Joint Borrower Sole Proprietor |

Notices

Important changes to our mortgage products - Find out more.

Mortgage products - On Thursday 26 March 2026, we've relaunched our Owner Occupier and Buy to Let fixed rate products, and reintroduced more 5-year fixed rates back on sale, with options available for new and existing customers.
Managed Mortgage Rates - Please note that our Managed Mortgage Rates are not changing at this time.
Annual General Meeting 2026. Find out more

We're pleased to let you know that voting for the AGM is now open. If you've opted for a postal pack you should receive this by 1 April.
IMPORTANT: The last day of the 2025 / 2026 tax year is Sunday 5 April.
Our online and postal ISA applications for this tax year will close from 5pm on Friday 27 March until the morning of Tuesday 7 April. Find out full details and timings for opening and funding ISAs with us within the current tax year.
Savings customers - we have increased the interest rates on selected Fixed Rate Bonds and Fixed Rate ISAs. Find out more

The interest rates on our 1 and 2 Year Fixed Rate Bond and Fixed Rate ISA products have increased from 25 March 2026.

Sort products by:

Initial Rate	Initial Rate Ends	Follow On Rate	Max. LTV	Application Fee	Product Fee	Cashback on Completion	Repayment	Interest Only	FTB
5.74% JBSP 5 Year Fixed Rate to 31/08/2031 (XF1259)								Code XF1259
More info	31/08/2031	7.54%	90%	£0*	£599~	£500^	Yes	No	Yes
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Joint Borrower Sole Proprietor applications for Purchase and Remortgage Loan to Value - Maximum 90% Fixed Rate end date - 31/08/2031 Application Fee - £0 Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £599 for loans up to £500,000 ^Cashback - £500 for Remortgage applications Early Repayment Charges - 5% until 31/08/2027, 4% until 31/08/2028, 3% until 31/08/2029, 2% until 31/08/2030, 1% until 31/08/2031 Maximum Loan - £500,000 Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.0% APRC.
6.39% HMO Ltd Co 2 Year Fixed Rate to 31/08/2028 (XF1272)								Code XF1272
More info	31/08/2028	8.29%	75%	£175*	1.00%~	£0^	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - HMO Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/08/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase and Remortgage) - The HMO valuation fee scale applies, less £330 discount ^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000 ^Cashback - £0 Early Repayment Charges - 2% until 31/08/2027, 1% until 31/08/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.4% APRC. Additional criteria - Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320. HMO Specific Criteria - Properties with six, or fewer, lettable bedrooms with a maximum of six occupants will be considered. Not available for student lets and care homes.
6.04% Ltd Co 5 Year Fixed Rate to 31/07/2031 (XF1271)								Code XF1271
More info	31/07/2031	8.29%	75%	£175*	1.00%~	£0^	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/07/2031 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000 ^Cashback - £0 Early Repayment Charges - 5% until 31/07/2027, 4% until 31/07/2028, 3% until 31/07/2029, 2% until 31/07/2030, 1% until 31/07/2031 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.9% APRC. Additional criteria - Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.
6.19% Expat 5 Year Fixed Rate to 31/07/2031 (XF1276)								Code XF1276
More info	31/07/2031	8.29%	75%	£175*	1.00%~	£0^	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Expat applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/07/2031 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000 Early Repayment Charges - 5% until 31/07/2027, 4% until 31/07/2028, 3% until 31/07/2029, 2% until 31/07/2030, 1% until 31/07/2031 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.9% APRC.
5.99% Family Mortgage 5 Year Fixed Rate to 31/08/2031 (XF1260)								Code XF1260
More info	31/08/2031	7.54%	100%	£0*	£0~	£250^	Yes	No	Yes
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Family Mortgage purchase applications Loan to Value - Maximum 100% Security options available - Security through Savings (in our Family Security Account), or Security Through Property. The total of all security provided, plus any deposit, must be equal to 20% of the value of the property being purchased. Fixed Rate end date - 31/08/2031 Application Fee - £0 Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - None ^Cashback - £250 for purchase applications Early Repayment Charges - 5% until 31/08/2027, 4% until 31/08/2028, 3% until 31/08/2029, 2% until 31/08/2030, 1% until 31/08/2031 Maximum Loan - £750,000 Minimum Loan - £45,000 for Puchase applications Cost for comparison - 7.2% APRC.
6.39% HMO 2 Year Fixed Rate to 31/08/2028 (XF1267)								Code XF1267
More info	31/08/2028	8.29%	75%	£175*	£999~	£0^	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - HMO applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/08/2028 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase and Remortgage)* - The HMO valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount Early Repayment Charges - 2% until 31/08/2027, 1% until 31/08/2028 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.3% APRC.
6.39% Expat Ltd Co 2 Year Fixed Rate to 31/08/2028 (XF1278)								Code XF1278
More info	31/08/2028	8.29%	75%	£175*	1.00%~	£0^	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Expat Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/08/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000 ^Cashback - £0 Early Repayment Charges - 2% until 31/08/2027, 1% until 31/08/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.4% APRC. Additional criteria: Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.
5.24% Ltd Co 2 Year Fixed Rate to 31/08/2028 (XF1269)								Code XF1269
More info	31/08/2028	8.29%	75%	£175*	3.00%~	£500^	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/08/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 3% of the loan amount, subject to a minimum of £2,000 ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% until 31/08/2027, 1% until 31/08/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.4% APRC. Additional criteria - Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.
5.49% JBSP (2.05% discounted rate from follow on rate) for 2 years (XD0225)								Code XD0225
More info	2 years	7.54%	80%	£175*	£599~	£500^	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Joint Borrower Sole Proprietor applications for Purchase and Remortgage Discount - 2.05% applied to our Managed Mortgage Rate for 2 years Minimum Rate - 3.74% Loan to Value - Maximum 80% Application Fee - £175 + Valuation Fee Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £599 for loans up to £500,000 ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - £500,000 Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.5% APRC.
5.34% Expat 2 Year Fixed Rate to 31/08/2028 (XF1274)								Code XF1274
More info	31/08/2028	8.29%	75%	£175*	3.00%~	£500^	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Expat applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/08/2028 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 3% of the loan amount, subject to a minimum of £2,000 ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% until 31/08/2027, 1% until 31/08/2028 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.4% APRC.
4.89% 2 Year Fixed Rate to 31/08/2028 (XF1264)								Code XF1264
More info	31/08/2028	8.29%	75%	£175*	3.00%~	£0^	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/08/2028 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 3% of the loan amount, subject to a minimum of £2,000 Early Repayment Charges - 2% until 31/08/2027, 1% until 31/08/2028 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.3% APRC.
6.24% Expat 2 Year Fixed Rate to 31/08/2028 (XF1273)								Code XF1273
More info	31/08/2028	8.29%	75%	£175*	1.00%~	£0^	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Expat applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/08/2028 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000 Early Repayment Charges - 2% until 31/08/2027, 1% until 31/08/2028 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.4% APRC.
5.74% 2 Year Fixed Rate to 31/08/2028 (XF1256)								Code XF1256
More info	31/08/2028	7.54%	80%	£175*	£999~	£500^	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Purchase and Remortgage Loan to Value - Maximum 80% Fixed Rate end date - 31/08/2028 Application Fee - £175 + Valuation Fee Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% until 31/08/2027, 1% until 31/08/2028 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.3% APRC.
5.34% (2.20% discounted rate from follow on rate) for 2 years (XD0224)								Code XD0224
More info	2 years	7.54%	80%	£175*	£999~	£500^	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Purchase and Remortgage Discount - 2.20% applied to our Managed Mortgage Rate for 2 years Minimum Rate - 3.59% Loan to Value - Maximum 80% Application Fee - £175 + Valuation Fee Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.4% APRC.
5.89% JBSP 2 Year Fixed Rate to 31/08/2028 (XF1257)								Code XF1257
More info	31/08/2028	7.54%	90%	£0*	£599~	£500^	Yes	No	Yes
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Joint Borrower Sole Proprietor applications for Purchase and Remortgage Loan to Value - Maximum 90% Fixed Rate end date - 31/08/2028 Application Fee - £0 Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £599 for loans up to £500,000 ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% until 31/08/2027, 1% until 31/08/2028 Maximum Loan - £500,000 Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.5% APRC.
6.34% RIO 5 Year Fixed Rate to 31/08/2031 (XFZ034)								Code XFZ034
More info	31/08/2031	7.54%	50%	£175*	£999~	£500^	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Retirement Interest-Only applications for Purchase and Remortgage. Loan to Value - Maximum 50% Fixed Rate end date - 31/08/2031 Application Fee - £175 + Valuation Fee Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 5% until 31/08/2027, 4% until 31/08/2028, 3% until 31/08/2029, 2% until 31/08/2030, 1% until 31/08/2031 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.3% APRC.
5.59% 5 Year Fixed Rate to 31/08/2031 (XF1258)								Code XF1258
More info	31/08/2031	7.54%	80%	£175*	£999~	£500^	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Purchase and Remortgage Loan to Value - Maximum 80% Fixed Rate end date - 31/08/2031 Application Fee - £175 + Valuation Fee Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 5% until 31/08/2027, 4% until 31/08/2028, 3% until 31/08/2029, 2% until 31/08/2030, 1% until 31/08/2031 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 6.4% APRC.
6.19% Ltd Co 2 Year Fixed Rate to 31/08/2028 (XF1268)								Code XF1268
More info	31/08/2028	8.29%	75%	£175*	1.00%~	£0^	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/08/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000 ^Cashback - £0 Early Repayment Charges - 2% until 31/08/2027, 1% until 31/08/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.4% APRC. Additional criteria - Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.
6.04% 5 Year Fixed Rate to 31/07/2031 (XF1266)								Code XF1266
More info	31/07/2031	8.29%	75%	£175*	£999~	£0^	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/07/2031 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount Early Repayment Charges - 5% until 31/07/2027, 4% until 31/07/2028, 3% until 31/07/2029, 2% until 31/07/2030, 1% until 31/07/2031 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.7% APRC.
6.19% 2 Year Fixed Rate to 31/08/2028 (XF1263)								Code XF1263
More info	31/08/2028	8.29%	75%	£175*	£999~	£0^	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/08/2028 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount Early Repayment Charges - 2% until 31/08/2027, 1% until 31/08/2028 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.3% APRC.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Initial interest rate	Current follow on rate	Overall cost for comparison	Repayment or Interest-Only?	Max % Loan to Value (LTV)	Product fees	Additional benefits	Next steps
5.74% JBSP 5 Year Fixed Rate to 31/08/2031 (XF1259)							Compare
5.74%	7.54%	7.0%APRC	Repayment	90%	£599~	£500 cashback for Remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Joint Borrower Sole Proprietor applications for Purchase and Remortgage Loan to Value - Maximum 90% Fixed Rate end date - 31/08/2031 Application Fee - £0 Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £599 for loans up to £500,000 ^Cashback - £500 for Remortgage applications Early Repayment Charges - 5% until 31/08/2027, 4% until 31/08/2028, 3% until 31/08/2029, 2% until 31/08/2030, 1% until 31/08/2031 Maximum Loan - £500,000 Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.0% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.39% HMO Ltd Co 2 Year Fixed Rate to 31/08/2028 (XF1272)							Compare
6.39%	8.29%	8.4%APRC	Interest-Only Repayment	75%	1.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - HMO Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/08/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase and Remortgage) - The HMO valuation fee scale applies, less £330 discount ^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000 ^Cashback - £0 Early Repayment Charges - 2% until 31/08/2027, 1% until 31/08/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.4% APRC. Additional criteria: Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320. HMO Specific Criteria - Properties with six, or fewer, lettable bedrooms with a maximum of six occupants will be considered. Not available for student lets and care homes. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.04% Ltd Co 5 Year Fixed Rate to 31/07/2031 (XF1271)							Compare
6.04%	8.29%	7.9%APRC	Interest-Only Repayment	75%	1.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/07/2031 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000 ^Cashback - £0 Early Repayment Charges - 5% until 31/07/2027, 4% until 31/07/2028, 3% until 31/07/2029, 2% until 31/07/2030, 1% until 31/07/2031 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.9% APRC. Additional criteria: Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.19% Expat 5 Year Fixed Rate to 31/07/2031 (XF1276)							Compare
6.19%	8.29%	7.9%APRC	Interest-Only	75%	1.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/07/2031 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000 Early Repayment Charges - 5% until 31/07/2027, 4% until 31/07/2028, 3% until 31/07/2029, 2% until 31/07/2030, 1% until 31/07/2031 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.9% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.99% Family Mortgage 5 Year Fixed Rate to 31/08/2031 (XF1260)							Compare
5.99%	7.54%	7.2%APRC	Repayment	100%	£0~	£250 cashback for purchase applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Family Mortgage purchase applications Loan to Value - Maximum 100% Security options available - Security through Savings (in our Family Security Account), or Security Through Property. The total of all security provided, plus any deposit, must be equal to 20% of the value of the property being purchased. Fixed Rate end date - 31/08/2031 Application Fee - £0 Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - None ^Cashback - £250 for purchase applications Early Repayment Charges - 5% until 31/08/2027, 4% until 31/08/2028, 3% until 31/08/2029, 2% until 31/08/2030, 1% until 31/08/2031 Maximum Loan - £750,000 Minimum Loan - £45,000 for Puchase applications Cost for comparison - 7.2% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.39% HMO 2 Year Fixed Rate to 31/08/2028 (XF1267)							Compare
6.39%	8.29%	8.3%APRC	Interest-Only Repayment	75%	£999~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - HMO applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/08/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase and Remortgage) - The HMO valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount ^Cashback - £0 Early Repayment Charges - 2% until 31/08/2027, 1% until 31/08/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.3% APRC. Additional criteria: HMO Specific Criteria - Properties with six, or fewer, lettable bedrooms with a maximum of six occupants will be considered. Not available for student lets and care homes. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.39% Expat Ltd Co 2 Year Fixed Rate to 31/08/2028 (XF1278)							Compare
6.39%	8.29%	8.4%APRC	Interest-Only	75%	1.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/08/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000 ^Cashback - £0 Early Repayment Charges - 2% until 31/08/2027, 1% until 31/08/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.4% APRC. Additional criteria: Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.24% Ltd Co 2 Year Fixed Rate to 31/08/2028 (XF1269)							Compare
5.24%	8.29%	8.4%APRC	Interest-Only Repayment	75%	3.00%~	£500 cashback for Remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/08/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 3% of the loan amount, subject to a minimum of £2,000 ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% until 31/08/2027, 1% until 31/08/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.4% APRC. Additional criteria: Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.49% JBSP (2.05% discounted rate from follow on rate) for 2 years (XD0225)							Compare
5.49%	7.54%	7.5%APRC	Interest-Only	80%	£599~	£500 cashback for Remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Joint Borrower Sole Proprietor applications for Purchase and Remortgage Discount - 2.05% applied to our Managed Mortgage Rate for 2 years Minimum Rate - 3.74% Loan to Value - Maximum 80% Application Fee - £175 + Valuation Fee Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £599 for loans up to £500,000 ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - £500,000 Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.5% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.34% Expat 2 Year Fixed Rate to 31/08/2028 (XF1274)							Compare
5.34%	8.29%	8.4%APRC	Interest-Only	75%	3.00%~	£500 cashback for Remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/08/2028 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 3% of the loan amount, subject to a minimum of £2,000 ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% until 31/08/2027, 1% until 31/08/2028 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.4% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
4.89% 2 Year Fixed Rate to 31/08/2028 (XF1264)							Compare
4.89%	8.29%	8.3%APRC	Interest-Only Repayment	75%	3.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/08/2028 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 3% of the loan amount, subject to a minimum of £2,000 Early Repayment Charges - 2% until 31/08/2027, 1% until 31/08/2028 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.3% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.24% Expat 2 Year Fixed Rate to 31/08/2028 (XF1273)							Compare
6.24%	8.29%	8.4%APRC	Interest-Only	75%	1.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/08/2028 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000 Early Repayment Charges - 2% until 31/08/2027, 1% until 31/08/2028 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.4% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.74% 2 Year Fixed Rate to 31/08/2028 (XF1256)							Compare
5.74%	7.54%	7.3%APRC	Repayment	80%	£999~	£500 cashback for Remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and Remortgage Loan to Value - Maximum 80% Fixed Rate end date - 31/08/2028 Application fee - £175 + Valuation Fee Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% until 31/08/2027, 1% until 31/08/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.3% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.34% (2.20% discounted rate from follow on rate) for 2 years (XD0224)							Compare
5.34%	7.54%	7.4%APRC	Interest-Only	80%	£999~	£500 cashback for Remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and Remortgage Discount - 2.20% applied to our Managed Mortgage Rate for 2 years Minimum Rate - 3.59% Loan to Value - Maximum 80% Application Fee - £175 + Valuation Fee Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.4% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.89% JBSP 2 Year Fixed Rate to 31/08/2028 (XF1257)							Compare
5.89%	7.54%	7.5%APRC	Repayment	90%	£599~	£500 cashback for Remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Joint Borrower Sole Proprietor applications for Purchase and Remortgage Loan to Value - Maximum 90% Fixed Rate end date - 31/08/2028 Application fee - £0 Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £599 for loans up to £500,000 ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% until 31/08/2027, 1% until 31/08/2028 Maximum loan - £500,000 Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.5% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.34% RIO 5 Year Fixed Rate to 31/08/2031 (XFZ034)							Compare
6.34%	7.54%	7.3%APRC	Interest-Only	50%	£999~	£500 cashback for Remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Retirement Interest-Only applications for Purchase and Remortgage. Loan to Value - Maximum 50% Fixed Rate end date - 31/08/2031 Application Fee - £175 + Valuation Fee Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 5% until 31/08/2027, 4% until 31/08/2028, 3% until 31/08/2029, 2% until 31/08/2030, 1% until 31/08/2031 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.3% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.59% 5 Year Fixed Rate to 31/08/2031 (XF1258)							Compare
5.59%	7.54%	6.4%APRC	Repayment	80%	£999~	£500 cashback for Remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and Remortgage Loan to Value - Maximum 80% Fixed Rate end date - 31/08/2031 Application Fee - £175 + Valuation Fee Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 5% until 31/08/2027, 4% until 31/08/2028, 3% until 31/08/2029, 2% until 31/08/2030, 1% until 31/08/2031 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 6.4% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.19% Ltd Co 2 Year Fixed Rate to 31/08/2028 (XF1268)							Compare
6.19%	8.29%	8.4%APRC	Interest-Only Repayment	75%	1.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/08/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount, subject to a minimum of £1,000 ^Cashback - £0 Early Repayment Charges - 2% until 31/08/2027, 1% until 31/08/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.4% APRC. Additional criteria: Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.04% 5 Year Fixed Rate to 31/07/2031 (XF1266)							Compare
6.04%	8.29%	7.7%APRC	Interest-Only Repayment	75%	£999~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/07/2031 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount Early Repayment Charges - 5% until 31/07/2027, 4% until 31/07/2028, 3% until 31/07/2029, 2% until 31/07/2030, 1% until 31/07/2031 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.7% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.19% 2 Year Fixed Rate to 31/08/2028 (XF1263)							Compare
6.19%	8.29%	8.3%APRC	Interest-Only Repayment	75%	£999~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/08/2028 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount Early Repayment Charges - 2% until 31/08/2027, 1% until 31/08/2028 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.3% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back

Comparing two mortgage products


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Note that products are subject to additional terms and subject to change. See a product's full details to find out more.

Case Study - Helping first time buyers get on the ladder

Greg, a financial services professional, was keen to buy his first home in Bournemouth. This, however, was proving to be harder than he had thought.

View full case study

Over 125 years of helping people move in

For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.

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Mortgages - 03330 140140

newbusiness@familybsoc.co.uk

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Savings - 03330 140144
savings.service@familybsoc.co.uk

Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk

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5.74% JBSP 5 Year Fixed Rate to 31/08/2031 (XF1259)

6.39% HMO Ltd Co 2 Year Fixed Rate to 31/08/2028 (XF1272)

6.04% Ltd Co 5 Year Fixed Rate to 31/07/2031 (XF1271)

6.19% Expat 5 Year Fixed Rate to 31/07/2031 (XF1276)

5.99% Family Mortgage 5 Year Fixed Rate to 31/08/2031 (XF1260)

6.39% HMO 2 Year Fixed Rate to 31/08/2028 (XF1267)

6.39% Expat Ltd Co 2 Year Fixed Rate to 31/08/2028 (XF1278)

5.24% Ltd Co 2 Year Fixed Rate to 31/08/2028 (XF1269)

5.49% JBSP (2.05% discounted rate from follow on rate) for 2 years (XD0225)

5.34% Expat 2 Year Fixed Rate to 31/08/2028 (XF1274)

4.89% 2 Year Fixed Rate to 31/08/2028 (XF1264)

6.24% Expat 2 Year Fixed Rate to 31/08/2028 (XF1273)

5.74% 2 Year Fixed Rate to 31/08/2028 (XF1256)

5.34% (2.20% discounted rate from follow on rate) for 2 years (XD0224)

5.89% JBSP 2 Year Fixed Rate to 31/08/2028 (XF1257)

6.34% RIO 5 Year Fixed Rate to 31/08/2031 (XFZ034)

5.59% 5 Year Fixed Rate to 31/08/2031 (XF1258)

6.19% Ltd Co 2 Year Fixed Rate to 31/08/2028 (XF1268)

6.04% 5 Year Fixed Rate to 31/07/2031 (XF1266)

6.19% 2 Year Fixed Rate to 31/08/2028 (XF1263)

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

5.74% JBSP 5 Year Fixed Rate to 31/08/2031 (XF1259)

Some key features of this mortgage

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6.39% HMO Ltd Co 2 Year Fixed Rate to 31/08/2028 (XF1272)

Some key features of this mortgage

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6.04% Ltd Co 5 Year Fixed Rate to 31/07/2031 (XF1271)

Some key features of this mortgage

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6.19% Expat 5 Year Fixed Rate to 31/07/2031 (XF1276)

Some key features of this mortgage

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5.99% Family Mortgage 5 Year Fixed Rate to 31/08/2031 (XF1260)

Some key features of this mortgage

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6.39% HMO 2 Year Fixed Rate to 31/08/2028 (XF1267)

Some key features of this mortgage

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6.39% Expat Ltd Co 2 Year Fixed Rate to 31/08/2028 (XF1278)

Some key features of this mortgage

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5.24% Ltd Co 2 Year Fixed Rate to 31/08/2028 (XF1269)

Some key features of this mortgage

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5.49% JBSP (2.05% discounted rate from follow on rate) for 2 years (XD0225)

Some key features of this mortgage

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5.34% Expat 2 Year Fixed Rate to 31/08/2028 (XF1274)

Some key features of this mortgage

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4.89% 2 Year Fixed Rate to 31/08/2028 (XF1264)

Some key features of this mortgage

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6.24% Expat 2 Year Fixed Rate to 31/08/2028 (XF1273)

Some key features of this mortgage

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5.74% 2 Year Fixed Rate to 31/08/2028 (XF1256)

Some key features of this mortgage

Take the next step:

5.34% (2.20% discounted rate from follow on rate) for 2 years (XD0224)

Some key features of this mortgage

Take the next step:

5.89% JBSP 2 Year Fixed Rate to 31/08/2028 (XF1257)

Some key features of this mortgage

Take the next step:

6.34% RIO 5 Year Fixed Rate to 31/08/2031 (XFZ034)

Some key features of this mortgage

Take the next step:

5.59% 5 Year Fixed Rate to 31/08/2031 (XF1258)

Some key features of this mortgage

Take the next step:

6.19% Ltd Co 2 Year Fixed Rate to 31/08/2028 (XF1268)

Some key features of this mortgage

Take the next step:

6.04% 5 Year Fixed Rate to 31/07/2031 (XF1266)

Some key features of this mortgage

Take the next step:

6.19% 2 Year Fixed Rate to 31/08/2028 (XF1263)

Some key features of this mortgage