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Savings products - In preparation of the launch of our new and improved Online Service we have temporarily withdrawn online applications for all our savings products. You can still apply for these products by post or in branch. All savings products will be available to apply online from 12 May. We apologise for any inconvenience this may cause.
- Savings customers: Your 2024 / 2025 Annual Interest Savings Summary are currently being processed and are due to be delivered by 30 April 2025.
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Online Service update. Due to planned essential maintenance our Online Service will be unavailable from 6pm until 12am on Wednesday 7 May. Our Online Service will also be unavailable between 5.30pm on Friday 9 May until 9am on Monday 12 May. We apologise for any inconvenience this may cause.

Expat Buy to Let mortgages
See all of our expat Buy to Let Interest-Only mortgage products available for purchase or remortgage.The mortgage will be secured on your property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
We offer expat Buy to Let mortgages for properties located in England or Wales. We're able to lend to UK Nationals aged over 18 who are working abroad, and whose families are remaining in the UK subject to certain conditions.
Our expat mortgages
are only available on an Interest-Only basis.
Please refer to our lending criteria for more information.
Product details should be read in conjunction with our'Getting a mortgage: what you need to know' guide and our 'lending criteria'.
Initial interest rate | Current follow on rate | Overall cost for comparison | Repayment or Interest-Only? | Max % Loan to Value (LTV) | Product fees |
Additional benefits |
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5.34% Expat 5 Year Fixed Rate to 30/09/2030 (XF1021) |
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5.34% | 8.69% |
7.8% |
|
60% | 1.00%~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.44% Expat 2 Year Fixed Rate to 31/08/2027 (XF1000) |
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5.44% | 8.69% |
8.5% |
|
60% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.49% Expat 5 Year Fixed Rate to 30/09/2030 (XF1022) |
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5.49% | 8.69% |
7.9% |
|
75% | 1.00%~ |
£500 cashback for Remortgage applications^ |
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Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.54% Expat 5 Year Fixed Rate to 30/09/2030 (XF1023) |
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5.54% | 8.69% |
7.9% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |
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5.59% Expat 2 Year Fixed Rate to 31/08/2027 (XF1001) |
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5.59% | 8.69% |
8.5% |
|
75% | 1.00%~ | |||||
Some key features of this mortgage
See full details for fee details, documents you'll need, and more. |

Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.