year Tracker Rate Bond (5) | |||
| Annual interest | £5,000+ | 6.47% | 6.47% |
| (Rates effective from 1 September 2023) | |||
| Monthly interest | £5,000+ | 6.45% | 6.64% |
| (Rates effective from 1 September 2023) | |||
| 5 Year Tracker Rate Bond (6) | |||
| Annual interest | £5,000+ | 6.27% | 6.27% |
| (Rates effective from 1 September 2023) | |||
| Monthly interest | £5,000+ | 6.26% | 6.44% |
| (Rates effective from 1 September 2023) | |||
| 5 Year Tracker Rate Bond (7) | |||
| Annual interest | £5,000+ | 6.17% | 6.17% |
| (Rates effective from 1 September 2023) | |||
| Monthly interest | £5,000+ | 6.16% | 6.34% |
| (Rates effective from 1 September 2023) |
Reinvestment accounts for ISAs
| Account | Balance | Gross | Tax-free^AER# | |
| 1 Year Fixed Rate Cash ISA (8)^ | ||||
| Annual interest | £1,000+ | 1.45% | 1.45% | |
| (Rate effective from 30 August 2019) | ||||
| 1 Year Fixed Rate Cash ISA (10)^ | ||||
| Annual interest | £1,000+ | 1.30% | 1.30% | |
| (Rate effective from 1 January 2020) | ||||
| 1 Year Fixed Rate Cash ISA (11)^ | ||||
| Annual interest | £1,000+ | 1.10% | 1.10% | |
| (Rate effective from 13 May 2020) | ||||
| 1 Year Fixed Rate Cash ISA (12)^ | ||||
| Annual interest | £1,000+ | 0.80% | 0.80% | |
| (Rate effective from 11 June 2020) | ||||
| 1 Year Fixed Rate Cash ISA (13)^ | ||||
| Annual interest | £1,000+ | 0.65% | 0.65% | |
| (Rate effective from 13 July 2020) | ||||
| 1 Year Fixed Rate Cash ISA (14)^ | ||||
| Annual interest | £1,000+ | 0.75% | 0.75% | |
| (Rate effective from 9 October 2020) | ||||
| 1 Year Fixed Rate Cash ISA (15)^ | ||||
| Annual interest | £1,000+ | 0.60% | 0.60% | |
| (Rate effective from 10 November 2020) | ||||
| 1 Year Fixed Rate Cash ISA (16)^ | ||||
| Annual interest | £1,000+ | 0.55% | 0.55% | |
| (Rate effective from 9 December 2020) | ||||
| 1 Year Fixed Rate Cash ISA (17)^ | ||||
| Annual interest | £1,000+ | 0.40% | 0.40% | |
| (Rate effective from 19 February 2021) | ||||
| 1 Year Fixed Rate Cash ISA (18)^ | ||||
| Annual interest | £1,000+ | 0.45% | 0.45% | |
| (Rates effective 13 July 2021) | ||||
| 1 Year Fixed Rate Cash ISA (19)^ | ||||
| Annual interest | £1,000+ | 0.65% | 0.65% | |
| (Rate effective from 21 January 2022) | ||||
| 1 Year Fixed Rate Cash ISA (20)^ | ||||
| Annual interest | £1,000+ | 1.10% | 1.10% | |
| (Rate effective from 14 April 2022) | ||||
| 1 Year Fixed Rate Cash ISA (21)^ | ||||
| Annual interest | £1,000+ | 1.40% | 1.40% | |
| (Rate effective from 23 June 2022) | ||||
| 1 Year Fixed Rate Cash ISA (22)^ | ||||
| Annual interest | £1,000+ | 1.80% | 1.80% | |
| (Rate effective from 10 August 2022) | ||||
| 1 Year Fixed Rate Cash ISA (23)^ | ||||
| Annual interest | £1,000+ | 2.50% | 2.50% | |
| (Rates effective from 15 September 2022) | ||||
| 1 Year Fixed Rate Cash ISA (24)^ | ||||
| Annual interest | £1,000+ | 3.50% | 3.50% | |
| (Rates effective from 20 October 2022) | ||||
| 1 Year Fixed Rate Cash ISA (25)^ | ||||
| Annual interest | £1,000+ | 3.80% | 3.80% | |
| (Rates effective from 10 November 2022) | ||||
| 1 Year Fixed Rate Cash ISA (26)^ | ||||
| Annual interest | £1,000+ | 3.55% | 3.55% | |
| (Rates effective from 1 December 2022) | ||||
| 1 Year Fixed Rate Cash ISA (27)^ | ||||
| Annual interest | £1,000+ | 3.40% | 3.40% | |
| (Rates effective from 13 January 2023) | ||||
| 1 Year Fixed Rate Cash ISA (28)^ | ||||
| Annual interest | £1,000+ | 4.15% | 4.15% | |
| (Rates effective from 21 June 2023) | ||||
| 1 Year Fixed Rate Cash ISA (29)^ | ||||
| Annual interest | £1,000+ | 4.75% | 4.75% | |
| (Rates effective from 19 July 2023) | ||||
| 1 Year Fixed Rate Cash ISA (30)^ | ||||
| Annual interest | £1,000+ | 5.55% | 5.55% | |
| (Rates effective from 24 August 2023) | ||||
| 1 Year Fixed Rate Cash ISA (31)^ | ||||
| Annual interest | £1,000+ | 5.70% | 5.70% | |
| (Rates effective from 13 October 2023) | ||||
| 2 Year Fixed Rate Cash ISA (4)^ | ||||
| Annual interest | £1,000+ | 1.71% | 1.71% | |
| (Rates effective from 1 April 2019) | ||||
| 2 Year Fixed Rate Cash ISA (5)^ | ||||
| Annual interest | £1,000+ | 1.61% | 1.61% | |
| (Rates effective from 1 August 2019) | ||||
| 2 Year Fixed Rate Cash ISA (6)^ | ||||
| Annual interest | £1,000+ | 1.51% | 1.51% | |
| (Rates effective from 1 November 2019) | ||||
| 2 Year Fixed Rate Cash ISA (7)^ | ||||
| Annual interest | £1,000+ | 1.36% | 1.36% | |
| (Rates effective from 1 January 2020) | ||||
| 2 Year Fixed Rate Cash ISA (8)^ | ||||
| Annual interest | £1,000+ | 1.16% | 1.16% | |
| (Rates effective from 13 May 2020) | ||||
| 2 Year Fixed Rate Cash ISA (9)^ | ||||
| Annual interest | £1,000+ | 0.86% | 0.86% | |
| (Rates effective from 11 June 2020) | ||||
| 2 Year Fixed Rate Cash ISA (10)^ | ||||
| Annual interest | £1,000+ | 0.75% | 0.75% | |
| (Rates effective from 13 July 2020) | ||||
| 2 Year Fixed Rate Cash ISA (11)^ | ||||
| Annual interest | £1,000+ | 0.85% | 0.85% | |
| (Rates effective from 9 October 2020) | ||||
| 2 Year Fixed Rate Cash ISA (12)^ | ||||
| Annual interest | £1,000+ | 0.70% | 0.70% | |
| (Rates effective from 10 November 2020) | ||||
| 2 Year Fixed Rate Cash ISA (13)^ | ||||
| Annual interest | £1,000+ | 0.65% | 0.65% | |
| (Rates effective from 9 December 2020) | ||||
| 2 Year Fixed Rate Cash ISA (14)^ | ||||
| Annual interest | £1,000+ | 0.45% | 0.45% | |
| (Rates effective from 19 February 2021) | ||||
| 2 Year Fixed Rate Cash ISA (15)^ | ||||
| Annual interest | £1,000+ | 0.50% | 0.50% | |
| (Rates effective 13 July 2021) | ||||
| 2 Year Fixed Rate Cash ISA (16)^ | ||||
| Annual interest | £1,000+ | 0.75% | 0.75% | |
| (Rates effective from 21 January 2022) | ||||
| 2 Year Fixed Rate Cash ISA (17)^ | ||||
| Annual interest | £1,000+ | 1.30% | 1.30% | |
| (Rate effective from 14 April 2022) | ||||
| 2 Year Fixed Rate Cash ISA (18)^ | ||||
| Annual interest | £1,000+ | 1.60% | 1.60% | |
| (Rates effective from 23 June 2022) | ||||
| 2 Year Fixed Rate Cash ISA (19)^ | ||||
| Annual interest | £1,000+ | 2.00% | 2.00% | |
| (Rates effective from 10 August 2022) | ||||
| 2 Year Fixed Rate Cash ISA (20)^ | ||||
| Annual interest | £1,000+ | 2.85% | 2.85% | |
| (Rates effective from 15 September 2022) | ||||
| 2 Year Fixed Rate Cash ISA (21)^ | ||||
| Annual interest | £1,000+ | 3.65% | 3.65% | |
| (Rates effective from 20 October 2022) | ||||
| 2 Year Fixed Rate Cash ISA (22)^ | ||||
| Annual interest | £1,000+ | 4.00% | 4.00% | |
| (Rates effective from 10 November 2022) | ||||
| 2 Year Fixed Rate Cash ISA (23)^ | ||||
| Annual interest | £1,000+ | 3.80% | 3.80% | |
| (Rates effective from 1 December 2022) | ||||
| 2 Year Fixed Rate Cash ISA (24)^ | ||||
| Annual interest | £1,000+ | 3.65% | 3.65% | |
| (Rates effective from 13 January 2023) | ||||
| 2 Year Fixed Rate Cash ISA (25)^ | ||||
| Annual interest | £1000+ | 4.20% | 4.20% | |
| (Rates effective from 21 June 2023) | ||||
| 2 Year Fixed Rate Cash ISA (26)^ | ||||
| Annual interest | £1000+ | 4.80% | 4.80% | |
| (Rates effective from 19 July 2023) | ||||
| 2 Year Fixed Rate Cash ISA (27)^ | ||||
| Annual interest | £1,000+ | 5.50% | 5.50% | |
| (Rates effective from 24 August 2023) | ||||
| 3 Year Fixed Rate Cash ISA (1)^ | ||||
| Annual interest | £1,000+ | 1.60% | 1.60% | |
| (Rates effective from 1 October 2018) | ||||
| 3 Year Fixed Rate Cash ISA (2)^ | ||||
| Annual interest | £1,000+ | 1.81% | 1.81% | |
| (Rates effective from 1 April 2019) | ||||
| 3 Year Fixed Rate Cash ISA (3)^ | ||||
| Annual interest | £1,000+ | 1.71% | 1.71% | |
| (Rates effective from 1 June 2019) | ||||
| 3 Year Fixed Rate Cash ISA (4)^ | ||||
| Annual interest | £1,000+ | 1.61% | 1.61% | |
| (Rate effective from 1 November 2019) | ||||
| 3 Year Fixed Rate Cash ISA (5)^ | ||||
| Annual interest | £1,000+ | 1.46% | 1.46% | |
| (Rates effective from 1 January 2020) | ||||
| 3 Year Fixed Rate Cash ISA (6)^ | ||||
| Annual interest | £1,000+ | 1.21% | 1.21% | |
| (Rates effective from 13 May 2020) | ||||
| 3 Year Fixed Rate Cash ISA (7)^ | ||||
| Annual interest | £1,000+ | 0.96% | 0.96% | |
| (Rates effective from 11 June 2020) | ||||
| 3 Year Fixed Rate Cash ISA (8)^ | ||||
| Annual interest | £1,000+ | 0.85% | 0.85% | |
| (Rates effective from 13 July 2020) | ||||
| 3 Year Fixed Rate Cash ISA (9)^ | ||||
| Annual interest | £1,000+ | 0.95% | 0.95% | |
| (Rates effective from 9 October 2020) | ||||
| 3 Year Fixed Rate Cash ISA (10)^ | ||||
| Annual interest | £1,000+ | 0.80% | 0.80% | |
| (Rates effective from 10 November 2020) | ||||
| 3 Year Fixed Rate Cash ISA (11)^ | ||||
| Annual interest | £1,000+ | 0.75% | 0.75% | |
| (Rates effective from 9 December 2020) | ||||
| 3 Year Fixed Rate Cash ISA (12)^ | ||||
| Annual interest | £1,000+ | 0.60% | 0.60% | |
| (Rates effective from 19 February 2021) | ||||
| 3 Year Fixed Rate Cash ISA (13)^ | ||||
| Annual interest | £1,000+ | 0.65% | 0.65% | |
| (Rates effective 13 July 2021) | ||||
| 3 Year Fixed Rate Cash ISA (14)^ | ||||
| Annual interest | £1,000+ | 0.85% | 0.85% | |
| (Rates effective from 21 January 2022) | ||||
| 3 Year Fixed Rate Cash ISA (15)^ | ||||
| Annual interest | £1,000+ | 1.40% | 1.40% | |
| (Rate effective from 14 April 2022) | ||||
| 3 Year Fixed Rate Cash ISA (16)^ | ||||
| Annual interest | £1,000+ | 1.70% | 1.70% | |
| (Rates effective from 23 June 2022) | ||||
| 3 Year Fixed Rate Cash ISA (17)^ | ||||
| Annual interest | £1,000+ | 2.10% | 2.10% | |
| (Rates effective from 10 August 2022) | ||||
| 3 Year Fixed Rate Cash ISA (18)^ | ||||
| Annual interest | £1000+ | 2.90% | 2.90% | |
| (Rates effective from 15 September 2022) | ||||
| 3 Year Fixed Rate Cash ISA (19)^ | ||||
| Annual interest | £1,000+ | 3.70% | 3.70% | |
| (Rates effective from 20 October 2022) | ||||
| 3 Year Fixed Rate Cash ISA (20)^ | ||||
| Annual interest | £1,000+ | 4.10% | 4.10% | |
| (Rates effective from 10 November 2022) | ||||
| 3 Year Fixed Rate Cash ISA (21)^ | ||||
| Annual interest | £1000+ | 3.90% | 3.90% | |
| (Rates effective from 1 December 2022) | ||||
| 3 Year Fixed Rate Cash ISA (22)^ | ||||
| Annual interest | £1,000+ | 3.75% | 3.75% | |
| (Rates effective from 13 January 2023) | ||||
| 3 Year Fixed Rate Cash ISA (23)^ | ||||
| Annual interest | £1000+ | 4.20% | 4.20% | |
| (Rates effective from 21 June 2023) | ||||
| 3 Year Fixed Rate Cash ISA (24)^ | ||||
| Annual interest | £1000+ | 4.80% | 4.80% | |
| (Rates effective from 19 July 2023) | ||||
| 3 Year Fixed Rate Cash ISA (25)^ | ||||
| Annual interest | £1,000+ | 5.20% | 5.20% | |
| (Rates effective from 24 August 2023) | ||||
| 5 Year Fixed Rate Cash ISA (1)^ | ||||
| Annual interest | £1,000+ | 2.00% | 2.00% | |
| (Rates effective from 1 April 2018) | ||||
| 5 Year Fixed Rate Cash ISA (2)^ | ||||
| Annual interest | £1,000+ | 2.10% | 2.10% | |
| (Rates effective from 1 May 2018) | ||||
| 5 Year Fixed Rate Cash ISA (3)^ | ||||
| Annual interest | £1,000+ | 2.00% | 2.00% | |
| (Rates effective from 1 June 2019) | ||||
| 5 Year Fixed Rate Cash ISA (4)^ | ||||
| Annual interest | £1,000+ | 1.80% | 1.80% | |
| (Rate effective from 1 November 2019) | ||||
| 5 Year Fixed Rate Cash ISA (5)^ | ||||
| Annual interest | £1,000+ | 1.75% | 1.75% | |
| (Rates effective from 1 December 2019) | ||||
| 5 Year Fixed Rate Cash ISA (6)^ | ||||
| Annual interest | £1,000+ | 1.60% | 1.60% | |
| (Rates effective from 1 January 2020) | ||||
| 5 Year Fixed Rate Cash ISA (7)^ | ||||
| Annual interest | £1,000+ | 1.55% | 1.55% | |
| (Rates effective from 27 March 2020) | ||||
| 5 Year Fixed Rate Cash ISA (8)^ | ||||
| Annual interest | £1,000+ | 1.50% | 1.50% | |
| (Rates effective from 13 July 2020) | ||||
| 5 Year Fixed Rate Cash ISA (9)^ | ||||
| Annual interest | £1,000+ | 1.30% | 1.30% | |
| (Rates effective from 13 May 2020) | ||||
| 5 Year Fixed Rate Cash ISA (10)^ | ||||
| Annual interest | £1,000+ | 1.05% | 1.05% | |
| (Rates effective from 11 June 2020) | ||||
| 5 Year Fixed Rate Cash ISA (11)^ | ||||
| Annual interest | £1,000+ | 0.95% | 0.95% | |
| (Rates effective from 13 July 2020) | ||||
| 5 Year Fixed Rate Cash ISA (12)^ | ||||
| Annual interest | £1,000+ | 1.10% | 1.10% | |
| (Rates effective from 9 October 2020) | ||||
| 5 Year Fixed Rate Cash ISA (13)^ | ||||
| Annual interest | £1,000+ | 0.95% | 0.95% | |
| (Rates effective from 10 November 2020) | ||||
| 5 Year Fixed Rate Cash ISA (14)^ | ||||
| Annual interest | £1,000+ | 0.90% | 0.90% | |
| (Rates effective from 9 December 2020) | ||||
| 5 Year Fixed Rate Cash ISA (15)^ | ||||
| Annual interest | £1,000+ | 0.70% | 0.70% | |
| (Rates effective from 19 February 2021) | ||||
| 5 Year Fixed Rate Cash ISA (16)^ | ||||
| Annual interest | £1,000+ | 0.85% | 0.85% | |
| (Rates effective 13 July 2021) | ||||
| 5 Year Fixed Rate Cash ISA (17)^ | ||||
| Annual interest | £1,000% | 1.00% | 1.00% | |
| (Rates effective from 21 January 2022) | ||||
| 5 Year Fixed Rate Cash ISA (18)^ | ||||
| Annual interest | £1,000+ | 1.50% | 1.50% | |
| (Rate effective from 14 April 2022) | ||||
| 5 Year Fixed Rate Cash ISA (19)^ | ||||
| Annual interest | £1,000+ | 1.80% | 1.80% | |
| (Rates effective from 23 June 2022) | ||||
| 5 Year Fixed Rate Cash ISA (20)^ | ||||
| Annual interest | £1,000+ | 2.20% | 2.20% | |
| (Rates effective from 10 August 2022) | ||||
| 5 Year Fixed Rate Cash ISA (21)^ | ||||
| Annual interest | £1000+ | 2.95% | 2.95% | |
| (Rates effective from 15 September 2022) | ||||
| 5 Year Fixed Rate Cash ISA (22)^ | ||||
| Annual interest | £1,000+ | 3.75% | 3.75% | |
| (Rates effective from 20 October 2022) | ||||
| 5 Year Fixed Rate Cash ISA (23)^ | ||||
| Annual interest | £1,000+ | 4.15% | 4.15% | |
| (Rates effective from 10 November 2022) | ||||
| 5 Year Fixed Rate Cash ISA (24)^ | ||||
| Annual interest | £1000+ | 4.00% | 4.00% | |
| (Rates effective from 1 December 2022) | ||||
| 5 Year Fixed Rate Cash ISA (25)^ | ||||
| Annual interest | £1,000+ | 3.85% | 3.85% | |
| (Rates effective from 13 January 2023) | ||||
| 5 Year Fixed Rate Cash ISA (26)^ | ||||
| Annual interest | £1000+ | 4.05% | 4.05% | |
| (Rates effective from 21 June 2023) | ||||
| 5 Year Fixed Rate Cash ISA (27)^ | ||||
| Annual interest | £1000+ | 4.65% | 4.65% | |
| (Rates effective from 19 July 2023) | ||||
| 5 Year Fixed Rate Cash ISA (28)^ | ||||
| Annual interest | £1,000+ | 5.00% | 5.00% | |
| (Rates effective from 24 August 2023) | ||||
Notes:
# AER stands for Annual Equivalent Rate and illustrates what the annual rate would be if interest was compounded.
^ Interest is paid tax-free as it is currently exempt from income tax. The future tax treatment of Individual Savings Accounts may vary.
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