Service update - due to planned essential maintenance our Online Service will be unavailable on Friday 28 January from 18:00 until Saturday 29 January 12:00.
Following the Bank of England’s decision to raise the Bank Rate by 0.15% to 0.25% in December 2021, Windfall Bond and Tracker Savings Bond rates increased by 0.15% from 1 January 2022. Tracker mortgages changed from 25 January and we have written to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage. We will be considering our other savings and our variable mortgage rates after the Bank of England MPC meeting on 3 February. (Notice updated 19/01/22)
- Please note that the Premium Saver (5) has now been withdrawn from sale.
If you have opened an account, you may add funds until 3pm, 7 February 2022, after this no additions will be allowed.
Compare all Retirement Interest-Only (RIO) mortgages
See all our RIO mortgage products at once or select two to compare side by side.
The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
|Initial interest rate||Current follow on rate||Overall cost for comparison||Repayment or Interest-Only?||Max % Loan to Value (LTV)||Product fees||
2.99% 5 year fixed rate Retirement Interest-Only
£500 cashback for remortgages^
Some key features of this mortgage
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Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
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