Notices

  • Savings customers - interest rates on many of our variable rate savings products will be decreasing from 29 January. We have emailed or written to you to let you know of how these interest rate decreases affect you. See our variable savings rate changes

  • UK Landlords - The Renters’ Rights Bill, introduced in September 2024, received Royal Assent on 27 October 2025 and is now law as the Renters’ Rights Act. Read more about what to expect.

  • Savings: Interest rates for Windfall Bond will decrease by 0.25% from 1 January 2026. We will write to all customers individually to confirm the new rates.

    Mortgages: Tracker mortgages will change on 25 January 2026 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.

  • Mortgage products - On Tuesday 20 January 2026, we made changes to our mortgage product range. This includes enhanced Buy to Let HMO criteria, now catering to properties with up to six bedrooms (previously four bedrooms)

    Managed Mortgage Rates and Discounted Variable Rates

    From 7 February 2026, we'll be decreasing our Managed Mortgage Rates (MMR) by 0.15%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates.

    We will shortly be writing to existing customers who have been impacted by this change, with details relevant to them.

  • Our Market Tracker Cash ISA (2) paying 4.03% AER is now back on sale. Find out more

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Insurance

We've partnered with a range of insurance companies who can provide you with quality cover and competitive rates.

Insurance may not be an exciting subject but it’s important to get it right as choosing the wrong cover could cost you dearly.

We’ve researched the market for insurance companies who are experts in their particular area of cover and we believe they offer you and your family value for money.

Life insurance and critical illness cover

Get extra protection and peace of mind for you and your family with Cavendish Online, one of the UK's leading financial service providers.

Find out more

Home and contents insurance

We understand how important your home is to you so we've partnered with 3XD, specialists in home insurance products.

Find out more

We receive payment from partners where an introduction to their services leads to a transaction taking place.

Need to get in touch about insurance services?