Notices
  • Please note that our Market Tracker Cash ISA (2) has been withdrawn from sale. Any customers that have recently applied for this account will have 15 calendar days to initially fund their account.
  • Mortgage products - On Tuesday 30 September 2025, we made changes to our mortgage product range. This included decreases across many of our Fixed Rate products for Owner Occupier and Buy to Let products.

    Buy to Let Limited Companies

    In addition we launched new Fixed Rate products for Buy to Let Limited Company landlords (UK registered companies) who have expat shareholders and/or directors in our acceptable list of countries.

    Managed Mortgage Rates and Discounted Variable Rates

    From 1 October 2025, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.25%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.

    We have written to existing customers who have been impacted by this change, with details relevant to them.

  • We've made some improvements to our Online Service. With several enhancements and added benefits our Online Service is now simpler and easier for you to use.  Online Service changes

  • Online Service update. Due to planned essential maintenance, our Online Service will be unavailable between 9.00pm to 12:00am on Saturday 11 October. We apologise for any inconvenience this may cause.

Later life borrowing, Family-assisted mortgages

Mortgages for all

We want to help any generation get on the property ladder, from the first time buyer to the last time buyer.

Compare all Owner Occupier mortgages

Compare all Buy to Let mortgages
The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Why choose Family Building Society?

 A personal and common sense approach to lending    

 

 Over 65? No problem. We don't judge based on age    

 

 A range of mortgages for landlords & the self employed

 

 Tailored credit checks rather than credit scoring

 

 Specialist mortgages tailored to first time buyers

 

 Expat mortgages for UK nationals                         

 

Know what type of mortgage you need?

We have a variety of mortgage options and many of our products also have their own mortgage calculators. Our products also often cater for specialist criteria.

 

House icon

Moving home & remortgage

If you want a regular fixed, variable or tracker mortgage.

first-time-buyer-icon

First time & family assisted

So you can help loved ones get on the property ladder.

Notice_Accounts_Icon

Later life lending

Borrowing into and during retirement, plus equity release.

expat-borrowing-uk-homes

Expat borrowing

If you're away from the UK but want to buy here.

BTL-mortgages

Buy to Let

A range of mortgages for individuals and Limited Companies.

Want to see what you could borrow?

Start our quick mortgage affordability calculator to see what we could lend to an owner occupier.

I need a Buy to Let calculator

Want to talk to someone? Contact us for mortgage advice

Call 03330 605448Request a call back

Existing borrower information

Quick access whether you need to download mortgage forms, look to borrow more, switching your mortgage and more.

View all exisiting borrower information

Over 125 years of helping people move in

For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.

More about who we areView our awards

Contact our expert UK team

New enquiries

Savings - 03330 140141

Mortgages - 03330 140140

newbusiness@familybsoc.co.uk

Existing customers

Savings - 03330 140144
 savings.service@familybsoc.co.uk

Mortgages - 03330 140146
 mortgage.service@familybsoc.co.uk

...or ask the way that suits you.

Request a call back

We can call you back at a time that suits you.

Visit us in branch

Ashley Square, Epsom, Surrey, KT18 5DD.

View our FAQs

Your questions might be answered here.