Notices

  • Savings customers - interest rates on many of our variable rate savings products will be decreasing from 29 January. We have emailed or written to you to let you know of how these interest rate decreases affect you. See our variable savings rate changes

  • UK Landlords - The Renters’ Rights Bill, introduced in September 2024, received Royal Assent on 27 October 2025 and is now law as the Renters’ Rights Act. Read more about what to expect.

  • Savings: Interest rates for Windfall Bond will decrease by 0.25% from 1 January 2026. We will write to all customers individually to confirm the new rates.

    Mortgages: Tracker mortgages will change on 25 January 2026 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.

  • Our Market Tracker Cash ISA (2) paying 4.03% AER is now back on sale. Find out more

Disappointed with his Premium Bonds, Mike found the Windfall Bond

It's the first time i've won anything

Mike first heard about the Family Building Society in a newspaper article about Premium Bonds. Mike had previously been a fan of Premium Bonds but latterly had become disappointed and they just didn't seem worthwhile anymore.

"In terms of the odds the article itself said the odds were 64 to one*, and I know for sure that Premium Bonds are a lot longer odds than that."

Mike was impressed with the odds of 64 to one*, but the fact that the Windfall Bond also pays interest was one of the strongest arguments for him.

Mike also knows that it's possible to win with our Windfall Bond as he was a lucky winner himself.

* Since Mike opened his Windfall Bond, we have increased the number of prizes to win from 13 to 21. With two Windfall Bonds, the chance of winning in 12 draws has increased from 1 in 32 to 1 in 30.

Is our Windfall Bond Savings Account right for you?

A truly unique Savings Account that earns interest and enters you into a monthly prize draw for the chance to win up to £50,000.

Windfall Bond

Mortgage case studies

Learn how our mortgage products have helped real life customers by reading their stories and finding out more about our products.
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