• Homes for Ukraine - important information can be found here.

  • Rate changes following Bank of England decision to raise its Bank Rate to 1.25% on 16 June.

    the majority of our variable savings rates have been increased from 24 June. Rate increases for Windfall Bond and Tracker Savings Bond apply from 1 July. (Updated 1 July.)

    Mortgages: our variable mortgage rates will increase and we are in the process of writing to affected customers with details of their revised payments, interest rate and effective date. Product rates now shown on the website reflect this increase. (Updated 1 July.)

Later life borrowing, Family-assisted mortgages

Mortgages for all

We want to help get any generation on the property ladder, from the first time buyer to the last time buyer.

Compare all Owner Occupier mortgages

Compare all Buy to Let mortgages

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Know what type of mortgage you need?

We have a variety of mortgage options and many of our products also have their own mortgage calculators. Our products also often cater for specialist criteria.


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Moving home & remortgage

If you want a regular fixed, variable or tracker mortgage.


Savings offset

Reduce payments or term with an offset account.


First time & family assisted

So you can help loved ones get on the property ladder.


Later life lending

Borrowing into and during retirement, plus equity release.


Expat borrowing

If you're away from the UK but want to buy here.


Buy to Let

A range of mortgages for individuals and Limited Companies.

Want to see what you could borrow?

Start our quick mortgage affordability calculator to see what we could lend to an owner occupier.

I need a Buy to Let calculator

Want to talk to someone? Contact us for mortgage advice

Call 03330 605448Request a call back

Existing borrower information

Quick access whether you need to download mortgage forms, look to borrow more, switching your mortgage and more.

View all exisiting borrower information

Over 125 years of helping people move in

For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.


More about who we areView our awards

Call our expert UK team

New enquiries

Savings - 03330 140141

Mortgages - 03330 140140

Existing customers

Savings - 03330 140144

Mortgages - 03330 140146

...or ask the way that suits you.

Request a call back

We can call you back at a time that suits you.

Visit us in branch

Ashley Square, Epsom, Surrey, KT18 5DD.

View our FAQs

Your questions might be answered here.