Initial Rate |
Initial Rate Ends |
Follow On Rate |
Max. LTV |
Application Fee |
Product Fee |
Cashback on Completion |
Repayment | Interest Only |
FTB | |
---|---|---|---|---|---|---|---|---|---|---|
5.14% 5 Year Fixed Rate to 31/08/2029 (XF0783) |
Code XF0783 | |||||||||
More info | 31/08/2029 | 9.19% | 70% | £125* | £999 | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
4.79% JBSP 5 Year Fixed Rate to 30/09/2029 (XF0771) |
Code XF0771 | |||||||||
More info | 30/09/2029 | 8.44% | 60% | £125* | £0 | £0 | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
6.59% Offset Mortgage 2.60% Discounted Rate from follow on rate for 2 years (XO0075) |
Code XO0075 | |||||||||
More info | 2 years | 9.19% | 60% | £175* | £999~ | £100^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
· Purpose - Offset applications for purchase, remortgage, product switch and further advance |
||||||||||
5.24% 2 Year Fixed Rate to 31/07/2026 (XF0763) |
Code XF0763 | |||||||||
More info | 31/07/2026 | 8.44% | 60% | £175* | £999~ | £500^ | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.24% 5 Year Fixed Rate to 30/09/2029 (XF0777) |
Code XF0777 DIRECT | |||||||||
More info | 30/09/2029 | 8.44% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.29% Expat 5 Year Fixed Rate to 31/08/2029 (XF0790) |
Code XF0790 | |||||||||
More info | 31/08/2029 | 9.19% | 60% | £125* | 0 | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.09% 3 Year Fixed Rate to 30/09/2027 (XF0768) |
Code XF0768 | |||||||||
More info | 30/09/2027 | 8.44% | 60% | £125* | £0~ | £0 | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.24% 5 Year Fixed Rate to 30/09/2029 (XF0777) |
Code XF0777 | |||||||||
More info | 30/09/2029 | 8.44% | 60% | £125* | £0 | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.24% Ltd Co 5 Year Fixed Rate to 31/08/2029 (XF0786) |
Code XF0786 | |||||||||
More info | 31/08/2029 | 9.19% | 60% | £175* | 1.00%~ | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.14% 5 Year Fixed Rate to 31/08/2029 (XF0783) |
Code XF0783 DIRECT | |||||||||
More info | 31/08/2029 | 9.19% | 70% | £175* | £999 | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
6.39% Offset Mortgage 2.15% Discounted Rate from follow on rate for 2 years (XO0072) |
Code XO0072 | |||||||||
More info | 2 years | 8.54% | 80% | £175* | £999~ | £500^ | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
4.89% Family Mortgage 5 Year Fixed Rate to 30/09/2029 (XF0773) |
Code XF0773 | |||||||||
More info | 30/09/2029 | 8.44% | 95% | £175* | £599~ | £250^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.89% Ltd Co 2 Year Fixed Rate to 31/07/2026 (XF0785) |
Code XF0785 | |||||||||
More info | 31/07/2026 | 9.19% | 70% | £175* | 1.00%~ | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
6.69% Expat 1.75% Discounted Rate from follow on rate for 2 years (XD0217) |
Code XD0217 | |||||||||
More info | 2 years | 8.44% | 60% | £175* | £999~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.44% JBSP 2 Year Fixed Rate to 31/07/2026 (XF0766) |
Code XF0766 | |||||||||
More info | 31/07/2026 | 8.44% | 80% | £175* | £599~ | £500^ | Yes | No | Yes | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
6.74% Offset Mortgage 2.45% Discounted Rate from follow on rate for 2 years (XO0076) |
Code XO0076 | |||||||||
More info | 2 years | 9.19% | 70% | £175* | £999~ | £100^ | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
· Purpose - Offset applications for purchase, remortgage, product switch and further advance
|
||||||||||
5.34% 2 Year Fixed Rate to 31/07/2026 (XF0764) |
Code XF0764 | |||||||||
More info | 31/07/2026 | 8.44% | 80% | £175* | £999~ | £500^ | Yes | No | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.84% 2 Year Fixed Rate to 31/07/2026 (XF0774) |
Code XF0774 | |||||||||
More info | 31/07/2026 | 8.44% | 60% | £125* | £0 | £0 | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
5.44% Expat 5 Year Fixed Rate to 31/08/2029 (XF0791) |
Code XF0791 Direct | |||||||||
More info | 31/08/2029 | 9.19% | 70% | £175* | 1.00%~ | £500^ | No | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
||||||||||
4.99% 5 Year Fixed Rate to 31/08/2029 (XF0782) |
Code XF0782 | |||||||||
More info | 31/08/2029 | 9.19% | 60% | £125* | 0 | £0 | Yes | Yes | No | |
More info
More details, fees & downloads
Criteria A-Z
Check affordability
DIP Request
Illustration Request
Contact your BDM
Online Application
|
Comparing two mortgage products
Note that products are subject to additional terms and subject to change. See a product's full details to find out more.
Case study - A repayment mortgage even in retirement
Christine and her husband were looking for a repayment mortgage in their retirement but needed a long mortgage term
View full case studyOver 125 years of helping people move in
For a long time we've been trusted to lend to a wide variety of people with a more small scale, personal approach as shown in our awards.
Contact our expert UK team
Existing customers
Savings - 03330 140144
savings.service@familybsoc.co.uk
Mortgages - 03330 140146
mortgage.service@familybsoc.co.uk
...or ask the way that suits you.
Request a call back
We can call you back at a time that suits you.
Visit us in branch
Ashley Square, Epsom, Surrey, KT18 5DD.
View our FAQs
Your questions might be answered here.