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Please note that the Premium Saver (6) has now been withdrawn from sale. If you have opened an account, you may add funds until 3pm, 16 August 2022, after this no additions will be allowed. Find out more.
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Rate changes following Bank of England decision to raise its Bank Rate to 1.75% on 4 August 2022.
Savings: Rate increases for Windfall Bond and Tracker Savings Bond apply from 1 September. (Updated 04/08/22)Mortgages: Tracker mortgages will change on 25 September and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage. (Updated 04/08/22)
Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB | |
---|---|---|---|---|---|---|---|---|---|---|
4.29% 3 year fixed rate until 31/10/2025 Limited Company |
Code XF0542 | |||||||||
More info | 31/10/2025 | 6.29% | 70% | £175* | £1,499~ | £0 | Yes | Yes | No | |
More info
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Online Application
|
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4.14% 3 year fixed rate until 31/10/2025 Limited Company |
Code XF0541 | |||||||||
More info | 31/10/2025 | 6.29% | 60% | £175* | £1,499~ | £0 | Yes | Yes | No | |
More info
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Online Application
|
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3.94% 5 year fixed rate until 30/09/2027 |
Code XF0543 | |||||||||
More info | 30/09/2022 | 6.29% | 60% | £125* | £0 | £0 | Yes | Yes | No | |
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|
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4.39% 5 year fixed rat until 30/09/2027 Limited Company |
Code XF0546 | |||||||||
More info | 30/09/2027 | 6.29% | 70% | £125* | £0 | £0 | Yes | Yes | No | |
More info
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Criteria A-Z
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Online Application
|
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3.84% 3 year discounted rate by 2.45% for Expats |
Code XD0133 | |||||||||
More info | 3 years | 6.29% | 60% | £175* | £999~ | £0 | No | Yes | No | |
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Online Application
· Purpose - Expat purchase, remortgage, product switch and further advance |
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3.89% 3 year discounted rate by 1.65% for Expats |
Code XD0130 | |||||||||
More info | 3 years | 5.54% | 80% | £175* | £999~ | £500^ | No | Yes | Yes | |
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|
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3.14% 3 year discounted rate by 2.40% |
Code XD0125 | |||||||||
More info | 3 years | 5.54% | 60% | £175* | £599~ | £500^ | No | Yes | Yes | |
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|
||||||||||
3.94% 5 year fixed rate until 31/10/2027 JMSO |
Code XF0530 | |||||||||
More info | 31/10/2027 | 5.54% | 80% | £175* | £599~ | £500^ | Yes | No | Yes | |
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|
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3.24% 3 year discounted rate by 3.05% |
Code XD0131 | |||||||||
More info | 3 years | 6.29% | 60% | £175* | £999~ | £0 | Yes | Yes | No | |
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|
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3.29% 3 year discounted rate by 2.25% |
Code XD0126 | |||||||||
More info | 3 years | 5.54% | 80% | £175* | £599~ | £500^ | No | Yes | Yes | |
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|
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3.44% 3 year discounted rate by 2.10% JMSO |
Code XD0127 | |||||||||
More info | 3 years | 5.54% | 60% | £175* | £599~ | £500^ | No | Yes | Yes | |
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|
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3.39% 3 year discounted rate by 2.90% |
Code XD0132 | |||||||||
More info | 3 years | 6.29% | 70% | £175* | £999~ | £0 | Yes | Yes | No | |
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· Purpose - Purchase, remortgage, product switch and further advance
|
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3.99% 3 year discounted rate by 2.30% for Expats |
Code XD0134 | |||||||||
More info | 3 years | 6.29% | 70% | £175* | £999~ | £0 | No | Yes | No | |
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· Purpose - Expat purchase, remortgage, product switch and further advance
· Discount - 2.30% applied to our Residential Investment Managed Mortgage Rate for 3 years · Minimum rate - 3.99% · LTV - Maximum 70% · *Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch) · Valuation Fees (Purchase and Remortgage) - Full standard valuation fee scale applies. · Valuation Fees (Further advance and Product Switch) - £0 · Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase and remortgage applications, the full Multi-Unit Freehold Block valuation fee scale will apply. (£0 for further advance and product switch) · ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. (£0 for further advance and product switch) · Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year · Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application · Minimum loan - £100,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches · Cost for comparison - 6.1% APRC |
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3.94% 3 year fixed rate until 31/10/2025 |
Code XF0526 | |||||||||
More info | 31/10/2025 | 5.54% | 80% | £125* | £0 | £0 | Yes | No | No | |
More info
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|
||||||||||
3.59% 3 year discounted rate by 1.95% JMSO |
Code XD0128 | |||||||||
More info | 3 years | 5.54% | 80% | £175* | £599~ | £500^ | No | Yes | Yes | |
More info
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|
||||||||||
3.94% 3 year fixed rate until 31/10/2025 |
Code XF0534 | |||||||||
More info | 31/10/2025 | 5.54% | 60% | £125* | £0 | £0 | No | Yes | No | |
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|
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4.09% 3 year fixed rate until 31/10/2025 |
Code XF0535 | |||||||||
More info | 31/10/2025 | 5.54% | 80% | £125* | £0 | £0 | No | Yes | No | |
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Online Application
|
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3.89% 10 year discounted rate by 1.65% Retirement Lifestyle Booster |
Code XDR009 | |||||||||
More info | 10 years | 5.54% | 25% | £175* | £999~ | £500^ | No | Yes | No | |
More info
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Online Application
|
||||||||||
3.84% 3 year fixed rate until 31/10/2025 |
Code XF0525 | |||||||||
More info | 31/10/2025 | 5.54% | 60% | £125* | £0 | £0 | Yes | No | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
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Contact your BDM
Online Application
|
||||||||||
4.24% 5 year fixed rate until 30/09/2027 Limited Company |
Code XF0545 | |||||||||
More info | 30/09/2027 | 6.29% | 60% | £125* | £0 | £0 | Yes | Yes | No | |
More info
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Criteria A-Z
Check affordability
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Online Application
|
The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
||||
---|---|---|---|---|---|---|---|---|---|---|
4.29% 3 year fixed rate until 31/10/2025 Limited Company |
||||||||||
4.29% | 6.29% |
6.1% |
|
70% | £1,499~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.14% 3 year fixed rate until 31/10/2025 Limited Company |
||||||||||
4.14% | 6.29% |
6.1% |
|
60% | £1,499~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.94% 5 year fixed rate until 30/09/2027 |
||||||||||
3.94% | 6.29% |
5.1% |
|
60% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.39% 5 year fixed rat until 30/09/2027 Limited Company |
||||||||||
4.39% | 6.29% |
5.6% |
|
70% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.84% 3 year discounted rate by 2.45% for Expats |
||||||||||
3.84% | 6.29% |
6.0% |
|
60% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.89% 3 year discounted rate by 1.65% for Expats |
||||||||||
3.89% | 5.54% |
5.1% |
|
80% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.14% 3 year discounted rate by 2.40% |
||||||||||
3.14% | 5.54% |
5.1% |
|
60% | £599~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.94% 5 year fixed rate until 31/10/2027 JMSO |
||||||||||
3.94% | 5.54% |
5.0% |
|
80% | £599~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.24% 3 year discounted rate by 3.05% |
||||||||||
3.24% | 6.29% |
5.9% |
|
60% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.29% 3 year discounted rate by 2.25% |
||||||||||
3.29% | 5.54% |
5.1% |
|
80% | £599~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.44% 3 year discounted rate by 2.10% JMSO |
||||||||||
3.44% | 5.54% |
5.3% |
|
60% | £599~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.39% 3 year discounted rate by 2.90% |
||||||||||
3.39% | 6.29% |
5.9% |
|
70% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.99% 3 year discounted rate by 2.30% for Expats |
||||||||||
3.99% | 6.29% |
6.1% |
|
70% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.94% 3 year fixed rate until 31/10/2025 |
||||||||||
3.94% | 5.54% |
4.8% |
|
80% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.59% 3 year discounted rate by 1.95% JMSO |
||||||||||
3.59% | 5.54% |
5.3% |
|
80% | £599~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.94% 3 year fixed rate until 31/10/2025 |
||||||||||
3.94% | 5.54% |
5.1% |
|
60% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.09% 3 year fixed rate until 31/10/2025 |
||||||||||
4.09% | 5.54% |
5.2% |
|
80% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.89% 10 year discounted rate by 1.65% Retirement Lifestyle Booster |
||||||||||
3.89% | 5.54% |
4.1% |
|
25% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.84% 3 year fixed rate until 31/10/2025 |
||||||||||
3.84% | 5.54% |
4.8% |
|
60% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.24% 5 year fixed rate until 30/09/2027 Limited Company |
||||||||||
4.24% | 6.29% |
5.5% |
|
60% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |

Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
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