Notices
  • Service update - due to planned essential maintenance our Online Service will be unavailable on Friday 28 January from 18:00 until Saturday 29 January 12:00.

  • Following the Bank of England’s decision to raise the Bank Rate by 0.15% to 0.25% in December 2021, Windfall Bond and Tracker Savings Bond rates increased by 0.15% from 1 January 2022. Tracker mortgages changed from 25 January and we have written to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage. We will be considering our other savings and our variable mortgage rates after the Bank of England MPC meeting on 3 February. (Notice updated 19/01/22)

  • Please note that the Premium Saver (5) has now been withdrawn from sale. 
    If you have opened an account, you may add funds until 3pm, 7 February 2022, after this no additions will be allowed.

Offset mortgage calculator

Use our offset mortgage calculator to see how your savings could reduce your mortgage term or monthly payments.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

To find out how much interest you can save over the term of your mortgage, simply insert the mortgage amount and the amount of savings you wish to deposit in your Offset Saver account. Then select the term of the mortgage from the drop down menu, press 'Calculate' and see how much interest you could save and the length of time you would shave off your mortgage term.

This calculator is for illustrative purposes only.

All fields marked '*' are required

Loan & Offset Values