Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB | |
---|---|---|---|---|---|---|---|---|---|---|
5.14% 5 Year Fixed Rate to 31/08/2029 (XF0783) |
Code XF0783 DIRECT | |||||||||
More info | 31/08/2029 | 9.19% | 70% | £175* | £999 | £0 | Yes | Yes | No | |
More info
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Online Application
|
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6.39% Offset Mortgage 2.15% Discounted Rate from follow on rate for 2 years (XO0072) |
Code XO0072 | |||||||||
More info | 2 years | 8.54% | 80% | £175* | £999~ | £500^ | Yes | No | No | |
More info
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|
||||||||||
4.89% Family Mortgage 5 Year Fixed Rate to 30/09/2029 (XF0773) |
Code XF0773 | |||||||||
More info | 30/09/2029 | 8.44% | 95% | £175* | £599~ | £250^ | Yes | No | Yes | |
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|
||||||||||
5.89% Ltd Co 2 Year Fixed Rate to 31/07/2026 (XF0785) |
Code XF0785 | |||||||||
More info | 31/07/2026 | 9.19% | 70% | £175* | 1.00%~ | £0 | Yes | Yes | No | |
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|
||||||||||
5.44% JBSP 2 Year Fixed Rate to 31/07/2026 (XF0766) |
Code XF0766 | |||||||||
More info | 31/07/2026 | 8.44% | 80% | £175* | £599~ | £500^ | Yes | No | Yes | |
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|
||||||||||
6.74% Offset Mortgage 2.45% Discounted Rate from follow on rate for 2 years (XO0076) |
Code XO0076 | |||||||||
More info | 2 years | 9.19% | 70% | £175* | £999~ | £100^ | Yes | Yes | No | |
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· Purpose - Offset applications for purchase, remortgage, product switch and further advance
|
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5.34% 2 Year Fixed Rate to 31/07/2026 (XF0764) |
Code XF0764 | |||||||||
More info | 31/07/2026 | 8.44% | 80% | £175* | £999~ | £500^ | Yes | No | No | |
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|
||||||||||
5.44% Expat 5 Year Fixed Rate to 31/08/2029 (XF0791) |
Code XF0791 Direct | |||||||||
More info | 31/08/2029 | 9.19% | 70% | £175* | 1.00%~ | £500^ | No | Yes | No | |
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|
||||||||||
4.99% 5 Year Fixed Rate to 31/08/2029 (XF0782) |
Code XF0782 | |||||||||
More info | 31/08/2029 | 9.19% | 60% | £125* | 0 | £0 | Yes | Yes | No | |
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|
||||||||||
5.19% FFGM 5 Year Fixed Rate to 30/09/2029 (XF0779) |
Code XF0779 | |||||||||
More info | 30/09/2029 | 8.44% | 95% | £125* | £0 | £0 | Yes | Yes | No | |
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|
||||||||||
4.69% 5 Year Fixed Rate to 30/09/2029 (XF0769) |
Code XF0769 DIRECT | |||||||||
More info | 30/09/2029 | 8.44% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
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|
||||||||||
5.99% Expat 2 Year Fixed Rate to 31/07/2026 (XF0789) |
Code XF0789 | |||||||||
More info | 31/07/2026 | 9.19% | 70% | £175* | 1.00%~ | £0 | No | Yes | No | |
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|
||||||||||
5.29% Expat 5 Year Fixed Rate to 31/08/2029 (XF0790) |
Code XF0790 (Direct) | |||||||||
More info | 31/08/2029 | 9.19% | 60% | £175* | 1.00%~ | £500^ | No | Yes | No | |
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|
||||||||||
5.49% 5 Year Fixed Rate to 30/09/2029 (XF0778) |
Code XF0778 DIRECT | |||||||||
More info | 30/09/2029 | 8.44% | 80% | £175* | £999~ | £500^ | No | Yes | No | |
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|
||||||||||
5.74% Ltd Co 2 Year Fixed Rate to 31/07/2026 (XF0784) |
Code XF0784 | |||||||||
More info | 31/07/2026 | 9.19% | 60% | £175* | 1.00%~ | £0 | Yes | Yes | No | |
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|
||||||||||
5.84% Expat 2 Year Fixed Rate to 31/07/2026 (XF0788) |
Code XF0788 | |||||||||
More info | 31/07/2026 | 9.19% | 60% | £175* | 1.00%~ | £0 | No | Yes | No | |
More info
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|
||||||||||
5.74% RIO 5 Year Fixed Rate to 30/09/2029 (XFZ022) |
Code XFZ022 | |||||||||
More info | 30/09/2029 | 8.44% | 50% | £175* | £999~ | £500^ | No | Yes | No | |
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|
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
||||
---|---|---|---|---|---|---|---|---|---|---|
5.09% 3 Year Fixed Rate to 30/09/2027 (XF0768) |
||||||||||
5.09% | 8.44% |
6.8 |
|
60% | £0~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.24% 5 Year Fixed Rate to 30/09/2029 (XF0777) |
||||||||||
5.24% | 8.44% |
6.8% |
|
60% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.39% Offset Mortgage 2.15% Discounted Rate from follow on rate for 2 years (XO0072) |
||||||||||
6.39% | 8.54% |
8.2% |
|
80% | £999~ |
£500 cashback for remortgages and £100 cashback for Offset Saver account^ Payment or Term reduction |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.89% Family Mortgage 5 Year Fixed Rate to 30/09/2029 (XF0773) |
||||||||||
4.89% | 8.44% |
7.3% |
|
95% | £599~ | £250 for purchase applications^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.69% Expat 1.75% Discounted Rate from follow on rate for 2 years (XD0217) |
||||||||||
6.69% | 8.44% |
8.5% |
|
60% | £999~ |
£500 cashback for remortgages^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.44% JBSP 2 Year Fixed Rate to 31/07/2026 (XF0766) |
||||||||||
5.44% | 8.44% |
8.1% |
|
80% | £599~ |
£500 cashback for remortgages^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.34% 2 Year Fixed Rate to 31/07/2026 (XF0764) |
||||||||||
5.34% | 8.44% |
7.5% |
|
80% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.84% 2 Year Fixed Rate to 31/07/2026 (XF0774) |
||||||||||
5.84% | 8.44% |
8.1% |
|
60% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.89% JBSP 5 Year Fixed Rate to 30/09/2029 (XF0772) |
||||||||||
4.89% | 8.44% |
6.8% |
|
80% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.19% FFGM 5 Year Fixed Rate to 30/09/2029 (XF0779) |
||||||||||
5.19% | 8.44% |
7.4% |
|
95% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
4.69% 5 Year Fixed Rate to 30/09/2029 (XF0769) |
||||||||||
4.69% | 8.44% |
5.6% |
|
60% | £999~ | £500 for remortgage applications^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.49% 5 Year Fixed Rate to 30/09/2029 (XF0778) |
||||||||||
5.49% | 8.44% |
6.8% |
|
80% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
6.09% 2 Year Fixed Rate to 31/07/2026 (XF0775) |
||||||||||
6.09%% | 8.44% |
8.1% |
|
80% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
5.74% RIO 5 Year Fixed Rate to 30/09/2029 (XFZ022) |
||||||||||
5.74% | 8.44% |
7.5% |
|
50% | £999~ |
£500 cashback for remortgages^ Overpayments allowed |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
Case study - A repayment mortgage even in retirement
Christine and her husband were looking for a repayment mortgage in their retirement but needed a long mortgage term
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