Notices

  • Savings customers - interest rates on many of our variable rate savings products decreased on 29 January. We have emailed or written to you to let you know of how these interest rate decreases affect you. See our variable savings rate changes

  • Mortgage products - On Tuesday 20 January 2026, we made changes to our mortgage product range. This includes enhanced Buy to Let HMO criteria, now catering to properties with up to six bedrooms (previously four bedrooms)

    Managed Mortgage Rates and Discounted Variable Rates

    From 7 February 2026, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.15%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.

    We will shortly be writing to existing customers who have been impacted by this change, with details relevant to them.

Autumn newsletter 2024

Find out what we've been up to this year in our latest newsletter.

Autumn Newsletter

Our latest newsletter is now available to download. Our CEO, Mark Bogard, gives his views on the current economic climate and the challenges the new Government faces regarding housing. We also share some of the results from the latest Members' survey on financial well being.  

Download our newsletter