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Homes for Ukraine - important information can be found here.
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Monthly savings statements - From May we will be sending future monthly statements of electronic transactions on your savings account by email. More details on how to view your statement and the new process can be found here.
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Following the Bank of England’s decision to raise the Bank Rate by 0.25% to 1.00% on 5 May 2022, Windfall Bond and Tracker Savings Bond rates will increase by 0.25% from 1 June 2022. We are reviewing our other variable savings rates and will notify customers of any interest rate increase on their account. Tracker mortgages will change on 25 June 2022 and we will write to customers individually with revised payment details where the new rate exceeds the minimum rate (or ‘floor’) already applying to their mortgage. (Notice updated 06/05/2022)
Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB | |
---|---|---|---|---|---|---|---|---|---|---|
3.09% 2 year fixed rate until 30/04/2024 JMSO |
Code XF0473 | |||||||||
More info | 30/04/2024 | 4.79% | 80% | £175* | £599~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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3.29% 2 year discounted rate by 2.25% Offset Mortgage |
Code XO0042 | |||||||||
More info | 2 years | 5.54% | 70% | £175* | £999~ | £100^ | Yes | Yes | No | |
More info
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Online Application
· Purpose - Offset applications for purchase, remortgage, product switch and further advance
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2.99% 3 year fixed rate until 31/05/2025 |
Code XF0475 | |||||||||
More info | 31/05/2025 | 4.79% | 80% | £125* | £0 | £0 | Yes | No | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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2.99% 2 year fixed rate until 30/04/2024 |
Code XF0471 | |||||||||
More info | 30/04/2024 | 4.79% | 80% | £175* | £999~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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2.89% 2 year fixed rate until 30/04/2024 |
Code XF0470 | |||||||||
More info | 30/04/2024 | 4.79% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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3.24% 3 year discounted rate by 2.30% for Expats |
Code XD0124 | |||||||||
More info | 3 years | 5.54% | 70% | £175* | £999~ | £0 | No | Yes | No | |
More info
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Online Application
· Purpose - Expat purchase, remortgage, product switch and further advance
· Discount - 2.30% applied to our Residential Investment Managed Mortgage Rate for 3 years · Minimum rate - 3.24% · LTV - Maximum 70% · *Application Fee - £175 + Valuation Fee for purchase and remortgage. (£125 for further advance, £0 for product switch) · Valuation Fees (Purchase and Remortgage) - Full standard valuation fee scale applies. · Valuation Fees (Further advance and Product Switch) - £0 · Valuation Fees (Multi Unit Freehold Blocks) - A separate valuation fee scale will apply for this property type. For purchase and remortgage applications, the full Multi-Unit Freehold Block valuation fee scale will apply. (£0 for further advance and product switch) · ~Product Fee - £999 for loans up to £500,000. For loans above £500,000 0.4% of the loan amount. (£0 for further advance and product switch) · Early Repayment Charges - 3% in the first year, 2% in the second year and 1% in the third year · Maximum loan - No maximum. Loans above £500,000 should be referred to us for specific agreement before submission of an application · Minimum loan - £100,000 for purchase and remortgage. £2,000 for further advance. No minimum for product switches · Cost for comparison - 5.3% APRC |
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2.94% 3 year fixed rate until 31/05/2025 |
Code XF0488 | |||||||||
More info | 31/05/2025 | 5.54% | 60% | £175* | £999~ | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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3.09% 3 year fixed rate until 31/05/2025 |
Code XF0489 | |||||||||
More info | 31/05/2025 | 5.54% | 70% | £175* | £999~ | £0 | Yes | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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3.09% 5 year fixed rate until 31/05/2027 JMSO |
Code XF0479 | |||||||||
More info | 31/05/2027 | 4.79% | 80% | £175* | £599~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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2.99% 2 year fixed rate until 30/04/2024 JMSO |
Code XF0472 | |||||||||
More info | 30/04/2024 | 4.79% | 60% | £175* | £599~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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2.99% 3 year fixed rate until 31/05/2025 |
Code XF0483 | |||||||||
More info | 31/05/2025 | 4.79% | 60% | £125* | £0 | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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3.14% 10 year discounted rate by 1.65% Retirement Lifestyle Booster |
Code XDR008 | |||||||||
More info | 10 years | 4.79% | 25% | £175* | £999~ | £500^ | No | Yes | No | |
More info
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Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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2.89% 3 year fixed rate until 31/05/2025 |
Code XF0474 | |||||||||
More info | 31/05/2025 | 4.79% | 60% | £125* | £0 | £0 | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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3.09% 3 year discounted rate by 2.45% for Expats |
Code XD0123 | |||||||||
More info | 3 years | 5.54% | 60% | £175* | £999~ | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
· Purpose - Expat purchase, remortgage, product switch and further advance |
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3.04% 3 year fixed rate until 31/05/2025 Family First Guarantor Mortgage |
Code XF0487 | |||||||||
More info | 31/05/2025 | 4.79% | 95% | £125* | £0 | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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3.14% 3 year discounted rate by 1.65% for Expats |
Code XD0120 | |||||||||
More info | 3 years | 4.79% | 80% | £175* | £999~ | £500^ | No | Yes | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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2.94% 2 year discounted rate by 1.95% Offset mortgage |
Code XO0040 | |||||||||
More info | 2 years | 4.89% | 80% | £175* | £999~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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2.99% 3 year discounted rate by 1.80% for Expats |
Code XD0119 | |||||||||
More info | 3 years | 4.79% | 60% | £175* | £999~ | £500^ | No | Yes | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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2.84% 3 year discounted rate by 1.95% JMSO |
Code XD0118 | |||||||||
More info | 3 years | 4.79% | 80% | £175* | £599~ | £500^ | No | Yes | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
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3.04% 5 year fixed rate until 31/05/2027 Family Mortgage |
Code XF0480 | |||||||||
More info | 31/05/2027 | 4.79% | 95% | £175* | £599~ | £250^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
The mortgage will be secured on your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
||||
---|---|---|---|---|---|---|---|---|---|---|
3.09% 2 year fixed rate until 30/04/2024 JMSO |
||||||||||
3.09% | 4.79% |
4.6% |
|
80% | £599~ |
£500 cashback for remortgages^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.29% 2 year discounted rate by 2.25% Offset Mortgage |
||||||||||
3.29% | 5.54% |
5.4% |
|
70% | £999~ |
|
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
2.99% 3 year fixed rate until 31/05/2025 |
||||||||||
2.99% | 4.79% |
4.0% |
|
80% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
2.99% 2 year fixed rate until 30/04/2024 |
||||||||||
2.99% | 4.79% |
4.5% |
|
80% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
2.89% 2 year fixed rate until 30/04/2024 |
||||||||||
2.89% | 4.79% |
4.5% |
|
60% | £999~ |
£500 cashback for remortgages^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.24% 3 year discounted rate by 2.30% for Expats |
||||||||||
3.24% | 5.54% |
5.3% |
|
70% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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2.94% 3 year fixed rate until 31/05/2025 |
||||||||||
2.94% | 5.54% |
5.2% |
|
60% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.09% 3 year fixed rate until 31/05/2025 |
||||||||||
3.09% | 5.54% |
5.2% |
|
70% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.09% 5 year fixed rate until 31/05/2027 JMSO |
||||||||||
3.09% | 4.79% |
4.2% |
|
80% | £599~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
2.99% 2 year fixed rate until 30/04/2024 JMSO |
||||||||||
2.99% | 4.79% |
4.6% |
|
60% | £599~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
2.99% 3 year fixed rate until 31/05/2025 |
||||||||||
2.99% | 4.79% |
4.3% |
|
60% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.14% 10 year discounted rate by 1.65% Retirement Lifestyle Booster |
||||||||||
3.14% | 4.79% |
3.4% |
|
25% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
2.89% 3 year fixed rate until 31/05/2025 |
||||||||||
2.89% | 4.79% |
4.0% |
|
60% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.09% 3 year discounted rate by 2.45% for Expats |
||||||||||
3.09% | 5.54% |
5.3% |
|
60% | £999~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.04% 3 year fixed rate until 31/05/2025 Family First Guarantor Mortgage |
||||||||||
3.04% | 4.79% |
4.6% |
|
95% | £0 | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.14% 3 year discounted rate by 1.65% for Expats |
||||||||||
3.14% | 4.79% |
4.6% |
|
80% | £999~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
2.94% 2 year discounted rate by 1.95% Offset mortgage |
||||||||||
2.94% | 4.89% |
4.6% |
|
80% | £999~ |
£500 cashback for remortgages and £100 cashback for Offset Saver account^ Payment or Term reduction |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
2.99% 3 year discounted rate by 1.80% for Expats |
||||||||||
2.99% | 4.79% |
4.6% |
|
60% | £999~ |
£500 cashback for remortgages^ |
||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
2.84% 3 year discounted rate by 1.95% JMSO |
||||||||||
2.84% | 4.79% |
4.6% |
|
80% | £599~ | £500 cashback for remortgages^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
||||||||||
3.04% 5 year fixed rate until 31/05/2027 Family Mortgage |
||||||||||
3.04% | 4.79% |
4.3% |
|
95% | £599~ | £250 cashback for purchase applications^ | ||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |

Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
Over 125 years of helping people move in
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Mortgages - 03330 140140
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Savings - 03330 140144
Mortgages - 03330 140146
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