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Homes for Ukraine - important information can be found here.
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Savings members: Following the Bank of England’s decision to raise the Bank Rate by 0.25% to 1.25% on 16 June 2022, Windfall Bond and Tracker Savings Bond rates will increase by 0.25% from 1 July 2022. In addition we are pleased to say that many of our variable rate accounts will also be increasing from 24 June 2022. We will be informing affected customers of their new rate via email or letter shortly. (Notice updated 20/06/2022).
Mortgage members: Tracker mortgages will change on 25 July 2022 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage. (Notice updated 20/06/2022).
Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB | |
---|---|---|---|---|---|---|---|---|---|---|
3.09% 2 year fixed rate until 31/10/2024 |
Code XF0493 | |||||||||
More info | 31/10/2024 | 4.79% | 60% | £175* | £999~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
3.19% 2 year fixed rate until 31/10/2024 |
Code XF0494 | |||||||||
More info | 31/10/2024 | 4.79% | 80% | £175* | £999~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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3.19% 2 year fixed rate until 31/10/2024 JMSO |
Code XF0495 | |||||||||
More info | 31/10/2024 | 4.79% | 60% | £175* | £599~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
3.24% 3 year fixed rate until 31/10/2025 |
Code XF0512 | |||||||||
More info | 31/10/2025 | 5.54% | 70% | £175* | £999~ | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
3.39% 3 year fixed rate until 31/10/2025 Limited Company |
Code XF0513 | |||||||||
More info | 31/10/2025 | 5.54% | 60% | £175* | £1,499~ | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
3.09% 3 year fixed rate until 31/10/2025 |
Code XF0511 | |||||||||
More info | 31/10/2025 | 5.54% | 60% | £175* | £999~ | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
3.54% 3 year fixed rate until 31/10/2025 Limited Company |
Code XF0514 | |||||||||
More info | 31/10/2025 | 5.54% | 70% | £175* | £1,499~ | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
3.19% 5 year fixed rate until 30/09/2027 |
Code XF0515 | |||||||||
More info | 30/09/2022 | 5.54% | 60% | £125* | £0 | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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3.34% 5 year fixed rate until 30/09/2027 |
Code XF0516 | |||||||||
More info | 30/09/2027 | 5.54% | 70% | £125* | £0 | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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3.09% 5 year fixed rate until 31/10/2027 |
Code XF0500 | |||||||||
More info | 31/10/2027 | 4.79% | 80% | £175* | £999~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
3.14% 5 year fixed rate until 31/10/2027 Family Mortgage |
Code XF0503 | |||||||||
More info | 31/10/2027 | 4.79% | 95% | £175* | £599~ | £250^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
3.29% 2 year fixed rate until 31/10/2024 JMSO |
Code XF0496 | |||||||||
More info | 31/10/2024 | 4.79% | 80% | £175* | £599~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
2.99% 5 year fixed rate until 31/10/2027 |
Code XF0499 | |||||||||
More info | 31/10/2027 | 4.79% | 60% | £175* | £999~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
3.09% 5 year fixed rate until 31/10/2027 JMSO |
Code XF0501 | |||||||||
More info | 31/10/2027 | 4.79% | 60% | £175* | £599~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
3.19% 3 year fixed rate until 31/10/2025 |
Code XF0506 | |||||||||
More info | 31/10/2025 | 4.79% | 60% | £125* | £0 | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
3.24% 3 year fixed rate until 31/10/2025 Family First Guarantor Mortgage |
Code XF0510 | |||||||||
More info | 31/10/2025 | 4.79% | 95% | £125* | £0 | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
3.14% 5 year fixed rate until 31/10/2027 RIO |
Code XFZ011 | |||||||||
More info | 31/10/2027 | 4.79% | 50% | £175* | £999~ | £500^ | No | Yes | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
3.09% 3 year fixed rate until 31/10/2025 |
Code XF0497 | |||||||||
More info | 31/10/2025 | 4.79% | 60% | £125* | £0 | £0 | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
3.19% 3 year fixed rate until 31/10/2025 |
Code XF0498 | |||||||||
More info | 31/10/2025 | 4.79% | 80% | £125* | £0 | £0 | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
3.49% 5 year fixed rate until 30/09/2027 for expats |
Code XF0519 | |||||||||
More info | 30/09/2027 | 5.54% | 60% | £125* | £0 | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
The mortgage will be secured on your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
||||
---|---|---|---|---|---|---|---|---|---|---|
3.09% 2 year fixed rate until 31/10/2024 |
||||||||||
3.09% | 4.79% |
4.5% |
|
60% | £999~ |
£500 cashback for remortgages^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.19% 2 year fixed rate until 31/10/2024 |
||||||||||
3.19% | 4.79% |
4.5% |
|
80% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.19% 2 year fixed rate until 31/10/2024 JMSO |
||||||||||
3.19% | 4.79% |
4.6% |
|
60% | £599~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.24% 3 year fixed rate until 31/10/2025 |
||||||||||
3.24% | 5.54% |
5.2% |
|
70% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.39% 3 year fixed rate until 31/10/2025 Limited Company |
||||||||||
3.39% | 5.54% |
5.3% |
|
60% | £1,499~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.09% 3 year fixed rate until 31/10/2025 |
||||||||||
3.09% | 5.54% |
5.2% |
|
60% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.54% 3 year fixed rate until 31/10/2025 Limited Company |
||||||||||
3.54% | 5.54% |
5.3% |
|
70% | £1,499~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.19% 5 year fixed rate until 30/09/2027 |
||||||||||
3.19% | 5.54% |
4.4% |
|
60% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.34% 5 year fixed rate until 30/09/2027 |
||||||||||
3.34% | 5.54% |
4.5% |
|
70% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.09% 5 year fixed rate until 31/10/2027 |
||||||||||
3.09% | 4.79% |
3.9% |
|
80% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.14% 5 year fixed rate until 31/10/2027 Family Mortgage |
||||||||||
3.04% | 4.79% |
4.3% |
|
95% | £599~ | £250 cashback for purchase applications^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.29% 2 year fixed rate until 31/10/2024 JMSO |
||||||||||
3.29% | 4.79% |
4.6% |
|
80% | £599~ |
£500 cashback for remortgages^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
2.99% 5 year fixed rate until 31/10/2027 |
||||||||||
2.99% | 4.79% |
3.9% |
|
60% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.09% 5 year fixed rate until 31/10/2027 JMSO |
||||||||||
3.09% | 4.79% |
4.2% |
|
60% | £599~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.19% 3 year fixed rate until 31/10/2025 |
||||||||||
3.19% | 4.79% |
4.3% |
|
60% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.24% 3 year fixed rate until 31/10/2025 Family First Guarantor Mortgage |
||||||||||
3.04% | 4.79% |
4.6% |
|
95% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.14% 5 year fixed rate until 31/10/2027 RIO |
||||||||||
3.14% | 4.79% |
4.2% |
|
50% | £999~ |
£500 cashback for remortgages^ Overpayments allowed |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.09% 3 year fixed rate until 31/10/2025 |
||||||||||
3.09% | 4.79% |
4.0% |
|
60% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.19% 3 year fixed rate until 31/10/2025 |
||||||||||
3.19% | 4.79% |
4.0% |
|
80% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.49% 5 year fixed rate until 30/09/2027 for expats |
||||||||||
3.49% | 5.54% |
4.9% |
|
60% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |

Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
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