Notices

Important changes to our mortgage products for new and existing customers (23/03/26) - Find out more.

Due to significant increases in the cost of funding fixed rate mortgages, we're temporarily withdrawing all of our fixed rate products from sale. The product withdrawals apply for both new and existing customers, and are no longer available for purchase, remortgage, further advance or product switch applications. This takes effect immediately from today, 23 March 2026. Our range of discounted variable rate mortgage products remains unchanged.
Annual General Meeting 2026. Find out more:

We're pleased to let you know that voting for the AGM is now open. If you've opted for a postal pack you should receive this by 1 April.
IMPORTANT: The last day of the 2025 / 2026 tax year is Sunday 5 April.
Our online and postal ISA applications for this tax year will close from 5pm on Friday 27 March until the morning of Tuesday 7 April. Find out full details and timings for opening and funding ISAs with us within the current tax year.
Savings customers - we have increased the interest rates on selected Fixed Rate Bonds and Fixed Rate ISAs. Find out more

The interest rates on our 1 and 2 Year Fixed Rate Bond and Fixed Rate ISA products have increased from 11 March 2026.

Family Mortgage monthly repayment calculator

Please note that the Family Mortgage has been temporarily withdrawn and isn't available for new applications at the moment

Calculate the security needed and what your monthly repayments could be with our Family Mortgage.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Please note that the Family Mortgage has been temporarily withdrawn.

The Family Mortgage lets you borrow 100% of the property value, without needing a deposit. Instead, a family member(s) supports the mortgage by providing up to 20% security, either by:

Placing savings into our Family Security Account
Allowing a Collateral Charge to be placed on their property
Or a combination of both.

The security will be held for five years.

You can use our calculator to work out:

The total amount of security you’ll need for your mortgage
What your monthly mortgage repayment will be.

This calculator is for illustrative purposes only. It is not a mortgage offer or guarantee of receiving a mortgage offer.

All fields marked '*' are required

Your mortgage details

What is the property value?*

Do you have a deposit? - This can reduce the security amount needed (Enter '0' if none)*

How long would you want to repay?*