Product detail

Notices

Homes for Ukraine - important information can be found here.
Monthly savings statements - From May we will be sending future monthly statements of electronic transactions on your savings account by email. More details on how to view your statement and the new process can be found here.
Following the Bank of England’s decision to raise the Bank Rate by 0.25% to 1.00% on 5 May 2022, Windfall Bond and Tracker Savings Bond rates will increase by 0.25% from 1 June 2022. We are reviewing our other variable savings rates and will notify customers of any interest rate increase on their account. Tracker mortgages will change on 25 June 2022 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage. (Notice updated 06/05/2022)

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Initial Rate	Initial Rate Ends	Follow On Rate	Max. LTV	Application Fee	Product Fee	Cashback on Completion	Repayment	Interest Only	FTB
3.09% 2 year fixed rate until 30/04/2024 JMSO								Code XF0473
More info	30/04/2024	4.79%	80%	£175*	£599~	£500^	Yes	No	Yes
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Joint Mortgage Sole Owner applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing guarantor mortgages. LTV - Maximum 80% Fixed Rate end date - 30/04/2024 Application Fee - £175 + Valuation Fee. (£125 for further advance. £0 for product switch) Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance. £0 for product switch) ~Product Fee - £599. (£0 for further advance. £0 for product switch) ^Cashback - £500 for remortgage applications Early Repayment Charges - 2% until 30/04/2023, 1% until 30/04/2024 Maximum loan - £500,000 Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches Cost for comparison - 4.6% APRC Additional criteria - The mortgage must complete by 01/08/2022
3.29% 2 year discounted rate by 2.25% Offset Mortgage								Code XO0042
More info	2 years	5.54%	70%	£175*	£999~	£100^	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application · Purpose - Offset applications for purchase, remortgage, product switch and further advance · Options available - Term reduction or payment reduction · Discount - 2.25% applied to our Residential Investment Managed Mortgage Rate for 2 years · Minimum rate - 3.29% · LTV - Maximum 70% *· Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance and £0 for product switch) · Valuation Fees (Purchase) - Full standard valuation fee scale applies. (£0 for further advance and switch) · Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. · Valuation Fees (Further advance and Product Switch) - £0 · Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies. · ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. (£0 for further advance and £0 for product switch) · ^Cashback - £100 · Early Repayment Charges - 2% in the first year and 1% in the second year · Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application · Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches · Cost for comparison - 5.4% APRC · Additional criteria** - You are required to open an Offset Saver account in conjunction with this mortgage. On completion of the mortgage, a cashback amount of £100 will be used to open your linked Offset Saver account
2.99% 3 year fixed rate until 31/05/2025								Code XF0475
More info	31/05/2025	4.79%	80%	£125*	£0	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Product switch and further advance LTV - Maximum 80%. Fixed Rate end date - 31/05/2025 Application Fee - £125 for further advance. £0 for product switches. Legal Fees -* £100 minimum for further advances Valuation Fees - £0 Product Fee - £0 Cashback - £0 Early Repayment Charges - 3% until 31/05/2023, 2% until 31/05/2024, 1% until 31/05/2025 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 4.0% APRC Additional criteria - For further advances the mortgage must complete by 01/08/2022
2.99% 2 year fixed rate until 30/04/2024								Code XF0471
More info	30/04/2024	4.79%	80%	£175*	£999~	£500^	Yes	No	Yes
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Purchase, remortgage, product switch and further advance LTV - Maximum 80%. Fixed Rate end date - 30/04/2024 Application Fee - £175 + Valuation Fee. (£125 for further advance, £0 for product switch) Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch) ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. (£0 for further advance, £0 for product switch) Early Repayment Charges - 2% until 30/04/2023, 1% until 30/04/2024 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches Additional benefits: ^Cashback - £500 cashback on completion for remortgage applications Cost for comparison - 4.5% APRC Additional criteria - The mortgage must complete by 01/08/2022
2.89% 2 year fixed rate until 30/04/2024								Code XF0470
More info	30/04/2024	4.79%	60%	£175*	£999~	£500^	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Purchase, remortgage, product switch and further advance Fixed Rate end date - 30/04/2024 LTV - Maximum 60%. Application Fee - £175 + Valuation Fee. (£125 for further advance. £0 for product switch) Valuation Fees -* Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount (£0 for further advance. £0 for product switch) ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount (£0 for further advance. £0 for product switch) Early Repayment Charges - 2% until 30/04/2023, 1% until 30/04/2024 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches Additional benefits: ^Cashback - £500 cashback on completion for remortgage applications Cost for comparison - 4.5% APRC Additional criteria - The mortgage must complete by 01/08/2022
3.24% 3 year discounted rate by 2.30% for Expats								Code XD0124
More info	3 years	5.54%	70%	£175*	£999~	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application · Purpose - Expat purchase, remortgage, product switch and further advance · Discount - 2.30% applied to our Residential Investment Managed Mortgage Rate for 3 years · Minimum rate - 3.24% · LTV - Maximum 70% *· Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch) · Valuation Fees (Purchase and Remortgage) - Full standard valuation fee scale applies. · Valuation Fees (Further advance and Product Switch) - £0 · Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase and remortgage applications, the full Multi-Unit Freehold Block valuation fee scale will apply. (£0 for further advance and product switch) · ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. (£0 for further advance and product switch) · Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year · Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application · Minimum loan - £100,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches · Cost for comparison** - 5.3% APRC
2.94% 3 year fixed rate until 31/05/2025								Code XF0488
More info	31/05/2025	5.54%	60%	£175*	£999~	£0	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Purchase, remortgage, product switch and further advance LTV - Maximum 60%. Fixed Rate end date - 31/05/2025 Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch) Valuation Fees (Purchase)* - Full standard valuation fee scale applies. Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. Valuation Fees (Further advance and Product Switch) - £0 Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies. ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of loan amount. (£0 for further advance, £0 for product switch) Early Repayment Charges - 3% until 31/05/2023, 2% until 31/05/2024 and 1% until 31/05/2025 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches Cost for comparison - 5.2% APRC Additional criteria - The mortgage must complete by 01/08/2022
3.09% 3 year fixed rate until 31/05/2025								Code XF0489
More info	31/05/2025	5.54%	70%	£175*	£999~	£0	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Purchase, remortgage, product switch and further advance LTV - Maximum 70%. Fixed Rate end date - 31/05/2025 Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for switch) Valuation Fees (Purchase)* - Full standard valuation fee scale applies. Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. Valuation Fees (Further advance and Product Switch) - £0 Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies. ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of loan amount. (£0 for further advance, £0 for product switch) Early Repayment Charges - 3% until 31/05/2023, 2% until 31/05/2024 and 1% until 31/05/2025 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches Cost for comparison - 5.2% APRC Additional criteria - The mortgage must complete by 01/08/2022
3.09% 5 year fixed rate until 31/05/2027 JMSO								Code XF0479
More info	31/05/2027	4.79%	80%	£175*	£599~	£500^	Yes	No	Yes
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Joint Mortgage Sole Owner applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing guarantor mortgages. Loan to Value - Maximum 80% Fixed Rate end date - 31/05/2027 Application fee - £175 + Valuation Fee (£125 for further advance. £0 for product switch) Valuation fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch) ~Product fee - £599 for loans up to £500,000 (£0 for further advance, £0 for product switch) Maximum loan - £500,000 Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches. Additional benefits: ^Cashback - £500 cashback on completion for remortgage applications Early Repayment Charges - 5% until 31/05/2023, 4% until 31/05/2024, 3% until 31/05/2025, 2% until 31/05/2026, 1% until 31/05/2027 Cost for comparison - 4.2% APRC Additional criteria – The mortgage must complete by 01/08/2022
2.99% 2 year fixed rate until 30/04/2024 JMSO								Code XF0472
More info	30/04/2024	4.79%	60%	£175*	£599~	£500^	Yes	No	Yes
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Joint Mortgage Sole Owner applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing Guarantor mortgages. LTV - Maximum 60%. Fixed Rate end date - 30/04/2024 Application Fee - £175 + Valuation Fee. (£125 for further advance, £0 for product switch) Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch) Product Fee - £599 for loans up to £500,000. (£0 for further advance, £0 for product switch) Cashback - £500 for remortgage applications Early Repayment Charges - 2% until 30/04/2023, 1% until 30/04/2024 Maximum loan - £500,000 Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches Additional benefits: ^Cashback - £500 cashback on completion for remortgage applications Cost for comparison - 4.6% APRC Additional criteria - The mortgage must complete by 01/08/2022
2.99% 3 year fixed rate until 31/05/2025								Code XF0483
More info	31/05/2025	4.79%	60%	£125*	£0	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Product switch and further advance LTV - Maximum 60% Fixed Rate end date - 31/05/2025 Application Fee - £125 for further advance. £0 for product switches. Legal Fees -* £100 minimum for further advances Valuation Fees - £0 Product Fee - £0 Cashback - £0 Early Repayment Charges - 3% until 31/05/2023, 2% until 31/05/2024, 1% until 31/05/2025 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 4.3% APRC Additional criteria - For further advances the mortgage must complete by 01/08/2022
3.14% 10 year discounted rate by 1.65% Retirement Lifestyle Booster								Code XDR008
More info	10 years	4.79%	25%	£175*	£999~	£500^	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Remortgage only Discount - 1.65% discount applied to our Managed Mortgage Rate for 10 years Minimum interest - 3.14% LTV - Maximum 25% Application Fee - £175 + Valuation Fee Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount ^~Product Fee - £999 for loans up to £500,000. 0.3% of the advance for loans over £500,000 Additional benefits: - ^Cashback - £500 on completion for remortgage applications Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £45,000 Cost for comparison - 3.4% APRC Additional criteria - Minimum property value is £240,000 if property owned outright or £180,000 if repaying existing mortgage
2.89% 3 year fixed rate until 31/05/2025								Code XF0474
More info	31/05/2025	4.79%	60%	£125*	£0	£0	Yes	No	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Product switch and further advance LTV - Maximum 60%. Fixed Rate end date - 31/05/2025 Application Fee - £125 for further advance. £0 for product switches. Legal fees -* £100 minimum for further advances Valuation Fees - £0 Product Fee - £0 Cashback - £0 Early Repayment Charges - 3% until 31/05/2023, 2% until 31/05/2024, 1% until 31/05/2025 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 4.0% APRC Additional criteria - For further advances the mortgage must complete by 01/08/2022
3.09% 3 year discounted rate by 2.45% for Expats								Code XD0123
More info	3 years	5.54%	60%	£175*	£999~	£0	No	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application · Purpose - Expat purchase, remortgage, product switch and further advance · Discount - 2.45% applied to our Residential Investment Managed Mortgage Rate for 3 years · Minimum rate - 3.09% · LTV - Maximum 60% *· Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch) · Valuation Fees (Purchase and Remortgage) - Full standard valuation fee scale applies. · Valuation Fees (Further advance and Product Switch) - £0 · Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase and remortgage applications, the full Multi-Unit Freehold Block valuation fee scale will apply. · ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. (£0 for further advance and switch) · Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year · Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application · Minimum loan - £100,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches. · Cost for comparison** - 5.3% APRC
3.04% 3 year fixed rate until 31/05/2025 Family First Guarantor Mortgage								Code XF0487
More info	31/05/2025	4.79%	95%	£125*	£0	£0	Yes	Yes	No
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Product switch and further advance, exclusively available for existing Family First Guarantor Mortgage customers LTV - Maximum LTV 95%. Fixed Rate end date - 31/05/2025 Application Fee - £125 for further advance. £0 for product switches Legal Fees -* £100 minimum for further advances Valuation Fees - £0 Product Fee - £0 Cashback - £0 Early Repayment Charges - 3% until 31/05/2023, 2% until 31/05/2024, 1% until 31/05/2025 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £2,000 for further advances. No minimum for product switches Cost for comparison - 4.6% APRC
3.14% 3 year discounted rate by 1.65% for Expats								Code XD0120
More info	3 years	4.79%	80%	£175*	£999~	£500^	No	Yes	Yes
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Expat purchase, remortgage, product switch and further advance Discount - 1.65% discount applied to our Managed Mortgage Rate for the first 3 years Minimum interest - 3.14% LTV - Maximum 80% Application Fee - £175 + Valuation Fee for purchase and remortgage. £125 for further advance. £0 for product switch Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch) ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. (£0 for further advance, £0 for product switch) ^Cashback - £500 for remortgage applications Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £100,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches Cost for comparison - 4.6% APRC Additional criteria - We require a UK address for the serving of notice.
2.94% 2 year discounted rate by 1.95% Offset mortgage								Code XO0040
More info	2 years	4.89%	80%	£175*	£999~	£500^	Yes	No	Yes
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Offset applications for purchase, remortgage, product switch and further advance Options available - Term reduction or payment reduction Discount - 1.95% applied to our Managed Flexi Mortgage Rate for 2 years Minimum rate - 2.94% LTV - Maximum 80% Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance. £0 for product switch) Valuation Fee* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch) ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. (£0 for further advance, £0 for product switch) ^Cashback - £500 for remortgage applications towards legal costs, and £100 for remortgage and purchase applications added to Offset Saver Early Repayment Charges - 2% in the first year, 1% in the second year Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches. Cost for comparison - 4.6% APRC Additional criteria - You are required to open an Offset Saver account in conjunction with this mortgage. On completion of the mortgage, a cashback amount will be used to open your linked Offset Saver account: £100 for remortgages and purchases Additional features - Overpayments and partial capital repayments allowed. Overpayments build up a credit position to be used for future underpayments, payment holidays and borrow back - allowed to the remaining value of previous overpayments with our prior agreement. 100% of the loan amount can be offset
2.99% 3 year discounted rate by 1.80% for Expats								Code XD0119
More info	3 years	4.79%	60%	£175*	£999~	£500^	No	Yes	Yes
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Expat purchase, remortgage, product switch and further advance Discount - 1.80% discount applied to our Managed Mortgage Rate for the first 3 years Minimum interest - 2.99% LTV - Maximum 60% Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch) Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch) ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. (£0 for further advance, £0 for product switch) ^Cashback - £500 for remortgage applications Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £100,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches. Cost for comparison - 4.6% APRC Additional criteria - We require a UK address for the serving of notice
2.84% 3 year discounted rate by 1.95% JMSO								Code XD0118
More info	3 years	4.79%	80%	£175*	£599~	£500^	No	Yes	Yes
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Joint Mortgage Sole Owner applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing guarantor mortgages. Discount - 1.95% discount applied to our Managed Mortgage Rate for the first 3 years. Minimum interest - 2.84% LTV - Maximum 80% Application Fee - £175 + Valuation Fee for purchase and remortgage applications. (£125 for further advance. £0 for product switch) Valuation Fees -* Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance. £0 for product switch.) ^~Product Fee - £599 for loans up to £500,000. (£0 for further advance. £0 for product switch.) ^Cashback - £500 for remortgage applications Early Repayment Charges - 3% for the first year, 2% for the second year, 1% for the third year Maximum loan - £500,000 Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches. Cost for comparison - 4.6% APRC
3.04% 5 year fixed rate until 31/05/2027 Family Mortgage								Code XF0480
More info	31/05/2027	4.79%	95%	£175*	£599~	£250^	Yes	No	Yes
More info More details, fees & downloads Criteria A-Z Check affordability DIP Request Illustration Request Contact your BDM Online Application Purpose - Family Mortgage applications for purchase, product switch and further advance LTV - Maximum 95%. For applications above 75% LTV additional security is required. Additional offsetting feature is available. Security options available - Security Account, Security Through Property, Offset Account Fixed Rate end date - 31/05/2027 Application Fee - £175 + Valuation Fee. (£125 for further advance, £0 for product switch) Valuation Fees* - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch) ^~Product Fee - £599 for purchase applications. (£0 for further advance, £0 for product switch) ^Cashback - £250 for purchase applications Early Repayment Charges - 5% until 31/05/2023, 4% until 31/05/2024, 3% until 31/05/2025, 2% until 31/05/2026, 1% until 31/05/2027 Maximum loan - £500,000 Minimum loan - £45,000 for purchase. £2,000 for further advance. No minimum for product switches. Cost for comparison - 4.3% APRC Additional criteria - The mortgage must complete by 01/08/2022

The mortgage will be secured on your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.

Initial interest rate	Current follow on rate	Overall cost for comparison	Repayment or Interest-Only?	Max % Loan to Value (LTV)	Product fees	Additional benefits	Next steps
3.09% 2 year fixed rate until 30/04/2024 JMSO							Compare
3.09%	4.79%	4.6%APRC	Repayment	80%	£599~	£500 cashback for remortgages^	More info Less info
Compare
More info Less info Some key features of this mortgage Purpose - Joint Mortgage Sole Owner applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing guarantor mortgages. Loan to Value - Maximum 80% Fixed Rate end date - 30/04/2024 Application Fee - £175 + Valuation Fee. (£125 for further advance. £0 for product switches.) Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance. £0 for product switch) ~Product Fee - £599. (£0 for further advance. £0 for product switch) ^Cashback - £500 for remortgage applications Early Repayment Charges - 2% until 30/04/2023, 1% until 30/04/2024 Maximum loan - £500,000 Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches Cost for comparison - 4.6% APRC Additional criteria - The mortgage must complete by 01/08/2022 See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
3.29% 2 year discounted rate by 2.25% Offset Mortgage							Compare
3.29%	5.54%	5.4%APRC	Interest-Only Repayment	70%	£999~	£100 cashback^ Payment reduction Term reduction	More info Less info
Compare
More info Less info Some key features of this mortgage Purpose - Offset applications for purchase, remortgage, product switch and further advance Options available - Term reduction or Payment reduction. Find out more about these options here Discount - 2.25% applied to our Residential Investment Managed Mortgage Rate for 2 years Minimum rate - 3.29% Loan to Value - Maximum 70%. Application Fee - £175 + Valuation Fee. (£125 for further advance and £0 for product switch) Valuation Fees (Purchase) - Based on the greater of the purchase price or value of the property. (£0 for further advance and switch) Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance and switch) Valuation Fees (Further advance and Product Switch) - £0 Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies. ^~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of loan amount. (£0 for further advance and £0 for product switch) Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches. Cost for comparison - 5.4% APRC Additional benefits: - ^Cashback - £100 for purchase and remortgage Early Repayment Charges - 2% in the first year, 1% in the second year Additional criteria - You are required to open an Offset Saver account in conjunction with this mortgage. On completion of the mortgage, a cashback amount of £100 will be used to open your linked Offset Saver account. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
2.99% 3 year fixed rate until 31/05/2025							Compare
2.99%	4.79%	4.0%APRC	Repayment	80%	£0		More info Less info
Compare
More info Less info Some key features of this mortgage Purpose - Product switch and further advance LTV - Maximum 80%. Fixed Rate end date - 31/05/2025 Application Fee - £125 for further advance. £0 for product switches. Legal Fees -* £100 minimum for further advances Valuation Fees - £0 Product Fee - £0 Cashback - £0 Early Repayment Charges - 3% until 31/05/2023, 2% until 31/05/2024, 1% until 31/05/2025 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 4.0% APRC Additional criteria - For further advances the mortgage must complete by 01/08/2022 See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
2.99% 2 year fixed rate until 30/04/2024							Compare
2.99%	4.79%	4.5%APRC	Repayment	80%	£999~	£500 cashback for remortgages^	More info Less info
Compare
More info Less info Some key features of this mortgage Purpose - Purchase, remortgage, product switch and further advance LTV - Maximum 80%. Fixed Rate end date - 30/04/2024 Application Fee - £175 + Valuation Fee. (£125 for further advance, £0 for product switch) Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch) ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. (£0 for further advance, £0 for product switch) Early Repayment Charges - 2% until 30/04/2023, 1% until 30/04/2024 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches Additional benefits: ^Cashback - £500 cashback on completion for remortgage applications Cost for comparison - 4.5% APRC Additional criteria - The mortgage must complete by 01/08/2022 See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
2.89% 2 year fixed rate until 30/04/2024							Compare
2.89%	4.79%	4.5%APRC	Repayment	60%	£999~	£500 cashback for remortgages^	More info Less info
Compare
More info Less info Some key features of this mortgage Purpose - Purchase, remortgage, product switch and further advance LTV - Maximum 60%. Fixed Rate end date - 30/04/2024 Application Fee - £175 + Valuation Fee. (£125 for further advance. £0 for product switch) Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount (£0 for further advance. £0 for product switch) ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount (£0 for further advance. £0 for product switch) Early Repayment Charges - 2% until 30/04/2023, 1% until 30/04/2024 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches Additional benefits: ^Cashback - £500 cashback on completion for remortgage applications Cost for comparison - 4.5% APRC Additional criteria - The mortgage must complete by 01/08/2022 See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
3.24% 3 year discounted rate by 2.30% for Expats							Compare
3.24%	5.54%	5.3%APRC	Interest-Only	70%	£999~		More info Less info
Compare
More info Less info Some key features of this mortgage Purpose - Purchase, remortgage, product switch and further advance Discount - 2.30% applied to our Residential Investment Managed Mortgage Rate for 3 years Minimum rate - 3.24% Loan to Value - Maximum 70% Application fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch) Valuation Fees (Purchase and Remortgage) - Full standard valuation fee scale applies Valuation Fees (Further advance and Product Switch) - £0 Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase and remortgage applications, the full Multi-Unit Freehold Block valuation fee scale will apply. (£0 for further advance, £0 for product switch) ^~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £100,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year Cost for comparison - 5.3% APRC Additional information: Please refer to our lending criteria for a full list of countries currently considered for expat applications See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
2.94% 3 year fixed rate until 31/05/2025							Compare
2.94%	5.54%	5.2%APRC	Interest-Only Repayment	60%	£999~		More info Less info
Compare
More info Less info Some key features of this mortgage Purpose - Purchase, remortgage, product switch and further advance LTV - Maximum 60%. Fixed Rate end date - 31/05/2025 Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch) Valuation Fees (Purchase) - Full standard valuation fee scale applies. Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. Valuation Fees (Further advance and Product Switch) - £0 Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies. ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of loan amount. (£0 for further advance, £0 for product switch) Early Repayment Charges - 3% until 31/05/2023, 2% until 31/05/2024 and 1% until 31/05/2025 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches Cost for comparison - 5.2% APRC Additional criteria - The mortgage must complete by 01/08/2022 See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
3.09% 3 year fixed rate until 31/05/2025							Compare
3.09%	5.54%	5.2%APRC	Interest-Only Repayment	70%	£999~		More info Less info
Compare
More info Less info Some key features of this mortgage Purpose - Purchase, remortgage, product switch and further advance LTV - Maximum 70%. Fixed rate end date - 31/05/2025 Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch) Valuation Fees (Purchase) - Full standard valuation fee scale applies. Valuation Fees (Remortgage) - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. Valuation Fees (Further advance and Product Switch) - £0 Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase applications, the full Multi-Unit Freehold Block valuation fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block valuation fee scale applies. ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of loan amount. (£0 for further advance, £0 for product switch) Early Repayment Charges - 3% until 31/05/2023, 2% until 31/05/2024 and 1% until 31/05/2025 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches Cost for comparison - 5.2% APRC Additional criteria - The mortgage must complete by 01/08/2022 See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
3.09% 5 year fixed rate until 31/05/2027 JMSO							Compare
3.09%	4.79%	4.2%APRC	Repayment	80%	£599~	£500 cashback for remortgages^	More info Less info
Compare
More info Less info Some key features of this mortgage Purpose - Joint Mortgage Sole Owner applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing guarantor mortgages. Loan to Value - Maximum 80% Fixed Rate end date - 31/05/2027 Application fee - £175 + Valuation Fee (£125 for further advance. £0 for product switch) Valuation fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch) ~Product fee - £599 for loans up to £500,000 (£0 for further advance, £0 for product switch) Maximum loan - £500,000 Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches. Additional benefits: ^Cashback - £500 cashback on completion for remortgage applications Early Repayment Charges - 5% until 31/05/2023, 4% until 31/05/2024, 3% until 31/05/2025, 2% until 31/05/2026, 1% until 31/05/2027 Cost for comparison - 4.2% APRC Additional criteria – The mortgage must complete by 01/08/2022 See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
2.99% 2 year fixed rate until 30/04/2024 JMSO							Compare
2.99%	4.79%	4.6%APRC	Repayment	60%	£599~	£500 cashback for remortgages^	More info Less info
Compare
More info Less info Some key features of this mortgage Purpose - Joint Mortgage Sole Owner applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing Guarantor mortgages. LTV - Maximum 60% Fixed Rate end date - 30/04/2024 Application Fee - £175 + Valuation Fee. (£125 for further advance, £0 for product switch) Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch) Product Fee - £599 for loans up to £500,000. (£0 for further advance, £0 for product switch) Early Repayment Charges - 2% until 30/04/2023, 1% until 30/04/2024 Maximum loan - £500,000 Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches Additional benefits: ^Cashback - £500 cashback on completion for remortgage applications Cost for comparison - 4.6% APRC Additional criteria - The mortgage must complete by 01/08/2022 See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
2.99% 3 year fixed rate until 31/05/2025							Compare
2.99%	4.79%	4.3%APRC	Interest-Only	60%	£0		More info Less info
Compare
More info Less info Some key features of this mortgage Purpose - Product switch and further advance LTV - Maximum 60% Fixed Rate end date - 31/05/2025 Application Fee - £125 for further advance. £0 for product switches. Legal Fees - £100 minimum for further advances Valuation Fees - £0 Product Fee - £0 Cashback - £0 Early Repayment Charges - 3% until 31/05/2023, 2% until 31/05/2024, 1% until 31/05/2025 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 4.3% APRC Additional criteria - For further advances the mortgage must complete by 01/08/2022 See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
3.14% 10 year discounted rate by 1.65% Retirement Lifestyle Booster							Compare
3.14%	4.79%	3.4%APRC	Interest-Only	25%	£999~	£500 cashback for remortgages^	More info Less info
Compare
More info Less info Some key features of this mortgage Purpose - Remortgage Discount - 1.65% applied to our Managed Mortgage Rate for 10 years Minimum rate - 3.14% Loan to Value - Maximum 25% Application fee - £175 + Valuation Fee Valuation fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. Additional benefits: - ^Cashback - £500 on completion for remortgage applications. Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year. Maximum loan - No maximum. Minimum loan - £45,000. Additional criteria - Minimum property value is £240,000 if property owned outright or £180,000 if repaying existing mortgage. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
2.89% 3 year fixed rate until 31/05/2025							Compare
2.89%	4.79%	4.0%APRC	Repayment	60%	£0		More info Less info
Compare
More info Less info Some key features of this mortgage Purpose - Product switch and further advance LTV - Maximum 60% Fixed Rate end date - 31/05/2025 Application Fee - £125 for further advance. £0 for product switches. Valuation Fees - £0 Legal Fees - £100 minimum for further advances Product Fee - £0 Cashback - £0 Early Repayment Charges - 3% until 31/05/2023, 2% until 31/05/2024, 1% until 31/05/2025 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £2,000 for further advance. No minimum for product switches Cost for comparison - 4.0% APRC Additional criteria - For further advances the mortgage must complete by 01/08/2022 See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
3.09% 3 year discounted rate by 2.45% for Expats							Compare
3.09%	5.54%	5.3%APRC	Interest-Only	60%	£999~		More info Less info
Compare
More info Less info Some key features of this mortgage Purpose - Expat purchase, remortgage, product switch and further advance Discount - 2.45% applied to our Residential Investment Managed Mortgage Rate for 3 years Minimum rate - 3.09% Loan to Value - Maximum 60% Application fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch) Valuation Fees (Purchase and Remortgage) - Full standard valuation fee scale applies. Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase and remortgage applications, the full Multi-Unit Freehold Block valuation fee scale will apply. ^~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. (£0 for further advance, £0 for product switch) Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application. Minimum loan - £100,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches. Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year Cost for comparison - 5.3% APRC Additional information: Please refer to our lending criteria for a full list of countries currently considered for expat applications. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
3.04% 3 year fixed rate until 31/05/2025 Family First Guarantor Mortgage							Compare
3.04%	4.79%	4.6%APRC	Interest-Only Repayment	95%	£0		More info Less info
Compare
More info Less info Some key features of this mortgage Purpose - Product switch and further advance, exclusively available for existing Family First Guarantor Mortgage customers LTV - Maximum LTV 95%. Fixed Rate end date - 31/05/2025 Application Fee - £125 for further advance. £0 for product switches Legal Fees - £100 minimum for further advances Valuation Fees - £0 Product Fee - £0 Cashback - £0 Early Repayment Charges - 3% until 31/05/2023, 2% until 31/05/2024, 1% until 31/05/2025 Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £2,000 for further advances. No minimum for product switches Cost for comparison - 4.6% APRC See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
3.14% 3 year discounted rate by 1.65% for Expats							Compare
3.14%	4.79%	4.6%APRC	Interest-Only	80%	£999~	£500 cashback for remortgages^	More info Less info
Compare
More info Less info Some key features of this mortgage Purpose - Expat for purchase, remortgage, product switch and further advance Discount - 1.65% applied to our Managed Mortgage Rate for 3 years Minimum rate - 3.14% Loan to Value - Maximum 80%. Application fee - £175 + Valuation Fee for purchase and remortgage. £125 for further advance. £0 for product switch Valuation fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch) ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. (£0 for further advance, £0 for product switch) Additional benefits: - ^Cashback - £500 on completion for remortgage applications Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £100,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches. Cost for comparison - 4.6% APRC Additional criteria - We require a UK address for the serving of notice. See our expat page for our full list of countries currently considered for expat applications. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
2.94% 2 year discounted rate by 1.95% Offset mortgage							Compare
2.94%	4.89%	4.6%APRC	Repayment	80%	£999~	£500 cashback for remortgages and £100 cashback for Offset Saver account^ Payment or Term reduction	More info Less info
Compare
More info Less info Some key features of this mortgage Purpose - Offset applications for purchase, remortgage, product switch and further advance Options available - Term reduction or payment reduction. Find out more about these options here Discount - 1.95% applied to our Managed Flexi Mortgage Rate for 2 years Minimum rate - 2.94% Loan to Value - Maximum 80% Application fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch) Valuation fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch) ~Product fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. (£0 for further advance, £0 for product switch) Additional benefits: - ^Cashback - £500 on completion for remortgage applications towards legal costs, and £100 for remortgage and purchase applications added to Offset Saver. Maximum loan - No maximum. Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches. Early Repayment Charges - 2% in the first year, 1% in the second year Cost for comparison - 4.6% APRC Additional criteria - You are required to open an Offset Saver account in conjunction with this mortgage. On completion of the mortgage, a cashback amount will be used to open your linked Offset Saver account: £100 for remortgages and purchases. Additional features - Overpayments and partial capital repayments allowed. Overpayments build up a credit position to be used for future underpayments, payment holidays and borrow back - allowed to the remaining value of previous overpayments with our prior agreement. 100% of the loan amount can be offset. See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
2.99% 3 year discounted rate by 1.80% for Expats							Compare
2.99%	4.79%	4.6%APRC	Interest-Only	60%	£999~	£500 cashback for remortgages^	More info Less info
Compare
More info Less info Some key features of this mortgage Purpose - Expat for purchase, remortgage, product switch and further advance Discount - 1.80% applied to our Managed Mortgage Rate for 3 years Minimum rate - 2.99% Loan to Value - Maximum 60% Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch) Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch) ^~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.3% of the loan amount. (£0 for further advance, £0 for product switch) Additional benefits: - ^Cashback - £500 on completion for remortgage applications Early Repayment Charges - 3% in the first year, 2% in the second year, 1% in the third year Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application Minimum loan - £100,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches Cost for comparison - 4.6% APRC Additional criteria - We require a UK address for the serving of notice See our full list of countries currently considered for Expat applications See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
2.84% 3 year discounted rate by 1.95% JMSO							Compare
2.84%	4.79%	4.6%APRC	Interest-Only	80%	£599~	£500 cashback for remortgages^	More info Less info
Compare
More info Less info Some key features of this mortgage Purpose - Joint Mortgage Sole Owner applications for purchase, remortgage, product switch and further advance. Also available for product switch and further advance for existing guarantor mortgages. Discount - 1.95% applied to our Managed Mortgage Rate for 3 years Minimum rate - 2.84% Loan to Value - Maximum 80%. Application fee - £175 + Valuation Fee for purchase and remortgage applications. (£125 for further advance. £0 for product switch) Valuation fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance. £0 for product switch) ~Product fee - £599 for loans up to £500,000. (£0 for further advance. £0 for product switch) Maximum loan - £500,000 Minimum loan - £45,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches. Additional benefits: ^Cashback - £500 cashback on completion for remortgage applications Early Repayment Charges - 3% for the first year, 2% for the second year, 1% for the third year Cost for comparison - 4.6% APRC See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back
3.04% 5 year fixed rate until 31/05/2027 Family Mortgage							Compare
3.04%	4.79%	4.3%APRC	Repayment	95%	£599~	£250 cashback for purchase applications^	More info Less info
Compare
More info Less info Some key features of this mortgage Purpose - Family Mortgage applications for purchase, product switch and further advance Loan to Value - Maximum 95%. For applications above 75% LTV additional security is required. Additional offsetting feature is available. Security options available - Security Account, Security Through Property, Offset Account. Find out more here. Fixed Rate end date - 31/05/2027 Application Fee - £175 + Valuation Fee. (£125 for further advance, £0 for product switch) Valuation Fees - Free for properties up to £500,000. For properties above £500,000 the standard valuation fee scale applies, less £330 discount. (£0 for further advance, £0 for product switch) ~Product Fee - £599 for purchase applications. (£0 for further advance, £0 for product switch) Maximum loan - £500,000 Minimum loan - £45,000 for purchase. £2,000 for further advance. No minimum for product switches. Additional benefits: ^Cashback - £250 for purchase applications Early Repayment Charges - 5% until 31/05/2023, 4% until 31/05/2024, 3% until 31/05/2025, 2% until 31/05/2026, 1% until 31/05/2027 Additional criteria – The mortgage must complete by 01/08/2022 Cost for comparison - 4.3% APRC See full details for fee details, documents you'll need, and more. Take the next step: See full details See what I could borrow Ask us to call you back

Comparing two mortgage products


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Note that products are subject to additional terms and subject to change. See a product's full details to find out more.

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3.09% 2 year fixed rate until 30/04/2024 JMSO

3.29% 2 year discounted rate by 2.25% Offset Mortgage

2.99% 3 year fixed rate until 31/05/2025

2.99% 2 year fixed rate until 30/04/2024

2.89% 2 year fixed rate until 30/04/2024

3.24% 3 year discounted rate by 2.30% for Expats

2.94% 3 year fixed rate until 31/05/2025

3.09% 3 year fixed rate until 31/05/2025

3.09% 5 year fixed rate until 31/05/2027 JMSO

2.99% 2 year fixed rate until 30/04/2024 JMSO

2.99% 3 year fixed rate until 31/05/2025

3.14% 10 year discounted rate by 1.65% Retirement Lifestyle Booster

2.89% 3 year fixed rate until 31/05/2025

3.09% 3 year discounted rate by 2.45% for Expats

3.04% 3 year fixed rate until 31/05/2025 Family First Guarantor Mortgage

3.14% 3 year discounted rate by 1.65% for Expats

2.94% 2 year discounted rate by 1.95% Offset mortgage

2.99% 3 year discounted rate by 1.80% for Expats

2.84% 3 year discounted rate by 1.95% JMSO

3.04% 5 year fixed rate until 31/05/2027 Family Mortgage

3.09% 2 year fixed rate until 30/04/2024 JMSO

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3.29% 2 year discounted rate by 2.25% Offset Mortgage

Some key features of this mortgage

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2.99% 3 year fixed rate until 31/05/2025

Some key features of this mortgage

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2.99% 2 year fixed rate until 30/04/2024

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2.89% 2 year fixed rate until 30/04/2024

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3.24% 3 year discounted rate by 2.30% for Expats

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2.94% 3 year fixed rate until 31/05/2025

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3.09% 3 year fixed rate until 31/05/2025

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3.09% 5 year fixed rate until 31/05/2027 JMSO

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2.99% 2 year fixed rate until 30/04/2024 JMSO

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2.99% 3 year fixed rate until 31/05/2025

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3.14% 10 year discounted rate by 1.65% Retirement Lifestyle Booster

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2.89% 3 year fixed rate until 31/05/2025

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3.09% 3 year discounted rate by 2.45% for Expats

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3.04% 3 year fixed rate until 31/05/2025 Family First Guarantor Mortgage

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3.14% 3 year discounted rate by 1.65% for Expats

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2.94% 2 year discounted rate by 1.95% Offset mortgage

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2.99% 3 year discounted rate by 1.80% for Expats

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2.84% 3 year discounted rate by 1.95% JMSO

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3.04% 5 year fixed rate until 31/05/2027 Family Mortgage

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