Notices

  • Savings products - In preparation of the launch of our new and improved Online Service we have temporarily withdrawn online applications for all our savings products. You can still apply for these products by post or in branch. All savings products will be available to apply online from 12 May. We apologise for any inconvenience this may cause.

  • Savings customers: Your 2024 / 2025 Annual Interest Savings Summary are currently being processed and are due to be delivered by 30 April 2025.

  • We’ll shortly be making some changes to our Online Service to make it simpler and easier for you to use.  

    Our new Online Service will have a modern design, improved navigation and many added benefits.  

    Find out more about the changes

  • Mortgage products - On Wednesday 23 April, we made changes to our mortgage product range. These include rate adjustments across our fixed rate products, and an increase to our Owner Occupier Joint Borrower Sole Proprietor maximum LTV to up to 90% (with no additional security required) for loans up to £500,000.

  • Online Service update. Due to planned essential maintenance our Online Service will be unavailable from 6pm until 12am on Wednesday 7 May. Our Online Service will also be unavailable between 5.30pm on Friday 9 May until 9am on Monday 12 May. We apologise for any inconvenience this may cause.

Mortgage overpayment calculator

See how making overpayments on your mortgage could save you money by reducing your mortgage term or the amount of interest charged.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
This mortgage calculator is for illustrative purposes only. It provides an estimate of overpayment effects against your current interest rate. Please note the calculator does not factor in any early repayment charges.

All fields marked '*' are required

Your mortgage & overpayments


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With a repayment mortgage, you can add regular overpayments, a lump sum overpayment or both combined