Notices
  • Please note that our Market Tracker Cash ISA (2) has been withdrawn from sale. Any customers that have recently applied for this account will have 15 calendar days to initially fund their account.
  • Mortgage products - On Tuesday 30 September 2025, we made changes to our mortgage product range. This included decreases across many of our Fixed Rate products for Owner Occupier and Buy to Let products.

    Buy to Let Limited Companies

    In addition we launched new Fixed Rate products for Buy to Let Limited Company landlords (UK registered companies) who have expat shareholders and/or directors in our acceptable list of countries.

    Managed Mortgage Rates and Discounted Variable Rates

    From 1 October 2025, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.25%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.

    We have written to existing customers who have been impacted by this change, with details relevant to them.

  • We've made some improvements to our Online Service. With several enhancements and added benefits our Online Service is now simpler and easier for you to use.  Online Service changes

  • Online Service update. Due to planned essential maintenance, our Online Service will be unavailable between 9.00pm to 12:00am on Saturday 11 October. We apologise for any inconvenience this may cause.

Windfall Bond Prize winners and prize value totals: A historic overview since 2015

Open a Windfall Bond account today and earn 3.00% annual interest (Gross AER)

All our savings accounts are FSCS protected.   FSCS - Logo

How our Windfall Bond winners are notified

As a result of changes to the prize draw structure (since October 2024), which now includes more prizes and winners, we will no longer post a list of winners on our website after each draw.

Instead winners will be notified directly within 10 working days of the draw.

  • Prize Level A and B winners will be contacted by phone
  • Prize Level C, D and E winners will be contacted by email.  If we are unable to reach you by email or don't have an email address on file, we will notify you by letter.

Visit our Upcoming Prize Draw page for further details of the prize draw

 

    Number and value of prizes won in 2025

     Prize Jan  Feb Mar Apr May Jun Jul Aug Sep OctNovDec
    £50,000111111111---
    £10,000444433333---
    £1,000282723202321201918---
    £500292824202322212019---
    £100146149125109121114109107102---
    Total value per month£147,100
    £145,900
    £137,500
    £130,900
    £126,600
    £123,400
    £121,400£119,700£117,700---

     

    Total prize fund won in 2025 (year to date) = £1,170,200.

    2025 winners list

    Historic list of winners

    Historic list of prize value totals

    Number and value of prizes won in 2024

     Prize Jan  Feb Mar Apr May Jun Jul Aug Sep OctNovDec
    £50,000111101111111
    £10,000 221021212234
    £2,500  223322223---
    £1,000 141311131311101113121923
    £500---------121924
    £100---------6295121
    Total value per month£89,000£88,000
    £78,500£70,500£38,000£76,000£85,000£76,000£90,500
    £94,200£118,000£137,100

     

    Total prize fund won in 2024 (year to date) = £1,040,800.

    Number and value of prizes won in 2023

     Prize Jan  Feb Mar Apr May Jun Jul Aug Sep OctNovDec
    £50,000111001011111
    £10,000 222222121212
    £2,500  233223332331
    £1,000 151412111411121314131411

    Total number of prizes won

     202018151817161918191915
    Total value per month£90,000£91,500£89,500£36,000£39,000£88,500£29,500£90,500£79,000£90,50081,500£83,500

    Total prize fund won in 2023 (year to date) = £889,000

     

     

    Number and value of prizes won in 2022

     Prize Jan  Feb Mar Apr May Jun Jul Aug Sep OctNovDec
    £50,000011111111101
    £10,000 122222122222
    £2,500  332333333233
    £1,000 151515131515151412141413

    Total number of prizes won

     192120192121202018191919
    Total value per month£32,500£92,500
    £90,000
    £90,500£92,500£92,500£82,500£91,500£89,500£89,000£41,500£90,500

    Total prize fund won in 2022 (year to date) = £ 975,000.00 

    Number and value of prizes won in 2021

     Prize Jan  Feb Mar Apr May Jun Jul Aug Sep OctNovDec
    £50,000 1 0 0 1 1 1 1 1 0 001
    £10,000 2 1 2 2 1 2 1 2 2 102
    £2,500  2 1 2 2 3 3 3 3 2 333
    £1,000 12 11 14 10 11 10 10 7 11 111311

    Total number of prizes won

     17 13 18 15 16 16 15 13 15 151617
    Total value per month£87,000£23,500£39,000 £85,000 £78,500 £87,500£77,500£84,500 £36,000£28,500£20,500£88,500

    Total prize fund won in 2021 (year to date) = £ 736,000.00 

    Upcoming Prize Draw

    Find out what the total prize fund and number of prizes are available at the next draw!