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Compare all our Owner Occupier mortgages
See all our mortgage products at once or select two to compare side by side. Then see their full details.
| Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
Next steps | |||
|---|---|---|---|---|---|---|---|---|---|---|
4.69% 2 Year Fixed Rate to 31/03/2028 (XF1159) |
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| 4.69% | 7.69% |
7.0% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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4.74% 5 Year Fixed Rate to 31/03/2031 (XF1165) |
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| 4.74% | 7.69% |
5.9% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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4.79% 2 Year Fixed Rate to 31/03/2028 (XF1160) |
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| 4.79% | 7.69% |
7.0% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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4.84% JBSP 2 Year Fixed Rate to 31/03/2028 (XF1161) |
||||||||||
| 4.84% | 7.69% |
7.4% |
|
80% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.84% 5 Year Fixed Rate to 31/03/2031 (XF1166) |
||||||||||
| 4.84% | 7.69% |
6.0% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.89% JBSP 5 Year Fixed Rate to 31/03/2031 (XF1167) |
||||||||||
| 4.89% | 7.69% |
6.7% |
|
80% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.94% JBSP 2 Year Fixed Rate to 31/03/2028 (XF1162) |
||||||||||
| 4.94% | 7.69% |
7.4% |
|
90% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.99% JBSP 5 Year Fixed Rate to 31/03/2031 (XF1168) |
||||||||||
| 4.99% | 7.69% |
6.8% |
|
90% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.04% Family Mortgage 5 Year Fixed Rate to 31/03/2031 (XF1169) |
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| 5.04% | 7.69% |
6.9% |
|
95% | £599~ |
£250 cashback for purchase applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.19% 5 Year Fixed Rate to 31/03/2031 (XF1177) |
||||||||||
| 5.19% | 7.69% |
6.7% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.24% 2 Year Fixed Rate to 31/03/2028 (XF1172) |
||||||||||
| 5.24% | 7.69% |
7.4% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.34% JBSP 2 Year Fixed Rate to 31/03/2028 (XF1174) |
||||||||||
| 5.34% | 7.69% |
7.6% |
|
60% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.34% 5 Year Fixed Rate to 31/03/2031 (XF1178) |
||||||||||
| 5.34% | 7.69% |
6.8% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.39% 2 Year Fixed Rate to 31/03/2028 (XF1173) |
||||||||||
| 5.39% | 7.69% |
7.5% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.54% RIO 5 Year Fixed Rate to 31/03/2031 (XFZ031) |
||||||||||
| 5.54% | 7.69% |
6.9% |
|
50% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.69% (2.00% discounted rate from follow on rate) for 3 years (XD0219) |
||||||||||
| 5.69% | 7.69% |
7.4% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.84% JBSP (1.85% discounted rate from follow on rate) for 2 years (XD0215) |
||||||||||
| 5.84% | 7.69% |
7.7% |
|
60% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.94% (1.75% discounted rate from follow on rate) for 3 years (XD0220) |
||||||||||
| 5.94% | 7.69% |
7.5% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.94% Expat (1.75% discounted rate from follow on rate) for 2 years (XD0217) |
||||||||||
| 5.94% | 7.69% |
7.7% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.09% JBSP (1.60% discounted rate from follow on rate) for 2 years (XD0216) |
||||||||||
| 6.09% | 7.69% |
7.8% |
|
80% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.19% Expat (1.50% discounted rate from follow on rate) for 2 years (XD0218) |
||||||||||
| 6.19% | 7.69% |
7.7% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.

