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- Savings customers. Your 2023/2024 Annual Interest Savings Summary has been despatched and will be with you shortly. Updated 29 April 2024
Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB | |
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6.94% Expat 1.50% Discounted Rate from follow on rate for 2 years (XD0218) |
Code XD0218 | |||||||||
More info | 2 years | 8.44% | 80% | £0 | £0 | £0 | No | Yes | No | |
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|
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6.69% Expat 1.75% Discounted Rate from follow on rate for 2 years (XD0217) |
Code XD0217 | |||||||||
More info | 2 years | 8.44% | 60% | £0 | £0 | £0 | No | Yes | No | |
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|
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4.79% 5 Year Fixed Rate to 30/09/2029 (XF0770) |
Code XF0770 DIRECT | |||||||||
More info | 30/09/2029 | 8.44% | 80% | £175* | £999~ | £500^ | Yes | No | No | |
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|
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4.79% JBSP 5 Year Fixed Rate to 30/09/2029 (XF0771) |
Code XF0771 DIRECT | |||||||||
More info | 30/09/2029 | 8.44% | 60% | £175* | £599~ | £500^ | Yes | No | No | |
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|
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4.89% JBSP 5 Year Fixed Rate to 30/09/2029 (XF0772) |
Code XF0772 DIRECT | |||||||||
More info | 30/09/2029 | 8.44% | 80% | £175* | £599~ | £500^ | Yes | No | Yes | |
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|
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5.49% 2 Year Fixed Rate to 31/07/2026 (XF0780) |
Code XF0780 | |||||||||
More info | 31/07/2026 | 9.19% | 60% | £125* | 0 | £0 | Yes | Yes | No | |
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|
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5.84% 2 Year Fixed Rate to 31/07/2026 (XF0774) |
Code XF0774 DIRECT | |||||||||
More info | 31/07/2026 | 8.44% | 60% | £175* | £999~ | ££500^ | No | Yes | No | |
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|
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6.84% JBSP 1.60% Discounted Rate from follow on rate for 2 years (XD0216) |
Code XD0216 | |||||||||
More info | 2 years | 8.44% | 80% | £175* | £599~ | £500^ | No | Yes | No | |
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|
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5.64% 2 Year Fixed Rate to 31/07/2026 (XF0781) |
Code XF0781 | |||||||||
More info | 31/07/2026 | 9.19% | 70% | £175* | £999 | £0 | Yes | Yes | No | |
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|
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6.29% Offset Mortgage 2.25% Discounted Rate from follow on rate for 2 years (XO0071) |
Code XO0071 | |||||||||
More info | 2 years | 8.54% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
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|
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6.09% 2 Year Fixed Rate to 31/07/2026 (XF0775) |
Code XF0775 DIRECT | |||||||||
More info | 31/07/2026 | 8.44% | 80% | £175* | £999~ | £500^ | No | Yes | No | |
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|
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5.39% Ltd Co 5 Year Fixed Rate to 31/08/2029 (XF0787) |
Code XF0787 | |||||||||
More info | 31/08/2029 | 9.19% | 70% | £175* | 1.00%~ | £0 | Yes | Yes | No | |
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|
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5.34% JBSP 2 Year Fixed Rate to 31/07/2026 (XF0765) |
Code XF0765 | |||||||||
More info | 31/07/2026 | 8.44% | 60% | £175* | £599~ | £500^ | Yes | No | No | |
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|
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6.59% JBSP 1.85% Discounted Rate from follow on rate for 2 years (XD0215) |
Code XD0215 | |||||||||
More info | 2 years | 8.44% | 60% | £175* | £599~ | £500^ | No | Yes | No | |
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|
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4.99% 3 Year Fixed Rate to 30/09/2027 (XF0767) |
Code XF0767 | |||||||||
More info | 30/09/2027 | 8.44% | 60% | £125* | £0 | £0 | Yes | No | No | |
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|
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6.59% Offset Mortgage 2.60% Discounted Rate from follow on rate for 2 years (XO0075) |
Code XO0075 | |||||||||
More info | 2 years | 9.19% | 60% | £175* | £999~ | £100^ | Yes | Yes | No | |
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· Purpose - Offset applications for purchase, remortgage, product switch and further advance |
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5.24% 2 Year Fixed Rate to 31/07/2026 (XF0763) |
Code XF0763 | |||||||||
More info | 31/07/2026 | 8.44% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
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|
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5.24% 5 Year Fixed Rate to 30/09/2029 (XF0777) |
Code XF0777 DIRECT | |||||||||
More info | 30/09/2029 | 8.44% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
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|
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5.09% 3 Year Fixed Rate to 30/09/2027 (XF0768) |
Code XF0768 | |||||||||
More info | 30/09/2027 | 8.44% | 80% | £125* | £0~ | £0 | Yes | No | No | |
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|
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5.24% Ltd Co 5 Year Fixed Rate to 31/08/2029 (XF0786) |
Code XF0786 | |||||||||
More info | 31/08/2029 | 9.19% | 60% | £175* | 1.00%~ | £0 | Yes | Yes | No | |
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|
Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
Case study - A repayment mortgage even in retirement
Christine and her husband were looking for a repayment mortgage in their retirement but needed a long mortgage term
View full case studyOver 125 years of helping people move in
For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.
Contact our expert UK team
Existing customers
Savings - 03330 140144
savings.service@familybsoc.co.uk
Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk
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