Notices

We have withdrawn our Market Tracker Cash ISA (2) from sale. Find out more

Please note that our Market Tracker Cash ISA (2) has been withdrawn from sale. Any customers that have recently applied for this account will have 15 calendar days to initially fund their account.
Important changes to our mortgage products - Find out more.

Mortgage products - On Tuesday 30 September 2025, we made changes to our mortgage product range. This included decreases across many of our Fixed Rate products for Owner Occupier and Buy to Let products.
Buy to Let Limited Companies
In addition we launched new Fixed Rate products for Buy to Let Limited Company landlords (UK registered companies) who have expat shareholders and/or directors in our acceptable list of countries.
Managed Mortgage Rates and Discounted Variable Rates
From 1 October 2025, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.25%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.
We have written to existing customers who have been impacted by this change, with details relevant to them.
Our new and improved Online Service is here. Find out more

We've made some improvements to our Online Service. With several enhancements and added benefits our Online Service is now simpler and easier for you to use. Online Service changes
Online Service update. Due to planned essential maintenance, our Online Service will be unavailable between 9.00pm to 12:00am on Saturday 11 October. We apologise for any inconvenience this may cause.

Windfall Bond

Our Windfall Bond account earns you interest and entry into a monthly free prize draw with a chance to win between £100 and £50,000.

See full details

Open a Windfall Bond account with us today!

Current annual interest (AER gross): 3.00%

35 day notice savings account

The Windfall Bond is a unique savings account, quite unlike any other. It allows you to keep your capital secure and accessible*, earns you interest and entry into a monthly free prize draw for the chance to win up to £50,000.

See full product details and apply

Upcoming prize draw and prizes!

Find out how many prizes are on offer at the next prize draw

and upcoming draw dates

Find out!

How it works

Find out how the Windfall Bond works, the monthly free draw rules and your chances of winning.

Windfall Bond Prize allocation

The number of prizes entered into the Monthly Free Prize Draw will vary each month. Find details of the prize allocation method we use

Find out more

Frequently asked questions

Answers to the most common questions asked by our members about the Windfall Bond.

Do you need our help?

If you have any questions about the Windfall Bond, please contact our New Business Team

Get in touch

* Eligible deposits held with Family Building Society are protected up to a total of £85,000 by the FSCS. Windfall Bond funds are accessible without access charge by account closure after 35 days' notice.

All our savings accounts are FSCS protected.