Notices
  • Our Windfall Bond is available for new account openings, offering interest at the Bank of England Bank Rate and entry into a monthly free prize draw with more prizes available now determined by the prize fund value. Find out more here

    Newly opened accounts need to be fully funded and nominated bank details registered before the end of September in order to qualify for entry into the November Prize Draw.

  • Savings: Interest rates for Windfall Bond and Tracker Savings Bond will decrease by 0.25% from 1 September 2024. We will be writing to all customers individually to confirm the new rates.

    Mortgages: Tracker mortgages will change on 25 September 2024 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage.

    (Notice updated 05/08)

  • From Thursday 22 August, we reduced our rates on all our fixed rate mortgage products.

    From 19 September 2024, we'll also be reducing our Managed Mortgage Rates (MMR) by 0.25%. All on-sale discounted variable product rates and other details, including representative examples displayed on our website, have been updated to reflect these lower rates. We will be writing to existing customers who have been impacted by this change, shortly, with details relevant to them. Find out full details here.

  • Online Service update. Due to planned essential maintenance, our Online Service will be unavailable from 10pm on Thursday 12 September until 2am on Friday 13 September. We apologise for any inconvenience this may cause.

MORTGAGES_Existing-borrower-info

Existing borrower information

All the information you need from managing your mortgage, additional borrowing, changing to another product and more.
The mortgage will be secured on your home. Your home may be repossessed if you do not keep up repayments on your mortgage.


We have a range of useful information to support you with your mortgage including answers to our most frequently asked questions.

Manage your mortgage

 

Product coming to an end?

If your current mortgage deal with us is coming to an end we have a range of mortgage products for you to switch to.

Looking to borrow more?

If you want to borrow more on your mortgage we have a range of mortgage products available.

Moving home & remortgage

If you want a regular fixed, variable or tracker mortgage.

Downloadable mortgage forms

We have a selection of forms which may be required during the lifetime of your mortgage with us.

Mortgage payments & charges

A list of mortgage charges that may apply during the lifetime of your mortgage with us.

Frequently asked questions

Question about your mortgage with us? Here you will find answers to the most common mortgage questions our members ask.

Mortgage overpayment calculator

See how making overpayments on your mortgage could reduce your mortgage term or the amount of interest charged.

Our MMR history

See details of  any rate changes that have been applied to the Family Building Society Managed Mortgage Rates (MMR) since they were launched.