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Compare all our Owner Occupier mortgages
See all our mortgage products at once or select two to compare side by side. Then see their full details.
The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
| Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
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|---|---|---|---|---|---|---|---|---|---|---|
2.59% 2 year fixed rate |
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| 2.59% | 4.39% |
4.1% |
|
60% | £999~ |
£500 cashback for remortgages^ |
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Some key features of this mortgage· Purpose - Purchase and remortgage
· Loan to Value - Maximum 60% · Fees: - Application fee - £175 + Valuation Fee - Valuation fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. - ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. Additional benefits: - ^Cashback - £500 cashback on completion for remortgage applications · Early Repayment Charges - 2% until 30/06/2022, 1% until 30/06/2023 · Maximum loan - No maximum. · Minimum loan - £45,000 · Additional criteria – The mortgage must complete by 01/07/2021 See full details for fee details, documents you'll need, and more. |
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2.69% 2 year fixed rate JMSO |
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| 2.69% | 4.39% |
4.1% |
|
60% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage· Purpose - Joint Mortgage Sole Owner applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing guarantor mortgages.
· Loan to Value - Maximum 60% · Fees: - Application Fee - £175 + Valuation Fee for purchase and remortgage. See ‘more downloads’ for product switch and further advance fees. - Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See ‘more downloads’ for product switch and further advance fees. - ~Product Fee - £999 for loans up to £500,000. See ‘more downloads’ for product switch and further advance fees. · Maximum loan - £500,000. · Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches. · Additional benefits:
- ^Cashback - £500 cashback on completion for remortgage applications · Early Repayment Charges - 2% until 30/06/2022, 1% until 30/06/2023 · Additional criteria – The mortgage must complete by 01/07/2021 See full details for fee details, documents you'll need, and more. |
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2.84% 2 year fixed rate |
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| 2.84% | 4.39% |
4.2% |
|
75% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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2.94% 3 year discounted rate at 1.45% |
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| 2.94% | 4.39% |
4.1% |
|
60% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage· Purpose - Purchase and remortgage
· Discount - 1.45% applied to our Managed Mortgage Rate for 3 years · Minimum rate - 2.84% · Loan to Value - Maximum 60% · Fees: - Application fee - £175 + Valuation Fee - Valuation fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. - ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. Additional benefits: - ^Cashback - £500 cashback on completion for remortgage applications · Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year · Maximum loan - No maximum. · Minimum loan - £45,000 · Additional criteria – The mortgage must complete by 01/07/2021 See full details for fee details, documents you'll need, and more. |
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2.94% 2 year fixed rate JMSO |
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| 2.94% | 4.39% |
4.2% |
|
75% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage· Purpose - Joint Mortgage Sole Owner applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing guarantor mortgages. See full details for fee details, documents you'll need, and more. |
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3.04% 3 year discounted rate at 1.35% JMSO |
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| 3.04% | 4.39% |
4.1% |
|
60% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage· Purpose - Joint Mortgage Sole Owner applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing guarantor mortgages.
· Discount - 1.35% applied to our Managed Mortgage Rate for 3 years · Minimum rate - 2.94% · Loan to Value - Maximum 60% · Fees: - *Application Fee - £175 + Valuation Fee for purchase and remortgage. See ‘more downloads’ for product switch and further advance fees. - Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See ‘more downloads’ for product switch and further advance fees. - ~Product Fee - £999 for loans up to £500,000. See ‘more downloads’ for product switch and further advance fees. · Maximum loan - £500,000. · Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches. ·Additional benefits: - ^Cashback - £500 cashback on completion for remortgage applications · Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year · Additional criteria – The mortgage must complete by 01/07/2021 See full details for fee details, documents you'll need, and more. |
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3.09% 5 year fixed rate |
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| 3.09% | 4.39% |
3.9% |
|
60% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage· Purpose - Purchase, remortgage, product switch and further advance
· Loan to Value - Maximum 60% · Fees: - Application Fee - £175 + Valuation Fee for purchase and remortgage. See ‘more downloads’ for product switch and further advance fees. - Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See ‘more downloads’ for product switch and further advance fees. - ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. See ‘more downloads’ for product switch and further advance fees. · Maximum loan - No maximum. · Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches. · Additional benefits: - ^Cashback - £500 cashback on completion for remortgage applications · Early Repayment Charges - 5% until 30/06/2022, 4% until 30/06/2023, 3% until 30/06/2024, 2% until 30/06/2025, 1% until 30/06/2026 · Additional criteria – The mortgage must complete by 01/07/2021 See full details for fee details, documents you'll need, and more. |
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3.19% 5 year fixed rate JMSO |
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| 3.19% | 4.39% |
4.2% |
|
60% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage· Purpose - Joint Mortgage Sole Owner applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing guarantor mortgages.
· Loan to Value - Maximum 60%. · Fees: - Application Fee - £175 + Valuation Fee for purchase and remortgage. See ‘more downloads’ for product switch and further advance fees. - Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See ‘more downloads’ for product switch and further advance fees. · ~Product Fee - £999 for loans up to £500,000. See ‘more downloads’ for product switch and further advance fees. · Maximum loan - £500,000. · Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches. · Additional benefits: - ^Cashback - £500 cashback on completion for remortgage applications · Early Repayment Charges - 5% until 30/06/2022, 4% until 30/06/2023, 3% until 30/06/2024, 2% until 30/06/2025, 1% until 30/06/2026 · Additional criteria – The mortgage must complete by 01/07/2021 See full details for fee details, documents you'll need, and more. |
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3.19% 3 year discounted rate at 1.20% |
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| 3.19% | 4.39% |
4.2% |
|
75% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage· Purpose - Purchase and remortgage
· Discount - 1.20% applied to our Managed Mortgage Rate for 3 years · Minimum rate - 3.09% · Loan to Value - Maximum 75%. · Fees: - Application fee - £175 + Valuation Fee - Valuation fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. - ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. Additional benefits: - ^Cashback - £500 cashback on completion for remortgage applications · Early Repayment Charges - 3% until 30/06/2022, 2% until 30/06/2023, 1% until 30/06/2024 · Maximum loan - No maximum. · Minimum loan - £45,000 · Additional criteria – The mortgage must complete by 01/07/2021 See full details for fee details, documents you'll need, and more. |
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3.29% 3 year discounted rate at 1.10% JMSO |
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| 3.29% | 4.39% |
4.2% |
|
75% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage· Purpose - Joint Mortgage Sole Owner applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing guarantor mortgages.
· Discount - 1.10% applied to our Managed Mortgage Rate for 3 years · Minimum rate - 3.19% · Loan to Value - Maximum 75%. · Fees: - Application fee - £175 + Valuation Fee for purchase and remortgage. See ‘more downloads’ for product switch and further advance fees. - Valuation fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See ‘more downloads’ for product switch and further advance fees. - ~Product fee - £999 for loans up to £500,000. See ‘more downloads’ for product switch and further advance fees. · Maximum loan - £500,000. · Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches. ·Additional benefits: - ^Cashback - £500 cashback on completion for remortgage applications · Early Repayment Charges - 3% until 30/06/2022, 2% until 30/06/2023, 1% until 30/06/2024 · Additional criteria – The mortgage must complete by 01/07/2021 See full details for fee details, documents you'll need, and more. |
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3.34% 5 year fixed rate |
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| 3.34% | 4.39% |
4.2% |
|
75% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage· Purpose - Purchase, remortgage, product switch and further advance
· Loan to Value - Maximum 75% · Fees: - Application Fee - £175 + Valuation Fee for purchase and remortgage. See ‘more downloads’ for product switch and further advance fees - Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See ‘more downloads’ for product switch and further advance fees - ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. See ‘more downloads’ for product switch and further advance fees · Maximum loan - No maximum · Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches · Additional benefits: - ^Cashback - £500 cashback on completion for remortgage applications · Early Repayment Charges - 5% until 30/06/2022, 4% until 30/06/2023, 3% until 30/06/2024, 2% until 30/06/2025, 1% until 30/06/2026 · Additional criteria – The mortgage must complete by 01/07/2021 See full details for fee details, documents you'll need, and more. |
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3.44% 5 year fixed rate JMSO |
||||||||||
| 3.44% | 4.39% |
4.1% |
|
75% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage· Purpose - Joint Mortgage Sole Owner applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing guarantor mortgages.
· Loan to Value - Maximum 75%. · Fees: - Application fee - £175 + Valuation Fee for purchase and remortgage. See ‘more downloads’ for product switch and further advance fees. - Valuation fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. See ‘more downloads’ for product switch and further advance fees. - ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. See ‘more downloads’ for product switch and further advance fees. · Maximum loan - £500,000 · Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches. · Additional benefits: - ^Cashback - £500 cashback on completion for remortgage applications · Early Repayment Charges - 5% until 30/06/2022, 4% until 30/06/2023, 3% until 30/06/2024, 2% until 30/06/2025, 1% until 30/06/2026 · Additional criteria – The mortgage must complete by 01/07/2021 See full details for fee details, documents you'll need, and more. |
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3.64% 5 year fixed rate Family Mortgage |
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| 3.64% | 4.39% |
3.9% |
|
95% | £599~ | £250 cashback for purchase applications^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.