Notices

  • Online Service update. Due to planned essential maintenance, our Online Service will be unavailable between 9:00am to 10:00am on Saturday 25 October. We apologise for any inconvenience this may cause.

  • Mortgage products - On Tuesday 30 September 2025, we made changes to our mortgage product range. This included decreases across many of our Fixed Rate products for Owner Occupier and Buy to Let products.

    Buy to Let Limited Companies

    In addition we launched new Fixed Rate products for Buy to Let Limited Company landlords (UK registered companies) who have expat shareholders and/or directors in our acceptable list of countries.

    Managed Mortgage Rates and Discounted Variable Rates

    From 1 October 2025, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.25%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.

    We have written to existing customers who have been impacted by this change, with details relevant to them.

  • We've made some improvements to our Online Service. With several enhancements and added benefits our Online Service is now simpler and easier for you to use.  Online Service changes

Family Mortgage monthly repayment calculator

Calculate the security needed and what your monthly repayments could be with our Family Mortgage.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

The Family Mortgage allows you to combine a 5% deposit with assets from your family to buy a place of your own.

Use our calculator to calculate the security you and your family will need and what your monthly repayments could be with our Family Mortgage on a five year fixed rate.

Key points to keep in mind

  • For the Family Mortgage you must have at least a 5% deposit.
  • The assets your family contribute to the mortgage must bring the total deposit up to 25%.
  • You can use any combination of the three additional security options to bring your total deposit up to 25%.

All fields marked '*' are required

Your mortgage details

Making it ours with family group photo