-
Service update - due to planned essential maintenance our Online Service will be unavailable on Friday 28 January from 18:00 until Saturday 29 January 12:00.
-
Following the Bank of England’s decision to raise the Bank Rate by 0.15% to 0.25% in December 2021, Windfall Bond and Tracker Savings Bond rates increased by 0.15% from 1 January 2022. Tracker mortgages changed from 25 January and we have written to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage. We will be considering our other savings and our variable mortgage rates after the Bank of England MPC meeting on 3 February. (Notice updated 19/01/22)
- Please note that the Premium Saver (5) has now been withdrawn from sale.
If you have opened an account, you may add funds until 3pm, 7 February 2022, after this no additions will be allowed.
.jpg?sfvrsn=a9329da_0 "MORTGAGES_BTL-mortgages-hub_994x437_150dpi (1)")
Buy to Let mortgages
If you're a landlord, or thinking about getting a property to rent out, we offer a range of Buy to Let mortgages for both individuals and Limited Companies.The mortgage will be secured on your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
We have a range of Buy to Let mortgage products, for both individuals and Limited Companies, whether you’re thinking about purchasing a new property or remortgaging your existing property.
We also have a Buy to Let offset mortgage, for individuals only, which allows you to use your savings to reduce the interest charged on your mortgage.
Our Buy to Let mortgages
We accept applications up to the age of 89 and we also accept mortgage applications from expats.
You can view our lending criteria and check your eligibility for a Buy to Let mortgage with us.
If you're new to Buy to Let properties, we've created a short guide to give you more information to think about before buying your first property.
How to apply
You can apply for our Buy to Let mortgages directly through our New Business Team, or alternatively you can ask your mortgage adviser to submit an application for you.
Advice and support for landlords during the Coronavirus pandemic
Understanding your tenants' unique circumstances and engaging and supporting them positively, can help them find a way through these difficult times and can help you deal with your financial commitments too. We have created some useful information to help landlords help their tenants.
Consumer or professional?
You will need to apply for a Buy to Let mortgage as a consumer or professional. Find out which is right for you.
Check if you're eligible for a Buy to Let mortgage
Complete our simple Buy to Let eligibility form to see how much you might be eligible to borrow.
Individual Buy to Let mortgages
See our range of individual Buy to Let mortgage products available for purchase or remortgage.
Limited Company Buy to Let mortgages
See all of our Limited Company Buy to Let mortgage products available for purchase and remortgage.
Buy to Let Offset mortgages
View our range of Buy to Let Offset mortgage products available for purchase or remortgage.
How does a Buy to Let Offset mortgage work?
With a Buy to Let Offset mortgage you can use your savings to reduce the interest charged on your mortgage. Here's what you need to know.
Buy to Let guide
If you're thinking of becoming a landlord, there are a number of things to consider. Read our short Buy to Let guide to help get you started.
Most forms of Buy to Let mortgage are not regulated by the Financial Conduct Authority (FCA)