
Compare all our Owner Occupier mortgages
See all our mortgage products at once or select two to compare side by side. Then see their full details.
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
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4.89% 5 Year Fixed Rate to 31/10/2030 (XF1031) |
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4.89% | 7.94% |
6.1% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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4.94% 2 Year Fixed Rate to 30/11/2027 (XF1025) |
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4.94% | 7.94% |
7.1% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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4.99% 5 Year Fixed Rate to 31/10/2030 (XF1032) |
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4.99% | 7.94% |
6.1% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.04% 2 Year Fixed Rate to 30/11/2027 (XF1038) |
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5.04% | 7.94% |
7.6% |
|
60% | 1.00%~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.04% 2 Year Fixed Rate to 30/11/2027 (XF1026) |
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5.04% | 7.94% |
7.2% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.09% JBSP 2 Year Fixed Rate to 30/11/2027 (XF1027) |
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5.09% | 7.94% |
7.6% |
|
80% | £599~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.14% JBSP 5 Year Fixed Rate to 31/10/2030 (XF1033) |
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5.14% | 7.94% |
7.0% |
|
80% | £599~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.19% 2 Year Fixed Rate to 30/11/2027 (XF1039) |
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5.19% | 7.94% |
7.6% |
|
80% | 1.00%~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.19% JBSP 2 Year Fixed Rate to 30/11/2027 (XF1028) |
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5.19% | 7.94% |
7.6% |
|
90% | £599~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.24% JBSP 5 Year Fixed Rate to 31/10/2030 (XF1034) |
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5.24% | 7.94% |
7.0% |
|
90% | £599~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.29% 5 Year Fixed Rate to 31/10/2030 (XF1043) |
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5.29% | 7.94% |
6.8% |
|
60% | £0~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.29% Family Mortgage 5 Year Fixed Rate to 31/10/2030 (XF1035) |
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5.29% | 7.94% |
7.1% |
|
95% | £599~ |
£250 cashback for purchase applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.29% 5 Year Fixed Rate to 31/10/2030 (XF1045) |
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5.29% | 7.94% |
6.8% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.34% 2 Year Fixed Rate to 30/11/2027 (XF1036) |
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5.34% | 7.94% |
7.5% |
|
60% | £0~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.34% 2 Year Fixed Rate to 30/11/2027 (XF1040) |
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5.34% | 7.94% |
7.6% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.44% JBSP 2 Year Fixed Rate to 30/11/2027 (XF1042) |
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5.44% | 7.94% |
7.8% |
|
60% | £599~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.44% 5 Year Fixed Rate to 31/10/2030 (XF1046) |
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5.44% | 7.94% |
6.9% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.44% 5 Year Fixed Rate to 31/10/2030 (XF1044) |
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5.44% | 7.94% |
6.9% |
|
80% | £0~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.49% 2 Year Fixed Rate to 30/11/2027 (XF1037) |
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5.49% | 7.94% |
7.6% |
|
80% | £0~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.49% 2 Year Fixed Rate to 30/11/2027 (XF1041) |
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5.49% | 7.94% |
7.6% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.54% RIO 5 Year Fixed Rate to 31/10/2030 (XFZ029) |
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5.54% | 7.94% |
7.0% |
|
50% | £999~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.94% (2.00% discounted rate from follow on rate) for 3 years (XD0219) |
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5.94% | 7.94% |
7.7% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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6.09% JBSP (1.85% discounted rate from follow on rate) for 2 years (XD0215) |
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6.09% | 7.94% |
8.0% |
|
60% | £599~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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6.19% (1.75% discounted rate from follow on rate) for 3 years (XD0220) |
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6.19% | 7.94% |
7.8% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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6.19% Expat (1.75% discounted rate from follow on rate) for 2 years (XD0217) |
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6.19% | 7.94% |
8.0% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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6.34% JBSP (1.60% discounted rate from follow on rate) for 2 years (XD0216) |
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6.34% | 7.94% |
8.0% |
|
80% | £599~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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6.44% Expat (1.50% discounted rate from follow on rate) for 2 years (XD0218) |
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6.44% | 7.94% |
8.1% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |

Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.