Notices
  • The Capital 90 (1) 1.06% AER - is now on general sale and can be applied for exclusively online. £20,000 minimum deposit. You can add funds to the account until 3pm, 26 November 2021, after this no additions will be allowed. Find out more
  • Premium Saver (4)  0.65% AER - is now on general sale and can be applied for exclusively online. £10,000 minimum deposit. You can add funds to the account until 3pm, 5 November 2021, after this no additions will be allowed. Find out more
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Real life mortgage case studies

Our case studies show how our mortgage products have helped real life customers. Read their stories.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

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Moving closer to family

During the pandemic returning customers Rod and Sue decided that they wanted to be closer to their daughter but finding the funds they needed to move proved to be challenging.
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A longer mortgage term to make monthly payments more affordable

Warwick and Lynda wanted to decrease their monthly mortgage payments, without having to resort to Equity Release
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The Family Mortgage - helping first time buyers with small deposits

Choosing the Family Mortgage to buy their first home together
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A repayment mortgage even in retirement

Christine and her husband were looking for a repayment mortgage in their retirement but needed a long mortgage term
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Helping the retired back into home ownership

When their landlady told them she wanted to sell the house, David and his wife decided to get back on the property ladder
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Giving the retired peace of mind with their home

Gavin wanted to carry on with an Interest-only mortgage so he could stay in his home without having to downsize or rent
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Helping the retired move home and borrow more

Pat and Peter wanted to move home and live closer to town. Affordability was not a problem, however their age was
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Making savings work in retirement with an Offset mortgage

Rod and Susan wanted to move home, but their current mortgage lender was unable to offer them a mortgage due their age
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Helping the retired locate to a new family home

Keen to be closer to their children, David and Moyra were not aware their age would be a problem when finding a mortgage.
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Buying their dream home in later life

David and Valerie had found their perfect home to spend their retirement but were finding it hard to get a mortgage at aged 65
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Helping the retired afford a holiday of a lifetime

David wasn't ready to downsize and needed to find a mortgage that would help him fund his dream holiday
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Having more freedom with a Retirement Lifestyle Booster mortgage

David and his wife were looking for an alternative to equity release and wanted to be able to treat themselves
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Choosing an Offset mortgage and making home improvements

Tom and Pamela, both retired, wanted to make some home improvements without dipping into their savings
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Remortgaging to help their son buy a home

Wary of equity release, Paul and Judy were looking at alternative options to help their son move to a bigger property
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Taking a sensible approach to intergenerational lending

Susan and Roger, both retired, were looking for a joint Interest-Only mortgage with their son
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