Notices

Mortgage payment difficulties? We may be able to help. Find out more

We're here to help if you're experiencing or expect to experience difficulties in paying your mortgage. Find out more.

Mortgage overpayment calculator

See how making overpayments on your mortgage could save you money by reducing your mortgage term or the amount of interest charged.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

This mortgage calculator is for illustrative purposes only. It provides an estimate of overpayment effects against your current interest rate. Please note the calculator does not factor in any early repayment charges.

All fields marked '*' are required

Your mortgage & overpayments

Is your mortage repayment or interest-only? *

Repayment

Interest-only

Current outstanding balance? * (£)

What's your remaining mortgage term * (years)

What's your mortgage interest rate? * (%)

With a repayment mortgage, you can add regular overpayments, a lump sum overpayment or both combined

Regular monthly overpayments

Lump sum overpayment