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Service update - due to planned essential maintenance our Online Service will be unavailable on Friday 28 January from 18:00 until Saturday 29 January 12:00.
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Following the Bank of England’s decision to raise the Bank Rate by 0.15% to 0.25% in December 2021, Windfall Bond and Tracker Savings Bond rates increased by 0.15% from 1 January 2022. Tracker mortgages changed from 25 January and we have written to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage. We will be considering our other savings and our variable mortgage rates after the Bank of England MPC meeting on 3 February. (Notice updated 19/01/22)
- Please note that the Premium Saver (5) has now been withdrawn from sale.
If you have opened an account, you may add funds until 3pm, 7 February 2022, after this no additions will be allowed.
Mortgages for all
We want to help get any generation on the property ladder, from the first time buyer to the last time buyer.
Compare all Owner Occupier mortgagesCompare all Buy to Let mortgages
The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Know what type of mortgage you need?
We have a variety of mortgage options and many of our products also have their own mortgage calculators. Our products also often cater for specialist criteria.
Moving home & remortgage
If you want a regular fixed, variable or tracker mortgage.
First time & family assisted
So you can help loved ones get on the property ladder.
Later life lending
Borrowing into and during retirement, plus equity release.
Want to see what you could borrow?
Start our quick mortgage affordability calculator to see what we could lend to an owner occupier.
I need a Buy to Let calculator
Want to talk to someone? Contact us for mortgage advice
Existing borrower information
Quick access whether you need to download mortgage forms, look to borrow more, switching your mortgage and more.
Over 125 years of helping people move in
For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.
Call our expert UK team
New enquiries
Savings - 03330 140141
Mortgages - 03330 140140
Existing customers
Savings - 03330 140144
Mortgages - 03330 140146
...or ask the way that suits you.
Request a call back
We can call you back at a time that suits you.
Visit us in branch
Ashley Square, Epsom, Surrey, KT18 5DD.
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