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Our new 1 Year Fixed Rate Bond (70) paying 4.76% Gross AER on balances of £10,000+ is now on sale. Apply online.
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We've launched a new issue of our Online Saver (12), paying 4.15% Gross AER on balances of £100+. Find out more and apply.
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Online Service update - Due to essential maintenance, our Online Service will be unavailable from 5pm on Friday 24 July until 5pm on Saturday 25 July, and 10pm on Tuesday 28 July until 2am on Wednesday 29 July. We apologise for any inconvenience.
Compare all our Owner Occupier mortgages
See all our mortgage products at once or select two to compare side by side. Then see their full details.
The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
| Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
Next steps | |||
|---|---|---|---|---|---|---|---|---|---|---|
5.19% (2.35% discounted rate from follow on rate) for 2 years (XD0232) |
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| 5.19% | 7.54% |
6.8% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.29% JBSP (2.25% discounted rate from follow on rate) for 2 years (XD0233) |
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| 5.29% | 7.54% |
7.2% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.39% 2 Year Tracker Rate (1.64% above the BOE Bank Rate) (XT0017) |
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| 5.39% | 7.54% |
7.2% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.49% 5 Year Fixed Rate to 31/10/2031 (XF1319) |
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| 5.49% | 7.54% |
5.9% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.54% 2 Year Tracker Rate (1.79% above the BOE Bank Rate) (XT0016) |
||||||||||
| 5.54% | 7.54% |
7.3% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.54% (2.00% discounted rate from follow on rate) for 2 years (XD0234) |
||||||||||
| 5.54% | 7.54% |
7.3% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.54% 2 Year Fixed Rate to 31/10/2028 (XF1315) |
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| 5.54% | 7.54% |
6.8% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.59% 5 Year Fixed Rate to 31/10/2031 (XF1320) |
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| 5.59% | 7.54% |
6.0% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.64% 2 Year Fixed Rate to 31/10/2028 (XF1316) |
||||||||||
| 5.64% | 7.54% |
6.9% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.64% JBSP 5 Year Fixed Rate to 31/10/2031 (XF1321) |
||||||||||
| 5.64% | 7.54% |
6.5% |
|
80% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.69% JBSP 2 Year Fixed Rate to 31/10/2028 (XF1317) |
||||||||||
| 5.69% | 7.54% |
7.2% |
|
80% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.69% JBSP (1.85% discounted rate from follow on rate) for 2 years (XD0235) |
||||||||||
| 5.69% | 7.54% |
7.5% |
|
80% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.74% JBSP 5 Year Fixed Rate to 31/10/2031 (XF1322) |
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| 5.74% | 7.54% |
6.6% |
|
90% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.79% Expat (1.75% discounted rate from follow on rate) for 2 years (XD0236) |
||||||||||
| 5.79% | 7.54% |
7.3% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.79% Family Mortgage 5 Year Fixed Rate to 31/10/2031 (XF1323) |
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| 5.79% | 7.54% |
7.1% |
|
100% | £0~ |
£250 cashback for purchase applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.79% JBSP 2 Year Fixed Rate to 31/10/2028 (XF1318) |
||||||||||
| 5.79% | 7.54% |
7.3% |
|
90% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.89% 2 Year Fixed Rate to 31/10/2028 (XF1324) |
||||||||||
| 5.89% | 7.54% |
7.3% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.89% 5 Year Fixed Rate to 31/10/2031 (XF1328) |
||||||||||
| 5.89% | 7.54% |
6.6% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.99% RIO 5 Year Fixed Rate to 31/10/2031 (XFZ036) |
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| 5.99% | 7.54% |
6.8% |
|
50% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.04% 5 Year Fixed Rate to 31/10/2031 (XF1329) |
||||||||||
| 6.04% | 7.54% |
6.8% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.04% 2 Year Fixed Rate to 31/10/2028 (XF1326) |
||||||||||
| 6.04% | 7.54% |
7.4% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.14% JBSP 2 Year Fixed Rate to 31/10/2028 (XF1327) |
||||||||||
| 6.14% | 7.54% |
7.5% |
|
80% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.

