Notices
  • Homes for Ukraine - important information can be found here.

  • Rate changes following Bank of England decision to raise its Bank Rate to 1.25% on 16 June.

    Savings:
    the majority of our variable savings rates have been increased from 24 June. Rate increases for Windfall Bond and Tracker Savings Bond apply from 1 July. (Updated 1 July.)

    Mortgages: our variable mortgage rates will increase and we are in the process of writing to affected customers with details of their revised payments, interest rate and effective date. Product rates now shown on the website reflect this increase. (Updated 1 July.)

Offset mortgage calculator

Use our offset mortgage calculator to see how your savings could reduce your mortgage term or monthly payments.

The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

To find out how much interest you can save over the term of your mortgage, simply insert the mortgage amount and the amount of savings you wish to deposit in your Offset Saver account. Then select the term of the mortgage from the drop down menu, press 'Calculate' and see how much interest you could save and the length of time you would shave off your mortgage term.

This calculator is for illustrative purposes only.

All fields marked '*' are required

Loan & Offset Values