Product End or Switching |Family Assisted Mortgage Switch

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Initial Rate	Initial Rate Ends	Follow On Rate	Max. LTV	Application Fee	Product Fee	Cashback on Completion	Repayment or Interest-Only?	FTB
5.54% 2 Year Fixed Rate to 31/10/2028 (XF1315)								Code XF1315 (EB)
More info	31/10/2028	7.54%	60%	£125*	£0~	£0	Repayment	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 31/10/2028 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.8% APRC.
6.14% Expat Ltd Co 5 Year Fixed Rate to 30/09/2031 (XF1353)								Code XF1353
More info	30/09/2031	8.29%	75%	£175*	1.00%~	£500^	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Online Application Purpose - Expat Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 30/09/2031 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 5% until 30/09/2027, 4% until 30/09/2028, 3% until 30/09/2029, 2% until 30/09/2030, 1% until 30/09/2031 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.6% APRC. Additional criteria - Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320.
5.64% 2 Year Fixed Rate to 31/10/2028 (XF1316)								Code XF1316 (EB)
More info	31/10/2028	7.54%	80%	£125*	£0~	£0	Repayment	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 80% Fixed Rate end date - 31/10/2028 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.9% APRC.
5.69% JBSP 2 Year Fixed Rate to 31/10/2028 (XF1317)								Code XF1317 (EB)
More info	31/10/2028	7.54%	80%	£125*	£0~	£0	Repayment	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Online Application Purpose - Joint Borrower Sole Proprietor applications for Product Switch and Further Advance. Also available for product switch and Further Advance for existing Guarantor mortgages Loan to Value - 80% Fixed Rate end date - 31/10/2028 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum Loan - £1,000,000 in total (across any original borrowing plus Further Advance(s)) Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.2% APRC.
5.49% 5 Year Fixed Rate to 31/10/2031 (XF1319)								Code XF1319 (EB)
More info	31/10/2031	7.54%	60%	£125*	£0~	£0	Repayment	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 31/10/2031 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/10/2027, 4% until 31/10/2028, 3% until 31/10/2029, 2% until 31/10/2030, 1% until 31/10/2031 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 5.9% APRC.
5.79% JBSP 2 Year Fixed Rate to 31/10/2028 (XF1318)								Code XF1318 (EB)
More info	31/10/2028	7.54%	90%	£125*	£0~	£0	Repayment	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Online Application Purpose - Joint Borrower Sole Proprietor applications for Product Switch and Further Advance. Also available for product switch and Further Advance for existing Guarantor mortgages Loan to Value - 90% Fixed Rate end date - 31/10/2028 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum Loan - £500,000 in total (across any original borrowing plus Further Advance(s)) Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.3% APRC.
5.59% 5 Year Fixed Rate to 31/10/2031 (XF1320)								Code XF1320 (EB)
More info	31/10/2031	7.54%	80%	£125*	£0~	£0	Repayment	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 80% Fixed Rate end date - 31/10/2031 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/10/2027, 4% until 31/10/2028, 3% until 31/10/2029, 2% until 31/10/2030, 1% until 31/10/2031 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.0% APRC.
5.64% JBSP 5 Year Fixed Rate to 31/10/2031 (XF1321)								Code XF1321 (EB)
More info	31/10/2031	7.54%	80%	£125*	£0~	£0	Repayment	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Online Application Purpose - Joint Borrower Sole Proprietor applications for Product Switch and Further Advance. Also available for product switch and Further Advance for existing Guarantor mortgages Loan to Value - 80% Fixed Rate end date - 31/10/2031 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/10/2027, 4% until 31/10/2028, 3% until 31/10/2029, 2% until 31/10/2030, 1% until 31/10/2031 Maximum Loan - £1,000,000 in total (across any original borrowing plus Further Advance(s)) Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.5% APRC.
5.74% JBSP 5 Year Fixed Rate to 31/10/2031 (XF1322)								Code XF1322 (EB)
More info	31/10/2031	7.54%	90%	£125*	£0~	£0	Repayment	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Online Application Purpose - Joint Borrower Sole Proprietor applications for Product Switch and Further Advance. Also available for product switch and Further Advance for existing Guarantor mortgages Loan to Value - 90% Fixed Rate end date - 31/10/2031 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/10/2027, 4% until 31/10/2028, 3% until 31/10/2029, 2% until 31/10/2030, 1% until 31/10/2031 Maximum Loan - £500,000 in total (across any original borrowing plus Further Advance(s)) Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.6% APRC.
5.89% 2 Year Fixed Rate to 31/10/2028 (XF1324)								Code XF1324 (EB)
More info	31/10/2028	7.54%	60%	£125*	£0~	£0	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 31/10/2028 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.3% APRC.
5.19% (2.35% discounted rate from follow on rate) for 2 years (XD0232)								Code XD0232 (EB)
More info	2 years	7.54%	80%	£125*	£0~	£0	Repayment	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Discount - 2.35% applied to our Managed Mortgage Rate for 2 years Minimum Rate - 3.44% Loan to Value - 80% Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches ^Cashback - £0 Cost for comparison - 6.8% APRC.
5.29% JBSP (2.25% discounted rate from follow on rate) for 2 years (XD0233)								Code XD0233 (EB)
More info	2 years	7.54%	80%	£125*	£0~	£0	Repayment	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Online Application Purpose - Joint Borrower Sole Proprietor applications for Product Switch and Further Advance. Also available for product switch and Further Advance for existing Guarantor mortgages Discount - 2.25% applied to our Managed Mortgage Rate for 2 years Minimum Rate - 3.54% Loan to Value - 80% Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - £500,000 in total (across any original borrowing plus Further Advance(s)) Minimum Loan - £2,000 for Further Advance. No minimum for product switches ^Cashback - £0 Cost for comparison - 7.2% APRC.
6.04% 2 Year Fixed Rate to 31/10/2028 (XF1326)								Code XF1326 (EB)
More info	31/10/2028	7.54%	80%	£125*	£0~	£0	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 80% Fixed Rate end date - 31/10/2028 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.4% APRC.
6.14% JBSP 2 Year Fixed Rate to 31/10/2028 (XF1327)								Code XF1327 (EB)
More info	31/10/2028	7.54%	80%	£125*	£0~	£0	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Online Application Purpose - Joint Borrower Sole Proprietor applications for Product Switch and Further Advance. Also available for product switch and Further Advance for existing Guarantor mortgages Loan to Value - 80% Fixed Rate end date - 31/10/2028 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum Loan - £500,000 in total (across any original borrowing plus Further Advance(s)) Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.5% APRC.
5.89% 5 Year Fixed Rate to 31/10/2031 (XF1328)								Code XF1328 (EB)
More info	31/10/2031	7.54%	60%	£125*	£0~	£0	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 31/10/2031 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/10/2027, 4% until 31/10/2028, 3% until 31/10/2029, 2% until 31/10/2030, 1% until 31/10/2031 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.6% APRC.
6.04% 5 Year Fixed Rate to 31/10/2031 (XF1329)								Code XF1329 (EB)
More info	31/10/2031	7.54%	80%	£125*	£0~	£0	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 80% Fixed Rate end date - 31/10/2031 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/10/2027, 4% until 31/10/2028, 3% until 31/10/2029, 2% until 31/10/2030, 1% until 31/10/2031 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.8% APRC.
5.99% RIO 5 Year Fixed Rate to 31/10/2031 (XFZ036)								Code XFZ036 (EB)
More info	31/10/2031	7.54%	50%	£125*	£0~	£0	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Online Application Purpose - Retirement Interest-Only applications for for Product Switch and Further Advance Loan to Value - 50% Fixed Rate end date - 31/10/2031 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/10/2027, 4% until 31/10/2028, 3% until 31/10/2029, 2% until 31/10/2030, 1% until 31/10/2031 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.8% APRC.
5.69% JBSP (1.85% discounted rate from follow on rate) for 2 years (XD0235)								Code XD0235 (EB)
More info	2 years	7.54%	80%	£125*	£0~	£0	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Online Application Purpose - Joint Borrower Sole Proprietor applications for Product Switch and Further Advance. Also available for product switch and Further Advance for existing Guarantor mortgages Discount - 1.85% applied to our Managed Mortgage Rate for 2 years Minimum Rate - 3.94% Loan to Value - 80% Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - £500,000 in total (across any original borrowing plus Further Advance(s)) Minimum Loan - £2,000 for Further Advance. No minimum for product switches ^Cashback - £0 Cost for comparison - 7.5% APRC.
5.54% (2.00% discounted rate from follow on rate) for 2 years (XD0234)								Code XD0234 (EB)
More info	2 years	7.54%	80%	£125*	£0~	£0	Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Discount - 2.00% applied to our Managed Mortgage Rate for 2 years Minimum Rate - 3.79% Loan to Value - 80% Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches ^Cashback - £0 Cost for comparison - 7.3% APRC.
5.99% HMO 5 Year Fixed Rate to 30/09/2031 (XF1336)								Code XF1336 (EB)
More info	30/09/2031	8.29%	75%	£125*	£0~	£0	Repayment Interest-Only	No
More info More details, fees & downloads Criteria A-Z Check affordability Contact your BDM Online Application Purpose - Further Advance and Product Switch applications Loan to Value - 75% Fixed Rate end date - 30/09/2031 Application Fee - £125 for Further Advance. £0 for Product Switches Legal Fees* - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/09/2027, 4% until 30/09/2028, 3% until 30/09/2029, 2% until 30/09/2030, 1% until 30/09/2031 Maximum Loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.4% APRC.

Initial interest rate	Current follow on rate	Overall cost for comparison	Repayment or Interest-Only?	Max % Loan to Value (LTV)	Product fees	Additional benefits	Next steps
5.54% 2 Year Fixed Rate to 31/10/2028 (XF1315)							Compare
5.54%	7.54%	6.8%APRC	Repayment	60%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 31/10/2028 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.8% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.14% Expat Ltd Co 5 Year Fixed Rate to 30/09/2031 (XF1353)							Compare
6.14%	8.29%	7.6%APRC	Interest-Only	75%	1.00%~	£500 cashback for Remortgage applications^	More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Expat Limited Company Buy to Let applications for Purchase and Remortgage Loan to Value - Maximum 75% Fixed Rate end date - 30/09/2031 Application fee - £175 + Valuation Fee Valuation Fees (Purchase) - Full standard valuation fee scale applies Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For Remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies ^~Product Fee - 1% of the loan amount ^Cashback - £500 for Remortgage applications Early Repayment Charges - 5% until 30/09/2027, 4% until 30/09/2028, 3% until 30/09/2029, 2% until 30/09/2030, 1% until 30/09/2031 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum Loan - £45,000 for Purchase and Remortgage Cost for comparison - 7.6% APRC. Additional criteria - Ltd Company Specific Criteria - The company must be a Special Purpose Vehicle (SPV) registered in England and Wales under either of the following Standard Industry Classification (SIC) Codes:68100, 68209 or 68320. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.64% 2 Year Fixed Rate to 31/10/2028 (XF1316)							Compare
5.64%	7.54%	6.9%APRC	Repayment	80%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 80% Fixed Rate end date - 31/10/2028 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.9% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.69% JBSP 2 Year Fixed Rate to 31/10/2028 (XF1317)							Compare
5.69%	7.54%	7.2%APRC	Repayment	80%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Joint Borrower Sole Proprietor applications for Product Switch and Further Advance. Also available for product switch and Further Advance for existing Guarantor mortgages Loan to Value - 80% Fixed Rate end date - 31/10/2028 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum loan - £1,000,000 in total (across any original borrowing plus Further Advance(s)) Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.2% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.49% 5 Year Fixed Rate to 31/10/2031 (XF1319)							Compare
5.49%	7.54%	5.9%APRC	Repayment	60%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 31/10/2031 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/10/2027, 4% until 31/10/2028, 3% until 31/10/2029, 2% until 31/10/2030, 1% until 31/10/2031 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 5.9% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.79% JBSP 2 Year Fixed Rate to 31/10/2028 (XF1318)							Compare
5.79%	7.54%	7.3%APRC	Repayment	90%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Joint Borrower Sole Proprietor applications for Product Switch and Further Advance. Also available for product switch and Further Advance for existing Guarantor mortgages Loan to Value - 90% Fixed Rate end date - 31/10/2028 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum loan - £500,000 in total (across any original borrowing plus Further Advance(s)) Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.3% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.59% 5 Year Fixed Rate to 31/10/2031 (XF1320)							Compare
5.59%	7.54%	6.0%APRC	Repayment	80%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 80% Fixed Rate end date - 31/10/2031 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/10/2027, 4% until 31/10/2028, 3% until 31/10/2029, 2% until 31/10/2030, 1% until 31/10/2031 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.0% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.64% JBSP 5 Year Fixed Rate to 31/10/2031 (XF1321)							Compare
5.64%	7.54%	6.5%APRC	Repayment	80%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Joint Borrower Sole Proprietor applications for Product Switch and Further Advance. Also available for product switch and Further Advance for existing Guarantor mortgages Loan to Value - 80% Fixed Rate end date - 31/10/2031 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/10/2027, 4% until 31/10/2028, 3% until 31/10/2029, 2% until 31/10/2030, 1% until 31/10/2031 Maximum loan - £1,000,000 in total (across any original borrowing plus Further Advance(s)) Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.5% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.74% JBSP 5 Year Fixed Rate to 31/10/2031 (XF1322)							Compare
5.74%	7.54%	6.6%APRC	Repayment	90%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Joint Borrower Sole Proprietor applications for Product Switch and Further Advance. Also available for product switch and Further Advance for existing Guarantor mortgages Loan to Value - 90% Fixed Rate end date - 31/10/2031 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/10/2027, 4% until 31/10/2028, 3% until 31/10/2029, 2% until 31/10/2030, 1% until 31/10/2031 Maximum loan - £500,000 in total (across any original borrowing plus Further Advance(s)) Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.6% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.89% 2 Year Fixed Rate to 31/10/2028 (XF1324)							Compare
5.89%	7.54%	7.3%APRC	Interest-Only	60%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 31/10/2028 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.3% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.19% (2.35% discounted rate from follow on rate) for 2 years (XD0232)							Compare
5.19%	7.54%	6.8%APRC	Repayment	80%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Discount - 2.35% applied to our Managed Mortgage Rate for 2 years Minimum Rate - 3.44% Loan to Value - 80% Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.8% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.29% JBSP (2.25% discounted rate from follow on rate) for 2 years (XD0233)							Compare
5.29%	7.54%	7.2%APRC	Repayment	80%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Joint Borrower Sole Proprietor applications for Product Switch and Further Advance. Also available for product switch and Further Advance for existing Guarantor mortgages Discount - 2.25% applied to our Managed Mortgage Rate for 2 years Minimum Rate - 3.54% Loan to Value - 80% Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - £500,000 in total (across any original borrowing plus Further Advance(s)) Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.2% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.04% 2 Year Fixed Rate to 31/10/2028 (XF1326)							Compare
6.04%	7.54%	7.4%APRC	Interest-Only	80%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 80% Fixed Rate end date - 31/10/2028 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.4% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.14% JBSP 2 Year Fixed Rate to 31/10/2028 (XF1327)							Compare
6.14%	7.54%	7.5%APRC	Interest-Only	80%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Joint Borrower Sole Proprietor applications for Product Switch and Further Advance. Also available for product switch and Further Advance for existing Guarantor mortgages Loan to Value - 80% Fixed Rate end date - 31/10/2028 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% until 31/10/2027, 1% until 31/10/2028 Maximum loan - £500,000 in total (across any original borrowing plus Further Advance(s)) Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.5% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.89% 5 Year Fixed Rate to 31/10/2031 (XF1328)							Compare
5.89%	7.54%	6.6%APRC	Interest-Only	60%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 60% Fixed Rate end date - 31/10/2031 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/10/2027, 4% until 31/10/2028, 3% until 31/10/2029, 2% until 31/10/2030, 1% until 31/10/2031 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.6% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
6.04% 5 Year Fixed Rate to 31/10/2031 (XF1329)							Compare
6.04%	7.54%	6.8%APRC	Interest-Only	80%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 80% Fixed Rate end date - 31/10/2031 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/10/2027, 4% until 31/10/2028, 3% until 31/10/2029, 2% until 31/10/2030, 1% until 31/10/2031 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.8% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.99% RIO 5 Year Fixed Rate to 31/10/2031 (XFZ036)							Compare
5.99%	7.54%	6.8%APRC	Interest-Only	50%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Retirement Interest-Only applications for for Product Switch and Further Advance Loan to Value - 50% Fixed Rate end date - 31/10/2031 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 31/10/2027, 4% until 31/10/2028, 3% until 31/10/2029, 2% until 31/10/2030, 1% until 31/10/2031 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 6.8% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.69% JBSP (1.85% discounted rate from follow on rate) for 2 years (XD0235)							Compare
5.69%	7.54%	7.5%APRC	Interest-Only	80%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Joint Borrower Sole Proprietor applications for Product Switch and Further Advance. Also available for product switch and Further Advance for existing Guarantor mortgages Discount - 1.85% applied to our Managed Mortgage Rate for 2 years Minimum Rate - 3.94% Loan to Value - 80% Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - £500,000 in total (across any original borrowing plus Further Advance(s)) Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.5% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.54% (2.00% discounted rate from follow on rate) for 2 years (XD0234)							Compare
5.54%	7.54%	7.3%APRC	Interest-Only	80%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Discount - 2.00% applied to our Managed Mortgage Rate for 2 years Minimum Rate - 3.79% Loan to Value - 80% Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.3% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
5.99% HMO 5 Year Fixed Rate to 30/09/2031 (XF1336)							Compare
5.99%	8.29%	7.4%APRC	Interest-Only Repayment	75%	£0~		More details and apply Less info
Compare
More details and apply Less info Some key features of this mortgage Purpose - Further Advance and Product Switch applications Loan to Value - 75% Fixed Rate end date - 30/09/2031 Application fee - £125 for Further Advance. £0 for Product Switches Legal fees - £100 minimum for Further Advance applications Valuation Fees - £0 ^~Product Fee - £0 for Further Advance and Product Switch Early Repayment Charges - 5% until 30/09/2027, 4% until 30/09/2028, 3% until 30/09/2029, 2% until 30/09/2030, 1% until 30/09/2031 Maximum loan - No maximum Minimum Loan - £2,000 for Further Advance. No minimum for product switches Cost for comparison - 7.4% APRC. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back

Comparing two mortgage products


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Note that products are subject to additional terms and subject to change. See a product's full details to find out more.

Case study - The Family Mortgage - helping first time buyers with small deposits

Choosing the Family Mortgage to buy their first home together

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Over 125 years of helping people move in

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Mortgages - 03330 140140

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Savings - 03330 140144
savings.service@familybsoc.co.uk

Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk

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5.54% 2 Year Fixed Rate to 31/10/2028 (XF1315)

6.14% Expat Ltd Co 5 Year Fixed Rate to 30/09/2031 (XF1353)

5.64% 2 Year Fixed Rate to 31/10/2028 (XF1316)

5.69% JBSP 2 Year Fixed Rate to 31/10/2028 (XF1317)

5.49% 5 Year Fixed Rate to 31/10/2031 (XF1319)

5.79% JBSP 2 Year Fixed Rate to 31/10/2028 (XF1318)

5.59% 5 Year Fixed Rate to 31/10/2031 (XF1320)

5.64% JBSP 5 Year Fixed Rate to 31/10/2031 (XF1321)

5.74% JBSP 5 Year Fixed Rate to 31/10/2031 (XF1322)

5.89% 2 Year Fixed Rate to 31/10/2028 (XF1324)

5.19% (2.35% discounted rate from follow on rate) for 2 years (XD0232)

5.29% JBSP (2.25% discounted rate from follow on rate) for 2 years (XD0233)

6.04% 2 Year Fixed Rate to 31/10/2028 (XF1326)

6.14% JBSP 2 Year Fixed Rate to 31/10/2028 (XF1327)

5.89% 5 Year Fixed Rate to 31/10/2031 (XF1328)

6.04% 5 Year Fixed Rate to 31/10/2031 (XF1329)

5.99% RIO 5 Year Fixed Rate to 31/10/2031 (XFZ036)

5.69% JBSP (1.85% discounted rate from follow on rate) for 2 years (XD0235)

5.54% (2.00% discounted rate from follow on rate) for 2 years (XD0234)

5.99% HMO 5 Year Fixed Rate to 30/09/2031 (XF1336)

5.54% 2 Year Fixed Rate to 31/10/2028 (XF1315)

Some key features of this mortgage

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6.14% Expat Ltd Co 5 Year Fixed Rate to 30/09/2031 (XF1353)

Some key features of this mortgage

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5.64% 2 Year Fixed Rate to 31/10/2028 (XF1316)

Some key features of this mortgage

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5.69% JBSP 2 Year Fixed Rate to 31/10/2028 (XF1317)

Some key features of this mortgage

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5.49% 5 Year Fixed Rate to 31/10/2031 (XF1319)

Some key features of this mortgage

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5.79% JBSP 2 Year Fixed Rate to 31/10/2028 (XF1318)

Some key features of this mortgage

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5.59% 5 Year Fixed Rate to 31/10/2031 (XF1320)

Some key features of this mortgage

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5.64% JBSP 5 Year Fixed Rate to 31/10/2031 (XF1321)

Some key features of this mortgage

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5.74% JBSP 5 Year Fixed Rate to 31/10/2031 (XF1322)

Some key features of this mortgage

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5.89% 2 Year Fixed Rate to 31/10/2028 (XF1324)

Some key features of this mortgage

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5.19% (2.35% discounted rate from follow on rate) for 2 years (XD0232)

Some key features of this mortgage

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5.29% JBSP (2.25% discounted rate from follow on rate) for 2 years (XD0233)

Some key features of this mortgage

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6.04% 2 Year Fixed Rate to 31/10/2028 (XF1326)

Some key features of this mortgage

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6.14% JBSP 2 Year Fixed Rate to 31/10/2028 (XF1327)

Some key features of this mortgage

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5.89% 5 Year Fixed Rate to 31/10/2031 (XF1328)

Some key features of this mortgage

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6.04% 5 Year Fixed Rate to 31/10/2031 (XF1329)

Some key features of this mortgage

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5.99% RIO 5 Year Fixed Rate to 31/10/2031 (XFZ036)

Some key features of this mortgage

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5.69% JBSP (1.85% discounted rate from follow on rate) for 2 years (XD0235)

Some key features of this mortgage

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5.54% (2.00% discounted rate from follow on rate) for 2 years (XD0234)

Some key features of this mortgage

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5.99% HMO 5 Year Fixed Rate to 30/09/2031 (XF1336)

Some key features of this mortgage

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