Notices

Mortgage products - On Wednesday 16 September 2026, we've repriced and relaunched our Fixed Rate product ranges across Owner Occupier and Buy to Let fixed rate lending.
Our Online Saver (12), pays 4.15% Gross AER on balances of £100+. Apply online today.
Our 1 Year Fixed Rate Bond (71) has been withdrawn from sale

Any customers that have recently applied for this account will have 15 calendar days to initially fund their account.

Mortgage overpayment calculator

See how making overpayments on your mortgage could save you money by reducing your mortgage term or the amount of interest charged.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

This mortgage calculator is for illustrative purposes only. It provides an estimate of overpayment effects against your current interest rate. Please note the calculator does not factor in any early repayment charges.

All fields marked '*' are required

Your mortgage & overpayments

Is your mortage repayment or interest-only? *

Repayment

Interest-only

Current outstanding balance? * (£)

What's your remaining mortgage term * (years)

What's your mortgage interest rate? * (%)

With a repayment mortgage, you can add regular overpayments, a lump sum overpayment or both combined

Regular monthly overpayments

Lump sum overpayment