-
Homes for Ukraine - important information can be found here.
-
Rate changes following Bank of England decision to raise its Bank Rate to 1.25% on 16 June.
Savings: the majority of our variable savings rates have been increased from 24 June. Rate increases for Windfall Bond and Tracker Savings Bond apply from 1 July. (Updated 1 July.)Mortgages: our variable mortgage rates will increase and we are in the process of writing to affected customers with details of their revised payments, interest rate and effective date. Product rates now shown on the website reflect this increase. (Updated 1 July.)

Moving home or need to remortgage?
We offer a wide range of Owner Occupier mortgages available for moving home or remortgaging.
The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
See if you can get a better interest rate if you are moving home or remortgaging with our range of mortgage products below. You can select two to compare side by side then see their full details.
Do you already have a mortgage with us? If you want to borrow more or switch to another mortgage product we have a range of mortgage products available.
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
||||
---|---|---|---|---|---|---|---|---|---|---|
3.14% 3 year discounted rate by 2.40% |
||||||||||
3.14% | 5.54% |
5.1% |
|
60% | £599~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.29% 3 year discounted rate by 2.25% |
||||||||||
3.29% | 5.54% |
5.1% |
|
80% | £599~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.59% 2 year discounted rate by 2.05% Offset mortgage |
||||||||||
3.59% | 5.64% |
5.4% |
|
60% | £999~ |
£500 cashback for remortgages and £100 cashback for Offset Saver account^ Payment or Term reduction |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.69% 2 year discounted rate by 1.95% Offset mortgage |
||||||||||
3.69% | 5.64% |
5.4% |
|
80% | £999~ |
£500 cashback for remortgages and £100 cashback for Offset Saver account^ Payment or Term reduction |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.74% 5 year fixed rate until 31/10/2027 |
||||||||||
3.74% | 5.54% |
4.6% |
|
60% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.74% 3 year discounted rate by 1.80% for Expats |
||||||||||
3.74% | 5.54% |
5.1% |
|
60% | £999~ |
£500 cashback for remortgages^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.84% 5 year fixed rate until 31/10/2027 |
||||||||||
3.84% | 5.54% |
4.7% |
|
80% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.84% 2 year fixed rate until 31/10/2024 |
||||||||||
3.84% | 5.54% |
5.3% |
|
60% | £999~ |
£500 cashback for remortgages^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.89% 3 year discounted rate by 1.65% for Expats |
||||||||||
3.89% | 5.54% |
5.1% |
|
80% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.89% 10 year discounted rate by 1.65% Retirement Lifestyle Booster |
||||||||||
3.89% | 5.54% |
4.1% |
|
25% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.89% 5 year fixed rate until 31/10/2027 RIO |
||||||||||
3.89% | 5.54% |
5.0% |
|
80% | £999~ |
£500 cashback for remortgages^ Overpayments allowed |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.94% 2 year fixed rate until 31/10/2024 |
||||||||||
3.94% | 5.54% |
5.3% |
|
80% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |

Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.