Notices

  • Please note that the Premium Saver (6) has now been withdrawn from sale. If you have opened an account, you may add funds until 3pm, 16 August 2022, after this no additions will be allowed. Find out more.

  • Rate changes following Bank of England decision to raise its Bank Rate to 1.75% on 4 August 2022.

    Savings:  Rate increases for Windfall Bond and Tracker Savings Bond apply from 1 September. (Updated 04/08/22)

    Mortgages: Tracker mortgages will change on 25 September and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage. (Updated 04/08/22)

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Rate		 Initial
Rate Ends		 Follow On
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LTV		 Application
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Completion		 Repayment Interest
Only		 FTB

4.29% 3 year fixed rate until 31/10/2025 Limited Company

 Code XF0542
31/10/2025 6.29% 70% £175* £1,499~ £0 Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Buy to Let Limited Company purchase, remortgage, product switch and further advance
  • LTV - Maximum 70%
  • Fixed Rate end date - 31/10/2025
  • *Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch)
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies.
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount.
  • Valuation Fees (Further advance and Product Switch) - £0
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies. 
  • ~Product Fee - £1,499 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. £0 for further advance and product switch)
  • Early Repayment Charges - 3% until 31/10/2023, 2% until 31/10/2024, 1% until 31/10/2025
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 6.1% APRC
  • Additional criteria - The mortgage must complete by 03/10/2022
  • The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes: 68100  or 68209

4.14% 3 year fixed rate until 31/10/2025 Limited Company

 Code XF0541
31/10/2025 6.29% 60% £175* £1,499~ £0 Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Buy to Let Limited Company purchase, remortgage, product switch and further advance
  • LTV - Maximum 60%
  • Fixed Rate end date - 31/10/2025
  • *Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for switch)
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies.
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount.
  • Valuation Fees (Further advance and Product Switch) - £0
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies. 
  •  ~Product Fee - £1,499 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount.(£0 for further advance and switch)
  • Early Repayment Charges - 3% until 31/10/2023, 2% until 31/10/2024, 1% until 31/10/2025
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Cost for comparison - 6.1% APRC
  • Additional criteria - The mortgage must complete by 03/10/2022
  • The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes: 68100 or 68209

3.94% 5 year fixed rate until 30/09/2027

 Code XF0543
30/09/2022 6.29% 60% £125* £0 £0 Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Product switch and further advance
  • LTV - Maximum 60%
  • Fixed Rate end date - 30/09/2027
  • *Application Fee - £125 for further advance. £0 for product switches
  • Legal fees - £100 minimum for further advances
  • Valuation Fees - £0
  • Product Fee - £0
  • Early Repayment Charges - 5% until 30/09/2023, 4% until 30/09/2024, 3% until 30/09/2025, 2% until 30/09/2026, 1% until 30/09/2027
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application.
  • Minimum loan - £2,000 for further advance. No minimum for product switches.
  • Cost for comparison - 5.1% APRC
  • Additional criteria - For further advances, the mortgage must complete by 03/10/2022

4.39% 5 year fixed rat until 30/09/2027 Limited Company

 Code XF0546
30/09/2027 6.29% 70% £125* £0 £0 Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Buy to Let Limited Company product switch and further advance
  • LTV - Maximum 70%
  • Fixed Rate end date - 30/09/2027
  • *Application Fee - £125 for further advance. £0 for product switches
  • Valuation Fees - £0
  • Product Fee - £0
  • Early Repayment Charges - 5% until 30/09/2023, 4% until 30/09/2024, 3% until 30/09/2025, 2% until 30/09/2026, 1% until 30/09/2027
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £2,000 for further advance. No minimum for product switches.
  • Cost for comparison - 5.6% APRC
  • Additional criteria - For further advances, the mortgage must complete by 03/10/2022

3.84% 3 year discounted rate by 2.45% for Expats

 Code XD0133
3 years 6.29% 60% £175* £999~ £0 No Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application

· Purpose - Expat purchase, remortgage, product switch and further advance
· Discount - 2.45% applied to our Residential Investment Managed Mortgage Rate for 3 years
· Minimum rate - 3.84% 
· LTV - Maximum 60%
· *Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch)
· Valuation Fees (Purchase and Remortgage) - Full standard valuation fee scale applies.
· Valuation Fees (Further advance and Product Switch) - £0
· Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase and remortgage applications, the full Multi-Unit Freehold Block valuation fee scale will apply.
· ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. (£0 for further advance and switch)
· Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £100,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
· Cost for comparison - 6.0% APRC

3.89% 3 year discounted rate by 1.65% for Expats

 Code XD0130
3 years 5.54% 80% £175* £999~ £500^ No Yes Yes  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Expat purchase, remortgage, product switch and further advance
  • Discount - 1.65% discount applied to our Managed Mortgage Rate for the first 3 years
  • Minimum interest - 3.89%
  • LTV - Maximum 80%
  • *Application Fee - £175 + Valuation Fee for purchase and remortgage. £125 for further advance. £0 for product switch
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch)
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. (£0 for further advance, £0 for product switch)
  • ^Cashback - £500 for remortgage applications
  • Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £100,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 5.1% APRC
  • Additional criteria - We require a UK address for the serving of notice.

3.14% 3 year discounted rate by 2.40%

 Code XD0125
3 years 5.54% 60% £175* £599~ £500^ No Yes Yes  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Purchase, remortgage, product switch and further advance
  • Discount - 2.40% discount applied to our Managed Mortgage Rate for the first 3 years
  • Minimum rate - 3.14%
  • LTV - Maximum 60%.
  • *Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch)
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £599 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. (£0 for further advance, £0 for product switch)
  • ^Cashback - £500 for remortgage applications
  • Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Cost for comparison - 5.1% APRC
 
 
 

3.94% 5 year fixed rate until 31/10/2027 JMSO

 Code XF0530
31/10/2027 5.54% 80% £175* £599~ £500^ Yes No Yes  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Joint Mortgage Sole Owner applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing guarantor mortgages.
  • Loan to Value - Maximum 80%
  • Fixed Rate end date - 31/10/2027
  • Application fee - £175 + Valuation Fee (£125 for further advance. £0 for product switch) 
  • Valuation fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch) 
  • ~Product fee - £599 for loans up to £500,000 (£0 for further advance, £0 for product switch) 
  • Maximum loan - £500,000
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches. 
  • Additional benefits:
    ^Cashback     - £500 cashback on completion for remortgage applications
  • Early Repayment Charges - 5% until 31/10/2023, 4% until 31/10/2024, 3% until 31/10/2025, 2% until 31/10/2026, 1% until 31/10/2027
  • Cost for comparison - 5.0% APRC
  • Additional criteria – The mortgage must complete by 03/10/2022 

3.24% 3 year discounted rate by 3.05%

 Code XD0131
3 years 6.29% 60% £175* £999~ £0 Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Purchase, remortgage, product switch and further advance
  • Discount - 3.05% applied to our Residential Investment Managed Mortgage Rate for 3 years
  • Minimum rate - 3.24% 
  • LTV - Maximum 60%
  • *Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for switch)
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Further advance and Product Switch) - £0
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies 
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. (£0 for further advance and switch)
  • Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Cost for comparison - 5.9% APRC

3.29% 3 year discounted rate by 2.25%

 Code XD0126
3 years 5.54% 80% £175* £599~ £500^ No Yes Yes  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose -  Purchase, remortgage, product switch and further advance
  • Discount - 2.25% discount applied to our Managed Mortgage Rate for the first 3 years
  • Minimum rate - 3.29%
  • LTV - Maximum 80%.
  • *Application Fee - £175 + Valuation Fee (£125 for further advance, £0 for product switch) 
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £599 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. (£0 for further advance, £0 for product switch) 
  • ^Cashback - £500 for remortgage applications
  • Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000. £2,000 for further advances. No minimum for product switches.
  • Cost for comparison - 5.1% APRC

3.44% 3 year discounted rate by 2.10% JMSO

 Code XD0127
3 years 5.54% 60% £175* £599~ £500^ No Yes Yes  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Joint Mortgage Sole Owner applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing guarantor mortgages.
  • Discount - 2.10% applied to our Managed Mortgage Rate for 3 years
  • Minimum rate - 3.44% 
  • LTV - Maximum 60%.
  • *Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance. £0 for product switch)
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount.
  • ~Product Fee - £599 for loans up to £500,000. (£0 for further advance. £0 for product switch)
  • ^Cashback - £500 for remortgage applications
  • Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year
  • Maximum loan  - £500,000
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Cost for comparison - 5.3% APRC

3.39% 3 year discounted rate by 2.90%

 Code XD0132
3 years 6.29% 70% £175* £999~ £0 Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application

· Purpose - Purchase, remortgage, product switch and further advance
· Discount - 2.90% applied to our Residential Investment Managed Mortgage Rate for 3 years
· Minimum rate - 3.39% 
· LTV - 70%
· *Application Fee - £175 + Valuation Fee for purchase and remortgage.(£125 for further advance, £0 for switch)
· Valuation Fees (Purchase) - Full standard valuation fee scale applies.(£0 for further advance and switch)
 · Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. 
· Valuation Fees (Further advance and Product Switch) - £0
· Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies. 
· ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount.(£0 for further advance and switch)
· Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application.
· Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
· Cost for comparison - 5.9% APRC

3.99% 3 year discounted rate by 2.30% for Expats

 Code XD0134
3 years 6.29% 70% £175* £999~ £0 No Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
· Purpose - Expat purchase, remortgage, product switch and further advance
· Discount - 2.30% applied to our Residential Investment Managed Mortgage Rate for 3 years
· Minimum rate - 3.99% 
· LTV - Maximum 70%
· *Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch)
· Valuation Fees (Purchase and Remortgage) - Full standard valuation fee scale applies.
· Valuation Fees (Further advance and Product Switch) - £0
· Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase and remortgage applications, the full Multi-Unit Freehold Block valuation fee scale will apply. (£0 for further advance and product switch)
· ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. (£0 for further advance and product switch)
· Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year
· Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
· Minimum loan - £100,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
· Cost for comparison - 6.1% APRC

3.94% 3 year fixed rate until 31/10/2025

 Code XF0526
31/10/2025 5.54% 80% £125* £0 £0 Yes No No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Product switch and further advance
  • LTV - Maximum 80%.
  • Fixed Rate end date - 31/10/2025
  • *Application Fee - £125 for further advance. £0 for product switches.
  • Legal Fees - £100 minimum for further advances
  • Valuation Fees - £0
  • Product Fee - £0
  • Cashback - £0
  • Early Repayment Charges - 3% until 31/10/2023, 2% until 31/10/2024, 1% until 31/10/2025
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 4.8% APRC
  • Additional criteria - For further advances, the mortgage must complete by 03/10/2022

3.59% 3 year discounted rate by 1.95% JMSO

 Code XD0128
3 years 5.54% 80% £175* £599~ £500^ No Yes Yes  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Joint Mortgage Sole Owner applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing guarantor mortgages.
  • Discount - 1.95% discount applied to our Managed Mortgage Rate for the first 3 years.
  • Minimum interest - 3.59%
  • LTV - Maximum 80%
  • *Application Fee - £175 + Valuation Fee for purchase and remortgage applications. (£125 for further advance. £0 for product switch)
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance. £0 for product switch.)
  • ~Product Fee - £599 for loans up to £500,000. (£0 for further advance. £0 for product switch.)
  • ^Cashback - £500 for remortgage applications
  • Early Repayment Charges - 3% for the first year, 2% for the second year, 1% for the third year
  • Maximum loan - £500,000
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Cost for comparison - 5.3% APRC

3.94% 3 year fixed rate until 31/10/2025

 Code XF0534
31/10/2025 5.54% 60% £125* £0 £0 No Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Product switch and further advance
  • LTV - Maximum 60%
  • Fixed Rate end date - 31/10/2025
  • *Application Fee - £125 for further advance. £0 for product switches.
  • Legal Fees - £100 minimum for further advances
  • Valuation Fees - £0
  • Product Fee - £0
  • Cashback - £0
  • Early Repayment Charges - 3% until 31/10/2023, 2% until 31/10/2024, 1% until 31/10/2025
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 5.1% APRC
  • Additional criteria - For further advances, the mortgage must complete by 03/10/2022

4.09% 3 year fixed rate until 31/10/2025

 Code XF0535
31/10/2025 5.54% 80% £125* £0 £0 No Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Product switch and further advance
  • LTV - Maximum 80%
  • Fixed Rate end date - 31/10/2025
  • *Application Fee - £125 for further advance. £0 for product switches.
  • Legal Fees - £100 minimum for further advances
  • Valuation Fees - £0
  • Cashback - £0
  • Early Repayment Charges - 3% until 31/10/2023, 2% until 31/10/2024 1% until 31/10/2025
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 5.2% APRC
  • Additional criteria - For further advances, the mortgage must complete by 03/10/2022

3.89% 10 year discounted rate by 1.65% Retirement Lifestyle Booster

 Code XDR009
10 years 5.54% 25% £175* £999~ £500^ No Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Remortgage only
  • Discount - 1.65% discount applied to our Managed Mortgage Rate for 10 years
  • Minimum interest - 3.89%
  • LTV - Maximum 25%
  • *Application Fee - £175 + Valuation Fee
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £999 for loans up to £500,000. 0.3% of the advance for loans over £500,000
  • Additional benefits:
    - ^Cashback - £500 on completion for remortgage applications
  • Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000
  • Cost for comparison - 4.1% APRC
  • Additional criteria - Minimum property value is £240,000 if property owned outright or £180,000 if repaying existing mortgage

3.84% 3 year fixed rate until 31/10/2025

 Code XF0525
31/10/2025 5.54% 60% £125* £0 £0 Yes No No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Product switch and further advance
  • LTV - Maximum 60%.
  • Fixed Rate end date - 31/10/2025
  • *Application Fee - £125 for further advance. £0 for product switches.
  • Legal fees - £100 minimum for further advances
  • Valuation Fees - £0
  • Product Fee - £0
  • Cashback - £0
  • Early Repayment Charges - 3% until 31/10/2023, 2% until 31/10/2024, 1% until 31/10/2025
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 4.8% APRC
  • Additional criteria - For further advances, the mortgage must complete by 03/10/2022

4.24% 5 year fixed rate until 30/09/2027 Limited Company

 Code XF0545
30/09/2027 6.29% 60% £125* £0 £0 Yes Yes No  
More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application
  • Purpose - Buy to Let Limited Company product switch and further advance
  • LTV - Maximum 60%
  • Fixed rate end date - 30/09/2027  
  • *Application Fee - £125 for further advance. £0 for product switches
  • Legal fees - £100 minimum for further advance. 
  • Valuation Fees - £0
  • Product Fee - £0
  • Early Repayment Charges - 5% until 30/09/2023, 4% until 30/09/2024, 3% until 30/09/2025, 2% until 30/09/2026, 1% until 30/09/2027
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £2,000 for further advance. No minimum for product switches.
  • Cost for comparison - 5.5% APRC
  • Additional criteria - For further advances, the mortgage must complete by 03/10/2022

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Initial interest rate Current follow on rate Overall cost for comparison Repayment or Interest-Only? Max % Loan to Value (LTV) Product fees Additional
benefits

4.29% 3 year fixed rate until 31/10/2025 Limited Company
4.29% 6.29% 6.1%APRC
  • Interest-Only
  • Repayment
 70% £1,499~

Some key features of this mortgage

  • Purpose - Buy to Let Limited Company purchase, remortgage, product switch and further advance
  • Loan to Value - Maximum 70%.
  • Fixed Rate end date - 31/10/2025
  • Application fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch)
  • Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property.
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount.
  • Valuation Fees (Further advance and Product Switch) - £0
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies. 
  • ~Product fee - £1,499 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount.(£0 for further advance and switch)
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Early Repayment Charges -  3% until 31/10/2023, 2% until 31/10/2024, 1% until 31/10/2025
  • Cost for comparison - 6.1% APRC
  • Additional criteria – The mortgage must complete by 03/10/2022                  
  • The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes: 68100  or 68209
 

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4.14% 3 year fixed rate until 31/10/2025 Limited Company
4.14% 6.29% 6.1%APRC
  • Interest-Only
  • Repayment
 60% £1,499~

Some key features of this mortgage

  • Purpose - Buy to Let Limited Company Purchase, remortgage, product switch and further advance
  • Loan to Value - Maximum 60%.
  • Fixed Rate end date - 31/10/2025
  • Application fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for switch)
  • Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property.
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount.
  • Valuation Fees (Further advance and Product Switch) - £0
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies. 
  • ~Product fee - £1,499 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. (£0 for further advance and switch)
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application.
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Early Repayment Charges - 3% until 31/10/2023, 2% until 31/10/2024, 1% until 31/10/2025
  • Cost for comparison - 6.1% APRC
  • Additional criteria – The mortgage must complete by 03/10/2022
  • The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes: 68100 or 68209
 

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3.94% 5 year fixed rate until 30/09/2027
3.94% 6.29% 5.1%APRC
  • Interest-Only
  • Repayment
 60% £0

Some key features of this mortgage

  • Purpose - Product switch and further advance
  • Loan to Value - Maximum 60%
  • Fixed Rate end date - 30/09/2027
  • Application fee - £125 for further advance. £0 for product switches
  • Valuation Fees - £0                                             
  • Legal fees - £100 minimum for further advances
  • Product fee - £0 
  • Early Repayment Charges - 5% until 30/09/2023, 4% until 30/09/2024, 3% until 30/09/2025, 2% until 30/09/2026, 1% until 30/09/2027
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 5.1% APRC
  • Additional criteria - For further advances, the mortgage must complete by 03/10/2022 











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4.39% 5 year fixed rat until 30/09/2027 Limited Company
4.39% 6.29% 5.6%APRC
  • Interest-Only
  • Repayment
 70% £0

Some key features of this mortgage

  • Purpose - Buy to Let Limited Company product switch and further advance
  • LTV - Maximum 70%
  • Fixed Rate end date - 30/09/2027
  • Application Fee - £125 for further advance. £0 for product switches
  • Valuation Fees - £0
  • Product Fee - £0
  • Early Repayment Charges - 5% until 30/09/2023, 4% until 30/09/2024, 3% until 30/09/2025, 2% until 30/09/2026, 1% until 30/09/2027
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £2,000 for further advance. No minimum for product switches.
  • Cost for comparison - 5.6% APRC
  • Additional criteria - For further advances, the mortgage must complete by 03/10/2022


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3.84% 3 year discounted rate by 2.45% for Expats
3.84% 6.29% 6.0%APRC
  • Interest-Only
 60% £999~

Some key features of this mortgage

 

  • Purpose - Expat purchase, remortgage, product switch and further advance 
  • Discount - 2.45% applied to our Residential Investment Managed Mortgage Rate for 3 years
  • Minimum rate - 3.84% 
  • Loan to Value - Maximum 60%
  • Application fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch)
  • Valuation Fees (Purchase and Remortgage) - Full standard valuation fee scale applies.
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase and remortgage applications, the full Multi-Unit Freehold Block valuation fee scale will apply.
  • ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. (£0 for further advance, £0 for product switch)
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application.
  • Minimum loan - £100,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year
  • Cost for comparison - 6.0% APRC
  • Additional information: 
    Please refer to our lending criteria for a full list of countries currently considered for expat applications.                                                                                                                     
 

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3.89% 3 year discounted rate by 1.65% for Expats
3.89% 5.54% 5.1%APRC
  • Interest-Only
 80% £999~ £500 cashback for remortgages^

Some key features of this mortgage

  • Purpose - Expat for purchase, remortgage, product switch and further advance 
  • Discount - 1.65% applied to our Managed Mortgage Rate for 3 years
  • Minimum rate - 3.89% 
  • Loan to Value - Maximum 80%.
  • Application fee - £175 + Valuation Fee for purchase and remortgage. £125 for further advance. £0 for product switch
  • Valuation fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch)
  • ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. (£0 for further advance, £0 for product switch)
  • Additional benefits:
    - ^Cashback - £500 on completion for remortgage applications
  • Early Repayment Charges -  3% in the first year, 2% in the second year, 1% in the third year                                       
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £100,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Cost for comparison - 5.1% APRC
  • Additional criteria - We require a UK address for the serving of notice.
  • See our expat page for our full list of countries currently considered for expat applications.
 

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3.14% 3 year discounted rate by 2.40%
3.14% 5.54% 5.1%APRC
  • Interest-Only
 60% £599~ £500 cashback for remortgages^

Some key features of this mortgage

  • Purpose - Purchase, remortgage, product switch and further advance
  • Discount - 2.40% discount applied to our Managed Mortgage Rate for the first 3 years
  • Minimum rate - 3.14%
  • LTV - Maximum 60%.
  • Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch)
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £599 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. (£0 for further advance, £0 for product switch)
  • ^Cashback - £500 for remortgage applications
  • Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Cost for comparison - 5.1% APRC

 

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3.94% 5 year fixed rate until 31/10/2027 JMSO
3.94% 5.54% 5.0%APRC
  • Repayment
 80% £599~ £500 cashback for remortgages^

Some key features of this mortgage

  • Purpose - Joint Mortgage Sole Owner applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing guarantor mortgages.
  • Loan to Value - Maximum 80%
  • Fixed Rate end date - 31/10/2027
  • Application fee - £175 + Valuation Fee (£125 for further advance. £0 for product switch) 
  • Valuation fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch) 
  • ~Product fee - £599 for loans up to £500,000 (£0 for further advance, £0 for product switch) 
  • Maximum loan - £500,000
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches. 
  • Additional benefits:
    ^Cashback     - £500 cashback on completion for remortgage applications
  • Early Repayment Charges - 5% until 31/10/2023, 4% until 31/10/2024, 3% until 31/10/2025, 2% until 31/10/2026, 1% until 31/10/2027
  • Cost for comparison - 5.0% APRC
  • Additional criteria – The mortgage must complete by 03/10/2022 

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3.24% 3 year discounted rate by 3.05%
3.24% 6.29% 5.9%APRC
  • Interest-Only
  • Repayment
 60% £999~

Some key features of this mortgage

  • Purpose - Purchase, remortgage, product switch and further advance
  • Discount - 3.05% applied to our Residential Investment Managed Mortgage Rate for 3 years
  • Minimum rate - 3.24% 
  • LTV - Maximum 60%
  • Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for switch)
  • Valuation Fees (Purchase) - Full standard valuation fee scale applies
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • Valuation Fees (Further advance and Product Switch) - £0
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies 
  • ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount.(£0 for further advance and switch)
  • Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 5.9% APRC

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3.29% 3 year discounted rate by 2.25%
3.29% 5.54% 5.1%APRC
  • Interest-Only
 80% £599~ £500 cashback for remortgages^

Some key features of this mortgage

  • Purpose -  Purchase, remortgage, product switch and further advance
  • Discount - 2.25% discount applied to our Managed Mortgage Rate for the first 3 years
  • Minimum rate - 3.29%
  • LTV - Maximum 80%.
  • Application Fee - £175 + Valuation Fee (£125 for further advance, £0 for product switch) 
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount
  • ~Product Fee - £599 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. (£0 for further advance, £0 for product switch) 
  • ^Cashback - £500 for remortgage applications
  • Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £45,000. £2,000 for further advances. No minimum for product switches.
  • Cost for comparison - 5.1% APRC

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3.44% 3 year discounted rate by 2.10% JMSO
3.44% 5.54% 5.3%APRC
  • Interest-Only
 60% £599~ £500 cashback for remortgages^

Some key features of this mortgage

  • Purpose - Joint Mortgage Sole Owner applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing guarantor mortgages.
  • Discount - 2.10% applied to our Managed Mortgage Rate for 3 years
  • Minimum rate - 3.44% 
  • Loan to Value - Maximum 60%
  • Application Fee - £175 + Valuation Fee for purchase and remortgage applications. (£125 for further advance. £0 for product switch)
  • Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount.
  • ~Product Fee - £599 for loans up to £500,000. (£0 for further advance. £0 for product switch.)
  • Maximum loan - £500,000.
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Additional benefits:
    - ^Cashback - £500 cashback on completion for remortgage applications
  • Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year
  • Cost for comparison - 5.3% APRC

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3.39% 3 year discounted rate by 2.90%
3.39% 6.29% 5.9%APRC
  • Interest-Only
  • Repayment
 70% £999~

Some key features of this mortgage

  • Purpose - Purchase, remortgage, product switch and further advance 
  • Discount - 2.90% applied to our Residential Investment Managed Mortgage Rate for 3 years
  • Minimum rate - 3.39% 
  • Loan to Value - Maximum 70%
  • Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for switch)
  • Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property.
  • Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount.
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies.
  • ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. See ‘more downloads’ for product switch and further advance fees. (£0 for further advance, £0 for switch)
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application.
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.
  • Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year
  • Cost for comparison - 5.9% APRC

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3.99% 3 year discounted rate by 2.30% for Expats
3.99% 6.29% 6.1%APRC
  • Interest-Only
 70% £999~

Some key features of this mortgage

  • Purpose - Purchase, remortgage, product switch and further advance 
  • Discount - 2.30% applied to our Residential Investment Managed Mortgage Rate for 3 years
  • Minimum rate - 3.99% 
  • Loan to Value - Maximum 70%
  • Application fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch)
  • Valuation Fees (Purchase and Remortgage) - Full standard valuation fee scale applies
  • Valuation Fees (Further advance and Product Switch) - £0
  • Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase and remortgage applications, the full Multi-Unit Freehold Block valuation fee scale will apply. (£0 for further advance, £0 for product switch)
  • ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount.
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £100,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches
  • Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year
  • Cost for comparison - 6.1% APRC
  • Additional information: 
    Please refer to our lending criteria for a full list of countries currently considered for expat applications

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3.94% 3 year fixed rate until 31/10/2025
3.94% 5.54% 4.8%APRC
  • Repayment
 80% £0

Some key features of this mortgage

  • Purpose - Product switch and further advance
  • LTV - Maximum 80%.
  • Fixed Rate end date - 31/10/2025
  • *Application Fee - £125 for further advance. £0 for product switches.
  • Legal Fees - £100 minimum for further advances
  • Valuation Fees - £0
  • Product Fee - £0
  • Cashback - £0
  • Early Repayment Charges - 3% until 31/10/2023, 2% until 31/10/2024, 1% until 31/10/2025
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 4.8% APRC
  • Additional criteria - For further advances, the mortgage must complete by 03/10/2022

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3.59% 3 year discounted rate by 1.95% JMSO
3.59% 5.54% 5.3%APRC
  • Interest-Only
 80% £599~ £500 cashback for remortgages^

Some key features of this mortgage

  • Purpose - Joint Mortgage Sole Owner applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing guarantor mortgages.
  • Discount - 1.95% applied to our Managed Mortgage Rate for 3 years
  • Minimum rate - 3.59% 
  • Loan to Value - Maximum 80%.
  • Application fee - £175 + Valuation Fee for purchase and remortgage applications. (£125 for further advance. £0 for product switch)
  • Valuation fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance. £0 for product switch)
  • ~Product fee - £599 for loans up to £500,000. (£0 for further advance. £0 for product switch)
  • Maximum loan  - £500,000
  • Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches.         
  • Additional benefits:
    ^Cashback - £500 cashback on completion for remortgage applications
  • Early Repayment Charges - 3% for the first year, 2% for the second year, 1% for the third year
  • Cost for comparison - 5.3% APRC

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3.94% 3 year fixed rate until 31/10/2025
3.94% 5.54% 5.1%APRC
  • Interest-Only
 60% £0

Some key features of this mortgage

  • Purpose - Product switch and further advance
  • LTV - Maximum 60%
  • Fixed Rate end date - 31/10/2025
  • Application Fee - £125 for further advance. £0 for product switches.
  • Legal Fees - £100 minimum for further advances
  • Valuation Fees - £0
  • Product Fee - £0
  • Cashback - £0
  • Early Repayment Charges - 3% until 31/10/2023, 2% until 31/10/2024, 1% until 31/10/2025
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 5.1% APRC
  • Additional criteria - For further advances, the mortgage must complete by 03/10/2022

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4.09% 3 year fixed rate until 31/10/2025
4.09% 5.54% 5.2%APRC
  • Interest-Only
 80% £0

Some key features of this mortgage

  • Purpose - Product switch and further advance
  • LTV - Maximum 80%
  • Fixed Rate end date - 31/10/2025
  • *Application Fee - £125 for further advance. £0 for product switches.
  • Legal Fees - £100 minimum for further advances
  • Valuation Fees - £0
  • Cashback - £0
  • Early Repayment Charges - 3% until 31/10/2023, 2% until 31/10/2024 1% until 31/10/2025
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 5.2% APRC
  • Additional criteria - For further advances, the mortgage must complete by 03/10/2022

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3.89% 10 year discounted rate by 1.65% Retirement Lifestyle Booster
3.89% 5.54% 4.1%APRC
  • Interest-Only
 25% £999~ £500 cashback for remortgages^

Some key features of this mortgage

  • Purpose - Remortgage
  • Discount - 1.65% applied to our Managed Mortgage Rate for 10 years
  • Minimum rate - 3.89% 
  • Loan to Value - Maximum 25%
  • Application fee - £175 + Valuation Fee 
  • Valuation fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. 
  • ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. 
  • Additional benefits:
    - ^Cashback     - £500 on completion for remortgage applications.
  • Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year.
  • Maximum loan - No maximum. 
  • Minimum loan - £45,000. 
  • Additional criteria - Minimum property value is £240,000 if property owned outright or £180,000 if repaying existing mortgage.

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3.84% 3 year fixed rate until 31/10/2025
3.84% 5.54% 4.8%APRC
  • Repayment
 60% £0

Some key features of this mortgage

  • Purpose - Product switch and further advance
  • LTV - Maximum 60%
  • Fixed Rate end date - 31/10/2025
  • Application Fee - £125 for further advance. £0 for product switches.
  • Valuation Fees - £0
  • Legal Fees - £100 minimum for further advances
  • Product Fee - £0
  • Cashback - £0
  • Early Repayment Charges - 3% until 31/10/2023, 2% until 31/10/2024, 1% until 31/10/2025
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £2,000 for further advance. No minimum for product switches
  • Cost for comparison - 4.8% APRC
  • Additional criteria - For further advances, the mortgage must complete by 03/10/2022

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4.24% 5 year fixed rate until 30/09/2027 Limited Company
4.24% 6.29% 5.5%APRC
  • Interest-Only
  • Repayment
 60% £0

Some key features of this mortgage

  • Purpose - Buy to Let Limited Company product switch and further advance
  • Loan to Value - Maximum 60%. 
  • Fixed Rate end date - 30/09/2027
  • Application Fee - £125 for further advance. £0 for product switches
  • Valuation Fees - £0
  • Legal fees - £100 minimum for further advances
  • Product Fee - £0
  • Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application
  • Minimum loan - £2,000 for further advance. No minimum for product switches.
  • Early Repayment Charges - 5% until 30/09/2023, 4% until 30/09/2024, 3% until 30/09/2025, 2% until 30/09/2026, 1% until 30/09/2027
  • Cost for comparison - 5.5% APRC
  • Additional criteria - For further advances, the mortgage must complete by 03/10/2022


See full details for fee details, documents you'll need, and more.

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See full details See what I could borrow
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Comparing two mortgage products

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Note that products are subject to additional terms and subject to change. See a product's full details to find out more.

Over 125 years of helping people move in

For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.

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Savings - 03330 140141

Mortgages - 03330 140140

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Savings - 03330 140144

Mortgages - 03330 140146

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