Notices

Our Windfall Bond account is on sale. Find out more

Our Windfall Bond is available for new account openings, offering interest at the Bank of England Bank Rate and entry into a monthly free prize draw with more prizes available now determined by the prize fund value. Find out more here
Newly opened accounts need to be fully funded and nominated bank details registered before the end of September in order to qualify for entry into the November Prize Draw.
Rate changes following Bank of England decision to decrease its Bank Rate by 0.25% to 5.00% on 1 August 2024. Find out more

Savings: Interest rates for Windfall Bond and Tracker Savings Bond will decrease by 0.25% from 1 September 2024. We will be writing to all customers individually to confirm the new rates.

Mortgages: Tracker mortgages will change on 25 September 2024 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.

(Notice updated 05/08)
Important changes to our mortgage products - Find out more

From Thursday 22 August, we reduced our rates on all our fixed rate mortgage products.

From 19 September 2024, we'll also be reducing our Managed Mortgage Rates (MMR) by 0.25%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates. We will be writing to existing customers who have been impacted by this change, shortly, with details relevant to them. Find out full details here.
Online Service update. Due to planned essential maintenance, our Online Service will be unavailable from 10pm on Thursday 12 September until 2am on Friday 13 September. We apologise for any inconvenience this may cause.

Windfall Bond

We're pleased to announce the return of our Windfall Bond.

With even more prizes than before!

A notice account that earns you interest and entry into a monthly free prize draw with a chance to win between £100 and £50,000.

See full product details

The Windfall Bond

The Windfall Bond is a unique savings account, quite unlike any other. It allows you to keep your capital secure and accessible*, earns interest at the Bank of England Bank Rate and enters you into a monthly free prize draw for the chance to win up to £50,000.

See full details and apply

* Eligible deposits held with Family Building Society are protected up to a total of £85,000 by the FSCS. Windfall Bond funds are accessible without access charge by account closure after 35 days' notice.

All our savings accounts are FSCS protected.