Notices

UK Landlords - Phase one of the Renters’ Rights Act is now live, introducing major changes to renting in England. Read more

From 1 May 2026, the Renters’ Rights Act introduces major changes to renting in England. Assured Shorthold Tenancies and section 21 “no‑fault” evictions will end, with all tenancies becoming Assured Periodic Tenancies. Landlords must also provide existing tenants with a government‑prescribed Information Sheet by 31 May 2026, with further reforms following later in 2026. Read more.
We've launched a new issue of our Online Saver (12), paying 4.15% Gross AER on balances of £100+. Find out more and apply.
Existing customers: we have increased the interest rates on our Fixed Rate ISAs and Flexible ISA. Find out more

Existing customers: We have increased our interest rates for Fixed Rate ISA products and our Flexible ISA from 27 April 2026.
Savings customers: we have increased the interest rates on our Fixed Rate Bonds. Find out more

The interest rates on our Fixed Rate Bond products have increased from 13 May 2026.

Compare all Retirement Interest-Only (RIO) mortgages

See all our RIO mortgage products at once or select two to compare side by side.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

We want to help you onto the next stage. Contact our dedicated New Business Team:

If you want to borrow more or switch to another mortgage product we have a range of mortgage products available.