Notices

  • Savings products - In preparation of the launch of our new and improved Online Service we have temporarily withdrawn online applications for all our savings products. You can still apply for these products by post or in branch. All savings products will be available to apply online from 12 May. We apologise for any inconvenience this may cause.

  • Savings customers: Your 2024 / 2025 Annual Interest Savings Summary are currently being processed and are due to be delivered by 30 April 2025.

  • We’ll shortly be making some changes to our Online Service to make it simpler and easier for you to use.  

    Our new Online Service will have a modern design, improved navigation and many added benefits.  

    Find out more about the changes

  • Mortgage products - On Wednesday 23 April, we made changes to our mortgage product range. These include rate adjustments across our fixed rate products, and an increase to our Owner Occupier Joint Borrower Sole Proprietor maximum LTV to up to 90% (with no additional security required) for loans up to £500,000.

  • Online Service update. Due to planned essential maintenance our Online Service will be unavailable from 6pm until 12am on Wednesday 7 May. Our Online Service will also be unavailable between 5.30pm on Friday 9 May until 9am on Monday 12 May. We apologise for any inconvenience this may cause.

Savings calculator

Unsure about the most effective way to save? Let's see how you could make your money go further and reach your savings goal.

Why use a savings calculator?

Our savings calculator is designed to help you work out how long it will take to reach your savings goal.

You can plan and manage long or short-term savings goals, whether you’re saving for a holiday, a house deposit, planning a wedding or for emergency funds. Our calculator can help you set a clear path for where you want to go.

Our calculator can help you work out how long it will take to reach your savings goal, and determine how much you need to save each month to meet a specific deadline. Additionally, it can show you how your savings can grow over time.

Compound interest is when you earn interest on both your initial deposit and on the interest already added to your account.

Our calculator takes compound interest into account and so the results you’re given will help you determine exactly how much your savings could be. 

We offer a variety of savings accounts with different interest rates and terms. You can choose an account that matches with your specific savings goal and savings deadline.  

Our easy access accounts offer you the freedom and flexibility to access your money without needing to wait for a notice period. Perfect for a short-term savings goal. You can compare all our easy access products.

A notice savings account typically offers a better return on your savings, compared to easy access accounts. Our notice savings accounts usually require a notice period of either 35 or 90 days, but this may differ subject to account availability. This type of account is likely to be the best fit for you if you don’t need access to your money in the short-term. You can compare our notice savings accounts.

If you want to save for your child’s or grandchild’s future, we offer a range of children’s savings accounts.

What do you want to calculate?

Over 125 years looking after people's money

For a long time we've been trusted to help people save for homes, holidays & more with a more small scale, personal approach as shown in our awards.



More about who we areView our awards