Notices

Mortgage customers - Your mortgage statements are now available on our Online Service. Printed copies of your mortgage statements have been sent to you by post and should arrive by Friday 30 January.

We’re pleased to let you know that your mortgage statements are now available to view on our Online Service. To view these log in to the Online Service, select ‘View account’ and then within the ‘Mortgage account summary’ page, click on ‘Statements’.
Savings customers - interest rates on many of our variable rate savings products will be decreasing from 29 January. We have emailed or written to you to let you know of how these interest rate decreases affect you. See our variable savings rate changes
The Bank of England Base Rate decreased by 0.25% to 3.75% on 18 December 2025. Read more about our rate changes

Savings: Interest rates for Windfall Bond will decrease by 0.25% from 1 January 2026. We will write to all customers individually to confirm the new rates.
Mortgages: Tracker mortgages will change on 25 January 2026 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.

Windfall Bond Prize winners and prize value totals: A historic overview since 2015

Open a Windfall Bond account today and earn 2.75% annual interest (Gross AER)

All our savings accounts are FSCS protected.

How our Windfall Bond winners are notified

Winners will be notified directly within 10 working days of the draw.

Prize Level A and B winners will be contacted by phone
Prize Level C, D and E winners will be contacted by email. If we are unable to reach you by email or don't have an email address on file, we will notify you by letter.

A list of winners will be available below no later than four weeks after each monthly draw takes place. We've also including an historic list of winners.

Visit our Upcoming Prize Draw page for further details of the prize draw

Number and value of prizes won in 2026

Prize

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

£50,000

£10,000

£1,000

£500

£100

Total value per month

£113,200

Total prize fund won in 2026 (year to date) = £113,200.

2026 winners list

January 2026

Historic list of winners

2025 winners list

Winners list 2020-2024

Winners list 2015-2019

Historic list of prize value totals

2025

Prize	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
£50,000	1	1	1	1	1	1	1	1	1	1	1	1
£10,000	4	4	4	4	3	3	3	3	3	3	3	3
£1,000	28	27	23	20	23	21	20	19	18	18	17	16
£500	29	28	24	20	23	22	21	20	19	18	17	17
£100	146	149	125	109	121	114	109	107	102	99	88	87
Total value per month	£147,100	£145,900	£137,500	£130,900	£126,600	£123,400	£121,400	£119,700	£117,700	£116,900	£114,300	£113,200

Total prize fund won in 2025 (year to date) = £1,514,600.

2024

Number and value of prizes won in 2024

Prize	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
£50,000	1	1	1	1	0	1	1	1	1	1	1	1
£10,000	2	2	1	0	2	1	2	1	2	2	3	4
£2,500	2	2	3	3	2	2	2	2	3	-	-	-
£1,000	14	13	11	13	13	11	10	11	13	12	19	23
£500	-	-	-	-	-	-	-	-	-	12	19	24
£100	-	-	-	-	-	-	-	-	-	62	95	121
Total value per month	£89,000	£88,000	£78,500	£70,500	£38,000	£76,000	£85,000	£76,000	£90,500	£94,200	£118,000	£137,100

Total prize fund won in 2024 (year to date) = £1,040,800.

2023

Number and value of prizes won in 2023

Prize	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
£50,000	1	1	1	0	0	1	0	1	1	1	1	1
£10,000	2	2	2	2	2	2	1	2	1	2	1	2
£2,500	2	3	3	2	2	3	3	3	2	3	3	1
£1,000	15	14	12	11	14	11	12	13	14	13	14	11
Total number of prizes won	20	20	18	15	18	17	16	19	18	19	19	15
Total value per month	£90,000	£91,500	£89,500	£36,000	£39,000	£88,500	£29,500	£90,500	£79,000	£90,500	81,500	£83,500

Total prize fund won in 2023 (year to date) = £889,000

2022

Number and value of prizes won in 2022

Prize	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
£50,000	0	1	1	1	1	1	1	1	1	1	0	1
£10,000	1	2	2	2	2	2	1	2	2	2	2	2
£2,500	3	3	2	3	3	3	3	3	3	2	3	3
£1,000	15	15	15	13	15	15	15	14	12	14	14	13
Total number of prizes won	19	21	20	19	21	21	20	20	18	19	19	19
Total value per month	£32,500	£92,500	£90,000	£90,500	£92,500	£92,500	£82,500	£91,500	£89,500	£89,000	£41,500	£90,500

Total prize fund won in 2022 (year to date) = £ 975,000.00

2021

Number and value of prizes won in 2021

Prize	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
£50,000	1	0	0	1	1	1	1	1	0	0	0	1
£10,000	2	1	2	2	1	2	1	2	2	1	0	2
£2,500	2	1	2	2	3	3	3	3	2	3	3	3
£1,000	12	11	14	10	11	10	10	7	11	11	13	11
Total number of prizes won	17	13	18	15	16	16	15	13	15	15	16	17
Total value per month	£87,000	£23,500	£39,000	£85,000	£78,500	£87,500	£77,500	£84,500	£36,000	£28,500	£20,500	£88,500

Total prize fund won in 2021 (year to date) = £ 736,000.00

Upcoming Prize Draw

Find out what the total prize fund and number of prizes are available at the next draw!