Service update - due to planned essential maintenance our Online Service will be unavailable on Friday 28 January from 18:00 until Saturday 29 January 12:00.
Following the Bank of England’s decision to raise the Bank Rate by 0.15% to 0.25% in December 2021, Windfall Bond and Tracker Savings Bond rates increased by 0.15% from 1 January 2022. Tracker mortgages changed from 25 January and we have written to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage. We will be considering our other savings and our variable mortgage rates after the Bank of England MPC meeting on 3 February. (Notice updated 19/01/22)
- Please note that the Premium Saver (5) has now been withdrawn from sale.
If you have opened an account, you may add funds until 3pm, 7 February 2022, after this no additions will be allowed.
Later life mortgages
Retired or approaching retirement? Unlike the big banks we can offer generous mortgage terms beyond the age of 60.
The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
What is a later life mortgage?
Our range of later life mortgage products are designed to help you live a more comfortable and fulfilling life in retirement. We offer Owner Occupier mortgages as well as later life mortgage solutions such as Retirement Interest-Only and Retirement Lifestyle Booster.
Choosing the right later life mortgage for you
We've been providing mortgages to over 60's customers for many years and are proud to do so. Even if you've been turned down by your current mortgage lender or other lenders then we may be able to help.
That’s because we don’t judge people by their age. We'll listen to your story, and if we can help by offering a longer term mortgage, that allows you to remain in your own home for longer or move somewhere more suitable, then we will.
Ready to apply for a later life mortgage?
Call our expert UK team
Savings - 03330 140141
Mortgages - 03330 140140
Savings - 03330 140144
Mortgages - 03330 140146