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Compare all our Owner Occupier mortgages
See all our mortgage products at once or select two to compare side by side. Then see their full details.
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
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5.54% 5 Year Fixed Rate to 31/01/2029 (XF0679) |
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5.54% | 8.44% |
6.5% |
|
60% | £999~ | £500 for remortgage applications^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.64% 5 Year Fixed Rate to 31/01/2029 (XF0680) |
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5.64% | 8.44% |
6.6% |
|
80% | £999~ | £500 for remortgage applications^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.74% JBSP 5 Year Fixed Rate to 31/01/2029 (XF0681) |
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5.74% | 8.44% |
7.6% |
|
60% | £599~ | £500 for remortgage applications^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.79% Family Mortgage 5 Year Fixed Rate to 31/01/2029 (XF0683) |
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5.79% | 8.44% |
7.7% |
|
95% | £599~ | £250 for purchase applications^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.84% JBSP 5 Year Fixed Rate to 31/01/2029 (XF0682) |
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5.84% | 8.44% |
7.6% |
|
80% | £599~ | £500 for remortgage application^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.99% 5 Year Fixed Rate to 31/01/2029 (XF0687) |
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5.99% | 8.44% |
7.3% |
|
60% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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6.24% 2 Year Fixed Rate to 31/01/2026 (XF0675) |
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6.24% | 8.44% |
8.0% |
|
60% | £999~ |
£500 cashback for remortgages^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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6.34% 2 Year Fixed Rate to 31/01/2026 (XF0676) |
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6.34% | 8.44% |
8.1% |
|
80% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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6.44% JBSP 2 Year Fixed Rate to 31/01/2026 (XF0677) |
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6.44% | 8.44% |
8.4% |
|
60% | £599~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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6.49% RIO 5 Year Fixed Rate to 31/01/2029 (XFZ019) |
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6.49% | 8.44% |
7.9% |
|
50% | £999~ |
£500 cashback for remortgages^ Overpayments allowed |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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6.49% 5 Year Fixed Rate to 31/01/2029 (XF0688) |
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6.49% | 8.44% |
7.7% |
|
80% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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6.54% JBSP 2 Year Fixed Rate to 31/01/2026 (XF0678) |
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6.54% | 8.44% |
8.4% |
|
80% | £599~ |
£500 cashback for remortgages^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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6.69% 2 Year Fixed Rate to 31/01/2026 (XF0684) |
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6.69% | 8.44% |
8.4% |
|
60% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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6.84% (1.60% Discounted Rate from follow on rate) for 2 years (XD0196) |
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6.84% | 8.44% |
8.5% |
|
60% | £599~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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6.84% Offset Mortgage 1.70% Discounted Rate from follow on rate for 2 years (XO0057) |
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6.84% | 8.54% |
8.4% |
|
60% | £999~ |
£500 cashback for remortgages and £100 cashback for Offset Saver account^ Payment or Term reduction |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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6.94% Offset Mortgage 1.60% Discounted Rate from follow on rate for 2 years (XO0058) |
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6.94% | 8.54% |
8.5% |
|
80% | £999~ |
£500 cashback for remortgages and £100 cashback for Offset Saver account^ Payment or Term reduction |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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7.14% JBSP 1.30% Discounted Rate from follow on rate for 2 years (XD0198) |
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7.14% | 8.44% |
8.6% |
|
60% | £599~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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7.19% 2 Year Fixed Rate to 31/01/2026 (XF0685) |
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7.19% | 8.44% |
8.6% |
|
80% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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7.24% Expat 1.20% Discounted Rate from follow on rate for 2 years (XD0200) |
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7.24% | 8.44% |
8.6% |
|
60% | £999~ |
£500 cashback for remortgages^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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7.34% (1.10% Discounted Rate from follow on rate) for 2 years (XD0197) |
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7.34% | 8.44% |
8.6% |
|
80% | £599~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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7.64% JBSP 0.80% Discounted Rate from follow on rate for 2 years (XD0199) |
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7.64% | 8.44% |
8.7% |
|
80% | £599~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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7.74% Expat 0.70% Discounted Rate from follow on rate for 2 years (XD0201) |
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7.74% | 8.44% |
8.8 |
|
80% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |

Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.