Notices

We're pleased to announce the launch of our Family Mortgage.

Family members can help support buyers by providing security for their mortgage, without gifting money.
Borrow 100% of the property value with no deposit with the Family Mortgage.
Savings customers - interest rates on many of our variable rate savings products decreased on 29 January. We have emailed or written to you to let you know of how these interest rate decreases affect you. See our variable savings rate changes
Important changes to our mortgage products - Find out more.

Mortgage products - On Tuesday 20 January 2026, we made changes to our mortgage product range. This includes enhanced Buy to Let HMO criteria, now catering to properties with up to six bedrooms (previously four bedrooms)
Managed Mortgage Rates and Discounted Variable Rates
From 7 February 2026, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.15%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.
We will shortly be writing to existing customers who have been impacted by this change, with details relevant to them.

Banking news

Read our latest press releases and stay up to date with the latest news, comment and insights about the Family Building Society.

Latest News 2025

1 Dec	Financial Reporter	Family BS to lend up to 25% more with enhanced affordability
6 Nov	Mortgage Soup	Family Building Society cuts rates and simplifies buy-to-let range
31 Oct	Borough Insight	Epsom & Ewell Business Awards 2025
6 Oct	Introducer Today	Don't tinker with tax, says group funded by building society
2 Oct	The Intermediary	Independent housing committee calls for comprehensive tax reform in Budget
30 Sept	Mortgage Solutions	Family BS launches expat BTL limited company rates and cuts rates
15 Sept	Brilliant Solutions	Family BS Product Update
10 Sept	Mortgage Soup	Mortgage industry rallies behind Christmas charity concert
20 Aug	3mc	NEW Criteria Enhancements & Semi-Exclusives from Family Building Society
30 July	Financial Reporter	Family BS announces affordability and criteria enhancements alongside rate reductions
15 July	Mortgage Soup	Three ‘quick fixes' proposed to ease UK housing crisis
14 July	Housing Today	Sir Vince Cable to chair new committee of housing experts
19 June	Mortgage Introducer	Expat lending: champions a growing niche for brokers
27 May	Mortgage Soup	Family BS cuts rates and adds ‘high-loan' options
27 May	FT Adviser	Older borrowers refused mortgages by major lenders
29 Apr	Homebuilding	A call to remove stamp duty by CEO Mark Bogard
7 Mar	The Guardian	Should I lend money to friends or family members
17 Feb	Mortgage Introducer	Sub-3% interest rates?
8 Jan	Mortgage Introducer	Mark Bogard warns the economy will shrink and urges BoE to cut the Bank Rate

News archive

2024

20 Dec	Mortgage Solutions	Homeowners are pessimistic about the UK economy - Financial Wellbeing Survey
27 Nov	Mortgage Introducer	We won Mortgage Lender of the Year 2024 at the Mortgage Introducer Awards!
15 Oct	The Intermediary	Intermediaries are optimistic about the future of lending
25 Sep	Mortgage Introducer	Brokers - get ready for a first-time buyer boost
4 Sep	Mortgage Introducer	Are brokers missing a trick with later life lending?
13 Aug	Mortgage Introducer	The mortgage rates war: How are lender approaching it
12 July	Mortgage Solutions	Family Building Society turns 10 years old!
22 June	Paul Welch	Are your assets working hard enough?
15 June	Paul Welch	Specialist Lending Options - Later Life & High Net Worth Mortgages
6 June	Financial Reporter	We won the Best Later Life Lender Award at the Financial Reporter Awards 2024
9 May	Mortgage Introducer	How we can help clients through the use of intergenerational lending
4 May	The Telegraph	How has stamp duty broken Britain's property ladder?
26 April	Financial Reporter	Simon Wainwright appointed as our new chairman
29 March	The Standard	Intermediary Business Outlook survey
27 March	Mortgage Introducer	How Offset mortgages can help Buy to Let clients
26 February	Mortgage Introducer	Darren Deacon discusses our specialist solutions we can offer expat clients
8 January	The Intermediary	'A Roadmap to a Coherent Housing Policy' - LSE report

2023

12 December	Financial Reporter	Our residential and buy to let rates were cut by up to 0.55%
10 November	Mortgage Introducer	We increased our proc fees for product transfers
11 October	Mortgage Solutions	BDMs Nathan Waller and Paul Roberts discuss why later life lending is a growing market
29 September	Financial Reporter	Our Co-Directors of Underwriting, Blaine Faragher and Phillip Townsend discuss the current lending climate and their background in the industry
2 August	Mortgage Strategy	Our Chief Executive, Mark Bogard, gives his view on the Bank of England's 14th consecutive base rate rise
4 July	Which?	We are placed as the cheapest lender available to first time buyers and remortgagers for 60% LTV
26 June	Daily Mail	The Society signs onto the Mortgage Charter
10 May	Mortgage Introducer	Homeownership desire remains strong amongst first time buyers
17 April	Mortgage Solutions	Getting to know your BDM: Stuart Heavens
8 February	Mortgage Solutions	Should the UK look towards an integrated housing strategy?
27 January	Mortgage Introducer	Research suggests that mortgage approvals are on the decline. But that's not the case at Family Building Society.
23 January	FT Adviser	Our Chief Executive Mark Bogard discusses the interest rate rises and mortgages.
20 January	Financial Reporter	Introducing our newest business development manager Neil Cadwallader.

2022

4 November	Telegraph	The best savings accounts rates
27 October	Telegraph	Are Offset mortgages on the rise?
15 October	Which?	Children's savings account: Should you switch to a Junior ISA?
26 August	Mortgage Solutions	Introducing our new London Business Development Manager Amar Mashru
19 August	Mortgage Introducer	A discussion on high loan to value mortgages in our current economic environment
18 July	This Is Money	The top current easy access saving deals
5 July	Mortgage Introducer	The impact of the cost-of-living-crisis on the mortgage market
24 June	Financial Reporter	Our head of intermediary sales, Darren Deacon gives his views on the current mortgage market
16 June	BuryTimes	Read about how our chosen charity SeeAbility has helped the Turners
13 May	Financial Reporter	Exploration into the growth in the later life market, alternatives to equity release, and how flexibility is key
29 April	Brilliant solutions	Update on our completion deadline for our Fixed Rate products
4 April	Mortgage Introducer	How we are adapting to change through our alternative mortgage products
21 March	eHospice	We are proud sponsors of 'Talk the Walk' with Princess Alice Hospice
11 March	Forbes	The top 5 best Junior ISA rates
1 March	Mortgage Solutions	How we are helping to support portfolio landlords
26 February	Mirror	Saving for your children's future with our Junior ISA account
7 February	Financial Reporter	Enhancing our intermediary proposition with three new appointments
3 February	LBC	FBS in conjunction with Resolution Foundation investigates inheritance
3 February	Resolution Foundation	Research into Britain's inheritance windfall. What does it mean?
21 January	The Telegraph	How to protect your savings from inflation
17 January	Daily Mail	Introducing our Premium Saver 5, the best buy easy access saving deal
7 January	Financial Reporter	Reduced rates across our residential and buy-to-let mortgages

2021

6 December	The Telegraph	Read how our Family Mortgage helped our customers secure their first home
17 November	Financial Reporter	Price and LTV changes to residential and BTL range
1 November	This is Money	Premium saver 4 rate
29 October	This is Money	Further information on the Windfall bond
19 October	This is Money	90-day notice account at 1.06 per cent
11 October	Daily mail	What makes the Windfall Bond different to Premium Bonds
10 October	The Times	Odds of winning on the Premium Bonds compared to the Windfall Bonds
9 September	Financial Reporter	Up to 0.35% rate cut on mortgages
8 September	Mortgage solutions	News on our mortgage product refresh
27 July	Mortgage solutions	Discussion on guarantor mortgage applications as house prices rise
22 May	This is Money	Monthly cash prizes for savers
19 May	BBC	Mortgages during the Pandemic
6 May	Mortgage introducer	Mark Bogard appointed new chair of the Building Societies Association
7 May	Mortgage solutions	Meet Rebecca Hayes who works at Family Building Society
29 April	Mirror	95% mortgage rates available for first-time buyers
9 April	Mortgage solutions	Information on one of our BDMS: Grace Bennett
26 February	Good housekeeping	Helping loved ones own their own home
14 February	Daily mail	How to save money and be in with a chance of winning a prize
10 February	The Telegraph	Products such as our Windfall Bond are a safer alternative to prize draw apps
8 February	Mortgage solutions	News on Interest-Only mortgage terms
6 February	Mail on Sunday	Help for first-time buyers with our Family assisted mortgages
4 February	LBC	Mark Bogard, Chief Executive of The Family Building Society, discusses the stamp duty holiday