Product End Or Switching | Expat Owner Occupier Mortgage Switch |

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Initial Rate	Initial Rate Ends	Follow On Rate	Max. LTV	Application Fee	Product Fee	Cashback on Completion	Repayment or Interest-Only?	FTB
5.54% 2 Year Tracker Rate (1.79% above the BOE Bank Rate) (XT0016)								Code XT0016
More info	2 years	7.54%	80%	£175*	£999~	£500^	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Purchase and Remortgage Difference from Bank Rate - 1.79% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years Minimum Rate - 3.79% Loan to Value - Maximum 80% Application Fee - £175 + Valuation Fee Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.3% APRC.
5.84% HMO 2 Year Fixed Rate to 31/10/2028 (XF1335)								Code XF1335
More info	31/10/2028	8.29%	75%	£175*	1.00%~	£0^	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - HMO applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase and Remortgage)* - The HMO valuation fee scale applies, less £330 discount ^~Product Fee - 1% of the loan amount Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.0% APRC.
5.79% 5 Year Fixed Rate to 30/09/2031 (XF1333)								Code XF1333
More info	30/09/2031	8.29%	75%	£175*	1.00%~	£0^	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 30/09/2031 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount Early Repayment Charges - 5% until 30/09/2027, 4% until 30/09/2028, 3% until 30/09/2029, 2% until 30/09/2030, 1% until 30/09/2031 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.2% APRC.
5.19% 2 Year Fixed Rate to 31/10/2028 (XF1331)								Code XF1331
More info	31/10/2028	8.29%	75%	£175*	2.00%~	£500^	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 2% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.8% APRC.
5.64% 2 Year Fixed Rate to 31/10/2028 (XF1330)								Code XF1330
More info	31/10/2028	8.29%	75%	£175*	1.00%~	£0^	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.9% APRC.
5.99% HMO 5 Year Fixed Rate to 30/09/2031 (XF1336)								Code XF1336
More info	30/09/2031	8.29%	75%	£175*	1.00%~	£0^	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - HMO applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 30/09/2031 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase and Remortgage)* - The HMO valuation fee scale applies, less £330 discount ^~Product Fee - 1% of the loan amount Early Repayment Charges - 5% until 30/09/2027, 4% until 30/09/2028, 3% until 30/09/2029, 2% until 30/09/2030, 1% until 30/09/2031 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.4% APRC.
5.84% Ltd Co 2 Year Fixed Rate to 31/10/2028 (XF1337)								Code XF1337
More info	31/10/2028	8.29%	75%	£175*	1.00%~	£0^	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount ^Cashback - £0 Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.1% APRC. Additional criteria - Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.
5.34% 2 Year Tracker Rate (1.59% above the BOE Bank Rate) (XT0018)								Code XT0018
More info	2 years	8.29%	75%	£175*	1.00%~	£0^	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Purchase and Remortgage Difference from Bank Rate - 1.59% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years Minimum Rate - 3.59% Loan to Value - Maximum 75% Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.0% APRC.
5.39% Ltd Co 2 Year Fixed Rate to 31/10/2028 (XF1338)								Code XF1338
More info	31/10/2028	8.29%	75%	£175*	2.00%~	£500^	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 2% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.0% APRC. Additional criteria - Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.
6.04% HMO Ltd Co 2 Year Fixed Rate to 31/10/2028 (XF1343)								Code XF1343
More info	31/10/2028	8.29%	75%	£175*	1.00%~	£0^	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - HMO Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase and Remortgage) - The HMO valuation fee scale applies, less £330 discount ^~Product Fee - 1% of the loan amount ^Cashback - £0 Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.1% APRC. Additional criteria - Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320. HMO Specific Criteria - Properties with six, or fewer, lettable bedrooms with a maximum of six occupants will be considered. Not available for student lets and care homes.
5.79% Ltd Co 5 Year Fixed Rate to 30/09/2031 (XF1340)								Code XF1340
More info	30/09/2031	8.29%	75%	£175*	1.00%~	£0^	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 30/09/2031 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount ^Cashback - £0 Early Repayment Charges - 5% until 30/09/2027, 4% until 30/09/2028, 3% until 30/09/2029, 2% until 30/09/2030, 1% until 30/09/2031 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.5% APRC. Additional criteria - Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.
5.39% 2 Year Tracker Rate Ltd Co (1.64% above the BOE Bank Rate) (XT0020)								Code XT0020
More info	2 years	8.29%	75%	£175*	1.00%~	£0^	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Limited Company Buy to Let applications for Purchase and Remortgage Difference from Bank Rate - 1.64% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years Minimum Rate - 3.64% Loan to Value - Maximum 75% Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.1% APRC.
5.99% HMO Ltd Co 5 Year Fixed Rate to 30/09/2031 (XF1344)								Code XF1344
More info	30/09/2031	8.29%	75%	£175*	1.00%~	£0^	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - HMO Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 30/09/2031 Application fee - £175 + Valuation Fee Valuation Fees (Purchase and Remortgage) - The HMO valuation fee scale applies, less £330 discount ^~Product Fee - 1% of the loan amount ^Cashback - £0 Early Repayment Charges - 5% until 30/09/2027, 4% until 30/09/2028, 3% until 30/09/2029, 2% until 30/09/2030, 1% until 30/09/2031 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.6% APRC. Additional criteria - Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320. HMO Specific Criteria - Properties with six, or fewer, lettable bedrooms with a maximum of six occupants will be considered. Not available for student lets and care homes.
5.49% Expat 2 Year Fixed Rate to 31/10/2028 (XF1346)								Code XF1346
More info	31/10/2028	8.29%	75%	£175*	2.00%~	£500^	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Expat applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 2% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.0% APRC.
5.89% Expat 2 Year Fixed Rate to 31/10/2028 (XF1345)								Code XF1345
More info	31/10/2028	8.29%	75%	£175*	1.00%~	£0^	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Expat applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.1% APRC.
5.94% Expat 5 Year Fixed Rate to 30/09/2031 (XF1348)								Code XF1348
More info	30/09/2031	8.29%	75%	£175*	1.00%~	£0^	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Expat applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 30/09/2031 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount Early Repayment Charges - 5% until 30/09/2027, 4% until 30/09/2028, 3% until 30/09/2029, 2% until 30/09/2030, 1% until 30/09/2031 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.5% APRC.
5.39% 2 Year Tracker Rate Expat (1.64% above the BOE Bank Rate) (XT0022)								Code XT0022
More info	2 years	8.29%	75%	£175*	1.00%~	£0^	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Expat applications for Purchase and Remortgage Difference from Bank Rate - 1.64% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years Minimum Rate - 3.64% Loan to Value - Maximum 75% Application Fee - £175 + Valuation Fee Valuation Fees (Purchase)* - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.1% APRC.
6.04% Expat Ltd Co 2 Year Fixed Rate to 31/10/2028 (XF1352)								Code XF1352
More info	31/10/2028	8.29%	75%	£175*	1.00%~	£0^	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - Expat Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount ^Cashback - £0 Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.1% APRC. Additional criteria - Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.
6.09% HMO Expat 2 Year Fixed Rate to 31/10/2028 (XF1350)								Code XF1350
More info	31/10/2028	8.29%	75%	£175*	1.00%~	£0^	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - HMO Expat applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase and Remortgage)* - The HMO valuation fee scale applies, less £330 discount ^~Product Fee - 1% of the loan amount Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.1% APRC.
6.14% HMO Expat 5 Year Fixed Rate to 30/09/2031 (XF1351)								Code XF1351
More info	30/09/2031	8.29%	75%	£175*	1.00%~	£0^	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Request DIP / Illustration and apply Purpose - HMO Expat applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 30/09/2031 Application Fee - £175 + Valuation Fee Valuation Fees (Purchase and Remortgage)* - The HMO valuation fee scale applies, less £330 discount ^~Product Fee - 1% of the loan amount Early Repayment Charges - 5% until 30/09/2027, 4% until 30/09/2028, 3% until 30/09/2029, 2% until 30/09/2030, 1% until 30/09/2031 Maximum Loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.6% APRC.

Initial interest rate	Current follow on rate	Overall cost for comparison	Repayment or Interest-Only?	Max % Loan to Value (LTV)	Product fees	Additional benefits	Next steps
5.54% 2 Year Tracker Rate (1.79% above the BOE Bank Rate) (XT0016)							Compare
5.54%	7.54%	7.3%APRC	Interest-Only	80%	£999~	£500 cashback for Remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and Remortgage Difference from Bank Rate - 1.79% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years Minimum Rate - 3.79% Loan to Value - Maximum 80% Application fee - £175 + Valuation Fee Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000, 0.3% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.3% APRC. Additional criteria - See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.84% HMO 2 Year Fixed Rate to 31/10/2028 (XF1335)							Compare
5.84%	8.29%	8.0%APRC	Interest-Only Repayment	75%	1.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - HMO applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase and Remortgage) - The HMO valuation fee scale applies, less £330 discount ^~Product Fee - 1% of the loan amount Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.0% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.79% 5 Year Fixed Rate to 30/09/2031 (XF1333)							Compare
5.79%	8.29%	7.2%APRC	Interest-Only Repayment	75%	1.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 30/09/2031 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount Early Repayment Charges - 5% until 30/09/2027, 4% until 30/09/2028, 3% until 30/09/2029, 2% until 30/09/2030, 1% until 30/09/2031 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.2% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.19% 2 Year Fixed Rate to 31/10/2028 (XF1331)							Compare
5.19%	8.29%	7.8%APRC	Interest-Only Repayment	75%	2.00%~	£500 cashback for Remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 2% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.8% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.64% 2 Year Fixed Rate to 31/10/2028 (XF1330)							Compare
5.64%	8.29%	7.9%APRC	Interest-Only Repayment	75%	1.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.9% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.99% HMO 5 Year Fixed Rate to 30/09/2031 (XF1336)							Compare
5.99%	8.29%	7.4%APRC	Interest-Only Repayment	75%	1.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - HMO applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 30/09/2031 Application fee - £175 + Valuation Fee Valuation Fees (Purchase and Remortgage) - The HMO valuation fee scale applies, less £330 discount ^~Product Fee - 1% of the loan amount Early Repayment Charges - 5% until 30/09/2027, 4% until 30/09/2028, 3% until 30/09/2029, 2% until 30/09/2030, 1% until 30/09/2031 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.4% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.84% Ltd Co 2 Year Fixed Rate to 31/10/2028 (XF1337)							Compare
5.84%	8.29%	8.1%APRC	Interest-Only Repayment	75%	1.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount ^Cashback - £0 Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.1% APRC. Additional criteria - Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.34% 2 Year Tracker Rate (1.59% above the BOE Bank Rate) (XT0018)							Compare
5.34%	8.29%	8.0%APRC	Interest-Only Repayment	75%	1.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Purchase and Remortgage Difference from Bank Rate - 1.59% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years Minimum Rate - 3.59% Loan to Value - Maximum 75% Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.0% APRC. Additional criteria - See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.39% Ltd Co 2 Year Fixed Rate to 31/10/2028 (XF1338)							Compare
5.39%	8.29%	8.0%APRC	Interest-Only Repayment	75%	2.00%~	£500 cashback for Remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 2% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.0% APRC. Additional criteria - Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.04% HMO Ltd Co 2 Year Fixed Rate to 31/10/2028 (XF1343)							Compare
6.04%	8.29%	8.1%APRC	Interest-Only Repayment	75%	1.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - HMO Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase and Remortgage) - The HMO valuation fee scale applies, less £330 discount ^~Product Fee - 1% of the loan amount ^Cashback - £0 Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.1% APRC. Additional criteria - Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320. HMO Specific Criteria - Properties with six, or fewer, lettable bedrooms with a maximum of six occupants will be considered. Not available for student lets and care homes. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.79% Ltd Co 5 Year Fixed Rate to 30/09/2031 (XF1340)							Compare
5.79%	8.29%	7.5%APRC	Interest-Only Repayment	75%	1.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 30/09/2031 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount ^Cashback - £0 Early Repayment Charges - 5% until 30/09/2027, 4% until 30/09/2028, 3% until 30/09/2029, 2% until 30/09/2030, 1% until 30/09/2031 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.5% APRC. Additional criteria - Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.39% 2 Year Tracker Rate Ltd Co (1.64% above the BOE Bank Rate) (XT0020)							Compare
5.39%	8.29%	8.1%APRC	Interest-Only Repayment	75%	1.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Limited Company Buy to Let applications for Purchase and Remortgage Difference from Bank Rate - 1.64% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years Minimum Rate - 3.64% Loan to Value - Maximum 75% Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.1% APRC. Additional criteria - See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.99% HMO Ltd Co 5 Year Fixed Rate to 30/09/2031 (XF1344)							Compare
5.99%	8.29%	7.6%APRC	Interest-Only Repayment	75%	1.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - HMO Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 30/09/2031 Application fee - £175 + Valuation Fee Valuation Fees (Purchase and Remortgage) - The HMO valuation fee scale applies, less £330 discount ^~Product Fee - 1% of the loan amount ^Cashback - £0 Early Repayment Charges - 5% until 30/09/2027, 4% until 30/09/2028, 3% until 30/09/2029, 2% until 30/09/2030, 1% until 30/09/2031 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.6% APRC. Additional criteria - Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320. HMO Specific Criteria - Properties with six, or fewer, lettable bedrooms with a maximum of six occupants will be considered. Not available for student lets and care homes. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.49% Expat 2 Year Fixed Rate to 31/10/2028 (XF1346)							Compare
5.49%	8.29%	8.0%APRC	Interest-Only	75%	2.00%~	£500 cashback for Remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 2% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.0% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.89% Expat 2 Year Fixed Rate to 31/10/2028 (XF1345)							Compare
5.89%	8.29%	8.1%APRC	Interest-Only	75%	1.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.1% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.94% Expat 5 Year Fixed Rate to 30/09/2031 (XF1348)							Compare
5.94%	8.29%	7.5%APRC	Interest-Only	75%	1.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 30/09/2031 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount Early Repayment Charges - 5% until 30/09/2027, 4% until 30/09/2028, 3% until 30/09/2029, 2% until 30/09/2030, 1% until 30/09/2031 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.5% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.39% 2 Year Tracker Rate Expat (1.64% above the BOE Bank Rate) (XT0022)							Compare
5.39%	8.29%	8.1%APRC	Interest-Only	75%	1.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat applications for Purchase and Remortgage Difference from Bank Rate - 1.64% above the Bank of England Bank Rate, which is currently 3.75%, for 2 years Minimum Rate - 3.64% Loan to Value - Maximum 75% Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.1% APRC. Additional criteria - See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.04% Expat Ltd Co 2 Year Fixed Rate to 31/10/2028 (XF1352)							Compare
6.04%	8.29%	8.1%APRC	Interest-Only	75%	1.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount ^Cashback - £0 Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.1% APRC. Additional criteria - Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.09% HMO Expat 2 Year Fixed Rate to 31/10/2028 (XF1350)							Compare
6.09%	8.29%	8.1%APRC	Interest-Only	75%	1.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - HMO Expat applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 31/10/2028 Application fee - £175 + Valuation Fee Valuation Fees (Purchase and Remortgage) - The HMO valuation fee scale applies, less £330 discount ^~Product Fee - 1% of the loan amount Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 8.1% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.14% HMO Expat 5 Year Fixed Rate to 30/09/2031 (XF1351)							Compare
6.14%	8.29%	7.6%APRC	Interest-Only	75%	1.00%~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - HMO Expat applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 30/09/2031 Application fee - £175 + Valuation Fee Valuation Fees (Purchase and Remortgage) - The HMO valuation fee scale applies, less £330 discount ^~Product Fee - 1% of the loan amount Early Repayment Charges - 5% until 30/09/2027, 4% until 30/09/2028, 3% until 30/09/2029, 2% until 30/09/2030, 1% until 30/09/2031 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.6% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back

Comparing two mortgage products


Product	DYNAMIC	DYNAMIC
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Current follow on rate	DYNAMIC	DYNAMIC
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Note that products are subject to additional terms and subject to change. See a product's full details to find out more.

Case study - Helping the retired back into home ownership

When their landlady told them she wanted to sell the house, David and his wife decided to get back on the property ladder

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Over 125 years of helping people move in

For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.

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Mortgages - 03330 140140

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Savings - 03330 140144
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mortgage.service@familybsoc.co.uk

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5.54% 2 Year Tracker Rate (1.79% above the BOE Bank Rate) (XT0016)

5.84% HMO 2 Year Fixed Rate to 31/10/2028 (XF1335)

5.79% 5 Year Fixed Rate to 30/09/2031 (XF1333)

5.19% 2 Year Fixed Rate to 31/10/2028 (XF1331)

5.64% 2 Year Fixed Rate to 31/10/2028 (XF1330)

5.99% HMO 5 Year Fixed Rate to 30/09/2031 (XF1336)

5.84% Ltd Co 2 Year Fixed Rate to 31/10/2028 (XF1337)

5.34% 2 Year Tracker Rate (1.59% above the BOE Bank Rate) (XT0018)

5.39% Ltd Co 2 Year Fixed Rate to 31/10/2028 (XF1338)

6.04% HMO Ltd Co 2 Year Fixed Rate to 31/10/2028 (XF1343)

5.79% Ltd Co 5 Year Fixed Rate to 30/09/2031 (XF1340)

5.39% 2 Year Tracker Rate Ltd Co (1.64% above the BOE Bank Rate) (XT0020)

5.99% HMO Ltd Co 5 Year Fixed Rate to 30/09/2031 (XF1344)

5.49% Expat 2 Year Fixed Rate to 31/10/2028 (XF1346)

5.89% Expat 2 Year Fixed Rate to 31/10/2028 (XF1345)

5.94% Expat 5 Year Fixed Rate to 30/09/2031 (XF1348)

5.39% 2 Year Tracker Rate Expat (1.64% above the BOE Bank Rate) (XT0022)

6.04% Expat Ltd Co 2 Year Fixed Rate to 31/10/2028 (XF1352)

6.09% HMO Expat 2 Year Fixed Rate to 31/10/2028 (XF1350)

6.14% HMO Expat 5 Year Fixed Rate to 30/09/2031 (XF1351)

5.54% 2 Year Tracker Rate (1.79% above the BOE Bank Rate) (XT0016)

Some key features of this mortgage

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5.84% HMO 2 Year Fixed Rate to 31/10/2028 (XF1335)

Some key features of this mortgage

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5.79% 5 Year Fixed Rate to 30/09/2031 (XF1333)

Some key features of this mortgage

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5.19% 2 Year Fixed Rate to 31/10/2028 (XF1331)

Some key features of this mortgage

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5.64% 2 Year Fixed Rate to 31/10/2028 (XF1330)

Some key features of this mortgage

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5.99% HMO 5 Year Fixed Rate to 30/09/2031 (XF1336)

Some key features of this mortgage

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5.84% Ltd Co 2 Year Fixed Rate to 31/10/2028 (XF1337)

Some key features of this mortgage

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5.34% 2 Year Tracker Rate (1.59% above the BOE Bank Rate) (XT0018)

Some key features of this mortgage

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5.39% Ltd Co 2 Year Fixed Rate to 31/10/2028 (XF1338)

Some key features of this mortgage

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6.04% HMO Ltd Co 2 Year Fixed Rate to 31/10/2028 (XF1343)

Some key features of this mortgage

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5.79% Ltd Co 5 Year Fixed Rate to 30/09/2031 (XF1340)

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5.39% 2 Year Tracker Rate Ltd Co (1.64% above the BOE Bank Rate) (XT0020)

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5.99% HMO Ltd Co 5 Year Fixed Rate to 30/09/2031 (XF1344)

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5.49% Expat 2 Year Fixed Rate to 31/10/2028 (XF1346)

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5.89% Expat 2 Year Fixed Rate to 31/10/2028 (XF1345)

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5.94% Expat 5 Year Fixed Rate to 30/09/2031 (XF1348)

Some key features of this mortgage

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5.39% 2 Year Tracker Rate Expat (1.64% above the BOE Bank Rate) (XT0022)

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6.04% Expat Ltd Co 2 Year Fixed Rate to 31/10/2028 (XF1352)

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6.09% HMO Expat 2 Year Fixed Rate to 31/10/2028 (XF1350)

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6.14% HMO Expat 5 Year Fixed Rate to 30/09/2031 (XF1351)

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