Notices
  • The Capital 90 (1) 1.06% AER - is now on general sale and can be applied for exclusively online. £20,000 minimum deposit. You can add funds to the account until 3pm, 26 November 2021, after this no additions will be allowed. Find out more
  • Premium Saver (4)  0.65% AER - is now on general sale and can be applied for exclusively online. £10,000 minimum deposit. You can add funds to the account until 3pm, 5 November 2021, after this no additions will be allowed. Find out more

Offset mortgage calculator

Use our offset mortgage calculator to see how your savings could reduce your mortgage term or monthly payments.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

To find out how much interest you can save over the term of your mortgage, simply insert the mortgage amount and the amount of savings you wish to deposit in your Offset Saver account. Then select the term of the mortgage from the drop down menu, press 'Calculate' and see how much interest you could save and the length of time you would shave off your mortgage term.

This calculator is for illustrative purposes only.

All fields marked '*' are required

Loan & Offset Values