Notices
- The Capital 90 (1) 1.06% AER - is now on general sale and can be applied for exclusively online. £20,000 minimum deposit. You can add funds to the account until 3pm, 26 November 2021, after this no additions will be allowed. Find out more
- Premium Saver (4) 0.65% AER - is now on general sale and can be applied for exclusively online. £10,000 minimum deposit. You can add funds to the account until 3pm, 5 November 2021, after this no additions will be allowed. Find out more
Real life mortgage case studies
Our case studies show how our mortgage products have helped real life customers. Read their stories.
The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
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Moving closer to family
- Later life lending
During the pandemic returning customers Rod and Sue decided that they wanted to be closer to their daughter but finding the funds they needed to move proved to be challenging.
A longer mortgage term to make monthly payments more affordable
- Later life lending
Warwick and Lynda wanted to decrease their monthly mortgage payments, without having to resort to Equity Release
A repayment mortgage even in retirement
- Later life lending
Christine and her husband were looking for a repayment mortgage in their retirement but needed a long mortgage term
Helping the retired back into home ownership
- Later life lending
When their landlady told them she wanted to sell the house, David and his wife decided to get back on the property ladder
Giving the retired peace of mind with their home
- Later life lending
Gavin wanted to carry on with an Interest-only mortgage so he could stay in his home without having to downsize or rent
Helping the retired move home and borrow more
- Later life lending
Pat and Peter wanted to move home and live closer to town. Affordability was not a problem, however their age was
Making savings work in retirement with an Offset mortgage
- Offset mortgages
Rod and Susan wanted to move home, but their current mortgage lender was unable to offer them a mortgage due their age
Helping the retired locate to a new family home
- Later life lending
Keen to be closer to their children, David and Moyra were not aware their age would be a problem when finding a mortgage.
Buying their dream home in later life
- Later life lending
David and Valerie had found their perfect home to spend their retirement but were finding it hard to get a mortgage at aged 65
Helping the retired afford a holiday of a lifetime
- Retirement Lifestyle Booster
David wasn't ready to downsize and needed to find a mortgage that would help him fund his dream holiday
Having more freedom with a Retirement Lifestyle Booster mortgage
- Retirement Lifestyle Booster
David and his wife were looking for an alternative to equity release and wanted to be able to treat themselves
Choosing an Offset mortgage and making home improvements
- Offset mortgages
Tom and Pamela, both retired, wanted to make some home improvements without dipping into their savings
Remortgaging to help their son buy a home
- Later life lending
Wary of equity release, Paul and Judy were looking at alternative options to help their son move to a bigger property
Taking a sensible approach to intergenerational lending
- Family-assisted mortgages
Susan and Roger, both retired, were looking for a joint Interest-Only mortgage with their son