- Our Premium Saver (7), pays 4.35% Gross AER on balances of £1,000+. Apply online today.
- Mortgage products - On Monday 19 October 2026, we've reduced our 2 Year Fixed Rate product rates across Owner Occupier and Buy to Let fixed rate lending.
| Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment or Interest-Only? |
FTB | ||
|---|---|---|---|---|---|---|---|---|---|---|
5.99% 2 Year Fixed Rate to 31/01/2029 (XF1395) |
Code XF1395 | |||||||||
| More info | 31/01/2029 | 7.54% | 60% | £175* | £999~ | £500^ | Repayment | No | ||
|
More info
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Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
||||||||||
6.09% 2 Year Fixed Rate to 31/01/2029 (XF1396) |
Code XF1396 | |||||||||
| More info | 31/01/2029 | 7.54% | 80% | £175* | £999~ | £500^ | Repayment | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
||||||||||
6.24% JBSP 2 Year Fixed Rate to 31/01/2029 (XF1398) |
Code XF1398 | |||||||||
| More info | 31/01/2029 | 7.54% | 90% | £0* | £599~ | £500^ | Repayment | Yes | ||
|
More info
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Criteria A-Z
Check affordability
Contact your BDM
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|
||||||||||
6.14% JBSP 2 Year Fixed Rate to 31/01/2029 (XF1397) |
Code XF1397 | |||||||||
| More info | 31/01/2029 | 7.54% | 80% | £0* | £599~ | £500^ | Repayment | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
||||||||||
6.34% 2 Year Fixed Rate to 31/01/2029 (XF1399) |
Code XF1399 | |||||||||
| More info | 31/01/2029 | 7.54% | 60% | £175* | £999~ | £500^ | Interest-Only | No | ||
|
More info
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Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
||||||||||
6.49% 2 Year Fixed Rate to 31/01/2029 (XF1401) |
Code XF1401 | |||||||||
| More info | 31/01/2029 | 7.54% | 80% | £175* | £999~ | £500^ | Interest-Only | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
||||||||||
6.59% JBSP 2 Year Fixed Rate to 31/01/2029 (XF1402) |
Code XF1402 | |||||||||
| More info | 31/01/2029 | 7.54% | 80% | £175* | £599~ | £500^ | Interest-Only | No | ||
|
More info
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Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
||||||||||
6.04% 2 Year Fixed Rate to 31/01/2029 (XF1403) |
Code XF1403 | |||||||||
| More info | 31/01/2029 | 8.29% | 75% | £175* | 1.00%~ | £0^ | Repayment Interest-Only | No | ||
|
More info
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|
||||||||||
5.59% 2 Year Fixed Rate to 31/01/2029 (XF1404) |
Code XF1404 | |||||||||
| More info | 31/01/2029 | 8.29% | 75% | £175* | 2.00%~ | £500^ | Repayment Interest-Only | No | ||
|
More info
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Criteria A-Z
Check affordability
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Request DIP / Illustration and apply
|
||||||||||
5.79% Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1408) |
Code XF1408 | |||||||||
| More info | 31/01/2029 | 8.29% | 75% | £175* | 2.00%~ | £500^ | Repayment Interest-Only | No | ||
|
More info
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Criteria A-Z
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Request DIP / Illustration and apply
|
||||||||||
6.44% HMO Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1410) |
Code XF1410 | |||||||||
| More info | 31/01/2029 | 8.29% | 75% | £175* | 1.00%~ | £0^ | Repayment Interest-Only | No | ||
|
More info
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|
||||||||||
6.24% Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1407) |
Code XF1407 | |||||||||
| More info | 31/01/2029 | 8.29% | 75% | £175* | 1.00%~ | £0^ | Repayment Interest-Only | No | ||
|
More info
More details, fees & downloads
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Request DIP / Illustration and apply
|
||||||||||
6.24% HMO 2 Year Fixed Rate to 31/01/2029 (XF1406) |
Code XF1406 | |||||||||
| More info | 31/01/2029 | 8.29% | 75% | £175* | 1.00%~ | £0^ | Repayment Interest-Only | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
||||||||||
5.99% Expat 2 Year Fixed Rate to 31/01/2029 (XF1412) |
Code XF1412 | |||||||||
| More info | 31/01/2029 | 8.29% | 75% | £175* | 2.00%~ | £500^ | Interest-Only | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
||||||||||
6.39% Expat 2 Year Fixed Rate to 31/01/2029 (XF1411) |
Code XF1411 | |||||||||
| More info | 31/01/2029 | 8.29% | 75% | £175* | 1.00%~ | £0^ | Interest-Only | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
||||||||||
6.54% Expat Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1415) |
Code XF1415 | |||||||||
| More info | 31/01/2029 | 8.29% | 75% | £175* | 1.00%~ | £0^ | Repayment Interest-Only | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
||||||||||
6.59% HMO Expat 2 Year Fixed Rate to 31/01/2029 (XF1414) |
Code XF1414 | |||||||||
| More info | 31/01/2029 | 8.29% | 75% | £175* | 1.00%~ | £0^ | Interest-Only | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
||||||||||
6.09% 2 Year Fixed Rate to 31/01/2029 (XF1396) |
Code XF1396 (EB) | |||||||||
| More info | 31/01/2029 | 7.54% | 80% | £125* | £0~ | £0 | Repayment | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
||||||||||
5.99% 2 Year Fixed Rate to 31/01/2029 (XF1395) |
Code XF1395 (EB) | |||||||||
| More info | 31/01/2029 | 7.54% | 60% | £125* | £0~ | £0 | Repayment | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
||||||||||
6.24% JBSP 2 Year Fixed Rate to 31/01/2029 (XF1398) |
Code XF1398 (EB) | |||||||||
| More info | 31/01/2029 | 7.54% | 90% | £125* | £0~ | £0 | Repayment | No | ||
|
More info
More details, fees & downloads
Criteria A-Z
Check affordability
Contact your BDM
Request DIP / Illustration and apply
|
||||||||||
The mortgage will be secured on your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
| Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
Next steps | |||
|---|---|---|---|---|---|---|---|---|---|---|
5.99% 2 Year Fixed Rate to 31/01/2029 (XF1395) |
||||||||||
| 5.99% | 7.54% |
7.4% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.09% 2 Year Fixed Rate to 31/01/2029 (XF1396) |
||||||||||
| 6.09% | 7.54% |
7.5% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.24% JBSP 2 Year Fixed Rate to 31/01/2029 (XF1398) |
||||||||||
| 6.24% | 7.54% |
7.6% |
|
90% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.14% JBSP 2 Year Fixed Rate to 31/01/2029 (XF1397) |
||||||||||
| 6.14% | 7.54% |
7.6% |
|
80% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.34% 2 Year Fixed Rate to 31/01/2029 (XF1399) |
||||||||||
| 6.34% | 7.54% |
7.6% |
|
60% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.49% 2 Year Fixed Rate to 31/01/2029 (XF1401) |
||||||||||
| 6.49% | 7.54% |
7.7% |
|
80% | £999~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.59% JBSP 2 Year Fixed Rate to 31/01/2029 (XF1402) |
||||||||||
| 6.59% | 7.54% |
7.7% |
|
80% | £599~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.04% 2 Year Fixed Rate to 31/01/2029 (XF1403) |
||||||||||
| 6.04% | 8.29% |
8.3% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.59% 2 Year Fixed Rate to 31/01/2029 (XF1404) |
||||||||||
| 5.59% | 8.29% |
8.3% |
|
75% | 2.00%~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.79% Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1408) |
||||||||||
| 5.79% | 8.29% |
8.4% |
|
75% | 2.00%~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.44% HMO Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1410) |
||||||||||
| 6.44% | 8.29% |
8.4% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.24% Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1407) |
||||||||||
| 6.24% | 8.29% |
8.4% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.24% HMO 2 Year Fixed Rate to 31/01/2029 (XF1406) |
||||||||||
| 6.24% | 8.29% |
8.4% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.99% Expat 2 Year Fixed Rate to 31/01/2029 (XF1412) |
||||||||||
| 5.99% | 8.29% |
8.4% |
|
75% | 2.00%~ |
£500 cashback for Remortgage applications^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.39% Expat 2 Year Fixed Rate to 31/01/2029 (XF1411) |
||||||||||
| 6.39% | 8.29% |
8.4% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.54% Expat Ltd Co 2 Year Fixed Rate to 31/01/2029 (XF1415) |
||||||||||
| 6.54% | 8.29% |
8.4% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.59% HMO Expat 2 Year Fixed Rate to 31/01/2029 (XF1414) |
||||||||||
| 6.59% | 8.29% |
8.5% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.09% 2 Year Fixed Rate to 31/01/2029 (XF1396) |
||||||||||
| 6.09% | 7.54% |
7.2% |
|
80% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.99% 2 Year Fixed Rate to 31/01/2029 (XF1395) |
||||||||||
| 5.99% | 7.54% |
7.2% |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.24% JBSP 2 Year Fixed Rate to 31/01/2029 (XF1398) |
||||||||||
| 6.24% | 7.54% |
7.5% |
|
90% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
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