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Online Service update. Due to planned essential maintenance, our Online Service will be unavailable from 8am until 5pm on Sunday 28 July. We apologise for any inconvenience this may cause.
The Windfall Bond savings account
Maximise your savings, with an account that earns you interest and entry into a prize draw with lots of cash value prizes.
See full product details
Please note: The Windfall Bond has been withdrawn for new account openings. However, the regular monthly draw will continue as normal.
Winners of the Windfall Bond monthly prize draw
Important: We are notifying customers who hold a Windfall Bond account(s) with us of changes to the Windfall Bond's Free Prize Draw Structure and Terms and Conditions
effective from 1 October 2024
Changes to the Windfall Bond Prize Draw and Terms and Conditions
The Windfall Bond
The Windfall Bond is a unique savings account, quite unlike any other. It allows you to keep your capital secure and accessible*, earns interest at the Bank of England Bank Rate and enters you into a monthly prize draw for the chance to win up to £50,000.
The stats speak for themselves. The odds of a Windfall Bond win are nearly six times better than Premium Bonds.
If you have any questions about the Windfall Bond, please contact our New Business Team:
Ask us for a call back Email us
* Eligible deposits held with Family Building Society are protected up to a total of £85,000 by the FSCS. Windfall Bond funds are accessible without access charge by account closure after 35 days' notice.
All our savings accounts are FSCS protected. 
How it works
Find out how the Windfall Bond works, the monthly free draw rules and your chances of winning.
What are the chances of winning a prize?
Find out more about the odds of winning a prize.
Frequently asked questions
Answers to the most common questions asked by our members about the Windfall Bond.
Windfall Bond prize draw winners
A historic list of the winners of the Windfall Bond monthly free draw since we launched back in 2015.
Contact our expert UK team
Existing customers
Savings - 03330 140144
savings.service@familybsoc.co.uk
Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk
...or ask the way that suits you.
Request a call back
We can call you back at a time that suits you.
Visit us in branch
Ashley Square, Epsom, Surrey, KT18 5DD.
View our FAQs
Your questions might be answered here.