• Homes for Ukraine - important information can be found here.

  • Rate changes following Bank of England decision to raise its Bank Rate to 1.25% on 16 June.

    the majority of our variable savings rates have been increased from 24 June. Rate increases for Windfall Bond and Tracker Savings Bond apply from 1 July. (Updated 1 July.)

    Mortgages: our variable mortgage rates will increase and we are in the process of writing to affected customers with details of their revised payments, interest rate and effective date. Product rates now shown on the website reflect this increase. (Updated 1 July.)


The Windfall Bond savings account

A truly unique savings account that earns interest and with better odds than Premium Bonds.

See full product details 

Please note: The Windfall Bond has been withdrawn for new account openings. However, the regular monthly draw will continue as normal.

Winners of the Windfall Bond monthly prize draw

The Windfall Bond

The Windfall Bond is a unique savings account, quite unlike any other. It allows you to keep your capital secure and accessible*, earns interest at the Bank of England Bank Rate and enters you into a monthly prize draw for the chance to win up to £50,000.

The stats speak for themselves. The odds of a Windfall Bond win are nearly six times better than Premium Bonds.

If you have any questions about the Windfall Bond, please contact our New Business Team:


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* Eligible deposits held with Family Building Society are protected up to a total of £85,000 by the FSCS. Windfall Bond funds are accessible without access charge by account closure after 35 days' notice.

All our savings accounts are FSCS protected.   FSCS - Logo


How it works

Find out how the Windfall Bond works, the monthly free draw rules and your chances of winning.

Frequently asked questions

Answers to the most common questions asked by our members about the Windfall Bond.

Windfall Bond prize draw winners

A historic list of the winners of the Windfall Bond monthly free draw since we launched back in 2015.

Call our expert UK team

New enquiries

Savings - 03330 140141

Mortgages - 03330 140140

Existing customers

Savings - 03330 140144

Mortgages - 03330 140146

...or ask the way that suits you.

Request a call back

We can call you back at a time that suits you.

Visit us in branch

Ashley Square, Epsom, Surrey, KT18 5DD.

View our FAQs

Your questions might be answered here.