Notices

  • Our Windfall Bond is available for new account openings, offering interest at the Bank of England Bank Rate and entry into a monthly free prize draw with more prizes available now determined by the prize fund value. Find out more here

    Newly opened accounts need to be fully funded and nominated bank details registered before the end of September in order to qualify for entry into the November Prize Draw.

  • Savings: Interest rates for Windfall Bond and Tracker Savings Bond will decrease by 0.25% from 1 September 2024. We will be writing to all customers individually to confirm the new rates.

    Mortgages: Tracker mortgages will change on 25 September 2024 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.

    (Notice updated 05/08)

  • From Thursday 22 August, we reduced our rates on all our fixed rate mortgage products.

    From 19 September 2024, we'll also be reducing our Managed Mortgage Rates (MMR) by 0.25%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates. We will be writing to existing customers who have been impacted by this change, shortly, with details relevant to them. Find out full details here.

  • Online Service update. Due to planned essential maintenance, our Online Service will be unavailable from 10pm on Thursday 12 September until 2am on Friday 13 September. We apologise for any inconvenience this may cause.

Offset mortgage enquiry

Is an Offset mortgage suitable for your needs? Complete our form and we'll be in touch.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Make a Offset mortgage enquiry

If you’re considering our Offset mortgage, please complete our enquiry form to have someone in our friendly New Business Team contact you. We can answer any questions you have about the Offset mortgage and arrange a free, no-obligation appointment with one of our Mortgage Advisers.

Three Quick Questions

Answer three quick questions and we will get back to you to explain how an Offset mortgage could work for you.

* Indicates required information

 

Question 1

Question 2

Question 3

Please provide the following contact details and a member of our team will be in touch.

Please select a choice*

Our telephone lines are open Monday – Friday 9am – 5:30pm excluding Bank Holidays; Saturdays: closed. We may record any phone calls we have with you in the interest of staff training, monitoring customer service or for security purposes.
We use and retain details about you to respond to your enquiries, for research or analysis, and to check for mortgage eligibility. To find out more, you can read our privacy policy.