Family members can help support buyers by providing security for their mortgage, without gifting money.

Borrow 100% of the property value with no deposit with the Family Mortgage.

The interest rates on our 1 Year, 2 Year and 3 Year Fixed Rate Bond and Fixed Rate ISA products have increased from 12 February 2026.

Mortgage products - On Tuesday 20 January 2026, we made changes to our mortgage product range. This includes enhanced Buy to Let HMO criteria, now catering to properties with up to six bedrooms (previously four bedrooms)

Managed Mortgage Rates and Discounted Variable Rates
From 7 February 2026, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.15%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.

We will shortly be writing to existing customers who have been impacted by this change, with details relevant to them.