Notices

  • Savings customers - interest rates on many of our variable rate savings products will be decreasing from 29 January. We have emailed or written to you to let you know of how these interest rate decreases affect you. See our variable savings rate changes

  • UK Landlords - The Renters’ Rights Bill, introduced in September 2024, received Royal Assent on 27 October 2025 and is now law as the Renters’ Rights Act. Read more about what to expect.

  • Savings: Interest rates for Windfall Bond will decrease by 0.25% from 1 January 2026. We will write to all customers individually to confirm the new rates.

    Mortgages: Tracker mortgages will change on 25 January 2026 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.

  • Mortgage products - On Tuesday 20 January 2026, we made changes to our mortgage product range. This includes enhanced Buy to Let HMO criteria, now catering to properties with up to six bedrooms (previously four bedrooms)

    Managed Mortgage Rates and Discounted Variable Rates

    From 7 February 2026, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.15%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.

    We will shortly be writing to existing customers who have been impacted by this change, with details relevant to them.

  • Our Market Tracker Cash ISA (2) paying 4.03% AER is now back on sale. Find out more

Notice accounts

Notice savings accounts

Ideal if you don’t need access to your funds in the short term. Allows you to save up to £250,000.

 

Why choose Family Building Society?

We're an award-winning building society that does things differently, with over 125 years supporting savers and over 52,000 account holders. No matter what you're saving for we're here to help and have a chat if you like, with minimum jargon.

 

A notice savings account typically offers a better return on your savings, compared to easy access accounts. Our notice savings accounts usually require a notice period of either 35 or 90 days, but this may differ subject to account availability.

A notice savings account is likely to be the best fit for you if you don’t need access to your money in the short term. For customers that require easier access to their savings, an easy access account could be the right fit for you. 

It is quick and easy to open and manage your account with Family Building Society. You may be able to apply online, by post or at our Epsom branch to open one of our notice savings accounts below, depending on the product selected.

Sort:

All our savings accounts are FSCS protected.		FSCS Protected Badge
Annual interest (AER gross) Account rate type Minimum opening amount Additional information Monthly interest option? Withdrawal limits Available to new customers? Next steps

35 Day Notice Saver (3)
3.10% to 3.45%
  • Variable
 £1,000
  • Interest rates depend on balance
  • Apply online, by post or in branch.
 Yes After 35 days notice. Yes See details and apply online
See details and apply online

Windfall Bond
2.75%
  • Variable
 £10,000 Open online, by post or in branch. No No withdrawals. Closure after 35 days' notice. Yes See details and apply online
See details and apply online

Comparing two savings accounts

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Note that products are subject to additional terms and subject to change. See a product's full details to find out more.

Frequently asked questions

For most of our notice accounts, once notice has been given it can be cancelled. If you give notice and subsequently decide you want to alter the amount you wish to withdraw or make a change to the date of the withdrawal, then this would require the full notice period to be served again.

Please note that for our Windfall Bond, once notice for closure has been given, this cannot be cancelled or amended. 

Yes, you will still earn interest up until the date the withdrawal has been made.

Yes, our notice accounts have variable interest rates and may change as per the terms and conditions of the particular account. Further information can be found in ‘Section 14: Interest’ of our General Conditions for our Savings Accounts about when we may make changes to the interest rate and how this will be communicated.

We also offer easy access savings accounts, fixed term bonds, ISAs and some children’s accounts.

Contact our expert UK team

New enquiries

Savings - 03330 140141

Mortgages - 03330 140140

newbusiness@familybsoc.co.uk

Existing customers

Savings - 03330 140144
 savings.service@familybsoc.co.uk

Mortgages - 03330 140146
 mortgage.service@familybsoc.co.uk

...or ask the way that suits you.

Request a call back

We can call you back at a time that suits you.

Visit us in branch

Ashley Square, Epsom, Surrey, KT18 5DD.

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